In episode 10 of the YMYW podcast, Big Al tests your retirement planning smarts by asking Joe and the listeners important retirement questions. How do you stack up? Original publish date March 12, 2016 (hour 2). Note that content may be outdated as rules and regulations have changed. 2:08 "The government must systematically devalue our currency so they can pay it back on cheaper dollars" 8:14 "Index funds tend to have very low expense ratios" 11:51 "Which of these pose a big threat to your retirement security? Inflation, investment ups and downs, outliving your financial resources or all of the above?" 16:02 "You want to stay liquid in your strategy because things will change in your life, in the stock market and in the tax code" 20:30 "You don't have to pay taxes on money you take out of a Roth IRA if you qualify" 25:18 "You have more control over how much you pay in taxes in retirement than any other time in your life if you just understand the strategies"