📱Finish today's episode for free in the Ramsey Network app.Dave Ramsey & Dr. John Delony answer your questions and discuss: "We owe the IRS $600,000," "How do I surprise my wife if we combine bank accounts?" "I feel guilty for ever going in to debt," "Should I sell my truck to pay off debt and buy a ring?" Support Our Sponsors: Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote today. NetSuite: Free KPI checklist, visit netsuite.com/Ramsey  MamaBear Legal Forms: mamabearlegalforms.com and use promo code RAMSEY to save 20% Next Steps📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!💸Enter The Ramsey Cash Giveaway for a chance to win $10,000!📚 Shop the $12 Sale to get life-changing tools to help you make real progress!💵 Start your free budget today. Download the EveryDollar app!🏠 How to Buy a Home CourseListen to more from Ramsey Network🎙️ The Ramsey Show  🧠 The Dr. John Delony Show🍸 Smart Money Happy Hour💡 The Rachel Cruze Show💸 The Ramsey Show Highlights💰 George Kamel💼 The Ken Coleman Show📈 EntreLeadershipLearn more about your ad choices. https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy