Kristina Ellis & Dr. John Delony answer your questions and discuss:  "Are we ready to buy a house right now?" Delony reacts to a study finding "Five ways credit cards can improve your mental health", from the blog: Do I Need a Credit Card?, "Should we move to another state?" Saving money on groceries. from the blog: How to Save Money on Groceries Support Our Sponsor:PODS Moving & StorageHave a question for the show? Call 888-825-5225 Weekdays from 2-5pm ETWant a plan for your money? Find out where to start: https://bit.ly/3nInETXListen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6Learn more about your ad choices. https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy