This week Laura and Sam discover there's truth behind the industry saying: "If you can think of it, you can insure it". From putting money on your body parts to insuring against alien invasion, The Telegraph's personal finance reporters discover what cover you need - and what you don't. They speak to Martyn James, a lifelong insurance geek who fights to get consumers a fair deal on everything from car cover premiums to mobile phone add-ons. Plus they go behind the scenes of the 300-year-old institution insurer Lloyds of London to find out how companies decide the cost of a risky gamble, and why only half the chairs in the building have backs... To get in touch, email moneypodcast@telegraph.co.uk or phone our voicemail number at 07523 039447. And visit www.telegraph.co.uk/moneypodcast for more.