What if the alarm you snoozed this morning could be switched off for good? We are all taught retirement happens in our 60s and 70s after decades putting in the shifts at work. Wouldn’t it be better if you could enjoy all that time off while you’re young? A growing group of mavericks are using an extreme savings technique to hack the system and get the work-free life at just 40, or even earlier. This week on the It’s Your Money podcast, Laura and Sam spoke to Mr Money Moustache who did just that. He spills the beans on how he and his family beat our consumerist culture and still get to live in a beautiful house in Colorado.  Could you stick to his strict rules to get rich fast and retire young? As an added bonus, Laura puts her money where her mouth is and opens up her bank accounts to reveal all and get a mini financial makeover from expert adviser Nick Earl.  Find out if even despite her spendthrift ways she will be able to retire on more than cat food and crackers, and how you can use his advice to get your financial house in order. To get in touch, email moneypodcast@telegraph.co.uk or phone our voicemail number at 07523 039447. And visit www.telegraph.co.uk/moneypodcast for more