Episode Summary: In this episode, personal injury attorney Colin Bober discusses how future medical expenses are calculated in injury cases. From short-term medical costs to long-term care projections, Colin explains the role of medical experts, life care plans, and legal battles involved in securing compensation for victims. He also shares insights on how negotiations with insurance companies unfold and how attorneys work to prove the need for ongoing medical treatment.   Timestamps: 00:00 – Introduction to the show and topic 00:37 – Recoverable short-term medical expenses after an accident 02:00 – Calculating long-term and future medical costs 03:25 – The importance of life care plans in determining future expenses 04:09 – Role of medical experts in proving necessary future treatments 05:55 – The negotiation process with insurance companies 07:12 – Understanding Maximum Medical Improvement (MMI) 08:29 – Why a structured medical treatment plan is important for claims 10:12 – Legal challenges in proving future medical expenses 12:07 – How long does it take for insurance companies to respond? 13:05 – Case study: Traumatic brain injury and long-term effects 14:33 – The complexities of traumatic brain injury (TBI) cases 15:14 – Closing thoughts and how to connect with Colin Bober   About the Show: Welcome to Secrets of Personal Injury Law with Colin Bober, where we uncover the intricacies of personal injury cases to help victims navigate their legal rights. Hosted by Kevin Rosenquist, this podcast dives into legal strategies, real case studies, and expert insights to empower those seeking justice.