Indeed: Get a $75 Sponsored Job Credit at https://indeed.com/ichHillsdale College: Go to https://hillsdale.edu/ICH for FREE, easy to get started classes!Shopify: Sign up for a $1 per month trial period at https://shopify.com/ich Subscribe to  @GeorgeKamel  Here - Thanks To Ramsey Solutions for helping us film this episode!Add us on Instagram: https://www.instagram.com/jlsselbyhttps://www.instagram.com/gpstephanOfficial Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0wFor sponsorships or business inquiries reach out to: tmatsradio@gmail.comFor Podcast Inquiries, please DM @icedcoffeehour on Instagram!Timestamps :00:00:00 - Intro00:03:11 - Is a house a good investment?00:05:44 - Cash-only investment property?00:08:41 - Renting vs living in a duplex00:11:56 - Risk tolerance when investing00:12:38 - Thoughts on Bitcoin00:18:38 - House values haven’t increased00:20:16 - Is more income the solution?00:24:30 - Smart budgeting choices00:26:13 - Renting rooms for extra cash00:28:28 - Age limit to live at home?00:32:03 - The $5 coffee debate00:35:13 - Improve your finances today00:36:29 - Elon Musk, national debt, and government efficiency00:45:28 - Making $1 million effectively00:57:11 - Biggest wealth killers01:02:08 - Balancing tough love with callers01:04:49 - Callers who actually change01:06:10 - Renting vs buying01:07:13 - Election impact on finances 01:08:29 - Government responsibilities01:10:54 - Should there be a minimum wage?01:14:27 - Flat tax rate debate01:20:19 - Least compelling financial takes01:25:26 - Credit vs debit spending01:30:15 - Non-financial advice for life improvement*Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices