Retail spending is lower than during the GFC. Retailers are going to the wall more than any other business and Retail NZ’s latest survey shows 43% of businesses are unsure they’ll survive another year.In hospo, a swathe of high-profile restaurants have shuttered and last year - for the first time in two decades - the number of cafes and restaurants was lower than the year before.We assembled some of the sectors’ most brilliant brains to work out what went wrong, how we fix it and the prognosis for the future.They are fashion icon Kate Sylvester, hospitality legend Luke Dallow and designer Jessie Wong - a member of the Wellington Mayor’s new business advisory group.On the agenda: skyrocketing rents, transport woes, how the Government can help, the power of big events and whether New Zealand should become a tipping economy. Learn more about your ad choices. Visit megaphone.fm/adchoices