Episode Summary: In this episode of Secrets of Personal Injury Law, host Abigail Vaca sits down with experienced personal injury attorney Colin Bober to discuss uninsured and underinsured motorist (UM/UIM) claims in Texas. Colin explains what UM/UIM coverage is, the steps to take after an accident with an uninsured driver, how Texas law handles these claims, and strategies for negotiating with insurance companies. Whether you’re a driver looking to protect yourself or someone navigating a claim, this episode is packed with expert insights. Timestamps: [00:00] Introduction to Secrets of Personal Injury Law and today’s topic [00:28] What is uninsured and underinsured motorist coverage? [02:03] Steps to take immediately after an accident with an uninsured/underinsured driver [03:06] How Texas law treats UM/UIM claims and how attorneys handle them [04:17] Compensation expectations for UM/UIM claims [05:14] Common challenges when dealing with insurance companies [06:10] Strategies for negotiating with your insurance provider [07:41] What to do if your insurance company denies or undervalues your claim [08:35] Final thoughts and closing About the Show: Secrets of Personal Injury Law with Colin Bober provides expert insights into personal injury cases, legal strategies, and practical advice for navigating the claims process. With over 4,000 clients and $50 million in settlements, Colin brings his extensive experience to help listeners understand their rights and maximize their claims.