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Next Steps📖 Check out our State of Personal Finance study📱Watch the full episode for free in the Ramsey Network app.📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!💵 Start your free budget today. Download the EveryDollar app!📙 Check out George Kamel's Breaking Free From Broke today.💼 Connect with a RamseyTrusted tax pro for help with payroll and more🪑 Check out Front Row Seat with Ken Coleman!🏠 Bundle your insurance with a trusted independent insurance agentListen to more from Ramsey Network🎙️ The Ramsey Show 🧠 The Dr. John Delony Show🍸 Smart Money Happy Hour💡 The Rachel Cruze Show💸 The Ramsey Show Highlights💰 George Kamel🪑 Front Row Seat with Ken Coleman📈 EntreLeadershipLearn more about your ad choices. https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices