Send us a textHere’s today’s listener letter:Should I donate even though I’m broke? Or should I wait until I’m financially stable?In this episode, we define what it means to be "broke" and then talk about how to decide if donating makes sense for you. We also discuss:* the legacy of Oseola McCarty* the wealth gap in America and counter intuitive findings on who donates the most* why you might be donating even if you don't feel like you're donating* a caution about waiting until you're financially set to start donatingLinks from today's episode:https://www.tides.org/accelerating-social-change/philanthropy/miseducation-of-black-philanthropy/https://www.washingtonpost.com/business/2020/12/11/blacks-prioritize-philanthropy/If you've decided you want to start getting intentional about your charitable giving, check out these episodes:Episode 2: How much should I donate? https://spenddonateinvest.buzzsprout.com/1802564/8885591-2-how-much-should-i-donateEpisode 14: When your donations aren't stacking up https://spenddonateinvest.buzzsprout.com/1802564/8912921-14-when-your-donations-aren-t-stacking-upSend your questions to spenddonateinvest@gmail.comSupport the show at buymeacoffee.com/spenddonateMore episodes at: http://spenddonateinvest.worldSupport the show