📱Watch the full episode for free in the Ramsey Network app.Dr. John Delony & Jade Warshaw answer your questions and discuss: "I feel like I'm allergic to spending money," "How quickly should I be paying off my house?" "When do we tell our kids about our wealth?" "Should I invest more or buy a BMW?" "My loan officer says I'm putting too much down," Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🔒 Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! 🥗 Save 15% on your first Field of Greens order with code RAMSEY 💤 Visit Helix Sleep for special offers! 💻 Visit NetSuite today to learn more 🗂️ Use promo code RAMSEY for18% off at The Nokbox 🏛Get started with YRefy or call 844-2-RAMSEY 🔐 Visit Zander Insurance for your free instant quote today! Next Steps📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!📈 Are you on track with the Baby Steps? Get a Free Personalized Plan🎁 50 days of Christmas deals are here! Get 30% off meaningful gifts🛳️ Live Like No One Else Cruise💼 Grow yourself and your business with real-life, real-time coaching to help you win in business and leadership 💵 Start your free budget today. Download the EveryDollar app!🎟️ See Dave and John LIVE in a city near you!Listen to more from Ramsey Network🎙️ The Ramsey Show  🧠 The Dr. John Delony Show🍸 Smart Money Happy Hour💡 The Rachel Cruze Show💸 The Ramsey Show Highlights💰 George Kamel💼 The Ken Coleman Show📈 EntreLeadershipLearn more about your ad choices. https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices