NerdWallet's Smart Money Podcast

NerdWallet's Smart Money Podcast

NerdWallet Personal Finance

NerdWallet’s trusted finance experts answer real-world money questions to help you make smarter financial decisions with confidence.Each episode dives deep into topics like budgeting, saving, investing, home buying, and credit cards, cutting through misinformation to bring you clear, actionable advice backed by thorough research.By the end of every episode, you’ll have the latest financial insights and the tools you’ll need to manage your money wisely, build wealth, and plan for life’s milestones. Future You will thank you.Join hosts Sean Pyles, CFP®, Sara Rathner, and other expert Nerds as they answer your biggest money questions...

Marriage and Money Myths — and Why the Economy Feels 'Off'

Marriage and Money Myths — and Why the Economy Feels 'Off'

Understand the financial pros and cons of marriage, from taxes to credit scores, and how it impacts your future.Is the economy as bad as people think it is? How does your spouse’s credit and debt affect your finances? Hosts Sean Pyles and Elizabeth Ayoola discuss marriage and money to help you understand the financial implications of tying the knot. But first, NerdWallet Senior News Writer Anna Helhoski interviews Eugene Ludwig, chair of the Ludwig Institute for Shared Economic Prosperity, about

Feb 20, • 30:18

Why Traditional Budgeting Fails and What’s Missing from Your Money Plan

Why Traditional Budgeting Fails and What’s Missing from Your Money Plan

Learn how values-based spending can help you curb impulse buys, avoid financial blindspots, and rethink your money habitsHow can you stop impulse spending? How do you know if you’re making good financial choices? This episode explores mindful spending and financial habits that may be holding you back. Personal finance Nerd Kim Palmer kicks off the episode with a discussion on spending habits with guests Jen Smith and Jill Sirianni, hosts of the Frugal Friends podcast and authors of the new book,

Feb 17, • 37:22

Cross-Country Moving Tips and What a CFPB Shutdown Could Mean for You

Cross-Country Moving Tips and What a CFPB Shutdown Could Mean for You

Learn what a CFBP shutdown could mean for consumers, plus how to financially manage a cross-country move — including whether to rent or sell your home. What happens if the CFPB is shut down? Should you sell or rent out your home when moving to a new city? Hosts Sean Pyles and Elizabeth Ayoola discuss the financial decisions involved in relocating, including managing moving expenses and deciding whether to keep or sell a home. But first, NerdWallet Senior News Writer Anna Helhoski joins

Feb 13, • 37:20

Debt in the Dating World and Retirement Planning for Entrepreneurs and Business Owners

Debt in the Dating World and Retirement Planning for Entrepreneurs and Business Owners

Learn how debt affects dating, plus expert advice on retirement planning for business owners navigating succession and savings.When does debt become a red flag in the dating world? How can business owners best plan for retirement? Hosts Sean Pyles and Elizabeth Ayoola discuss a new NerdWallet survey revealing how financial responsibility impacts romantic relationships, and they explore how different types of debt — like student loans versus credit card debt—affect dating prospects. Plus

Feb 10, • 29:54

Will New Tariffs and Tax Rules Cost You? (Plus: Travel Rewards & Roth IRA Tips)

Will New Tariffs and Tax Rules Cost You? (Plus: Travel Rewards & Roth IRA Tips)

Get the latest on tariffs, federal spending and the CFPB shake-up — plus answers to your travel credit card and Roth IRA questions.What tariffs has President Trump implemented? What’s the best travel credit card for earning rewards and perks? How do you open a Roth IRA and choose investments? Hosts Sean Pyles and Elizabeth Ayoola discuss the latest financial news, including new tariffs, federal spending changes, and what’s happening with the CFPB under the Trump administration. Senior n

Feb 6, • 31:01

Introducing Smart Travel: Upgrade Your Getaways, a NerdWallet Podcast

Introducing Smart Travel: Upgrade Your Getaways, a NerdWallet Podcast

Do you need a vacation from planning your vacation? Before you budget, learn how to get the most out of your travel dollars with Smart Travel, debuting Wednesday, February 12.NerdWallet’s trusted travel experts, Sally French and Meghan Coyle, are here to help your travel dollars work even harder. But the travel Nerds don’t just make recommendations; they break down the latest traveldetails, exploring the pros and cons of specific strategies, practical tools, and tactics. Dive deepwith t

Feb 5, • 2:35

The Price Isn’t Right: How to Stop Overspending and Stay Debt-Free

The Price Isn’t Right: How to Stop Overspending and Stay Debt-Free

Break free from debt cycles and rethink your spending habits with tips on no-buy challenges and financial therapy.How can you stop falling into a cycle of paying off debt, only to rack it back up again? What is a no-buy year, and how can it help you control your spending? Hosts Sean Pyles and Elizabeth Ayoola discuss strategies for breaking unhealthy spending patterns and staying out of debt for good. They begin with a conversation about the benefits of a no-buy year with NerdWallet per

Feb 3, • 32:34

Is It Time to Leave Your Job? Tips for Smart Moves and Strategic Growth

Is It Time to Leave Your Job? Tips for Smart Moves and Strategic Growth

Learn how to decide if it’s time to change jobs or careers and understand how to strategize before you make a big career move.How do you know if it’s time to leave your job? What steps should you take before making a big career move? Host Sean Pyles talks to author and SiriusXM host Dawn Graham about how to evaluate your current job satisfaction and recognize the signs that it might be time for a change. They begin with a discussion of identifying personal values, assessing career align

Jan 30, • 29:58

Rising Insurance Costs and Choosing the Best Savings Account for Your Money

Rising Insurance Costs and Choosing the Best Savings Account for Your Money

Learn how rising climate risks impact home insurance costs and compare high-yield savings against money market accounts.How can you protect your home and finances as climate disasters increase? Should you choose a high-yield savings account or a money market account? Hosts Sean Pyles and Sara Rathner discuss rising home insurance costs and how to evaluate savings options to make informed financial decisions. First, they welcome home insurance Nerd, Caitlin Constantine, to discuss skyroc

Jan 27, • 25:29

2025 Real Estate Trends: What Homebuyers and Sellers Need to Know

2025 Real Estate Trends: What Homebuyers and Sellers Need to Know

Learn how to navigate the 2025 housing market with tips for buyers and sellers facing high rates, prices and tight inventory.What steps can you take to buy a home in a high-rate market? How can you prepare your home to sell for the best price? Hosts Sean Pyles and Sara Rathner discuss how buyers and sellers can navigate the 2025 housing market despite high rates, tight inventory and rising home prices. NerdWallet mortgage reporter Holden Lewis joins the episode to share tips for buyers,

Jan 23, • 23:50

The Best Financial Products of 2025 and Investing in Collectibles

The Best Financial Products of 2025 and Investing in Collectibles

Learn how to pick the best financial tools for investing, mortgages, and travel rewards to meet your personal goals.What are the best financial tools for investing, mortgages, and travel rewards in 2025? Should you invest in collectibles like designer handbags? Hosts Sean Pyles and Sara Rathner discuss top-rated financial tools for achieving your money goals and what to consider when investing in non-traditional assets. They begin with a discussion of NerdWallet’s 2025 Best-Of Awards, i

Jan 20, • 27:47

Simple Steps to Budget Better and Manage Credit With Confidence

Simple Steps to Budget Better and Manage Credit With Confidence

Learn how to create an effective budget and manage credit responsibly to build a strong financial foundation for 2025.How can you create a budget that works for you? What are the best ways to use credit cards responsibly? NerdWallet personal finance expert Kim Palmer joins host Sean Pyles to discuss budgeting strategies and smart credit management to help you build a strong financial foundation for 2025. They begin with a discussion of budgeting, with tips and tricks on choosing the rig

Jan 16, • 25:22

Disaster-Resistant Finances: What to Do Before and After Catastrophes

Disaster-Resistant Finances: What to Do Before and After Catastrophes

Learn how to prepare financially for natural disasters with practical tips on planning, saving, and post-disaster recovery.How can you financially prepare for a natural disaster? What should you do to recover financially afterward? Host Sean Pyles and NerdWallet insurance writer Caitlin Constantine discuss the financial impact of climate change and share actionable strategies to prepare for and recover from natural disasters. They begin with practical tips for disaster preparedness, inc

Jan 15, • 31:20

What to Know About Managing Money Before Traveling or Living Abroad

What to Know About Managing Money Before Traveling or Living Abroad

Learn actionable strategies to tackle credit card debt and ways to manage your money while traveling or living abroad.How can you manage your money while living abroad? What are the best strategies to pay off credit card debt? Hosts Sean Pyles and Sara Rathner discuss managing finances while living outside the US and practical tips for tackling credit card debt to help you make smarter financial decisions. They begin with a discussion of credit card debt trends in the US, with tips on u

Jan 13, • 27:09

From Meme Stocks to Index Funds: A 2025 Investing Guide

From Meme Stocks to Index Funds: A 2025 Investing Guide

Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions. In this episode: Learn how to balance risk and reward in your investments, rebalance your portfolio, and avoid common investing pitfalls.How can you manage risk and reward when investing? What are the best strategies for rebalancing your portfolio for 2025? Host Sean Pyles and Investing Nerd Sam Taube discuss how to set yourself up for long-term financial success by evaluating your investment s

Jan 9, • 21:22

Stop Scrolling, Start Saving: Better Habits and Budgets for 2025

Stop Scrolling, Start Saving: Better Habits and Budgets for 2025

Learn how to budget irregular income, set sustainable financial goals, and curb mindless spending for a better 2025.How do you create a budget when you're paid in large, irregular chunks of income? What are practical ways to curb unnecessary spending and stick to financial goals? Hosts Sean Pyles and Sara Rathner discuss how to break down irregular income into manageable monthly budgets and how to cut out habits that hurt your finances, like mindless phone scrolling. They begin with a d

Jan 6, • 25:12

Regret Less, Save More: How to Make Smarter Money Moves in 2025

Regret Less, Save More: How to Make Smarter Money Moves in 2025

Learn how to tackle financial regrets, set achievable money goals, and make 2025 your best year financially.How can you avoid repeating your biggest financial regrets this year? What are simple steps to improve your savings and spending habits? Hosts Sean Pyles and Sara Rathner discuss financial regrets and practical resolutions to help you take control of your money in 2025, beginning with a discussion of top financial regrets from 2024. Then, Sara talks to NerdWallet Senior Economist

Jan 2, • 24:16

Live Financial Planning Session: Expert Budgeting and Spending Tips

Live Financial Planning Session: Expert Budgeting and Spending Tips

Hear an actual financial planning session where a CFP advises a listener on transforming her budget and spending habits.Magda Doemeny, a certified financial planner from the NerdWallet Advisors platform, gives a listener specific advice to improve their finances (advice given on behalf of Nerdwallet Advisors, not NerdWallet). Brinker, the listener, is struggling with spending habits that she calls “irresponsible” and  how to manage some of her debt. She discusses her upbringing, financi

Dec 30, 2024 • 34:41

Net Worth and Chill: How Your Wealth Measures Up and Vivian Tu’s Tips for Financial Success

Net Worth and Chill: How Your Wealth Measures Up and Vivian Tu’s Tips for Financial Success

Learn how to assess your net worth, compare it wisely, and build a financial strategy to meet your long-term goals.What is net worth, and how do you calculate it? How can you use it as a tool to set realistic financial goals? Hosts Sean Pyles and Sara Rathner discuss how to define and calculate net worth, why it’s normal to have a low or negative net worth in your 20s, and how it evolves over time. They begin with a discussion of why net worth matters, with tips and tricks on assessing

Dec 26, 2024 • 33:43

Deck the Bills: Smart Spending and Credit Tips for the Holidays

Deck the Bills: Smart Spending and Credit Tips for the Holidays

Learn how to avoid holiday shopping pitfalls and quickly improve your credit, with ideas for restoring your credit.How can you avoid overspending during the holidays? How can you can help your credit score recover after missed payments? Can rental payments be reflected on your credit reports? Hosts Sean Pyles and Sara Rathner discuss optimizing your financial habits during the holiday season and overcoming credit mishaps that could show up on your credit report. They begin with a discus

Dec 23, 2024 • 31:21

Crush Debt or Grow Investments? How to Make the Best Choice for You

Crush Debt or Grow Investments? How to Make the Best Choice for You

Learn how to tackle credit card debt, build savings, and decide between debt payoff and investing for financial growth.How can you pay off credit card debt faster and smarter? When should you prioritize paying off debt over investing your money? Hosts Sean Pyles and Sara Rathner discuss credit card payoff strategies and building an emergency fund to help you strengthen your financial security. They begin by talking to Adam, a Smart Money listener, who has questions about what to do with

Dec 19, 2024 • 25:33

Swindled or Safe? Improve Your Scam Awareness and Protect Your Finances

Swindled or Safe? Improve Your Scam Awareness and Protect Your Finances

Learn how financial scammers exploit emotions and how you can protect your finances from their latest tactics.How can you protect your money from online scams? What steps can you take to safeguard yourself from financial deception? Hosts Sean Pyles and Anna Helhoski delve into the harrowing tale of Judith, a 79-year-old who fell victim to a sophisticated scam that led to the loss of nearly $600,000. Joined by Michelle Singletary, a personal finance columnist for the Washington Post, the

Dec 18, 2024 • 23:16

End-of-Year IRA Fixes Before Tax Time: Roth Contribution and Correction Strategies

End-of-Year IRA Fixes Before Tax Time: Roth Contribution and Correction Strategies

Discover how to embrace “lazy” money management, maximize Roth IRA contributions and fix over-contribution mistakes.How can you passively grow your money? What should you do if you over-contribute to a Roth IRA? Hosts Sean Pyles and Sara Rathner discuss lazy money-management strategies and Roth IRA over-contribution fixes to help you stay on top of your finances with minimal effort. They begin with a discussion of "lazy" personal finance tips, with actionable advice on automating invest

Dec 16, 2024 • 24:05

Cash or Mortgage? Navigating Home Equity and Title Agency Shopping

Cash or Mortgage? Navigating Home Equity and Title Agency Shopping

Learn how to think about major homebuying decisions like shopping for title agencies, managing home equity, and when to buy a house with cash.How do you choose the right title agency for your home purchase? Should you buy a house outright with your savings or take on a mortgage? Hosts Sean Pyles and Sara Rathner discuss the pros and cons of these key housing decisions to help you make smarter choices. They’re joined by housing Nerd Kate Wood to demystify title agencies, offering tips on

Dec 12, 2024 • 33:06

Buy Now, Regret Later? Decoding BNPL and Layaway Payment Plans

Buy Now, Regret Later? Decoding BNPL and Layaway Payment Plans

Learn the pros and cons of layaway and Buy Now, Pay Later (BNPL) and how to choose the best option for holiday shopping.What is the difference between layaway and Buy Now, Pay Later (BNPL)? Which payment option is better for holiday shopping? Hosts Sean Pyles and Anna Helhoski discuss these two financing tools, how they work, and which might be the smarter choice for holiday shopping. Lauren Schwahn, a writer at NerdWallet who covers credit, debt, budgeting and money, joins Sean and Ann

Dec 11, 2024 • 16:14

Smart Mortgage Strategies: From Refinancing to HELOC

Smart Mortgage Strategies: From Refinancing to HELOC

Learn how to refinance your mortgage, manage credit card debt, and navigate home equity with practical tips and strategies.When is the right time to refinance a mortgage? How can you use a HELOC or home equity to your advantage? Hosts Sean Pyles, freshly returned from time off to focus on the CFP exam, and Sara Rathner discuss mortgage refinancing, home equity, and credit card debt management to help you make smarter financial decisions. But first, they share an update on Sean’s CFP jou

Dec 9, 2024 • 33:30

How You Could Grow $26K to $44K in 7 Years: Smart Strategies to Try

How You Could Grow $26K to $44K in 7 Years: Smart Strategies to Try

Learn how to diversify investments, leverage tax-advantaged accounts, and set realistic goals for long-term financial growth.How can you diversify your investment portfolio and reduce risk? What are the best ways to save and grow $44,000 in seven years? Hosts Sean Pyles and Sara Rathner discuss investment strategies and realistic goal setting to help you make smarter financial decisions. They begin by sharing a discussion of tax-advantaged accounts featuring Investing Nerd Alana Benson,

Dec 5, 2024 • 30:01

Tariff Talk: What Trade Policies Could Mean for Your Budget

Tariff Talk: What Trade Policies Could Mean for Your Budget

Learn how tariffs affect prices, inflation, and manufacturing, plus tips to prepare for potential new economic changes.What are tariffs, and how do they affect your wallet? What would President-elect Donald Trump’s proposed tariffs mean for consumers, the economy, and inflation? Hosts Sean Pyles and Anna Helhoski dive into the complexities of tariffs, unpacking their potential impact on prices, supply chains, and domestic manufacturing. They begin with a breakdown of what tariffs are, w

Dec 4, 2024 • 14:13

Travel Smart, Give Smart: Southwest Companion Pass and Charitable Giving Strategies

Travel Smart, Give Smart: Southwest Companion Pass and Charitable Giving Strategies

Learn how to maximize Southwest Companion Pass benefits and how to plan effective charitable giving to make your donations count.How can you get and use the Southwest Companion Pass? What’s the best way to plan charitable giving to make the most impact? Hosts Sean Pyles and Sara Rathner discuss travel savings and effective philanthropy to help you understand how to maximize rewards and make thoughtful donations. Sean begins by talking to travel Nerds Meghan Coyle and Sally French to dis

Dec 2, 2024 • 33:19

From Eggflation to Ghost Jobs: Roasting 2024’s Biggest Financial Turkeys

From Eggflation to Ghost Jobs: Roasting 2024’s Biggest Financial Turkeys

Celebrate 2024’s Financial Turkeys as we spotlight the year's biggest money blunders and share tips to avoid them yourself.Why are grocery prices so high in 2024? What are ghost jobs and how do they affect job seekers? Hosts Sean Pyles and Sara Rathner roast the year’s “Financial Turkeys” (pun intended), spotlighting the biggest money misfortunes of 2024 and offering listeners a chance to commiserate over shared financial frustrations. They share their own takes on this year’s financial

Nov 28, 2024 • 14:43

Santa’s New Helper: How AI Can Help You Wrap Up Your Holiday Shopping

Santa’s New Helper: How AI Can Help You Wrap Up Your Holiday Shopping

Learn how AI tools can help you brainstorm personalized gift ideas, compare options, and simplify your holiday shopping.How can AI help you save time and money? Should you trust AI for gift-giving advice? Hosts Tess Vigeland and Anna Helhoski explore how artificial intelligence tools like ChatGPT can streamline holiday shopping. Joined by NerdWallet experts Amanda Barroso and Kurt Woock, they offer actionable tips for integrating AI into your shopping routine while staying cautious abou

Nov 27, 2024 • 19:17

Boost Your Income and Career: Negotiating Salary, Navigating Promotions and More

Boost Your Income and Career: Negotiating Salary, Navigating Promotions and More

Discover career growth strategies to boost your income, including negotiating raises, and navigating career growth and mentorship.What are some of the best ways to increase your income? What are strategies for negotiating a higher salary and excelling in your current role? Hosts Sean Pyles and Alana Benson discuss career growth techniques and salary negotiation strategies to help you understand how to maximize your earnings and achieve financial stability. They begin with a discussion o

Nov 25, 2024 • 29:58

Maximizing Employer-Provided Perks: A Guide to Your Benefits

Maximizing Employer-Provided Perks: A Guide to Your Benefits

Understand employer-provided benefits, from dental and vision coverage to more unique perks like legal assistance.In the third and final episode of our special series on open enrollment, hosts Sean Pyles and Liz Weston discuss the various benefits that employers offer during open enrollment season aside from health insurance. Liz speaks with Amber Clayton (Society for Human Resource Management) about dental and vision coverage, long-term care insurance, pet insurance, legal assistance,

Nov 21, 2024 • 30:26

Prediction Markets Let You Bet on Just About Anything — But There Are Risks

Prediction Markets Let You Bet on Just About Anything — But There Are Risks

Learn how prediction markets work, the legal gray areas in which they operate, and how they could be regulated in the future.What are prediction markets like PredictIt, Polymarket and Kalshi, and how do they work? Is it legal to bet on elections in the United States? Hosts Tess Vigeland and Anna Helhoski welcome Sam Taube, the writer of the Nerdy Investor email newsletter, to break down how event contracts operate, explore the legal gray areas of election betting, and discuss whether pr

Nov 20, 2024 • 15:35

Online Banking vs Neobanks: Understand FDIC Safety and Protect Your Money

Online Banking vs Neobanks: Understand FDIC Safety and Protect Your Money

Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions. In this episode: Learn how to distinguish neobanks from traditional banks, understand FDIC insurance, and get tips for affordable holiday hosting.What is the difference between a neobank and a traditional bank? Is my money safe in an online bank or neobank? Hosts Sean Pyles and Sara Rathner discuss how to distinguish a neobank from a traditional bank and ways to safeguard your savings, helping

Nov 18, 2024 • 26:57

Preparing for Worst-Case Scenarios: Choosing the Right Insurance Policy to Protect Your Income

Preparing for Worst-Case Scenarios: Choosing the Right Insurance Policy to Protect Your Income

It's open enrollment season, and a great time to explore coverage options to protect your income, such as life insurance and disability insurance.Hosts Sean Pyles and Liz Weston discuss the importance of insurance coverage, highlighting statistics around how many people are underinsured or lack adequate coverage. To dive deeper into different types of coverage, Liz welcomes Insurance Nerd Ryan Brady and John Ryan, founder and CEO of Ryan Insurance Strategy Consultants, to explain variou

Nov 14, 2024 • 37:04

Navigating Life Insurance Choices: Investing, Variable Policies, and Financial Growth

Navigating Life Insurance Choices: Investing, Variable Policies, and Financial Growth

Explore life insurance as an investment tool, understand variable and infinite banking, and consider complex insurance choices.What’s the right life insurance policy for you? What is “infinite banking” and how hard is it to set up? Hosts Sean Pyles and Sara Rathner discuss the intricacies of life insurance as both a protective measure and a financial instrument to help you understand its potential for investment and financial growth. NerdWallet insurance pro Lisa Green joins Sean and Sa

Nov 13, 2024 • 25:30

Trump’s Economic Playbook: Get Clarity on Inflation, Taxes, and More

Trump’s Economic Playbook: Get Clarity on Inflation, Taxes, and More

Learn how Donald Trump's economic plans could influence inflation, taxes, and your finances as he prepares to enter a second term in office.How will Donald Trump's economic policies affect inflation and prices? What impact could Trump's tax plans have on Americans’ finances? In a special edition of Money News, hosts Tess Vigeland and Anna Helhoski dive into the financial implications of President-elect Donald Trump's return to the White House. They unpack Trump's proposed economic agend

Nov 11, 2024 • 15:56

Open Enrollment: Choosing a Healthcare Plan (HMO, PPO, FSA, HSA, HDHP and More)

Open Enrollment: Choosing a Healthcare Plan (HMO, PPO, FSA, HSA, HDHP and More)

Expert Nerds talk through the complexities of open enrollment, starting with ways to assess healthcare plans and costs.This episode takes a deep dive into specific terminology and scenarios relevant to choosing health insurance coverage. Hosts Sean Pyles and Liz Weston start with an overview of open enrollment period timelines for November and December 2023 before welcoming guest Nerd Kate Ashford to explain deductibles, premiums, HMOs, PPOs and HDHPs. Then, NerdWallet’s Tina Orem joins

Nov 7, 2024 • 32:59

Life Insurance as an Investment? We Fact-Check the TikTok Trend

Life Insurance as an Investment? We Fact-Check the TikTok Trend

Learn why life insurance isn't a substitute for a 401(k) and how to spot reliable financial advice on social media.Is life insurance a better investment than a 401(k) for retirement? How can I tell if financial advice from TikTok influencers is reliable? Hosts Tess Vigeland and Anna Helhoski dive deep into the latest viral finance advice circulating on TikTok. With influencers claiming that life insurance is a better investment than a 401(k), investing Nerd Alana Benson joins the show t

Nov 6, 2024 • 12:57

 Retirement Rollover Ready? Rules, Risks, and Rewards of 401k and IRA Transfers

Retirement Rollover Ready? Rules, Risks, and Rewards of 401k and IRA Transfers

Learn the pros, cons, and methods of rolling over retirement accounts to simplify your finances so you can avoid costly mistakes.How can you budget smarter for the holidays? Does it make sense to combine retirement accounts from previous jobs into one? What are the benefits and drawbacks of different rollover options? Hosts Elizabeth Ayoola and Sara Rathner begin the episode with a discussion of holiday budgeting, offering tips and tricks on avoiding impulsive spending, setting clear fi

Nov 4, 2024 • 31:24

Why Women Outperform When Investing — And How You Can, Too

Why Women Outperform When Investing — And How You Can, Too

Learn how women can excel at investing, overcome financial challenges, and build wealth with practical strategies.What does it mean to invest like a girl? How can women start investing and overcome financial challenges? Hosts Sean Pyles and Kim Palmer discuss gender differences in investing and practical strategies for women to build wealth. Kim interviews Jessica Spangler, author of Invest Like a Girl: Jump into the Stock Market, Reach Your Money Goals and Build Wealth, about the ways

Oct 31, 2024 • 30:22

Gen Z, Millennials, Gen X, Boomers — Are You Spending Like Your Generational Peers?

Gen Z, Millennials, Gen X, Boomers — Are You Spending Like Your Generational Peers?

Learn how your spending compares to others in your generation using insights from the Bureau of Labor Statistics’ annual Consumer Expenditure Survey.How does your spending compare to other people your age? Are you saving enough compared to others in your generation? Hosts Tess Vigeland and Anna Helhoski are joined by NerdWallet’s Senior Economist Elizabeth Renter to break down the latest Bureau of Labor Statistics Consumer Expenditure Survey. They dive into how income and spending patte

Oct 30, 2024 • 14:43

How to Maximize Rewards on Big Credit Card Purchases

How to Maximize Rewards on Big Credit Card Purchases

Get tips for saving money on Halloween costumes and decorations, plus how to leverage credit cards when making big purchases.How can you use credit cards to maximize rewards when making big purchases? What are some ways to save money on Halloween costumes? Hosts Sean Pyles and Elizabeth Ayoola discuss saving money on Halloween costumes and decorations to help you understand how to be festive without breaking the bank. They begin with a discussion of Halloween budgeting, with tips and tr

Oct 28, 2024 • 30:02

How the Next President Could Shift Health Care Costs and Student Loans

How the Next President Could Shift Health Care Costs and Student Loans

Learn how the presidential candidates' policies on health care and student loans differ in how they could impact your finances.What impact could presidential policies have on health care and student loans? How might these policies affect your personal finances? Hosts Sean Pyles and Anna Helhoski discuss health care costs and student loan forgiveness to help you understand how upcoming elections may influence your financial future. They begin with a discussion of health care with Richard

Oct 24, 2024 • 32:10

Rolling the Dice: Can Sports Betting Really Pay Off Like the Stock Market?

Rolling the Dice: Can Sports Betting Really Pay Off Like the Stock Market?

Learn the key differences between sports betting and investing, plus tips for managing the financial risks of gambling.How is sports betting different from investing in the stock market? What are the financial risks and benefits of sports betting versus stock market investing? Hosts Tess Vigeland and Anna Helhoski dive into the booming sports betting industry, examining the legal landscape, growing popularity, and potential risks. Investing Nerd Sam Taube joins the conversation to break

Oct 23, 2024 • 13:15

Vest Without the Stress: Mastering Job Transitions and Vesting Schedules

Vest Without the Stress: Mastering Job Transitions and Vesting Schedules

Learn how to navigate job changes, maximize retirement benefits, and celebrate personal and financial accomplishments.How should you navigate job changes when it affects your retirement benefits? What options do military spouses have for saving for retirement? Hosts Sean Pyles and Sara Rathner discuss managing unvested retirement funds to help you understand how to make the most of your employment benefits. They begin with a discussion of the importance of celebrating success after work

Oct 21, 2024 • 30:36

Paycheck Politics: What Presidential Tax Plans May Mean for Your Wallet

Paycheck Politics: What Presidential Tax Plans May Mean for Your Wallet

Explore how the 2024 presidential candidates' tax plans could impact your finances and what to know before voting.What tax proposals are the 2024 presidential candidates making, and how might these policies affect your finances? What should you know before voting on tax issues? Hosts Sean Pyles and Anna Helhoski discuss the key differences in the candidates' tax plans and how to make informed decisions to protect your financial future. They begin with a discussion of the importance of t

Oct 17, 2024 • 26:20

SSN SOS: How to Keep Your Social Security Number Safe from Data Breaches

SSN SOS: How to Keep Your Social Security Number Safe from Data Breaches

Learn how to protect your Social Security number and stay safe from identity theft, plus the latest news on inflation and health insurance rates.How can you protect your Social Security number from identity theft and data breaches? How can you freeze your credit? What should you do if your Social Security number is compromised? Hosts Sean Pyles and Anna Helhoski talk to Lauren Schwahn, a writer at NerdWallet who covers credit scoring, debt, budgeting and money-saving strategies, about h

Oct 16, 2024 • 11:50

How to Make The Fed’s Interest Rate Cut Work for You

How to Make The Fed’s Interest Rate Cut Work for You

Learn about the Chase Sapphire Preferred card’s limited time sign-up bonus and understand the impact of Federal Reserve interest rate changes.What is the economic impact of lowering interest rates? Does lowering interest rates increase people’s spending power? Host Sean Pyles leads discussions around the Chase Sapphire Preferred card and the Federal Reserve's interest rate adjustments to help you understand how to optimize travel rewards and navigate economic shifts. Travel Nerds Sally

Oct 14, 2024 • 24:48

How Presidential Policies Affect Prices: Tariffs, Price Control, Immigration and More

How Presidential Policies Affect Prices: Tariffs, Price Control, Immigration and More

Learn how presidential policies on tariffs, immigration, and prices can impact your everyday expenses like groceries and gas.What can a president actually do to lower prices and fight inflation? Can campaign promises really impact your wallet, or are they just political hot air? Hosts Sean Pyles and Anna Helhoski discuss presidential policies and how they affect everything from the cost of gas to your grocery bill to help you understand the real impact of political decisions on your fin

Oct 10, 2024 • 28:56

Understand the Gig Economy: Why Millions are Choosing Freelance and Side Hustles

Understand the Gig Economy: Why Millions are Choosing Freelance and Side Hustles

Learn how the gig economy impacts workers' finances and get tips for managing taxes, savings, and benefits.How does the gig economy affect people financially? How can gig workers save for taxes and retirement without employer benefits? Hosts Tess Vigeland and Sara Rathner are joined by Rick VanderKnyff, NerdWallet’s senior news editor, to explore what defines a gig worker, how many Americans are involved in gig work, and what this means for benefits like healthcare and retirement. They

Oct 9, 2024 • 18:03

Budget Like a Boss: A Financial Planner’s Tips for Achieving Your Money Goals

Budget Like a Boss: A Financial Planner’s Tips for Achieving Your Money Goals

Learn what it truly means to work with a certified financial planner (CFP) and how personalized advice can help you set and achieve your financial goals.NerdWallet Advisors is no longer accepting new clients, and will be closing its financial planning business as of December 20th, 2024.What should you know before working with a certified financial planner? What strategies can help you navigate societal pressures and make personal financial choices? Host Sean Pyles talks to Magda Doemeny

Oct 7, 2024 • 26:46

Election Economics: How Can Presidents Really Impact Your Pocketbook?

Election Economics: How Can Presidents Really Impact Your Pocketbook?

Learn what powers the president does and does not have to influence the economy and your wallet.Does the president really have power over the economy? How do presidential promises impact your wallet? Hosts Sean Pyles and Anna Helhoski discuss the grand economic promises made by presidential candidates and the intricate realities of presidential influence on the economy to help you understand the real effects on your daily finances. They begin with a discussion of the policy proposals fr

Oct 3, 2024 • 25:38

Hack or Hoax? Spot Social Media Money Tips That Actually Work

Hack or Hoax? Spot Social Media Money Tips That Actually Work

Learn to spot risky social media money “hacks” and discover safe, effective financial strategies to follow instead.Are social media money hacks reliable? Are financial influencers trustworthy? Hosts Sean Pyles and Anna Helhoski dive into the world of viral social media money hacks. They break down a recent TikTok trend that encouraged risky and illegal financial behavior, leading to disastrous consequences for some users. They highlight the dangers of following influencer advice blindly

Oct 2, 2024 • 12:44

Let Someone Else Book Your Award Flights for You: Presenting Unpacked by AFAR

Let Someone Else Book Your Award Flights for You: Presenting Unpacked by AFAR

Booking travel using points and miles can be complicated — but you don't have to do it alone. In this special presentation of the podcast Unpacked by AFAR, host Aislyn Greene discusses a service that does all the hard work of booking using points and miles for you, so you can focus focus on your best travel life.Listen to Unpacked by AFAR wherever you get your podcasts. Learn more at https://link.chtbl.com/MrR4D8h9

Sep 30, 2024 • 43:55

The Best Ways to Use Credit and Debit Cards When Traveling Abroad

The Best Ways to Use Credit and Debit Cards When Traveling Abroad

Learn how to optimize debit and credit cards abroad, avoid fees, and maximize rewards for stress-free international travel.What are the best ways to use debit and credit cards while traveling internationally? What are best practices for avoiding fees and maximizing card benefits abroad? Hosts Sean Pyles and Meghan Coyle discuss strategic card usage and essential financial tips for international travel to help you understand how to enjoy a seamless and cost-effective travel experience. T

Sep 26, 2024 • 19:34

Medicare Confusion? Get the Facts Before It Hits You (or Your Parents)

Medicare Confusion? Get the Facts Before It Hits You (or Your Parents)

Learn how to reassess Medicare coverage during open enrollment and get the latest on interest rates, home sales, and stock prices.How can you know if you have the right amount of Medicare coverage? How can you change your Medicare coverage? Hosts Sean Pyles and Anna Helhoski dive into the latest findings on Medicare coverage from a new NerdWallet survey conducted by the Harris Poll. Personal Finance Nerd Elizabeth Ayoola joins to discuss what Medicare enrollees can do if they’re unsure

Sep 25, 2024 • 14:42

Budget Like a Boss: How to Drive Down Debt and Park Money in Savings (Video Episode)

Budget Like a Boss: How to Drive Down Debt and Park Money in Savings (Video Episode)

Join a financial planning session with a listener who receives guidance on achieving multiple goals, including debt payoff and maximizing savings.NerdWallet Advisors is no longer accepting new clients, and will be closing its financial planning business as of December 20th, 2024.How can you balance multiple financial goals like debt repayment, retirement savings, and major purchases? How can you manage finances in an expensive city while supporting dependents? Recording in-person from a

Sep 23, 2024 • 35:15

Pack Smarter, Save More: Expert Tips for Efficient Travel Packing to Overcome Luggage Hassles

Pack Smarter, Save More: Expert Tips for Efficient Travel Packing to Overcome Luggage Hassles

Get expert tips on how to pack for travel efficiently and effectively, including clever ways to save on baggage fees.How can you keep luggage costs down during holiday travel? What are the best strategies for managing carry-on luggage, especially for international trips? Hosts Sean Pyles and Meghan Coyle discuss efficient luggage management to help you understand how to save money on baggage fees. They begin with a discussion of minimizing luggage costs, with tips and tricks on rolling

Sep 19, 2024 • 23:34

Fed Up with High Rates? Here’s How a Cut Impacts Your Loans and Savings

Fed Up with High Rates? Here’s How a Cut Impacts Your Loans and Savings

Learn how the Fed’s interest rate cuts may affect your loans, savings, and investments, as well as what to do about refinancing.How could interest rate cuts affect credit card debt? Will it be easier or cheaper to get a mortgage or auto loan with interest rates going down? Is now a good time to refinance? Hosts Sean Pyles and Anna Helhoski break down how the Federal Reserve’s expected interest rate cuts could impact your finances. They discuss the potential impact on credit cards, mortg

Sep 18, 2024 • 15:37

Refresh Your Fall Finances: A Money Check-Up and Investment Diversification Deep Dive

Refresh Your Fall Finances: A Money Check-Up and Investment Diversification Deep Dive

Get fall-ready with budgeting tips and strategies for diversifying your investment portfolio to achieve financial goals.How can you reset your finances for fall and prepare for the holiday season? Can you grow an undiversified investment portfolio by $28,000 over seven years without additional contributions? Hosts Sean Pyles and Sara Rathner discuss seasonal budgeting and investment diversification to help you understand how to effectively manage your money during the fall season and op

Sep 16, 2024 • 26:28

How to Save Money on Holiday Travel Without Using Any Points

How to Save Money on Holiday Travel Without Using Any Points

Learn expert tips and tricks for saving money on holiday travel booking, from the best time to book to when you should use rewards points.When should you book your holiday travel? How can you save money on travel during the busiest travel season? Hosts Sean Pyles and Meghan Coyle talk to travel rewards Nerd Sam Kemmis about how to save money when booking holiday travel, with tips and tricks on using companion fares, the optimal time to book holiday flights, and understanding the fine pr

Sep 12, 2024 • 21:42

Jobs Up, Vibes Down: Why Economic Data Doesn’t Match How We Feel

Jobs Up, Vibes Down: Why Economic Data Doesn’t Match How We Feel

Learn why the economy feels worse than the data suggests, and what the latest jobs report means for interest rates.Why do people feel negative about the economy even when the data says it’s doing well? How could upcoming changes to interest rates affect your personal finances? Hosts Sean Pyles and Anna Helhoski dive into the latest job market data and discuss why it’s so hard to tell whether the economy is doing well or not. Joined by NerdWallet Senior Economist Elizabeth Renter, they u

Sep 11, 2024 • 17:29

Financial Fitness for Big Moves: Achieving Your Goals Without Sacrificing Security (Video Episode)

Financial Fitness for Big Moves: Achieving Your Goals Without Sacrificing Security (Video Episode)

A certified financial planner offers a listener actionable advice to help him save for a big move while maintaining financial stability.NerdWallet Advisors is no longer accepting new clients, and will be closing its financial planning business as of December 20th, 2024.How much should you save before you move to a new city? How can you reach your savings goals while also spending on your lifestyle? Recording in-person from a studio in Chicago, host Sean Pyles sits down with Magda Doemen

Sep 9, 2024 • 38:05

Book Smarter: Holiday Travel Tips for Stress-Free Trips

Book Smarter: Holiday Travel Tips for Stress-Free Trips

Get insider tips for stress-free holiday travel, from booking strategies to maximizing credit card points and more.What’s the best way to avoid stress when traveling during the holidays? Is it better to book with points when you’re traveling for the holidays? Hosts Sean Pyles and Meghan Coyle discuss the challenges of holiday travel and share effective booking strategies to help you understand how to navigate the busiest travel days with ease and efficiency. Travel Nerd Sally French joi

Sep 5, 2024 • 26:09

Realtor Roulette: How to Spin the New Commission Rules in Your Favor

Realtor Roulette: How to Spin the New Commission Rules in Your Favor

Learn about new real estate commission rules and how they impact home buyers, sellers, and the future of agent fees.How will real estate commissions work following the National Association of Realtors settlement? What do post-NAR rules mean for home buyers and sellers? Hosts Sean Pyles and Anna Helhoski break down the new real estate commission rules that recently came into effect following a landmark lawsuit against the National Association of Realtors. Holden Lewis, NerdWallet’s home

Sep 4, 2024 • 12:29

Survive and Thrive: Felicia Day’s Gig Economy Playbook for Success

Survive and Thrive: Felicia Day’s Gig Economy Playbook for Success

Writer, producer, and actor Felicia Day shares her financial journey working in Hollywood, with tips for managing your budget when gigs are inconsistent.What is your time worth?How do you value your time outside of work? How can you manage finances in an unpredictable career like acting? Hosts Sean Pyles and Sara Rathner discuss the concept of time valuation to help you understand how to balance personal worth against income. They begin with a discussion of time valuation, offering insi

Sep 2, 2024 • 33:20

Balance Traditions and Wealth-Building with ‘Culturally Competent’ Tips from Jannese Torres

Balance Traditions and Wealth-Building with ‘Culturally Competent’ Tips from Jannese Torres

Understand how first-gen Americans can achieve financial success with tips for balancing cultural obligations and wealth-building strategies.How can first-generation Americans grow their wealth and protect their money? How can you set financial boundaries with family and friends while staying committed to your long-term financial goals? Hosts Sean Pyles and Kim Palmer discuss the unique financial challenges faced by first-generation Americans and immigrant families to help you understan

Aug 29, 2024 • 26:56

Safeguarding Your Identity After the National Public Data Breach

Safeguarding Your Identity After the National Public Data Breach

Learn how the National Public Data breach could affect you and what actions you can take after a major data breach occurs.What should you do after a major data breach? How can you secure your data from unscrupulous data brokers? Hosts Sean Pyles and Anna Helhoski discuss the alarming security breach at National Public Data with investigative journalist Bob Sullivan, exploring the implications of the breach and providing actionable tips on how to protect your personal information from fu

Aug 28, 2024 • 16:01

Reduce Financial Anxiety Now: Actionable Tips from a Live Planning Session (Video Episode)

Reduce Financial Anxiety Now: Actionable Tips from a Live Planning Session (Video Episode)

A CFP helps a listener turn financial anxiety into actionable steps for budgeting, investing, and achieving financial peace of mind.NerdWallet Advisors is no longer accepting new clients, and will be closing its financial planning business as of December 20th, 2024.How can you be more comfortable spending money? What are strategies for combating financial anxiety? Host Sean Pyles sits in on a live financial planning session where Magda Doemeny, a certified financial planner from the Ner

Aug 26, 2024 • 38:16

Prepare for Your Pet’s End-of-Life Care: Balancing Love, Costs and Comfort

Prepare for Your Pet’s End-of-Life Care: Balancing Love, Costs and Comfort

Learn how to make compassionate, informed decisions for your pet's end-of-life care, balancing costs, emotions, and love.How can you plan for end of life care for your pet? Hosts Sean Pyles and Ronita Choudhuri-Wade discuss the emotional and financial challenges of pet end-of-life care and the importance of early decision-making to help you understand how to make compassionate and practical choices that are realistic for your financial situation. They begin with a discussion of the gut-

Aug 22, 2024 • 29:08

Why Experts Criticize “No Tax on Tips” and What It Means for Your Wallet

Why Experts Criticize “No Tax on Tips” and What It Means for Your Wallet

Learn why experts criticize the “no tax on tips” policy and what it could mean for non-tipped workers if tips become tax-free.Why are some experts criticizing the proposed “no tax on tips” policy? Could it really benefit tipped workers as intended? Hosts Sean Pyles and Anna Helhoski discuss the nuances of the “no tax on tips” proposals from presidential candidates Donald Trump and Kamala Harris and break down why tax experts are skeptical about its effectiveness. Then, they cover the la

Aug 21, 2024 • 14:01

How to Weigh Career Moves for Financial and Lifestyle Gains

How to Weigh Career Moves for Financial and Lifestyle Gains

Learn how you could save money by caring less about what other people think and how to weigh the pros and cons of a job offer.How can you save money by not caring about others' opinions? How does commute time factor into whether you should take an in-person job? Hosts Sean Pyles and Sara Rathner discuss freeing yourself from the pressures of social validation and adopting smart spending habits to help you understand how these approaches can boost your financial well-being. They begin wi

Aug 19, 2024 • 35:16

Planning for Pet Emergencies: Vet Budgeting Tips to Avoid Financial Stress

Planning for Pet Emergencies: Vet Budgeting Tips to Avoid Financial Stress

Learn how to financially prepare for the costs of pet emergencies with firsthand experiences from pet owners and experts.How much does emergency pet care cost? How much should you budget for unexpected pet expenses? Hosts Sean Pyles and Ronita Choudhuri-Wade discuss the unpredictable nature of pet emergencies and the importance of financial readiness to help you understand how to effectively manage unexpected veterinary costs. They begin by sharing their personal experiences and discuss

Aug 15, 2024 • 29:45

Back-to-School Budgeting: Strategies to Save on School Supplies

Back-to-School Budgeting: Strategies to Save on School Supplies

Learn budgeting and money-saving tips for back-to-school shopping to avoid debt and make the most of sales and discounts.What are the best ways to save on back-to-school shopping? How much do people usually spend on school supplies? Hosts Sean Pyles and Anna Helhoski dive into the latest NerdWallet survey results on back-to-school shopping, revealing spending habits and budgeting strategies. NerdWallet’s Sara Rathner joins the conversation to discuss the survey and provide actionable ti

Aug 14, 2024 • 12:56

Expert Budgeting and Spending Tips from a Live Financial Planning Session (Video Episode)

Expert Budgeting and Spending Tips from a Live Financial Planning Session (Video Episode)

Hear an actual financial planning session where a CFP advises a listener on transforming her budget and spending habits.NerdWallet Advisors is no longer accepting new clients, and will be closing its financial planning business as of December 20th, 2024.Magda Doemeny, a certified financial planner from the NerdWallet Advisors platform, gives a listener specific advice to improve their finances (advice given on behalf of Nerdwallet Advisors, not NerdWallet). Brinker, the listener, is str

Aug 12, 2024 • 34:00

Budget-Friendly Pet Care: Demystifying Pet Insurance and Hidden Costs

Budget-Friendly Pet Care: Demystifying Pet Insurance and Hidden Costs

Learn to navigate pet insurance options, costs, and smart budgeting strategies for your pet's health care.Is pet insurance worth it? How can pet owners afford the rising costs of veterinary care? Hosts Sean Pyles and Ronita Choudhuri-Wade discuss the ins and outs of pet insurance and various budgeting strategies to help you manage pet care expenses effectively. They begin with a discussion of the importance of pet insurance amidst escalating vet bills, with tips and tricks on the potent

Aug 8, 2024 • 30:52

Fed Could Finally Cut Rate Soon: What Would That Mean for You?

Fed Could Finally Cut Rate Soon: What Would That Mean for You?

Learn how the Fed's interest rate decisions impact your finances and get insights on retirement readiness and brokerage outages.What does the Fed's recent decision to maintain the current interest rate mean for you? How will a potential rate cut in September impact your finances? Hosts Sean Pyles and Anna Helhoski discuss the implications of the Federal Reserve's latest moves and what you can expect from a potential rate cut in the near future. NerdWallet’s Senior Economist Elizabeth Re

Aug 7, 2024 • 17:06

FIRE Up Your Finances with Early Retirement and Credit Card Reward Tips

FIRE Up Your Finances with Early Retirement and Credit Card Reward Tips

Discover strategies for achieving early retirement with the FIRE movement and learn how to maximize your credit card rewards.How much do you have to save if you want to retire early? Can you double your credit card rewards by paying off one card with another? Hosts Sean Pyles and Elizabeth Ayoola discuss the FIRE movement and maximizing credit card rewards to help you understand how to achieve financial independence and optimize your financial strategies. They begin with a discussion of

Aug 5, 2024 • 27:08

Overcome Rising Veterinary Costs: Affordable Pet Care Tips

Overcome Rising Veterinary Costs: Affordable Pet Care Tips

Learn how you can balance the joy and financial responsibility of having a pet without having to compromise either of them.How much does it cost to own a pet? How can you make pet care affordable without compromising quality? Hosts Sean Pyles and Ronita Choudhuri-Wade share personal stories about their pets and discuss the rising costs of veterinary care to help you understand how to manage pet expenses effectively. They discuss various financial aspects of pet ownership, including tips

Aug 1, 2024 • 35:35

Financial, Crypto Oversight On the Ropes After Supreme Court Overturns a 40-Year Precedent

Financial, Crypto Oversight On the Ropes After Supreme Court Overturns a 40-Year Precedent

Learn how a recent Supreme Court decision impacts financial regulations and crypto, plus the latest money news and travel tips.Is the end of the Chevron deference really going to shake up the world of financial regulations? What does this mean for the future of crypto investments? Hosts Tess Vigeland and Anna Helhoski and NerdWallet investing writer Sam Taube discuss the Supreme Court’s recent decision in Loper Bright Enterprises v. Raimondo, and how overturning the 40-year-old Chevron

Jul 31, 2024 • 15:59

Unlock Life Insurance Secrets: Investing, Variable Policies, and Financial Growth

Unlock Life Insurance Secrets: Investing, Variable Policies, and Financial Growth

Explore life insurance as an investment tool, understand variable and infinite banking, and navigate complex insurance choices.What’s the right life insurance policy for you? What is “infinite banking” and how hard is it to set up? Hosts Sean Pyles and Sara Rathner discuss the intricacies of life insurance as both a protective measure and a financial instrument to help you understand its potential for investment and financial growth. NerdWallet insurance pro Lisa Green joins Sean and Sa

Jul 29, 2024 • 24:59

How to Negotiate Your Salary to Boost Earnings and Benefits

How to Negotiate Your Salary to Boost Earnings and Benefits

Learn how to negotiate for a higher salary and better benefits when you get a job offer. Plus: Tips for boosting your earning potential.What are the best ways to negotiate for a higher salary? How can you elevate your earnings and overall compensation package? Hosts Sean Pyles and Alana Benson discuss strategies for increasing your income and negotiating for a raise to help you understand how to navigate salary discussions confidently and effectively. Alana speaks with Catherine Tinsley

Jul 25, 2024 • 28:16

When It’s Time to Focus on Investing Instead of Paying Off Debt

When It’s Time to Focus on Investing Instead of Paying Off Debt

Hear different perspectives on how to pay off debt — and when to stop paying off debt to focus on investing your money.When should you prioritize investing over paying off debt? What are different debt payoff methods to help you become debt-free? Hosts Sean Pyles and Elizabeth Ayoola and NerdWallet debt writer Tiffany Curtis answer a listener’s question about balancing debt payoff and investing. They start by breaking down the debt snowball and debt avalanche methods of paying off debt,

Jul 22, 2024 • 13:25

Boost Your Career and Income Prospects with Expert LinkedIn Tips

Boost Your Career and Income Prospects with Expert LinkedIn Tips

Learn how to optimize your LinkedIn profile to enhance your job and income prospects with tips from LinkedIn’s Andrew McCaskill.What are recruiters looking for on LinkedIn? What’s the best way to optimize your LinkedIn profile? Hosts Sean Pyles and Alana Benson discuss LinkedIn optimization and professional growth to help you understand how to leverage the platform for career success. They begin with a discussion of LinkedIn optimization, with tips and tricks on highlighting essential s

Jul 18, 2024 • 33:00

Navigate Amazon Prime Day Like a Pro: Overcome Hype and Maximize Savings

Navigate Amazon Prime Day Like a Pro: Overcome Hype and Maximize Savings

Learn to navigate Amazon Prime Day deals, track prices, and avoid overspending with expert shopping strategies and tools.Are Amazon Prime Day deals truly worth it, or are they just savvy marketing tactics? Hosts Anna Helhoski and Sara Rathner explain how consumers can identify genuine bargains amidst the sea of discounts. NerdWallet writer Tommy Tindall joins them to discuss the evolution of Prime Day from its inception in 2015 to its current status as a major shopping event, shedding l

Jul 17, 2024 • 13:22

Unlock Financial Opportunities for Women: Jean Chatzky on Investing, Negotiating, and More

Unlock Financial Opportunities for Women: Jean Chatzky on Investing, Negotiating, and More

Learn about salary negotiation and investing strategies and how they can be especially helpful for women facing unique personal finance challenges.What financial challenges do women uniquely face? How can people find financial peace in a stressful world? Hosts Sean Pyles and Sara Rathner share some “money hot takes” before turning the conversation towards addressing the unique financial hurdles women face. HerMoney podcast host Jean Chatzky joins Sean to discuss the impact of the gender

Jul 15, 2024 • 33:39

Increase Your Income with Practical Tips for Salary and Career Growth

Increase Your Income with Practical Tips for Salary and Career Growth

Discover career growth strategies to boost your income, including negotiating raises, and navigating promotions and mentorship.What are some of the best ways to increase your income? What are strategies for negotiating a higher salary and excelling in your current role? Hosts Sean Pyles and Alana Benson discuss career growth techniques and salary negotiation strategies to help you understand how to maximize your earnings and achieve financial stability. They begin with a discussion of t

Jul 11, 2024 • 29:43

Mind the “Middle Skills” Gap: Aligning Education with Today’s Job Demands

Mind the “Middle Skills” Gap: Aligning Education with Today’s Job Demands

Discover how to align education with job market demands, tackling underemployment and economic stagnation in “middle skills” jobs.What are “middle skills” and why are they in high demand? What are the economic implications of misalignment between middle skills credentials and job market demands? Hosts Sean Pyles and Anna Helhoski discuss the misalignment in the labor market concerning middle skills credentials and the impact of place-based policies on local economies to help you underst

Jul 10, 2024 • 21:03

How Much Can You Really Make from a Side Hustle Like DoorDash?

How Much Can You Really Make from a Side Hustle Like DoorDash?

Understand how much extra income you could get from a side hustle like DoorDash and get a budgeting and investing basics refresh.00:40 This Week in Your Money: How much extra money can you really make from side hustles? What are budgeting and early investment strategies for young professionals? Hosts Sean Pyles and Sara Rathner discuss the realities of gig economy jobs with Tommy Tindall, a NerdWallet writer who tried working for DoorDash to see what kind of income it would give him. He

Jul 8, 2024 • 30:30

How Can You Make Sure You Get Paid On Time? Introducing "Working Overtime" from Slate

How Can You Make Sure You Get Paid On Time? Introducing "Working Overtime" from Slate

As a freelancer or gig worker, how can you make sure you get paid on time? In this special presentation of Working from Slate Podcasts, hosts Ronald Young Jr. and June Thomas talk money, finances, and getting paid as a freelancer in a tough economy. They recount their own frustrating experiences with not getting paid on time and offer tips on how avoid those situations.Listen to Working wherever you get your podcasts. Learn more at https://slate.com/podcasts/working

Jul 4, 2024 • 17:24

Home Sweet (Expensive) Home: Navigating a Tough Housing Market

Home Sweet (Expensive) Home: Navigating a Tough Housing Market

Understand why the current housing market is so challenging, how people can afford to buy a home, and what’s next for interest rates.How are people able to afford to buy a home in the current housing market? When will houses be affordable again? Hosts Anna Helhoski and Tess Vigeland (filling in for Sean) discuss the current state of the housing market with NerdWallet home and mortgages expert Holden Lewis, exploring factors such as high mortgage rates, slow home sales, and high prices.

Jul 3, 2024 • 18:34

Refresh Your Finances with Money Cleansing, Investing, and Family Travel Tips

Refresh Your Finances with Money Cleansing, Investing, and Family Travel Tips

Get a breakdown of the hottest tips from Smart Money this year, including wealth-building strategies and managing money in relationships. How can you make your money work for you? What’s the best way to save on group travel? Host Sean Pyles presents some of the most impactful conversations we’ve had on Smart Money in order to help you make better decisions about your finances.00:54 30-Day Money Cleanse: NerdWallet’s Kim Palmer talks to Ashley Feinstein Gerstley, author of The 30-Day Mon

Jul 1, 2024 • 31:11

Estate Planning Essentials: What to DIY and When to Lawyer Up

Estate Planning Essentials: What to DIY and When to Lawyer Up

Learn why estate planning is important even if you don’t own a lot of assets, along with when to ask for professional help.Why is estate planning important? What happens to your assets when you die without an estate plan? Hosts Sean Pyles and Dalia Ramirez discuss the essential aspects of estate planning and the common misconceptions that often deter people from creating an estate plan. They begin with a discussion of the critical importance of having a will, with tips and tricks on kee

Jun 27, 2024 • 32:41

Beauty and the Budget: How to Stress Less About the Costs of Looking Good

Beauty and the Budget: How to Stress Less About the Costs of Looking Good

Learn about the financial impact of beauty expenses, societal pressures behind them, and tips for managing beauty-related costs.Are beauty purchases worth the financial stress? How do beauty-related expenses impact our budgets? Hosts Sean Pyles and Anna Helhoski discuss the rising costs of beauty products, services, and procedures and how they are leading to financial stress and debt among Americans. They explore the results of a recent survey that highlight the financial strain these e

Jun 26, 2024 • 11:48

Give Yourself a Mid-Year Money Check-in for a Smarter Summer, with Shannah Game

Give Yourself a Mid-Year Money Check-in for a Smarter Summer, with Shannah Game

Beat the financial heat with fun summer savings tips and get mid-year financial check-up strategies for a stress-free season.Summer Activity Guide: What free things can you do to have a fun summer? Hosts Sean Pyles and Sara Rathner discuss summer money-saving tips to help you understand how to balance fun and finances during the warm months. They begin with a discussion of budget-friendly summer activities, offering tips and tricks on utilizing public facilities like pools and tennis co

Jun 24, 2024 • 35:35

How to Navigate Income Swings in a Creative Career

How to Navigate Income Swings in a Creative Career

Discover how to navigate financial uncertainty in a creative career with insights from a jazz saxophonist's personal journey.How can creative professionals manage financial uncertainty in their careers? What are the essential financial strategies for artists dealing with fluctuating income?Hosts Sean Pyles and Abby Badach Doyle discuss the financial challenges in creative careers and strategies for overcoming them to help you understand how to thrive financially while pursuing your pass

Jun 20, 2024 • 32:15

The "New" Meaning of Inflation and How It's Impacting Your Finances

The "New" Meaning of Inflation and How It's Impacting Your Finances

Understand the evolving definition of inflation, potential changes to medical debt reporting and their impact on your finances.Why does the consumer’s perception of inflation differ from the economist’s perspective? How does this shift in understanding impact our economy? Hosts Sean Pyles and Anna Helhoski talk about the gap between how regular people and economists talk about inflation and what this means for consumers. Chief Financial Correspondent at Axios and host of the Slate Money

Jun 19, 2024 • 16:32

Mathew Knowles on Drive, Success, and Destiny's Child: Presenting Earn & Invest

Mathew Knowles on Drive, Success, and Destiny's Child: Presenting Earn & Invest

What drives Mathew Knowles, respected record executive, entrepreneur, author, public speaker, and father to Beyonce and Solange? This special presentation of the podcast Earn & Invest delves into what drove him to succeed and how drive has been both a positive and a negative in his life.The Earn & Invest podcast features thought-provoking conversations intended to empower you to earn and invest wisely, shaping your future while making informed decisions today. Every Monday, wide

Jun 17, 2024 • 51:13

Moving Could Benefit You: Budgeting for a Brighter, Safer Future in the LGBTQ+ Community

Moving Could Benefit You: Budgeting for a Brighter, Safer Future in the LGBTQ+ Community

Learn how moving could benefit you if you feel compelled to relocate due to safety concerns — and how to budget for a sudden move.How do you financially and emotionally prepare for relocating due to safety concerns? What are the financial impacts of such a forced move? Hosts Sean Pyles and Alieza Durana discuss their experiences planning finances for relocations to help you understand the complex challenges faced by individuals seeking safer environments, particularly in the LGBTQ+ comm

Jun 13, 2024 • 32:58

How Consumers Feel About the Economy — and Why It Matters

How Consumers Feel About the Economy — and Why It Matters

Learn how consumer sentiment affects the economy and your finances, plus insights on job market trends and inflation impact.How do consumer sentiment indexes work and why should you care about them? What impact do these indexes have on the economy and your personal finances? Hosts Sean Pyles and Anna Helhoski discuss the intricacies of consumer sentiment, highlighting the University of Michigan's Index of Consumer Sentiment and The Conference Board's Consumer Confidence Index. They expl

Jun 12, 2024 • 12:27

Get Smart on Gambling Money Management, Mortgage Rates and Home Purchases

Get Smart on Gambling Money Management, Mortgage Rates and Home Purchases

Learn about the psychology of gambling and smart tips for making home buying decisions amid undesirable interest rates.How can you gamble responsibly? Should you use all your savings to buy a house outright or take on a high-interest mortgage?00:48 Gambling Responsibly: Hosts Sean Pyles and Sara Rathner discuss the psychology behind gambling, particularly the concept of intermittent reinforcement. They also provide practical advice for responsible gambling, including how you can set and

Jun 10, 2024 • 25:53

Overcome Impulsive Shopping: Strategies to Resist Social Media Spending

Overcome Impulsive Shopping: Strategies to Resist Social Media Spending

Understand the urge to spend money while scrolling on social media and learn strategies to control impulsive purchases.How does social media influence spending habits?What are practical strategies to spend less money while scrolling? Hosts Sean Pyles and Amanda Barroso discuss the psychological tricks of social media and emotional spending to help you understand the subconscious factors that drive your online purchases. Amanda interviews Jillian Knight, a licensed marriage and family th

Jun 6, 2024 • 37:26

Are You Lying on Your Insurance Applications? Here’s What Could Happen

Are You Lying on Your Insurance Applications? Here’s What Could Happen

Discover how many people lie on insurance applications and the potential consequences you face when you do so.Is it okay to lie on your insurance application? What are the consequences if you do? Hosts Sean Pyles and Anna Helhoski discuss the findings from a recent NerdWallet survey revealing how many Americans admit to intentionally providing inaccurate information on their insurance applications and delve into the generational and gender differences in attitudes toward this behavior.

Jun 5, 2024 • 9:15

 Credit Card Secrets Revealed and How to Balance Multiple Loans

Credit Card Secrets Revealed and How to Balance Multiple Loans

Learn handy tips you probably didn’t know about credit cards and why paying off loans could actually lower your credit score.00:35 Credit Card Tips: What are some helpful credit card tips? Can paying off your student debt negatively affect your credit score? Hosts Sean Pyles and Sara Rathner discuss insider credit card tips to help you understand our options when shopping for and using credit cards. They begin with tips and tricks on navigating interest rate changes, maximizing reward p

Jun 3, 2024 • 26:05

The Intricacies of Interest: The Backbone of Mastering Your Finances

The Intricacies of Interest: The Backbone of Mastering Your Finances

Author Jake Cousineau explains why it’s important to teach interest and budgeting to students — and how to learn as an adult.How can you understand complex personal finance topics as an adult? What strategies can young people use to achieve financial independence? Personal Finance Nerd Kim Palmer talks to Jake Cousineau, author of How to Adult: Personal Finance in the Real World, about the significance of personal finance education and the intricacies of interest rates to help you under

May 30, 2024 • 22:59

Learn How Random Investments Can Outperform Managed Funds

Learn How Random Investments Can Outperform Managed Funds

Learn why randomly choosing individual stocks can beat expert investing strategies — and what that means for your portfolio.Can random stock picks outperform Wall Street professionals? What kind of portfolio returns can low-cost index investing drive? Hosts Sean Pyles and Anna Helhoski delve into the astonishing results of a dart-throwing experiment by Wall Street Journal columnist Spencer Jakab and his team, which pitted random stock selections against high-profile hedge fund picks. Th

May 29, 2024 • 18:17

Cash Back vs. Points Deep Dive: Presenting All the Hacks with Chris Hutchins

Cash Back vs. Points Deep Dive: Presenting All the Hacks with Chris Hutchins

Are credit card rewards points more valuable than cash back? This special presentation of All the Hacks with Chris Hutchins features deep dive into credit cards, with a focus on cash back versus points. Chris goes deep on strategies for every spending category and shares his analysis of how to optimize points vs. cash back for the best return on investment. All the Hacks with Chris Hutchins is a podcast about optimizing all aspects of your life, from travel to money to health to work an

May 27, 2024 • 44:20

Embrace Financial Vulnerability to Get Out of Debt: Social Media’s Impact on Financial Freedom

Embrace Financial Vulnerability to Get Out of Debt: Social Media’s Impact on Financial Freedom

Brittney Reynolds explains how sharing her finances publicly on social media helped her get out of debt and develop a new community.What are the benefits of sharing your finances publicly? How is social media changing the way people talk about money? Hosts Sean Pyles and Elizabeth Ayoola discuss the rise of financial transparency on social media and its impact on community building to help you understand the power of vulnerability in achieving financial freedom. Sean speaks with Brittne

May 23, 2024 • 26:34

Finance Your Creative Career with Felicia Day’s Gig Economy Survival Guide

Finance Your Creative Career with Felicia Day’s Gig Economy Survival Guide

Writer, producer, and actor Felicia Day shares her financial journey working in Hollywood, with tips for managing your budget when gigs are inconsistent.What Is Your Time Worth?How do you value your time outside of work? How can you manage finances in an unpredictable career like acting? Hosts Sean Pyles and Sara Rathner discuss the concept of time valuation to help you understand how to balance personal worth against income. They begin with a discussion of time valuation, offering insi

May 22, 2024 • 32:20

How the CFPB's Supreme Court Win Helps Consumers

How the CFPB's Supreme Court Win Helps Consumers

Learn how the recent Supreme Court ruling on the Consumer Financial Protection Bureau (CFPB) affects your finances.How does the CFPB protect consumers? Why does the recent CFPB court decision matter? Hosts Sean Pyles and Anna Helhoski discuss the recent Supreme Court decision that upheld the CFPB’s funding structure, explaining its significance and what it means for consumer protections. They also explain the history and function of the CFPB, including its role in consumer finances, and

May 22, 2024 • 11:26

Save More with Coupon Tactics for the Digital World

Save More with Coupon Tactics for the Digital World

“Krazy Coupon Lady” Joanie Demer shares couponing tactics and how coupons work to help you outsmart rising costs even in today’s digital marketplaces.How can you use coupons to help you afford everyday essentials? Are digital deals and loyalty programs the same as using coupons? Hosts Sean Pyles and Elizabeth Ayoola discuss the thrill of couponing and the evolution of coupon strategies to help you understand how to combat rising living costs effectively. Joanie Demer, one half of the du

May 16, 2024 • 30:20

Leveraging the Strong US Dollar: Insights for Travelers and Investors

Leveraging the Strong US Dollar: Insights for Travelers and Investors

Learn how the strength of the US dollar impacts your finances, as well as its ramifications on the US and global economies.What does it mean to have a strong dollar? Who benefits the most from a strong US dollar? Hosts Sean Pyles and Anna Helhoski delve into the implications of a strong dollar on both domestic and global economies. They interview Cris deRitis, deputy chief economist at Moody’s Analytics, to demystify what a strong dollar means beyond its impact on travelers, along with

May 15, 2024 • 15:27

Safeguard Your Finances: Tips on Emergency Funds, Insurance, and Index Fund Investments

Safeguard Your Finances: Tips on Emergency Funds, Insurance, and Index Fund Investments

Learn how to build a financial safety net to conserve your wealth and the ins and outs of investing in index funds.How can you build financial resilience to protect yourself from life's economic curveballs? How do index funds work, and what should you consider when choosing one?Hosts Sean Pyles and Sara Rathner discuss how you can use elements of financial planning to minimize risk exposure. They offer tips and tricks for financial risk mitigation, including the importance of establishi

May 13, 2024 • 23:03

Cash in on Collectibles: How to Monetize Your Passions and Memorabilia

Cash in on Collectibles: How to Monetize Your Passions and Memorabilia

Discover how you could turn your collectibles and passions into an actual business and stay ahead of market trends.How hard is it to make money from collectibles? What kinds of things typically become collectible? Hosts Sean Pyles and Elizabeth Ayoola discuss the unconventional method of selling collectibles to earn income to help you understand how your passions could yield financial gain. Sean speaks with Tyler Feldman, the Founder and CEO of Inscriptagraphs, a sports and entertainmen

May 9, 2024 • 28:30

The Latest Trends in Housing: Why Renting Is Gaining Momentum

The Latest Trends in Housing: Why Renting Is Gaining Momentum

Explore key insights into the current real estate market as the Nerds unpack the results of the 2024 Home Buyer Report.Should you rent or own your home? Hosts Sean Pyles and Anna Helhoski explore the financial and lifestyle implications of each choice, drawing insights from a recent NerdWallet survey and a firsthand account from fellow Nerd Elizabeth Renter, who transitioned from homeownership to renting. From rising home prices and mortgage rates to the hidden costs of homeownership, t

May 8, 2024 • 14:15

What Does the Car Market Really Look Like Right Now?

What Does the Car Market Really Look Like Right Now?

Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions. In this episode: Explore car buying in 2024, from Carvana's process to the electric vehicle surge and how to maximize your car's sale value.Budgets Beyond the Numbers: How do you manage the emotional aspects of budgeting? What’s the car buying market like in 2024? Hosts Sean Pyles and Elizabeth Ayoola discuss personal budgeting and the future of car buying to help you understand how to navigate

May 6, 2024 • 29:19

How You Can Maximize Multiple Credit Cards for Cheaper Travel

How You Can Maximize Multiple Credit Cards for Cheaper Travel

A personal finance enthusiast with 37 active credit cards shares tips to strategically open and maintain multiple cards to travel cheaply and answers common questions around maximizing rewards.How many credit cards can you have at the same time? What can credit card points and miles help you afford? Hosts Sean Pyles and Elizabeth Ayoola discuss quirky money management techniques and the mastery of credit card rewards to help you understand how to make your money go farther. They begin w

May 2, 2024 • 27:40

Presenting Everyone's Talkin' Money

Presenting Everyone's Talkin' Money

Enjoy this special presentation of Everyone’s Talkin’ Money, a podcast from our friend Shannah Game, a money wellness expert, financial therapist and Certified Financial Planner. Shannah brings you honest, relevant, and forward-thinking conversations about money.This special episode explores how a simple question can unlock secrets to a wealthier life and transform your relationship with money. Say goodbye to complexity and hello to financial mastery as we break down the seven critical

May 1, 2024 • 41:53

How to Correct Roth IRA Overcontributions and Maximize Your Savings

How to Correct Roth IRA Overcontributions and Maximize Your Savings

Learn about fundamentals to consider before buying an individual stock and what to do if you over-contribute to a Roth IRA.00:58 This Week in Your Money: What fundamentals should you consider before buying an individual stock? What should you do if you accidentally over-contribute to a Roth IRA? Hosts Sean Pyles and Elizabeth Ayoola discuss cautionary tales from the stock market to help you understand how to safeguard your investments. They begin with a discussion of Trump Media & T

Apr 29, 2024 • 20:55

Overcome AI Fraud: Navigating Voice Cloning and Digital Scams

Overcome AI Fraud: Navigating Voice Cloning and Digital Scams

Learn how scammers deceive victims by using AI for voice cloning and learn how you can protect yourself from other AI-related fraud.How can you protect yourself from AI-driven scams that target your finances? What new scams are happening as technology advances? Hosts Sean Pyles and Sara Rathner discuss the alarming use of AI in scams and the future of fraud to help you understand how to safeguard your personal security. They begin with a discussion of AI-driven voice scams, with tips an

Apr 25, 2024 • 30:42

Some Investors Are Using AI to Make Decisions. Should You?

Some Investors Are Using AI to Make Decisions. Should You?

Learn how investors use artificial intelligence to make decisions. Plus: AI’s current capabilities and limitations in finance.How does AI affect investment decisions? What are AI’s limitations in finance? Hosts Sean Pyles and Anna Helhoski explore these questions and more with Sam Taube, an investing writer at NerdWallet, who shares insights on AI's role in investment research and stock selection. They break down the potential of AI-powered ETFs and mutual funds, including their perform

Apr 24, 2024 • 8:19

Money Management for Couples and the Benefits of Fiduciaries

Money Management for Couples and the Benefits of Fiduciaries

Discover methods to achieve financial harmony in relationships and learn why fiduciary advisors are often considered trustworthy.0:52 Sara’s Corner: How can couples equitably share the mental load of managing finances? Can you trust fiduciary financial advisors? Hosts Sean Pyles and Sara Rathner begin with a discussion about the division of financial responsibilities among couples to help you understand how to create financial harmony in your relationship. 12:18 Today’s Money Question:

Apr 22, 2024 • 28:19

Understand and Avoid Financial Scams: Phishing, Vishing, Smishing and More

Understand and Avoid Financial Scams: Phishing, Vishing, Smishing and More

Learn how to spot and avoid online scams, including imposter scams, investment scams, phishing, vishing and smishing.How can you protect yourself from financial scams? What steps should you take if you fall victim to one of these schemes? Hosts Sean Pyles and Sara Rathner discuss the pressing issue of online frauds and strategies for safeguarding personal finances to help you avoid falling prey to digital tricksters. They begin with a discussion of recognizing and avoiding various scams

Apr 18, 2024 • 36:30

Save on Home Insurance Amid Rising Costs and Coverage Hurdles

Save on Home Insurance Amid Rising Costs and Coverage Hurdles

Learn why homeowners insurance costs are rising, tactics to find affordable coverage, and how to know if you have enough.Why are homeowners insurance costs rising? How can you tell if you have enough insurance? Hosts Sean Pyles and Anna Helhoski delve into the factors behind rising home insurance premiums, from climate change-induced disasters to inflation’s impact on repair costs. They’re joined by Caitlin Constantine, an insurance editor at NerdWallet, who breaks down the details. She

Apr 17, 2024 • 9:56

How to Overcome Common Psychological Financial Mistakes: Framing, Loss Aversion, and the Gambler’s Fallacy

How to Overcome Common Psychological Financial Mistakes: Framing, Loss Aversion, and the Gambler’s Fallacy

Learn how to control your behavioral economics biases and whether it’s ever worth it to use a credit repair service.00:58 Behavioral Economics Biases: How can you master the psychology behind your financial decisions? Are credit repair services really worth the investment? Hosts Sean Pyles and Sara Rathner discuss behavioral finance biases to help you understand the psychological factors that influence your financial choices, including loss aversion, framing, and the gambler’s fallacy,

Apr 15, 2024 • 21:20

How To Guard Against Cyber Fraud: Essential Steps to Protect Your Identity

How To Guard Against Cyber Fraud: Essential Steps to Protect Your Identity

Explore how to protect yourself from identity fraud, understand its emotional toll and learn fraud recovery steps.How can you protect yourself from identity theft and fraud? What steps should you take if you become a victim of financial fraud? Hosts Sean Pyles and Sara Rathner delve into the unsettling world of identity theft and fraud prevention to help listeners safeguard their finances and wellbeing. They begin with a discussion on the various facets of identity theft, with tips and

Apr 11, 2024 • 30:39

Summer Travel Insights: Maximize Your Vacation Budget

Summer Travel Insights: Maximize Your Vacation Budget

Unlock insights on vacation spending to leverage summer travel trends, and dive into the latest employment report. Planning to travel this summer? In this episode of NerdWallet’s Smart Money podcast, hosts Sean Pyles and Anna Helhoski delve into the world of summer travel. They discuss the key findings from NerdWallet’s 2024 Summer Travel Report, revealing insights into Americans’ vacation plans and expected spending. NerdWallet travel rewards expert Sally French joins them to dissect t

Apr 10, 2024 • 13:57

How to Own a Home: Strategies for Buying, Selling, and Improving

How to Own a Home: Strategies for Buying, Selling, and Improving

Get a comprehensive breakdown of strategies for buying, selling, and improving homes in our homeowners lightning round.00:42 This Month’s Nerdy Question: What’s the best thing you spent your money on this month? Hosts Sean Pyles and Sara Rathner kick off a new segment by sharing some of their recent purchases, in a new segment designed to encourage you to think about your consumption habits.08:24 Today’s Money Question: Should you shop around for a title agency? What are the pros and co

Apr 8, 2024 • 39:14

Things You Can Do Right Now to Protect Yourself from Identity Theft

Things You Can Do Right Now to Protect Yourself from Identity Theft

Learn how to protect your identity from theft and fraud by understanding how criminals are exposing authentication flaws.How can you protect yourself from identity theft and financial scams? What steps should you take if your identity has been compromised? Hosts Sean Pyles and Sara Rathner discuss the pervasiveness of identity theft and practical defense strategies to help you safeguard your financial well-being. They begin with a discussion of protecting yourself from identity theft, w

Apr 4, 2024 • 33:20

Decoding Economic Health: Inflation, Growth, and Employment Trends

Decoding Economic Health: Inflation, Growth, and Employment Trends

Explore the latest on inflation, employment, and growth trends, and what it means for the future of the US economy.How is the economy doing right now and what does it mean for inflation, growth, and jobs? What do recent credit card settlement news and updates on inflation rates mean for your finances? Hosts Sean Pyles and Anna Helhoski delve into the current state of the economy, dissecting the latest data on inflation, growth, and employment. Joined by NerdWallet data journalist Elizab

Apr 3, 2024 • 17:38

Diversify Your Portfolio: A Guide to Roth vs. Traditional Retirement Accounts

Diversify Your Portfolio: A Guide to Roth vs. Traditional Retirement Accounts

Learn to maximize retirement savings with tax diversification by balancing your Roth and traditional IRA contributions.00:27 This Week in Your Money: What are expense ratios? How do you decide between a Roth and traditional 401(k)? Hosts Sean Pyles and Sara Rathner discuss understanding investment terms and retirement account options and strategies to help you understand how to make more informed and beneficial financial decisions. They begin with a new segment called Nerdy Vocab, in wh

Apr 1, 2024 • 21:54

Plan Your Next Cruise: Tips on Booking, Excursions and Entertainment

Plan Your Next Cruise: Tips on Booking, Excursions and Entertainment

Explore the ins and outs of planning a cruise, from choosing the right trip to coordinating on-board activities.What are the benefits of booking a group cruise for your friends and family? What amenities do cruises offer that could make travel easier for you and your group? Hosts Sean Pyles and Meghan Coyle discuss how to choose and book the best cruise to help you understand the logistics of planning a group vacation at sea. They begin with a discussion of the advantages and drawbacks

Mar 28, 2024 • 23:50

Money in Your Pocket: Biden's Bid to Banish College Junk Fees

Money in Your Pocket: Biden's Bid to Banish College Junk Fees

Neera Tanden, domestic policy advisor to President Biden, discusses the fight against junk fees impacting college students.What hidden “junk fees” are college students facing? How is the Biden Administration addressing fees to make higher education more affordable? Hosts Sean Pyles and Anna Helhoski discuss the Biden Administration's recent efforts to combat junk fees in colleges, from financial products marketed to students like credit cards and bank accounts to textbook costs and unus

Mar 27, 2024 • 12:08

How Secure and Private Are Your Digital Wallet Transactions? Apple Pay, Google Pay, Venmo and More

How Secure and Private Are Your Digital Wallet Transactions? Apple Pay, Google Pay, Venmo and More

Learn the truth behind common credit score myths and get a better understanding of digital wallet privacy and security.00:51 This Week in Your Money: Do you need to carry a credit card balance in order to maintain a good credit score? Does checking your credit score hurt your credit? Hosts Sean Pyles and Sara Rathner debunk common credit score myths to help you understand the realities of your credit health. They offer valuable insights into how carrying a balance affects your credit sc

Mar 25, 2024 • 26:42

Save on Travel Transportation: Your Guide to Rental Cars, RVs and Public Transit

Save on Travel Transportation: Your Guide to Rental Cars, RVs and Public Transit

Get savvy about car rental services, pros and cons of RV rentals and navigating public transportation when traveling.What are the best transportation options when traveling with a group? When is it worth it to rent a car? NerdWallet’s Meghan Coyle and Sally French discuss group transportation options and public transportation strategies to help you understand how to move your squad around efficiently and economically. They begin with a discussion of various modes of transportation, with

Mar 21, 2024 • 25:16

A Landmark Legal Settlement Could Make Home Buying and Selling More Complicated

A Landmark Legal Settlement Could Make Home Buying and Selling More Complicated

Discover how a historic change in the way real estate agents are paid could impact prices for home buyers and sellers.Will housing costs become cheaper under new real estate commission rules? How will the recent settlement by the National Association of Realtors impact home buyers and sellers? Hosts Sean Pyles and Anna Helhoski delve into the details of the $418 million settlement by the National Association of Realtors, discussing its potential implications on the home buying and selli

Mar 20, 2024 • 15:20

Automate Your Way to Building Wealth with Vivian Tu, “Your Rich BFF”

Automate Your Way to Building Wealth with Vivian Tu, “Your Rich BFF”

“Your Rich BFF” Vivian Tu explains how to adopt a millionaire’s mindset and shares key strategies for building wealth.How do wealthy people think about building wealth? What career choices can lead to a faster increase in income? Hosts Sean Pyles and Sara Rathner discuss spring financial planning and wealth-building strategies to help you understand how to effectively grow your finances and navigate career advancement. They begin with a discussion of setting SMARTR financial goals for s

Mar 18, 2024 • 31:34

Group Vacations: Affordable Accommodations, Cost-Splitting, and Embracing Flexibility

Group Vacations: Affordable Accommodations, Cost-Splitting, and Embracing Flexibility

Discover tips and get answers to common questions for smooth group travel, from choosing accommodations to managing meals and costs for a successful trip.How can you find the perfect accommodations for group travel without overspending? How can you split group expenses fairly? NerdWallet’s Megan Coyle and Megan Lee discuss the ins and outs of group travel accommodations and the logistics of planning a group trip to help you understand how to orchestrate a seamless group vacation experie

Mar 14, 2024 • 24:32

Crypto Makes Another Comeback: What's Different This Time?

Crypto Makes Another Comeback: What's Different This Time?

Understand the recent resurgence of cryptocurrency prices and what the future may have in store for crypto investments.Why did Bitcoin’s price go back up? Why are cryptocurrencies controversial? Hosts Sean Pyles and Anna Helhoski delve into the recent resurgence of cryptocurrency, particularly Bitcoin, after its dramatic fall in previous years. They discuss the factors behind Bitcoin's recent rally, including the upcoming blockchain reward halving and the approval of spot Bitcoin ETFs,

Mar 13, 2024 • 11:43

How to Choose Between Paying Debt and Investing After a Windfall

How to Choose Between Paying Debt and Investing After a Windfall

Learn from others’ missteps in our new segment, “My Favorite Financial Mistake.” Plus: balancing paying debt vs. saving.00:39 This Week in Your Money: What can you learn from making financial mistakes? Should you save and invest or pay off debt when you get a financial windfall? Hosts Sean Pyles and Sara Rathner, along with their new co-host Elizabeth Ayoola, discuss turning financial blunders into learning opportunities to help you set up for future financial success. They begin with a

Mar 11, 2024 • 33:45

Elevate Your Family & Group Getaways: Get Travel Deals with Smart Planning and Points

Elevate Your Family & Group Getaways: Get Travel Deals with Smart Planning and Points

Get expert tips on affordable group and family air travel, from maximizing points and rewards to booking the best flights and maximizing airline perks.How can you make group travel both enjoyable and affordable? What are the best strategies for using travel points and credit cards to your advantage when planning group trips? Hosts Sean Pyles and Meghan Coyle discuss the intricacies of group travel planning and the mastery of travel points and credit card perks to help you understand how

Mar 7, 2024 • 29:23

“Dynamic Pricing” Could Save You Money at the Drive-Through

“Dynamic Pricing” Could Save You Money at the Drive-Through

Understand how you may actually be able to save money on fast food thanks to “dynamic pricing.”What’s the difference between surge pricing and dynamic pricing? How can you take advantage of supply and demand timing for certain products and services? Hosts Sean Pyles and Anna Helhoski tackle the buzz around Wendy’s controversial new pricing strategy, dissecting the confusion surrounding surge pricing and clarifying Wendy’s actual plan of implementing dynamic pricing starting in 2025. The

Mar 6, 2024 • 10:21

 Tips to Save on Groceries and Navigate Tax Season

Tips to Save on Groceries and Navigate Tax Season

Learn about savvy grocery saving and expert tax filing tips to bolster your budget and ease tax season stress.1:14 This Week in Your Money: How can you slash your grocery bills and still eat healthy foods amid rising costs? What’s new for this year’s tax season? Hosts Sean Pyles and Sara Rathner discuss saving money on groceries and simplifying tax filing to help you understand how to eat smart, save big, and conquer tax season with ease. They begin with a discussion of frugal grocery s

Mar 4, 2024 • 25:52

Revitalize Your Budget with a 30-Day Money Cleanse

Revitalize Your Budget with a 30-Day Money Cleanse

Discover how to revamp your finances with a 30-day money cleanse that aligns your spending with joy and personal values.How can you set a budget that aligns with your goals? How can you optimize your spending to reduce waste? NerdWallet’s Kim Palmer talks to Ashley Feinstein Gerstley, author of The 30-Day Money Cleanse, to help you understand how small changes can make a significant impact on your financial health. They begin with a discussion of the financial cleanse, with tips and tri

Feb 29, 2024 • 21:28

Student Loan Debt Relief and the SAVE Plan’s Future with Secretary Miguel Cardona

Student Loan Debt Relief and the SAVE Plan’s Future with Secretary Miguel Cardona

U.S. Education Secretary Miguel Cardona discusses the early rollout of $1.2B in student loan forgiveness and the future of debt relief.Why did the Biden administration accelerate student loan forgiveness by wiping away $1.2 billion in debt nearly six months ahead of schedule? How will eligible borrowers, especially those enrolled in the new income-driven repayment plan SAVE, be notified of this unexpected relief? Hosts Sean Pyles and Anna Helhoski explain the latest in student loan forg

Feb 28, 2024 • 12:25

Unlock the Benefits of 529 Plans to Save for College Tuition and Education Expenses

Unlock the Benefits of 529 Plans to Save for College Tuition and Education Expenses

Learn how to utilize a tax advantaged 529 plan to help your or a friend’s children save for future education expenses.00:57 This Week in Your Money: What are the risks of purchasing a home without an inspection? How can you plan for major expenses when healthcare providers can’t tell you how much their services will cost? Hosts Sean Pyles and Sara Rathner share their hot takes on unexpected financial challenges, with tips and tricks on handling surprise expenses, understanding the impor

Feb 26, 2024 • 26:55

Succeed in Self-Employment: How to Choose The Best Business Structure for Liability and Taxes (S Corps, C Corps, LLCs, Sole Proprietorships)

Succeed in Self-Employment: How to Choose The Best Business Structure for Liability and Taxes (S Corps, C Corps, LLCs, Sole Proprietorships)

Learn how to choose the right business structure for financial success and legal protection as a self-employed entrepreneur with answers to common questions.How do you select the right business structure when you’re self-employed? What are the financial implications of different business structures on personal finances? Hosts Sean Pyles and Elizabeth Ayoola help you understand how to navigate your business's legal identity by comparing business structures for self-employment. They begin

Feb 22, 2024 • 28:17

Navigating Surging Mortgage and Child Care Costs

Navigating Surging Mortgage and Child Care Costs

Explore strategies to navigate surging mortgage and child care costs so you can meet your goals despite rising expenses.How are rising mortgage and child care costs impacting the typical American family? Hosts Sean Pyles and Anna Helhoski tackle the pressing issue of the dual financial burden faced by many households today. They discuss the nuances of the affordability crisis before NerdWallet writer and mortgage expert Kate Wood joins them to shed light on the housing market dynamics,

Feb 21, 2024 • 14:03

Wealth Building Strategies: Investing and Tax Tips for Financial Success

Wealth Building Strategies: Investing and Tax Tips for Financial Success

Learn investment and tax strategies to help you achieve financial security and prepare for a prosperous retirement.How can you balance saving for emergencies and investing for the future? What strategies can you employ to maximize your tax benefits and build a secure financial future? NerdWallet’s Kim Palmer and Alana Benson discuss investment strategies and tax planning to help you understand how to navigate your financial journey effectively. They begin with a discussion of investment

Feb 19, 2024 • 35:43

Saving for Retirement When You’re Self-Employed: SEP IRAs, SIMPLE IRAs and Other Plans

Saving for Retirement When You’re Self-Employed: SEP IRAs, SIMPLE IRAs and Other Plans

Learn retirement savings strategies tailored for self-employed individuals to secure a financially stable future.How can self-employed individuals effectively save for retirement? What tailored retirement plans should freelancers and small business owners consider? NerdWallet’s Sean Pyles and Elizabeth Ayoola discuss the unique challenges of retirement savings for the self-employed and the different retirement plans available to help you understand how to secure your financial future wh

Feb 15, 2024 • 29:41

Money News: Capitalize on New Car Price Drops and Job Market Resilience

Money News: Capitalize on New Car Price Drops and Job Market Resilience

Learn why now may be a good time to be in the market for a new car and why two industries are outliers in job layoffs.Why did new car prices drop in January? What’s driving layoffs in tech and media — and what does it mean for other jobs? Hosts Sean Pyles and Anna Helhoski discuss car prices and a recent surge in layoffs, particularly in the tech and media sectors. They kick off with an in-depth look at the auto industry, unraveling the reasons behind a significant drop in new vehicle p

Feb 14, 2024 • 10:20

How to Have Difficult Money Conversations with Friends and Partners featuring Nicole Lapin

How to Have Difficult Money Conversations with Friends and Partners featuring Nicole Lapin

Apply lessons from physical fitness to improve your financial fitness. Plus: how to manage money in your relationships.00:21 This Week in Your Money: How can you achieve both financial and physical wellness? How can you stick to your goals when you face setbacks? Hosts Sean Pyles and Sara Rathner discuss achieving financial wellness by borrowing lessons learned from people working to achieve physical wellness. NerdWallet UK writer and spokesperson Amy Knight joins Sean and Sara to share

Feb 12, 2024 • 32:41

Taxes for the Self-Employed: Avoid Common Tax Mistakes and Navigate Freelancer Finances

Taxes for the Self-Employed: Avoid Common Tax Mistakes and Navigate Freelancer Finances

Learn about self-employment taxes and avoid common tax mistakes with expert strategies for managing your finances year-round.How do self-employed taxes work? What are some common tax mistakes self-employed people make? And can you really write off payments on a luxury vehicle if you use it for work purposes? Hosts Sean Pyles and Elizabeth Ayoola discuss the intricacies of self-employment taxes and strategies for financial success and IRS compliance to help you understand how to navigate

Feb 8, 2024 • 28:22

Money News: Navigating News-Based Investing Strategies, Risks, and Alternatives

Money News: Navigating News-Based Investing Strategies, Risks, and Alternatives

Understand news-based stock market trading strategies and risks and discover alternative strategies for smarter investing.Should you trade stocks based on news events? What are alternative investment strategies to news-based trading? Investing Nerd Sam Taube joins hosts Sean Pyles and Anna Helhoski to discuss the wisdom—or folly—of news-based trading strategies, after Sean and Anna break down the latest personal finance headlines around job market trends and consumer confidence from the

Feb 7, 2024 • 13:55

How to Freeze and Monitor Your Credit to Help Prevent Identity Theft

How to Freeze and Monitor Your Credit to Help Prevent Identity Theft

Learn about navigating retirement joyfully and how to defend against identity theft with credit freezing and monitoring.How do you embrace retirement when it’s time to retire? How can you use credit reports and credit monitoring to protect your financial identity? Hosts Sean Pyles and Sara Rathner discuss transitioning into retirement and safeguarding against identity theft to help you understand the emotional and practical aspects of retiring and the crucial steps to defend your financ

Feb 5, 2024 • 31:10

Is Self-Employment for You? A Financial Guide for Entrepreneurs

Is Self-Employment for You? A Financial Guide for Entrepreneurs

Master your self-employment finances with answers to questions about budgeting, planning, and separating funds.How can you manage your finances effectively after becoming self-employed? What can you do to plan for unpredictable income and the tax implications that come with being your own boss? NerdWallet's Sean Pyles and Elizabeth Ayoola host a discussion that delves deep into the world of self-employment. Elizabeth interviews Rianka Dorsonville, a self-employed certified financial pla

Feb 1, 2024 • 29:16

Money News: Some States, Cities Crank Up Minimum Wage While Feds Lag

Money News: Some States, Cities Crank Up Minimum Wage While Feds Lag

Get an in-depth look at U.S. minimum wage variations, with budgeting tips and assistance programs for financial security.Are we in a recession? How much inflation has happened in the US recently? Is it too early to file your taxes? Hosts Sean Pyles and Anna Helhoski delve into this week’s financial headlines, including positive GDP growth and the implications of inflation on interest rates, before taking a closer look at the pressing issue of minimum wage in the United States. They addr

Jan 31, 2024 • 10:51

What’s an HSA? Growing Wealth with Health Savings Account Investing

What’s an HSA? Growing Wealth with Health Savings Account Investing

Understand the different ways you can utilize a healthcare savings account and learn tips and tricks for HSA investing.00:46 This Week in Your Money: Where can you find an unbiased analysis of the best financial products available? What products can help you make the most of your finances? Hosts Sean Pyles and Sara Rathner discuss NerdWallet’s Best-Of Awards, a resource that can serve as a shortcut when it comes to finding the right financial tools for your goals. They share some highli

Jan 29, 2024 • 17:01

Saving Money with Credit Card Rewards Points: Travel, Cash Back and More

Saving Money with Credit Card Rewards Points: Travel, Cash Back and More

Get answers to common questions that will allow you to maximize your credit card rewards points and avoid common point planning pitfalls with our Nerdy expert tips.How can you travel more while spending less? How could changes in airline loyalty programs affect your travel plans? What are the benefits of co-branded airline or hotel credit cards versus flexible rewards cards? NerdWallet’s Sean Pyles and Erin Hurd dive deep into credit card rewards points, addressing a range of topics tha

Jan 25, 2024 • 24:35

Money News: Strategies for Building a Safety Net and Single-Parent Finances Unpacked

Money News: Strategies for Building a Safety Net and Single-Parent Finances Unpacked

Uncover 30-year trends in single-parent household finances with insights on growth, challenges and building a safety net.What should you do when stock markets hit record highs? Is now a good time to buy or sell a home now that mortgage rates have dropped again? How can you build a safety net when you’re a single parent? Hosts Sean Pyles and Anna Helhoski break down the latest headlines from the world of personal finance, including record-breaking stock market events, increases in consum

Jan 24, 2024 • 14:17

Wrinkles and Wealth: Navigate Skincare Costs and Net Worth Goals for Retirement

Wrinkles and Wealth: Navigate Skincare Costs and Net Worth Goals for Retirement

Learn how much anti-aging treatments may cost you (and how to budget for them), plus how to understand your net worth.00:54 This Week in Your Money: How much does it cost to look younger? What can you do for free to maintain your youthful appearance? Hosts Sean Pyles and Sara Rathner discuss the costs associated with various anti-aging treatments like moisturizers, Botox, dermal fillers, and laser skin resurfacing, and how to budget to be able to pay for them over time. They also touch

Jan 22, 2024 • 40:48

How to Navigate Home Buying and Selling in 2024: Real Estate Prices, Interest Rates and More

How to Navigate Home Buying and Selling in 2024: Real Estate Prices, Interest Rates and More

Understand your options for buying or selling a home in the rapidly evolving 2024 housing market — and how to time it, or not.When will homes become more affordable? Is it a buyer’s market or a seller’s market? How can you figure out how much house you can afford? Homes and Mortgages Writer Kate Wood joins host Sean Pyles with an in-depth analysis of the 2024 housing market, providing strategies for both buyers and sellers to tackle the challenges posed by high mortgage rates and a limi

Jan 18, 2024 • 20:16

Money News: Conquer Your Part of $1.2 Trillion in U.S. Credit Card Debt

Money News: Conquer Your Part of $1.2 Trillion in U.S. Credit Card Debt

Understand the implications of Americans’ $1.2 trillion credit card debt, the latest inflation stats, and SAVE plan news.Are you eligible for student loan forgiveness if you’ve been on the SAVE plan? What do the Commerce Department’s latest inflation figures mean for how much things cost? How can you pay off debt, which more Americans faced in 2023 than in the previous year? Hosts Sean Pyles and Anna Helhoski break down this week’s headlines to help you understand how they could affect

Jan 17, 2024 • 15:43

Your Guide to Choosing Banks and Accounts for Building Wealth

Your Guide to Choosing Banks and Accounts for Building Wealth

Listen to our webinar on how banking right can help you grow your money, with tips for choosing accounts and changing banks. What are the benefits of online banks or credit unions over traditional banks? What should you consider before changing banks? How can you passively grow your wealth by putting your money into savings accounts and CDs? NerdWallet’s Kim Palmer moderates a discussion on banking-specific topics that could help you get more from your money.01:34 Choosing a Banking Ins

Jan 15, 2024 • 38:20

How to Manage Credit and Debt for Financial Wellness

How to Manage Credit and Debt for Financial Wellness

Prepare for financial health in 2024 with expert strategies for managing your credit and getting and staying out of debt.What’s the right amount of credit utilization to maintain a high credit score? How can reviewing your credit reports impact your financial health? Credit Nerd Lauren Schwahn joins host Sean Pyles to answer these questions and more as they delve into the intricate world of credit and debt management. They discuss how you can overcome the financial strain that typically

Jan 11, 2024 • 24:48

Money News: How to Navigate New FAFSA for Federal Student Loan Aid

Money News: How to Navigate New FAFSA for Federal Student Loan Aid

Explore FAFSA’s impact on college finances, including changes to the application process and shifts in aid eligibility.How do changes to FAFSA affect your eligibility for federal student loans and need-based grants? What’s the best way to navigate the recent rollout amid technical issues with the website when it launched last month? What information do you need in order to complete your FAFSA application, and what happens after you submit it? Hosts Sean Pyles and Anna Helhoski delve int

Jan 10, 2024 • 14:42

Romance and Real Estate: Navigating Shared Rent and Housing Expenses

Romance and Real Estate: Navigating Shared Rent and Housing Expenses

How can couples split housing expenses without splitting up? Learn how to keep your finances — and relationship — healthy.01:30 This Week in Your Money: What part of your life can have an unexpected impact on your finances? Hosts Sean Pyles and Sara Rathner discuss how personal experiences with ADHD and side hustles have had financial implications for them beyond what you might expect. Learn how unexpected opportunities and even scrolling social media can impact your buying decisions an

Jan 8, 2024 • 39:49

Your Money in 2024: Investment Strategies for Financial Success

Your Money in 2024: Investment Strategies for Financial Success

Gain 2024 investment insights and get answers to questions on long-term strategies, stock market volatility, real estate investments trusts and more.Investing writer Alana Benson joins host Sean Pyles to discuss investing in 2024. They discuss the importance of having a long-term investment strategy, the performance of the stock market in 2023, the impact of interest rates on investments, and the potential for growth in sectors such as AI and green energy. They also touch on the benefit

Jan 4, 2024 • 17:52

How to Set Goals You Can Actually Achieve

How to Set Goals You Can Actually Achieve

Take your New Year’s Resolutions to the next level by establishing SMARTR financial goals that you can achieve in 2024.Wondering how to set financial goals you’ll actually follow through on? Have questions about how to avoid end-of-year financial regrets? The Nerds have you covered! Explore strategies for setting realistic goals in 2024 with hosts Sean Pyles and Elizabeth Renter as they discuss “regrets and resolutions” and share ideas to help you take your 2023 experiences in stride, l

Jan 1, 2024 • 26:28

Social Media Shopping Tips and Smart Spare Cash Investing

Social Media Shopping Tips and Smart Spare Cash Investing

Learn pro tips for shopping on social media so you don’t overspend, and smart strategies for investing your spare cash.This Week in Your Money: Get equipped with practical tips to shop smart on social media platforms and stay vigilant against overspending. Personal finance Nerd Kimberly Palmer joins hosts Sean Pyles and Liz Weston for a Nerdy look at how your social media feed may be leading you to spend more money than you should. You’ll learn about useful browser extensions to help yo

Dec 25, 2023 • 27:39

Learn From The Nerds: Best Money Moves of 2023

Learn From The Nerds: Best Money Moves of 2023

In this episode of NerdWallet's Smart Money Podcast, hosts Sean Pyles and Sara Rathner share the best money moves of 2023 as submitted by their fellow colleagues. Some of the highlights include saving aggressively to prepare for future expenses, getting rid of private mortgage insurance, automating finances for budgeting and planning, setting up 529 college savings plans for children, shopping around for the best mortgage rates, and understanding the difference between an emergency fund

Dec 21, 2023 • 24:13

Money News: Financial Insights from 2023's Biggest Headlines

Money News: Financial Insights from 2023's Biggest Headlines

We recap the financial rollercoaster that was 2023, including interest rates, market movements, travel mishaps and more.Before reviewing this year’s biggest financial news headlines, hosts Sean Pyles and Anna Helhoski discuss federal interest rates, dropping mortgage rates, strong holiday spending numbers, and two new record highs — one for the stock market, and the other for a Southwest Airlines fine.Then, Sean and Anna turn their attention to an analysis of the economy's bizarre yet r

Dec 20, 2023 • 13:52

Year-End Money Tasks to Thrive in 2024 and How to Choose a Budgeting App

Year-End Money Tasks to Thrive in 2024 and How to Choose a Budgeting App

Learn about practical money management tasks to set yourself up for success in 2024 and tips for choosing a budgeting app.01:11 This Week in Your Money: Hosts Sean Pyles and Sara Rathner propose three money tasks to tackle this winter. The first is a task to do this week, the next is something to do over the course of a month, and the last is something you can do over the whole winter season. By completing these tasks, you may be able to put yourself in a better financial position going

Dec 18, 2023 • 32:18

How Your Feedback Shapes Our Podcast: Listener Messages from 2023

How Your Feedback Shapes Our Podcast: Listener Messages from 2023

In this episode of NerdWallet's Smart Money Podcast, hosts Sean Pyles and Sara Rathner share feedback and constructive criticism from listeners over the past year. They discuss topics such as the need for more representation minority groups in financial discussions, the importance of highlighting issues related to race and gender, the coverage of alternative healthcare in insurance plans, and the challenges of discussing controversial topics from a financial perspective. They also addre

Dec 14, 2023 • 29:34

Using AI to Budget and Save and Debit vs. Credit Card Pros and Cons

Using AI to Budget and Save and Debit vs. Credit Card Pros and Cons

Learn how to use AI for help with budgeting and saving money, then learn whether credit cards or debit cards are safer.01:30 This Week in Your Money: NerdWallet banking writer Chanelle Bessette joins hosts Sean Pyles and Sara Rathner to discuss how AI can be used to help with budgeting and saving money. They explore how AI chatbots can assist in creating a budget and setting savings goals, why it’s important to double check chatbots’ math and consider seeking official financial advice f

Dec 11, 2023 • 24:38

Financial Success Stories: Learn from Listener Wins in 2023

Financial Success Stories: Learn from Listener Wins in 2023

In this episode of the Smart Money podcast, hosts Sean Pyles and Sara Rathner share the best money moves made by their listeners in 2023. Some of the wins include listeners who moved their Roth IRA account away from a pricey financial advisor, one who paid off their student loans and started a business, and another who successfully managed their money with ADHD. In their conversation, the Nerds discuss: Roth IRAs, credit scores, student loans, estate planning, home buying, credit cards,

Dec 7, 2023 • 22:37

Money News: Ticketmaster Trouble, Alaska Airlines Merger, GDP Updates and More

Money News: Ticketmaster Trouble, Alaska Airlines Merger, GDP Updates and More

Learn how the Department of Justice is tackling the ticketing industry — and what it could mean for buyers and sellers.Before focusing on Congress’ latest ticketing industry crackdown, hosts Sean Pyles and Anna Helhoski discuss the IRS' delayed online seller rule, a revision to Q3 GDP figures, a new survey on money and happiness, the merger between Alaska Airlines and Hawaiian Airlines, and self-serve airplane snacks. Get ready for an episode that dissects the struggle for fair ticket p

Dec 6, 2023 • 15:30

Avoiding Financial Scams and Changing Your Money Mindset

Avoiding Financial Scams and Changing Your Money Mindset

Protect yourself from sophisticated holiday shopping scams and explore the psychology behind changing your money mindset.01:07 This Week in Your Money: Hosts Sean Pyles and Sara Rathner discuss tactics for avoiding three common money scams, including social media ad scams, charity scams, and gift card scams.10:08 Today’s Money Question: Sean and Sara answer a listener’s question about how to change your money mindset. They discuss methods you can use to understand your current attitudes

Dec 4, 2023 • 32:21

Using Your Financial Anxiety to Make Better Decisions

Using Your Financial Anxiety to Make Better Decisions

Welcome to NerdWallet’s Smart Money podcast, where we answer real-world money questions. In this episode: Nerds Sean Pyles and Kimberly Palmer speak with Farnoosh Torabi, author of the new book, “A Healthy State of Panic.” She explains how we can use our fears as a superpower to make better decisions when it comes to finances, career and life. Torabi is a personal finance expert and host of the “So Money” podcast. In their discussion, Torabi shares how her upbringing as the daughter of

Nov 30, 2023 • 20:45

Is Your Personal Finance Indecision Costing You? Plus, How to Shop for a New Bank

Is Your Personal Finance Indecision Costing You? Plus, How to Shop for a New Bank

Uncover the true cost of making financial decisions (and financial indecision) and get tips for shopping for a new bank.01:19 This Week in Your Money: Explore the concept of financial opportunity cost and the trade-offs we make with our money with hosts Sean Pyles and Sara Rathner. They discuss the risks associated with sticking with the status quo, the importance of periodically reassessing your financial decisions, the potential pitfalls of always relying on automatic payments, and th

Nov 27, 2023 • 32:56

Money News: Where to Save Money on Falling Prices from Deflation

Money News: Where to Save Money on Falling Prices from Deflation

Learn which prices are slowing down—or even dropping—as a result of deflation, including your Thanksgiving feast.Before focusing on price deflation, hosts Sean Pyles and Anna Helhoski explore recent financial updates, including the rising income among first-time homebuyers, the United Autoworkers Union (UAW) ratifying new contracts with the Big Three automakers, and Black Friday and Cyber Monday sales trends.Then, Sean and Anna explain what’s happening behind recent price deflation. The

Nov 22, 2023 • 13:12

Money and Happiness: What's Happiness Really Worth?

Money and Happiness: What's Happiness Really Worth?

Do you really need money to be happy? Or is money the reason you’re unhappy? Either way, chances are your relationship to money and happiness is a little, well, messy. To kick off this Nerdy deep dive into money and happiness, Sean talks with happiness experts Gretchen Rubin and Robert Puff to understand what happiness really means. Then Sean talks with Morgan Housel, author of “The Psychology of Money,” about where money and happiness intersect.If you’re looking for an app to track all

Nov 20, 2023 • 40:54

Your Guide to Budgeting, Credit and Debt Management Strategies

Your Guide to Budgeting, Credit and Debt Management Strategies

Learn tactics to make and manage a budget, understand credit scores, and manage debt to improve your financial health.02:02 Budgeting Basics: Personal Finance Nerd Elizabeth Ayoola discusses how you can create and stick to a budget. She explains how to use the 50-30-20 method to allocate your income, gives tips on how to adjust your budget to fit your needs, and methods for budgeting and stretching your paycheck when it arrives at different intervals, like monthly or biweekly. 13:35 Cre

Nov 16, 2023 • 41:37

Money News: Latest Stock Market News, New IRS Tax Brackets, Tipping Trends

Money News: Latest Stock Market News, New IRS Tax Brackets, Tipping Trends

Delve into recent stock market developments. Plus, tax bracket adjustments.Before taking an in-depth look at what’s going on in the stock and bond markets, hosts Sean Pyles and Anna Helhoski delve into the recent developments in personal finance news. They start by breaking down the latest inflation numbers. Then, they discuss the concerning increase in credit card delinquencies, shedding light on rising balances and the generational shift in credit card usage before offering smart tips

Nov 15, 2023 • 17:20

Plan Your Black Friday Shopping Strategy and Should You Wait to Buy a Home?

Plan Your Black Friday Shopping Strategy and Should You Wait to Buy a Home?

Craft your holiday shopping plan with Black Friday insights, then understand options for buying a home in today’s market.01:24 This Week in Your Money: Unlock the secrets of savvy shopping by learning about the biggest sales events of the year. Hosts Sean Pyles and Sara Rathner discuss the holiday shopping season with Personal Finance Nerd Tommy Tindall, who talks about the value of shopping on Black Friday versus other annual sales events like Cyber Monday, the best days of the season

Nov 13, 2023 • 44:06

Maximizing Your Benefits: A Guide to Employer-Provided Perks

Maximizing Your Benefits: A Guide to Employer-Provided Perks

Understand employer-provided benefits, from dental and vision coverage to more unique perks like legal assistance.In the third and final episode of our special series on open enrollment, hosts Sean Pyles and Liz Weston discuss the various benefits that employers offer during open enrollment season aside from health insurance. Liz speaks with Amber Clayton (Society for Human Resource Management) about dental and vision coverage, long-term care insurance, pet insurance, legal assistance,

Nov 9, 2023 • 30:19

Money News: Lawsuit Could Change How Houses are Sold; Also, a $23.5K Payout … in Coins

Money News: Lawsuit Could Change How Houses are Sold; Also, a $23.5K Payout … in Coins

Learn how recent headlines could impact your finances, including a federal real estate ruling and new employment figures.Hosts Sean Pyles and Anna Helhoski start by dissecting the latest monthly jobs report and its potential impact on the Federal Reserve's interest rate policies, then explain how a recent federal jury's decision on real estate agent commissions could reshape the way homes are bought and sold in the United States. They then turn their attention to former cryptocurrency b

Nov 8, 2023 • 12:08

2 Ways to Improve Your Credit Score, Budgeting Tips, and Investing 403b and 529 Plans

2 Ways to Improve Your Credit Score, Budgeting Tips, and Investing 403b and 529 Plans

Learn about two quick credit tips, 403b and 529 plans, delinquencies on old loans, and budgeting when you only get paid once a month.01:11 This Week in Your Money: Hosts Sean Pyles and Sara Rathner provide two quick tips for improving credit scores. The first tip involves credit utilization, which is the amount of available credit that you're using. They also discuss the option of asking for an increased credit card limit. For their second tip, they discuss the benefits and risks of bec

Nov 6, 2023 • 29:53

Choosing the Right Insurance Policy to Protect Your Income: Life Insurance, Disability Insurance, and More

Choosing the Right Insurance Policy to Protect Your Income: Life Insurance, Disability Insurance, and More

Explore coverage options to protect your income in worst-case scenarios, such as life insurance and disability insurance.Hosts Sean Pyles and Liz Weston discuss the importance of insurance coverage, highlighting statistics around how many people are underinsured or lack adequate coverage. To dive deeper into different types of coverage, Liz welcomes Insurance Nerd Ryan Brady and John Ryan, founder and CEO of Ryan Insurance Strategy Consultants, to explain various types of insurance.In t

Nov 2, 2023 • 36:36

Money News: Should You Rent or Buy Amid Rising Interest Rates?

Money News: Should You Rent or Buy Amid Rising Interest Rates?

Understand the costs of renting versus buying a home. Plus: the UAW strike, GDP growth, debit card fees, and AI policy.Before discussing housing affordability, hosts Sean Pyles and Anna Helhoski review noteworthy financial headlines, including an update on the UAW strike against major US automakers, the latest Commerce Department numbers on GDP growth, debit card merchant fees, and the White House’s wide-ranging executive order pertaining to artificial intelligence.Then, Sean and Anna w

Nov 1, 2023 • 22:36

Options for Paying Off Credit Card Debt: Hardship Programs, Balance Transfer Cards, Loans and More

Options for Paying Off Credit Card Debt: Hardship Programs, Balance Transfer Cards, Loans and More

Hear Nerds’ “financial horror stories” and explore solutions for paying credit card debt, from 401k loans to bankruptcy.01:20 This Week in Your Money: Hosts Sean Pyles and Sara Rathner share their personal “financial horror” stories, including Sean’s rejected credit card application and what happened to some of Sara’s retirement account funds. They’re cautionary tales that will help you make sure you’re getting the most out of your money.09:46 Today’s Money Question: Sean welcomes Nerd

Oct 28, 2023 • 31:54

Choosing a Healthcare Plan via Open Enrollment (HMO, PPO, FSA, HSA, HDHP and More)

Choosing a Healthcare Plan via Open Enrollment (HMO, PPO, FSA, HSA, HDHP and More)

Expert Nerds talk through the complexities of open enrollment, starting with ways to assess healthcare plans and costs.This episode takes a deep dive into specific terminology and scenarios relevant to choosing health insurance coverage. Hosts Sean Pyles and Liz Weston start with an overview of open enrollment period timelines for November and December 2023 before welcoming guest Nerd Kate Ashford to explain deductibles, premiums, HMOs, PPOs and HDHPs. Then, NerdWallet’s Tina Orem joins

Oct 26, 2023 • 33:41

Money News: Save Money on Commuting Costs in a Changing Economy

Money News: Save Money on Commuting Costs in a Changing Economy

Learn practical financial tips to save on rising commuting costs as workers increasingly return to the office.Before discussing the rising costs of commuting, hosts Sean Pyles and Anna Helhoski review noteworthy financial headlines, including the Federal Reserve's influence on interest rates, the latest Commerce Department report on retail sales, the Mercer CFA Institute’s Global Pension Index ranking of 47 different kinds of retirement systems from around the world, and the IRS's pilot

Oct 25, 2023 • 20:15

Money Saving Tips On Car & Home Insurance, plus Budgeting for Conventions and Hobbies @ Comic Con

Money Saving Tips On Car & Home Insurance, plus Budgeting for Conventions and Hobbies @ Comic Con

Get budgeting tips for conventions and hobbies straight from New York Comic Con, then learn about money saving strategies for car and home insurance.01:20 This Week in Your Money: Having just returned from New York Comic Con, host Sean Pyles discusses what he learned about budgeting for conventions, hobbies and cosplay outfits. He also shares an interview with Kayden Phoenix, a Los Angeles-based comic book writer known for her Latina superheroes. Kayden shares her experiences attending

Oct 23, 2023 • 41:46

HIV Prevention and Gender-Affirming Care: Costs, Solutions and Legalities of LGBTQ+ Health Care

HIV Prevention and Gender-Affirming Care: Costs, Solutions and Legalities of LGBTQ+ Health Care

Understand the financial and legal challenges in LGBTQ+ health care, including HIV treatment and gender-affirming surgery.NerdWallet’s Sean Pyles and Sam Taube delve into the intricate financial and legal issues faced by the LGBTQ+ community regarding their health care. They start by exploring the struggle to prevent and treat HIV, focusing on the effectiveness and financial burden related to pre-exposure prophylaxis (PrEP) and highly effective antiretroviral treatment (HEART). Sam spea

Oct 19, 2023 • 28:43

Money News: Cracking Down on Junk Fees: Bidenomics in Action

Money News: Cracking Down on Junk Fees: Bidenomics in Action

Oct 18, 2023 • 15:19

Retirement Planning Guide: Estate Planning, Social Security, Long-Term Care and Medicare Explained

Retirement Planning Guide: Estate Planning, Social Security, Long-Term Care and Medicare Explained

Learn how to plan for the golden years with a deep dive into long-term care, Social Security, Medicare and estate planning.3:23 Long-Term Care Insurance: Kate Ashford, a certified senior advisor specializing in Medicare and retirement topics, discusses the intricacies of long-term care insurance, including exactly what Medicare covers in terms of long-term care costs. Kate also discusses alternative options to long-term care insurance such as hybrid policies that combine permanent life

Oct 16, 2023 • 41:26

Your Guide to Reproductive Health Care Costs, Options and Economic Implications

Your Guide to Reproductive Health Care Costs, Options and Economic Implications

Understand recent and upcoming changes in costs and access to reproductive care, as well as resources to manage them.This episode delves into the complex and ever-changing landscape of reproductive care costs. Hosts Sean Pyles and Sam Taube discuss the financial implications of recent high-profile court cases, including the overturning of Roe v. Wade and the Burwell v. Hobby Lobby decision, which significantly transformed insurance coverage for birth control. Sean and Sam break down the

Oct 12, 2023 • 26:00

Money News: CFPB Removes Medical Debt from Credit Reports

Money News: CFPB Removes Medical Debt from Credit Reports

Learn how removing medical debt from credit reports will protect consumers. Plus: rising interest rates and falling stock prices.Before discussing news from the Consumer Financial Protection Bureau (CFPB) that could reshape the way medical debt impacts your credit score, hosts Sean Pyles and Anna Helhoski discuss the latest news around student loan forgiveness, rising auto and mortgage rates, and recent losses in the stock market. They then turn their attention to the benefits of omitti

Oct 11, 2023 • 15:38

If You’re Traveling for the Holidays, Start Planning Now

If You’re Traveling for the Holidays, Start Planning Now

Learn why it’s a good time to check your credit card interest rates, and why to start planning your holiday travel now.01:03 This Week in Your Money: NerdWallet’s Rosalie Murphy joins host Sean Pyles to discuss rising credit card interest rates and how they can impact debt repayment. They offer tips on adapting to higher interest rates and how you may be able to negotiate a lower rate or payment plan with your credit card issuer if you're struggling to make repayments. They also discuss

Oct 9, 2023 • 29:08

Behind the Rising Health Care Costs of Bodily Autonomy

Behind the Rising Health Care Costs of Bodily Autonomy

Understand how legal restrictions and policies are increasing health care costs, especially for marginalized communities.This episode explores rising health care prices at the intersection of law, policy and personal health decisions. Investing Nerd Sam Taube interviews Vina Smith-Ramakrishnan, a senior policy associate on the health care equity and reform team at the Century Foundation, about the systemic barriers to accessing health care faced by the LGBTQ+ community, people of color,

Oct 5, 2023 • 21:26

Money News: What to Know About Student Loan Repayments, Gas Prices, SkyMiles and Other Financial News Stories

Money News: What to Know About Student Loan Repayments, Gas Prices, SkyMiles and Other Financial News Stories

Learn about federal student loan payments resuming, alongside an analysis of this week’s biggest financial stories.Before discussing this week’s resumption of federal student loan payments after a three-and-a-half-year pause due to the pandemic, hosts Sean Pyles and Anna Helhoski break down this week’s most relevant financial headlines. The discuss the recently averted government shutdown, the impact of crude oil costs on gas prices, an update on Delta’s SkyMiles program, and a new Pew

Oct 4, 2023 • 15:05

Understand Your Options for Buying and Selling Cars

Understand Your Options for Buying and Selling Cars

Understand how to avoid “dark patterns” companies use to trick you, then learn different financial approaches for buying a car.01:11 This Week in Your Money: Dark patterns are manipulative tactics used by companies to influence customer decisions, often to the consumer’s detriment. To start the show, hosts Sean Pyles and Liz Weston explain how you can spot dark patterns, which are not exclusive to sketchy websites. Sean and Liz also discuss confirmshaming, a tactic companies use that co

Oct 2, 2023 • 41:16

Money News: Why The Fed Paused Interest Rates, The CFPB, and “Dumb Money”

Money News: Why The Fed Paused Interest Rates, The CFPB, and “Dumb Money”

Learn why the Fed paused interest rates. Plus: the Supreme Court's CFPB hearing, NFT prices, and a new GameStop movie.Join hosts Sean Pyles and Anna Helhoski as they break down the latest headlines in the world of personal finance. They explain the Supreme Court's upcoming hearing on the constitutionality of the Consumer Financial Protection Bureau's funding structure, the risks of investing in "dumb money" like the Powerball lottery and NFTs, and the new movie "Dumb Money," which tells

Sep 27, 2023 • 20:42

How to Approach Wedding Costs and Gift-Giving Budgets

How to Approach Wedding Costs and Gift-Giving Budgets

Learn methods for planning a wedding that makes sense for your budget, then hear how the Nerds think about gift-giving etiquette.01:12 This Week in Your Money: Get an inside look at the latest trends in wedding planning, as Zola.com Director of Communications Emily Forrest joins host Sean Pyles to discuss findings from a recent survey of more than 2,000 American adults. They discuss the financial challenges many engaged couples face during the wedding planning process, ways to prevent m

Sep 25, 2023 • 36:06

How Millennial Money Woes Are Reshaping the American Dream

How Millennial Money Woes Are Reshaping the American Dream

Experts discuss how millennials are redefining the American dream and finding ways to thrive despite hard economic times.Have you ever wondered how younger generations are maneuvering around traditional milestones in the face of mounting financial hurdles? That’s what Personal Finance Nerd Tiffany Curtis discusses with Dr. Jatali Bellaton, a neuropsychologist and the founder of Brilliant Minds Unite, a youth and adult financial literacy movement. She dives into the daunting financial re

Sep 21, 2023 • 30:40

Money News: How a Government Shutdown Could Impact Your Finances

Money News: How a Government Shutdown Could Impact Your Finances

Learn how a government shutdown would impact your finances. Plus: updates on inflation, retail sales and Delta SkyMiles.In this financial news roundup, hosts Sean Pyles and Anna Helhoski touch on key headlines such as what the latest Consumer Price Index tells us about inflation, the reason why retail sales are surging, and controversial changes to Delta Airlines' SkyMiles program. They then take a close look at the looming threat of a government shutdown in Congress, particularly in th

Sep 20, 2023 • 15:27

International Budget Travel, and Firing Financial Advisors

International Budget Travel, and Firing Financial Advisors

Learn how to travel abroad on a budget and how to part ways with a financial advisor whose services are unsatisfactory.1:15 This Week in Your Money: It’s possible to travel abroad on a budget, according to NerdWallet Travel editor Meghan Coyle. She joins hosts Sean Pyles and Liz Weston to discuss the pros and cons of using budget airlines for international travel. She discusses the overall change in flight prices over the last few years, how reliable budget airlines are when compared wi

Sep 18, 2023 • 45:11

Navigating Generational Financial Trauma in a Digital World

Navigating Generational Financial Trauma in a Digital World

Explore the impact of generational financial trauma on millennials, how social media amplifies it and ideas for healing.Personal Finance Nerd Tiffany Curtis delves into the complex topic of generational financial trauma, particularly its impact on millennials, with two special guests: Aja Evans and Rahkim Sabree. Aja Evans is a licensed mental health counselor and financial therapist, and Rahkim Sabree is a certified financial education instructor and author. Together, they explore how

Sep 14, 2023 • 27:48

Money News: How UAW Strike Could Affect Workers — and Car Costs

Money News: How UAW Strike Could Affect Workers — and Car Costs

Nerds explain this week’s personal finance news, with a focus on labor unrest as the United Auto Workers union prepares to strike.In Smart Money’s new weekly personal finance news roundup, hosts Sean Pyles and Anna Helhoski take a look at recent developments in the world of money and then go in-depth on an issue that could be important to your life — and your bottom line. Today’s topics include rising home prices, the latest statistics on household wealth and debt, the rise in poverty f

Sep 13, 2023 • 13:32

Important Job Interview Questions and Travel Insurance Tips

Important Job Interview Questions and Travel Insurance Tips

Ace your next job interview with questions you may not have considered asking, then learn how travel insurance works.01:13 This Week in Your Money: Before you head into your next job interview, consider asking yourself some questions suggested by hosts Sean Pyles and Liz Weston. They share specific questions you can ask in an interview to gain valuable insights into the position and the organization. They also suggest things you may want to ask yourself before jumping into a new role.06

Sep 11, 2023 • 25:32

Overcoming Millennial Money Problems for Financial Wellness

Overcoming Millennial Money Problems for Financial Wellness

Discover how global events molded millennial finances, and hear ideas for addressing economic challenges and financial trauma.In this Nerdy deep dive, personal finance Nerd Tiffany Curtis joins host Sean Pyles to discuss millennial money woes, from generational financial trauma to structural challenges that have made financial life more difficult for Americans between 27 and 42 years old. They discuss the changing ways that generations are studied and explore how world events such as th

Sep 7, 2023 • 31:25

Are CDs Worth It, and Managing a Life-Changing Windfall

Are CDs Worth It, and Managing a Life-Changing Windfall

The rates on certificates of deposit have shot up over the past year. But are CDs really a good option, especially when high-yield savings accounts are offering similar yields? Sean Pyles and Sara Rathner discuss.Then Sean and Liz Weston talk with a listener about how to manage a life-changing financial windfall.To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Timestamps:This Week in Your Money segment: 0:00 - 6:33Mone

Sep 4, 2023 • 31:55

Employee Stock Purchase Plans and AI Travel Planning

Employee Stock Purchase Plans and AI Travel Planning

Explore how AI can help with personalized travel planning, then learn about Employee Stock Purchase Plans (ESPPs).01:08 This Week in Your Money: Travel Nerd Sam Kemmis discusses the surprising benefits of using artificial intelligence for personalized travel planning. He joins hosts Sean Pyles and Liz Weston to share his experiences with AI tools like Google's Bard and ChatGPT, including tips for guiding AI and validating creative suggestions before committing to a travel itinerary. The

Aug 28, 2023 • 30:17

Alternative Investments and Speculation in Your Portfolio

Alternative Investments and Speculation in Your Portfolio

Discover how alternative investments could help you diversify your portfolio.Have you ever wondered about the potential of alternative investments in your financial portfolio? NerdWallet’s Andy Rosen sits down with certified financial planner James Lee to uncover the world of untraditional investments, including real estate, commodities, cryptocurrency and collectibles. They discuss a recent survey indicating a shift in financial advisors' perspectives toward alternative investments and

Aug 24, 2023 • 26:56

Overcoming Financial Fears, and Appliance Repair Tips

Overcoming Financial Fears, and Appliance Repair Tips

Learn why a broken appliance doesn’t have to drain your savings, and how to fight financial fears to enjoy your money.1:13 This Week in Your Money: Should you repair your appliance instead of replacing it? Hosts Sean Pyles and Liz Weston delve into the latest data from Consumer Reports and share handy tips that could end up saving you money and reducing electronic waste. They also discuss the “right to repair” movement and what it could mean for appliance owners in the future.07:54 Toda

Aug 21, 2023 • 36:07

Options Trading, Short Sales and Derivatives: A Nerdy Guide

Options Trading, Short Sales and Derivatives: A Nerdy Guide

Explore the risks and rewards of options trading, short selling and margin trading in this nerdy derivatives deep dive.Hosts Sean Pyles and Andy Rosen explain the concept behind derivatives trading before investing Nerd Sam Taube joins the show for a closer look at the ins and outs of specific types of derivatives. Sam explains the speculative and protective reasons for derivatives trading — and the average retail trader’s chances of finding success.Sam also delves into put options and

Aug 17, 2023 • 33:27

When and How to Talk to Your Parents About Their Finances

When and How to Talk to Your Parents About Their Finances

Learn how to have crucial financial discussions with your aging parents while preserving their dignity and security.In this Nerdy Book Club episode, personal finance Nerd Kim Palmer talks with journalist Cameron Huddleston about insights from her book “Mom and Dad, We Need to Talk: How to Have Essential Conversations With Your Parents About Their Finances.” In their discussion, Cameron shares her personal journey of stepping up to manage her mother's finances after an Alzheimer's diagno

Aug 16, 2023 • 32:06

Seasonal Housing Market Trends and Travel Credit Card Tips

Seasonal Housing Market Trends and Travel Credit Card Tips

Learn how to take advantage of seasonal housing market trends and enjoy travel credit card rewards — even in small cities.1:03 This Week in Your Money: Seasonal housing market trends can have a big impact on homebuying (or selling!), which is why NerdWallet data writer Liz Renter joins today’s episode to discuss the latest patterns. She talks with hosts Sean Pyles and Liz Weston about the fluctuating trends of home prices, inventory and sales, with a focus on how they’ve shifted over th

Aug 14, 2023 • 28:24

Day Trading Highs and Lows: A Nerdy Guide to Calculating Risk

Day Trading Highs and Lows: A Nerdy Guide to Calculating Risk

Get an inside look into strategies and pitfalls of the high-risk, high-reward world of day trading.Hosts Sean Pyles and Andy Rosen discuss the high-stakes world of day trading and shed some light on your statistical chances of finding success. Then, Andy welcomes seasoned traders Sierra Smith and Michael Sincere to the podcast to share their perspectives. They pull back the curtain on Sierra's typical trading morning, break down concepts like options trading, and highlight the rollercoa

Aug 10, 2023 • 31:26

Student Loan Repayments and a Nerdy Midyear Money Review

Student Loan Repayments and a Nerdy Midyear Money Review

Uncover actionable tips for ensuring your money is working for you, and how to plan for resuming student loan payments.01:28 This Week in Your Money: Learn how to conduct a midyear financial check-in with help from hosts Sean Pyles and Liz Weston, who offer practical advice for reassessing your financial situation and getting back on track. They discuss strategies to save on car insurance and cell phone plans and stress the importance of securing the best rates for savings accounts. The

Aug 7, 2023 • 28:53

Smart Strategies for Advanced Investing and Active Trading

Smart Strategies for Advanced Investing and Active Trading

Discover the risks and rewards of active investing, and when to consider calling in professionals for trading decisions.If you’re ready to take your investing game to the next level, then listen as NerdWallet’s Sean Pyles and Andy Rosen discuss the ins and outs of advanced investing strategies. They tackle the topic of autonomy over your investments, examining the rewards and risks that come with managing your own portfolio. They discuss how to assess your risk tolerance so you can make

Aug 3, 2023 • 23:59

Smart Saving Tips for Disney Trips, and Self-Employed Retirement

Smart Saving Tips for Disney Trips, and Self-Employed Retirement

Learn Nerdy tips to plan a Disney vacation without going broke, and how to choose a retirement plan when self-employed.01:08 This Week in Your Money: Unlock the magic of making your next Disney vacation more affordable with insider tips from travel Nerd Sally French. She joins hosts Sean Pyles and Liz Weston to unveil the secrets behind experiencing Disneyland and Disney World on a budget, from strategic hotel choices to the types of tickets you might want to avoid. Plus: The Nerds disc

Jul 31, 2023 • 32:23

Smart Credit Building and Saving for a Secure Retirement

Smart Credit Building and Saving for a Secure Retirement

Understand the implications of adding authorized users to credit cards, and how to plan retirement so your money lasts.01:40 Today’s first Money Question: A listener asks whether it’s a good idea to help a friend or family member build credit by adding them as an authorized user on your credit card. Credit expert Bev O’Shea joins Sean Pyles and Liz Weston to discuss the risks and benefits of adding authorized users, including the impact it can have on a person’s credit profile, the cond

Jul 27, 2023 • 34:50

Outsmart Student Loan Scams, and Child Care Budgeting Tips

Outsmart Student Loan Scams, and Child Care Budgeting Tips

Keep your money safe by spotting student loan scams, then learn how to cover child care costs without going into debt.01:02 This Week in Your Money: Hear a student loan scammer’s actual voicemail, which hosts Sean Pyles and Liz Weston dissect line by line to give you a better understanding of scammers’ manipulative strategies and pressure tactics. Sean and Liz will also share practical advice about how to safeguard yourself and your loved ones against these scams and tips for how to pla

Jul 24, 2023 • 24:12

Smart Ways to Get Out of Debt, and Pet Insurance Planning

Smart Ways to Get Out of Debt, and Pet Insurance Planning

Learn ways to handle your debt, including some options you might not know about. And find out how pet insurance works, how much it costs and ways to budget for pet care.01:14 Today’s first Money Question: Personal finance Nerd Tommy Tindall joins Sean Pyles and Liz Weston to discuss alternative ways to pay off debt when you can’t get a personal loan. The Nerds discuss credit counseling, debt management plans and when it may make sense to declare bankruptcy. They analyze the pros and con

Jul 20, 2023 • 38:00

Social Media Shopping Tips, and Smart Spare Cash Investing

Social Media Shopping Tips, and Smart Spare Cash Investing

Learn pro tips for shopping on social media so you don’t overspend, and smart strategies for investing your spare cash.00:48 This Week in Your Money: Get equipped with practical tips to shop smart on social media platforms and stay vigilant against overspending. Personal finance Nerd Kimberly Palmer joins hosts Sean Pyles and Liz Weston for a Nerdy look at how your social media feed may be leading you to spend more money than you should. You’ll learn about useful browser extensions to h

Jul 17, 2023 • 26:09

Nerdy Guide to Brokerage Fees and Investment Advisors

Nerdy Guide to Brokerage Fees and Investment Advisors

Learn how to avoid overspending on investing and brokerage fees, and get smart about how to choose a financial advisor.01:55 Today’s First Money Question: Investing Nerd Alana Benson joins Sean Pyles and Liz Weston to demystify brokerage fees and explain how you can reduce the fees you’re paying on investment accounts. They discuss the types of brokerage fees and how they can impact your investments. 13:53 Today’s Second Money Question: The Nerds walk through the process of choosing the

Jul 13, 2023 • 34:29

Human Longevity Literacy, and How Debt Impacts Credit Scores

Human Longevity Literacy, and How Debt Impacts Credit Scores

Improve your longevity literacy so you don’t retire too early (or late!), then learn how debt affects your credit score.01:31 This Week in Your Money: Sean Pyles and Liz Weston delve into the significant yet often overlooked concept of longevity literacy. They discuss how understanding your life expectancy can greatly influence retirement planning, and they share a life expectancy calculator you can use to get a personalized estimate of your life expectancy.07:52 Today’s Money Question:

Jul 10, 2023 • 22:10

Bill Disputes, Managing a Raise, and Smart Saving Early

Bill Disputes, Managing a Raise, and Smart Saving Early

Learn how checking your bills can prevent you from overspending, how to manage a raise and how to build wealth early.01:14 This Week in Your Money: Sean Pyles and Liz Weston discuss how you can prevent overspending by double-checking all your bills and share how doing so saved Sean more than $100 on just a single bill. They also discuss some surprising ways bills can demonstrate that you’re getting shortchanged.07:58 Today’s First Money Question: Smart Money co-host Sara Rathner helps S

Jul 6, 2023 • 35:58

When to Merge Finances — or Not

When to Merge Finances — or Not

At a certain point in your relationship, merging your finances can feel like a natural step … or not.To start this episode, hosts Sean Pyles and Sara Rathner talk about why combining your finances with a partner isn’t always a great idea. Then Sean is joined by Nerds Liz Weston and Kim Palmer to answer a listener's question about how to manage multiple credit card accounts when merging finances.To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or emai

Jul 3, 2023 • 34:05

Student Loan Forgiveness Struck Down by Supreme Court. Now What?

Student Loan Forgiveness Struck Down by Supreme Court. Now What?

The Supreme Court has struck down President Biden’s student loan forgiveness plan. Sean and Anna discuss what this means for consumers — including when you can expect payments to resume.To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.

Jun 30, 2023 • 8:09

The Price of Parenthood: In Vitro Fertilization and the Future of Parenthood

The Price of Parenthood: In Vitro Fertilization and the Future of Parenthood

In vitro Fertilization — or IVF — is an effective way to become pregnant. But is it only for the wealthy? In this final episode of our Nerdy Deep Dive into the price of parenthood, Sean and Ronita explore IVF and hear from a mother who went through the process. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Like what you hear? Please leave us a review and tell a friend.

Jun 29, 2023 • 26:33

Nerdy Tips on Tipping, and Managing High Credit Card Annual Fees

Nerdy Tips on Tipping, and Managing High Credit Card Annual Fees

Feel less awkward about tipping with our Nerds’ tipping tips. Then learn about credit cards with high annual fees.01:12 This Week in Your Money: Sean Pyles and Liz Weston discuss when to tip, when not to tip and how much you should tip — not just in restaurants but also in places where people haven’t historically tipped, like grocery stores and self-serve frozen yogurt places. They also talk about the broader economic implications of tipping and different tipping standards around the wo

Jun 26, 2023 • 21:25

The Price of Parenthood: How Egg Freezing Works

The Price of Parenthood: How Egg Freezing Works

Egg freezing lets would-be parents put their plans on ice. But is it a realistic option for everyone? In the third episode of our nerdy deep dive into the price of parenthood, Sean and Ronita explore when egg freezing is a good option for parents — and how much it really costs. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Like what you hear? Please leave us a review and tell a friend.

Jun 22, 2023 • 31:39

Nerdy Travel Tips, and Budgeting for a Non-Traditional Life

Nerdy Travel Tips, and Budgeting for a Non-Traditional Life

Avoid costly travel mistakes with expert tips from our Nerds. Then, learn how to budget for a non-traditional lifestyle.You can help us improve our show! Please take our listener survey at: https://nerdwallet.com/podsurvey 01:00 This Week in Your Money: Summer travel costs are soaring this year — but that doesn’t mean your expenses have to. Sean Pyles and Liz Weston offer tips for planning ahead to decrease your costs, from capitalizing on credit card rewards points to scheduling your t

Jun 19, 2023 • 36:08

The Price of Parenthood: What It Takes to Adopt

The Price of Parenthood: What It Takes to Adopt

The price of adoption can vary greatly — from under $1,000 to over $60,000. In this episode of our nerdy deep dive into the price of parenthood, Sean and Ronita explore the various avenues and expenses associated with adoption. A dad now in the adoption process shares his experiences, and a financial planner unpacks questions you should ask if you’re considering adoption.To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com

Jun 15, 2023 • 31:55

Money Scams, and Renting Credit Card Tradelines for Cash

Money Scams, and Renting Credit Card Tradelines for Cash

Learn about how to avoid the latest money scams and whether it’s worth using your credit score to earn extra income.This Week in Your Money (00:00 - 08:06): Sean and Liz discuss the latest financial fraud to watch out for, including Google Voice scams and AI-generated voice spoofing, and provide insights and advice on how to stay safe and avoid becoming a victim. They also recommend resources for staying informed and where to go if you get defrauded.Today’s Money Question (08:07 - 26:05

Jun 12, 2023 • 26:50

The Price of Parenthood: What It Costs to Be a Parent

The Price of Parenthood: What It Costs to Be a Parent

Becoming a parent is unavoidably expensive. But this is a financial decision that’s about a lot more than just money. To kick off our nerdy deep dive into the price of parenthood, Sean Pyles and Ronita Choudhuri-Wade talk about how much it costs to have a child, including the cost of raising one to adulthood. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Like what you hear? Please leave us a review and tell a friend

Jun 8, 2023 • 34:01

Making Hobbies Affordable, and Saving Money Priorities

Making Hobbies Affordable, and Saving Money Priorities

Learn how to make your hobbies more affordable. Plus, decide what to save for first: an emergency, a house or retirement.This Week In Your Money (0:00 - 12:03): Sean delves into the finer aspects of how you can plan ahead to make affordable gardening possible, including tips for sourcing tools and the surprising benefits of engaging with the gardening community. Liz then explains how you can enjoy your hobbies on a budget without sacrificing the fun factor by discussing how to avoid mak

Jun 5, 2023 • 40:44

Welcome to NerdWallet's Smart Money Podcast

Welcome to NerdWallet's Smart Money Podcast

NerdWallet’s Smart Money Podcast will give you practical knowledge you can use to level up your finances.Every week, NerdWallet’s expert Nerds answer your money questions and break down the latest personal finance news. You’ll learn about different investment strategies; understand your credit score and your tax bills; get pro tips for organizing your expenses and putting more money into your savings; and a whole lot more. Whatever your money question, the Nerds will give you the info t

Jun 5, 2023 • 2:00

Get Creative About Money With Paco de Leon

Get Creative About Money With Paco de Leon

If traditional money advice doesn’t work for you, then you might want to consider a more creative approach. In this episode, personal finance Nerd Kim Palmer talks with Paco de Leon, author of the new personal finance book, “Finance for the People.” She is also an illustrator, musician and founder of a financial education firm and bookkeeping agency. De Leon shares how to take a visual and creative approach to budgeting and making money decisions, including why — and how — to write a le

May 29, 2023 • 24:14

The Cost of Climate Change: Preparing for the Worst

The Cost of Climate Change: Preparing for the Worst

How would you recover if your life was upended by a huge disaster — a fire, hurricane or flood? Getting your affairs in order before a disaster hits — and knowing what help is available afterward — can help you recover faster and more fully. In this episode of our nerdy deep dive into climate change and your money, we talk about how to rebuild your finances after the worst happens.

May 25, 2023 • 30:00

More Money Hot Takes, and When to Leave Your Job

More Money Hot Takes, and When to Leave Your Job

A lot of influencers peddle classes with guarantees of helping you become rich and successful. But are they legit — or just another moneymaking scheme? Sean has strong feelings about these classes, and he shares them in another round of Money Hot Takes. Then Sean and Sara answer a listener’s question about when you should leave a job.To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Timestamps:This Week in Your Money se

May 22, 2023 • 28:54

The Cost of Climate Change: Investing (and Banking) for a Greener World

The Cost of Climate Change: Investing (and Banking) for a Greener World

You really want to effect change around climate issues? Put your money to work for you. In this episode of our nerdy deep dive into how climate change affects your money, we discuss ways your banking and investing choices can reflect your climate goals — and how to avoid greenwashing.To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Like what you hear? Please leave us a review and tell a friend.

May 18, 2023 • 29:30

Top Consumer Complaints, and Car Shopping in 2023

Top Consumer Complaints, and Car Shopping in 2023

The car market has been a mess for … a while. Is now a better time to buy than a year ago? And how is the car market looking for the rest of the year? This episode, Sean and Sara answer a listener’s question about car buying in 2023. And to kick off this episode, Sean and Liz talk about the issues and providers that consumers are complaining about the most.To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Timestamps:Thi

May 15, 2023 • 27:25

Why Moms Face a Pay Penalty — and What to Do About It

Why Moms Face a Pay Penalty — and What to Do About It

Becoming a mother can transform your life: providing a new sense of purpose, expanding your family and, potentially, limiting your earning power. In this episode, Sean and NerdWallet writer Amanda Barroso dig into the motherhood pay gap, including what it is, where it comes from and how to fix it.To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Like what you hear? Please leave us a review and tell a friend.

May 14, 2023 • 27:45

The Cost of Climate Change: How to Protect Your Home From Disaster

The Cost of Climate Change: How to Protect Your Home From Disaster

If a natural disaster struck your home — whether you own or rent — would you be covered? Many consumers aren’t as protected as they might think. In this episode of our nerdy deep dive into how climate change affects your money, Sean and NerdWallet insurance editor Caitlin Constantine talk about how to really protect yourself when a big storm hits where you live.To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Like what

May 12, 2023 • 34:44

How to (Really) Save on Groceries

How to (Really) Save on Groceries

Eating a plant-based diet doesn’t have to be expensive — or boring. In this episode, Nerds Sean Pyles and Kimberly Palmer talk with Toni Okamoto, author of “Plant-Based on a Budget Quick & Easy,” about how to save money on your groceries by making healthy, vegan meals. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Like what you hear? Please leave us a review and tell a friend.

May 10, 2023 • 22:47

The Future of College Debt, and Rent vs. Buy (With a Dog)

The Future of College Debt, and Rent vs. Buy (With a Dog)

Deciding whether to keep on renting or get serious about buying a house is rarely easy. But in an area where houses are expensive and many apartments aren’t amenable to your four-legged friend, the choice gets even more complicated. This episode, the Nerds talk with a listener about how she’s working through this predicament.To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Timestamps:This Week in Your Money segment: 0:

May 8, 2023 • 33:57

The Cost of Climate Change: The Big Picture

The Cost of Climate Change: The Big Picture

Climate change is going to have profound effects on our lives — including our money.To kick off this nerdy deep dive into climate change and finance, we explore how personal finances and economies could be affected by natural disasters. Then we talk about how to manage the emotional dread around climate change — and how to prevent it from bogging down your financial goals.To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.co

May 4, 2023 • 36:40

Your Social Security Benefits, and Tax Efficient Retirement Investing

Your Social Security Benefits, and Tax Efficient Retirement Investing

Knowing how much you could get from Social Security is a big part of retirement planning (and, yes, cynical listeners — you will be getting these benefits!). To kick off this episode, Sean and Liz talk about a new tool that can help you estimate your benefits. Then Sean and Sara answer a listener’s question about tax efficient investments for retirement accounts. Need help with a money question? Call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. You can also

May 1, 2023 • 31:47

Money and Happiness: Building (and Buying) Your Happiness

Money and Happiness: Building (and Buying) Your Happiness

It’s here at last: This episode, the simple formula to your happier, more prosperous life will finally be revealed! Just kidding. Turns out, happiness is work. But you can take steps to improve your levels of happiness and the role money plays in shaping your happiness. To round out this Nerdy deep dive into money and happiness, Sean talks with Dan Harris of “Ten Percent Happier"; University of California, Berkeley professor and host of “The Science of Happiness” podcast Dacher Keltner;

Apr 28, 2023 • 34:14

Money News: What’s the Deal With ‘Junk Fees’?

Money News: What’s the Deal With ‘Junk Fees’?

You don’t have to be a Taylor Swift fan to feel like you’re being personally attacked by hidden fees and surcharges. These so-called junk fees can be unrelenting, but the tide may be changing. In this Money News episode, Sean talks with Anna Helhoski about the latest on junk fees and what you can do about them.To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Like what you hear? Please leave us a review and tell a frien

Apr 26, 2023 • 10:02

Neurodiverse Money, and Financial Infidelity

Neurodiverse Money, and Financial Infidelity

If your partner hid tens of thousands of dollars in credit card debt from you, would you bail — or help them pay it off? In this episode of the podcast, Sean and Sara tackle a listener’s question about financial infidelity. They also talk about managing money when you’re neurodiverse. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Timestamps:This Week in Your Money segment: 0:00 - 7:31 Money Question segment: 7:32 -

Apr 24, 2023 • 27:47

Money and Happiness: Happiness for a Bargain

Money and Happiness: Happiness for a Bargain

Let’s wheel out the cliche “money can’t buy happiness.” In truth, we know that’s not really the case, right? Research shows that the more money you have, the more well-being you have. But you can find happiness without steadfast reliance on cash. In this episode of our deep dive into money and happiness, we explore how much money you really need to be happy — and what it’s like to create a happy life where money plays a less important role. To send the Nerds your money questions, call o

Apr 20, 2023 • 27:40

Making Your Big Money Reset, With Jill Schlesinger

Making Your Big Money Reset, With Jill Schlesinger

If you wanted to dramatically upend your life overnight, you probably could — but it could have unintended consequences. You do have the power to transform your life, though, from your job, to where you live and how you manage your finances. In this episode, Sean and Sara talk with Jill Schlesinger — CBS business analyst, host of the “Jill on Money” podcast and author of “The Great Money Reset” — about how you can enact the changes you want in your life.To send the Nerds your money ques

Apr 17, 2023 • 27:29

Money and Happiness: Uncover Your Money History

Money and Happiness: Uncover Your Money History

What is your first money memory? And how is it influencing your finances today? In this episode of our deep dive into money and happiness, Sean explores how you can dig into your financial history to build a happier — and more financially fruitful — future.Have questions about money and psychology? Share them with the Nerds! Call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Like what you hear? Please leave us a review and tell a friend.

Apr 13, 2023 • 26:06

Recession Anxiety, and Retirement Savings vs. Mortgage Payoff

Recession Anxiety, and Retirement Savings vs. Mortgage Payoff

A recession is imminent. Or, maybe it isn’t? News stories about looming recession can feel incessant, only for the economic turmoil to never materialize. To start off this episode, Sean and Sara talk about how to cut through the noise and focus on improving your financial life. Then Sean and Sara talk with a listener, Lauren, who’s deciding whether to pull back from her retirement savings to pay down her mortgage faster. To send the Nerds your money questions, call or text the Nerd hotl

Apr 10, 2023 • 31:37

Money and Happiness: What's Happiness Really Worth?

Money and Happiness: What's Happiness Really Worth?

Do you really need money to be happy? Or is money the reason you’re unhappy? Either way, chances are your relationship to money and happiness is a little, well, messy. To kick off this Nerdy deep dive into money and happiness, Sean talks with happiness experts Gretchen Rubin and Robert Puff to understand what happiness really means. Then Sean talks with Morgan Housel, author of “The Psychology of Money,” about where money and happiness intersect.To send the Nerds your money questions, c

Apr 6, 2023 • 39:31

Spring-Cleaning, and Paying Off Different Types of Debt

Spring-Cleaning, and Paying Off Different Types of Debt

It’s officially spring, which means it’s time to bust out the duster, broom — and your bank account logins. To start this episode, Sean and Sara talk about how you can do a little financial spring-cleaning. Then they answer a listener’s question about paying off different debts, like taxes and credit cards. Want the Nerds to answer your money question? Call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Timestamps:This Week in Your Money segment: 0:00 - 10:34Mo

Apr 3, 2023 • 27:49

‘This or That’: Lightning Round

‘This or That’: Lightning Round

The travel Nerds have all sorts of opinions on when to get to the airport ahead of a flight, what sorts of upgrades or perks are most valuable to them — and of course, whether to check or carry on a bag. In this episode of Smart Money, the travel Nerds answer some lightning-round questions on their takes.To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Like what you hear? Please leave us a review and tell a friend.

Mar 31, 2023 • 13:49

 Is Banking Stable, and Traditional vs. Online Banks

Is Banking Stable, and Traditional vs. Online Banks

The banking system has been feeling less than stable lately. But how worried should you really be? To start this episode, Sean and Sara discuss the concern. Then Sean and Liz answer a listener question about how to choose between an online and a traditional bank. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Timestamps:This Week in Your Money segment: 0:00 - 6:21 Money Question segment: 6:22 - 25:13 Like what you he

Mar 27, 2023 • 25:58

‘This or That’: Loyalty to One Travel Brand or Diversify?

‘This or That’: Loyalty to One Travel Brand or Diversify?

So you’re deep in the points game (or want to be). Are you better off focusing your points earning and spending efforts on one brand, or diversifying your points? This episode, Sean talks with travel Nerd Elina Geller about which is better and why. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Like what you hear? Please leave us a review and tell a friend.

Mar 24, 2023 • 17:33

Are CDs Worth It, and Managing a Life-Changing Windfall

Are CDs Worth It, and Managing a Life-Changing Windfall

The rates on certificates of deposit have shot up over the past year. But are CDs really a good option, especially when high-yield savings accounts are offering similar yields? Sean Pyles and Sara Rathner discuss.Then Sean and Liz Weston talk with a listener about how to manage a life-changing financial windfall.To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Timestamps:This Week in Your Money segment: 0:00 - 6:33Mone

Mar 20, 2023 • 31:29

‘This or That’: Travel Credit Card or Cash-Back Credit Card

‘This or That’: Travel Credit Card or Cash-Back Credit Card

Travel credit cards can help you score the vacation of your dreams on points alone. But are they worth the hassle of playing the points game? In this episode of the “This or That” travel series, Sean talks with travel Nerd Sally French about why travel cards are worth the hype — and when a cash-back card might be the better option.To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Like what you hear? Please leave us a re

Mar 17, 2023 • 21:40

How COVID Changed Our Finances — and Our Advice

How COVID Changed Our Finances — and Our Advice

The COVID-19 pandemic upended the world — and our finances. The tumult created a lot of opportunity and angst in its wake. In this episode, Sean hosts a roundtable discussion about how COVID-19 changed the way we manage and talk about money.To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Like what you hear? Please leave us a review and tell a friend.

Mar 13, 2023 • 32:04

‘This or That’: Booking With Points vs. Cash

‘This or That’: Booking With Points vs. Cash

You’ve got a trip coming up. Should you use cash or points to book your travel and lodging? In this episode, Sean Pyles talks with travel writer Meghan Coyle about when you might want to use cash — and when points are your best bet.To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Like what you hear? Please leave us a review and tell a friend.

Mar 10, 2023 • 20:30

How to Leverage Inflation for Your Benefit

How to Leverage Inflation for Your Benefit

Inflation is affecting a lot more than the price of groceries. It’s also presenting financial opportunities — if you know where to look. In this episode, we share a discussion about how you can leverage inflation for your benefit while minimizing its negative effects on your finances.To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Like what you hear? Please leave us a review and tell a friend.

Mar 6, 2023 • 38:01

Money News: The Supreme Court Debates Student Debt Cancellation

Money News: The Supreme Court Debates Student Debt Cancellation

The Supreme Court is getting closer to dashing or fulfilling folks’ dreams of student debt cancellation. This week, the justices heard arguments that will determine the fate of some 40 million student loan borrowers.In this Money News episode of the podcast, Sean Pyles and Anna Helhoski talk about what happened, which way the court might be leaning and what it means for you.To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.

Mar 3, 2023 • 12:22

‘This or That’: Airbnb vs. Hotel

‘This or That’: Airbnb vs. Hotel

Airbnb used to be a go-to option for fun, one-of-a-kind lodging. Then the cleaning fees started stacking up. Are Airbnbs worth it anymore, or are hotels the better route to go? In this episode, host Sean Pyles talks with travel Nerd Sam Kemmis about how to decide between an Airbnb and a hotel.To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Like what you hear? Please leave us a review and tell a friend.

Mar 1, 2023 • 20:33

The Tax Episode 2023

The Tax Episode 2023

Tax season is in full swing. And this episode, we’re taking on popular questions, including when you’re fine filing on your own — and when you might want to hire help. We also discuss why so many Americans who are eligible to file their taxes for free end up paying anyway. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Timestamps:This Week in Your Money segment: 0:00 - 11:36 Money Question segment: 11:37 - 36:45 Like

Feb 27, 2023 • 37:18

When Your Family Steals Your Identity

When Your Family Steals Your Identity

Being the victim of identity theft can be traumatic, especially when your own mother is the perpetrator.In this episode, personal finance Nerd Kimberly Palmer talks with Axton Betz-Hamilton, author of “The Less People Know About Us: A Mystery of Betrayal, Family Secrets, and Stolen Identity.” Betz-Hamilton talks about her experience being the victim of familial identity theft and shares tips on how to protect your identity — and how to recover if you are a victim. To send the Nerds your

Feb 23, 2023 • 28:02

Money Hot Takes, and Too Many Credit Cards

Money Hot Takes, and Too Many Credit Cards

It’s time for some money hot takes. To start off this episode, Sean and Liz share their (maybe unpopular) opinions about personal finance topics. Sean goes off about why buy now, pay later loans aren’t all they’re cracked up to be. And Liz shares her thoughts on how the credit bureaus can fix the way they handle your data. Then they answer a listener’s money question about when you might have too many credit cards — and what to do about it if you do. Also, we want to hear how your life

Feb 20, 2023 • 36:48

 ‘The Color of Wealth’: Investing for Your Family's Future

‘The Color of Wealth’: Investing for Your Family's Future

There are many ways for Black women and mothers to invest to build wealth for their families. Choosing the one that fits best can be a challenge, especially when you have competing priorities. In this episode, we explore different methods to invest, including various retirement accounts and 529 college savings accounts, and how to decide whether to save for yourself or your children when money is tight.To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373

Feb 16, 2023 • 27:09

When to Merge Finances — or Not

When to Merge Finances — or Not

At a certain point in your relationship, merging your finances can feel like a natural step … or not.To start this episode, hosts Sean Pyles and Sara Rathner talk about why combining your finances with a partner isn’t always a great idea. Then Sean is joined by Nerds Liz Weston and Kim Palmer to answer a listener's question about how to manage multiple credit card accounts when merging finances.To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or emai

Feb 13, 2023 • 33:36

‘The Color of Wealth’: The Emotional Trade-Offs of Wealth Building

‘The Color of Wealth’: The Emotional Trade-Offs of Wealth Building

Sometimes anger is the best response to finding out you’ve been deprived of an opportunity. The steps you take from there may require research – and trade-offs.In this episode of our “Color of Wealth” series, personal finance Nerd Elizabeth Ayoola talks with Dasha Kennedy, founder of the financial advocacy group The Broke Black Girl, about how to balance emotions and building wealth.To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@ne

Feb 10, 2023 • 25:49

Money News: Student Debt Cancellation at the Supreme Court

Money News: Student Debt Cancellation at the Supreme Court

This month the Supreme Court will hear cases to decide the fate of those hoping for federal student debt cancelation. In this Money News episode of the podcast, hosts Sean Pyles and Anna Helhoski give you the rundown on those cases — including whether debt cancellation is likely to be upheld and when you might have to restart payment on your student loans.To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Like what you h

Feb 8, 2023 • 10:42

ChatGPT vs. the Nerds, and Rental Properties

ChatGPT vs. the Nerds, and Rental Properties

Artificial intelligence tools like ChatGPT are making headlines — but can they be trusted to give personal finance advice? To kick off this episode, Sean Pyles and Liz Weston have ChatGPT answer some common money questions. Then Liz and regular Smart Money host Sara Rathner answer a listener’s question about how to make money from investment properties.To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Also, we are runni

Feb 6, 2023 • 37:22

‘The Color of Wealth’: Overcoming Structural Challenges

‘The Color of Wealth’: Overcoming Structural Challenges

Black women face distinct challenges when building wealth. So what can they do about it? To kick off this new series, “The Color of Wealth,” NerdWallet writer Elizabeth Ayoola talks with Washington Post personal finance columnist Michelle Singletary about what Black women and mothers can do individually to grow their wealth.To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Like what you hear? Please leave us a review an

Feb 2, 2023 • 36:59

No-Spend Month 2.0, and Recovering From Credit Damage

No-Spend Month 2.0, and Recovering From Credit Damage

A no-spend month is a chance to retool your relationship with how you spend money — and tuck away some extra cash. To start this episode, Sean Pyles and Liz Weston talk about how they’re approaching the no-spend-month challenge this year.Then they answer a listener’s question about how to recover from damage to their credit, including how to land an apartment or get a car loan.To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwall

Jan 30, 2023 • 23:30

Your Money in 2023: Managing Uncertainty

Your Money in 2023: Managing Uncertainty

Uncertainty is the new normal. So, what can you do about it? In this episode, hosts Sean Pyles, Liz Weston and Sara Rathner talk about how to improve your financial resilience, including savings strategies, setting your mindset and leaning on your community.To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Like what you hear? Please leave us a review and tell a friend.

Jan 26, 2023 • 20:35

Data Breaches, and Catching Up on Retirement Savings

Data Breaches, and Catching Up on Retirement Savings

A number of high-profile companies have reported data breaches recently. That means we have to be extra vigilant to secure our information. To start this episode, Sean Pyles and Liz Weston talk about the breaches and how you can protect yourself. Then they answer a listener’s question about how to catch up on retirement contributions — including whether you can open an LLC to contribute with no limits. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373

Jan 23, 2023 • 28:23

Your Money in 2023: Homebuying and Selling

Your Money in 2023: Homebuying and Selling

What can the housing market of 1981 teach us about 2023? A lot, apparently. In this episode, Sean Pyles and Liz Weston talk about what would-be home buyers and sellers should think about this year — including how the past can inform the present, whether a housing crash is imminent and how to navigate the new twists of the market in 2023.To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Like what you hear? Please leave u

Jan 19, 2023 • 23:06

The Art of Complaining, and Saving for Your Kids’ Future

The Art of Complaining, and Saving for Your Kids’ Future

Getting a hold of customer service representatives can be a nightmare. Working with them to actually solve your problems can be even less fun. To start this episode, Liz Weston and Sara Rathner talk about the art of complaining.Then Liz and regular Smart Money co-host Sean Pyles answer a listener’s question about how to save for your kids’ future — whether they go to college or not.To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@ner

Jan 16, 2023 • 28:50

Your Money in 2023: Investing in the Stock Market

Your Money in 2023: Investing in the Stock Market

The stock market had a rough year in 2022. But for the savvy investor, the market downturn meant a big opportunity. And that good fortune could continue in 2023. In this episode, Sean Pyles and Liz Weston talk about investing in 2023, including the lessons of the past year, ideas for investing in a recession, and how to find the right investment tools for your financial goals.To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwalle

Jan 13, 2023 • 18:39

Retirement Changes You May Have Missed

Retirement Changes You May Have Missed

Important changes are coming to how you can save for retirement — including one that will allow your student debt payments to count toward retirement contributions. In this episode, Sean Pyles and Anna Helhoski run through the retirement benefits that were passed by Congress at the end of last year and when those changes go into effect.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Like what you hear? Please leave

Jan 11, 2023 • 7:32

January Money Moves, and Paying Off Your Mortgage Early

January Money Moves, and Paying Off Your Mortgage Early

What are you doing to improve your money in the new year? If you’re not sure where to start, we have some ideas. To kick off this episode, Sean Pyles and Liz Weston talk through ways to start off the new year right financially.Then they answer a listener’s money question about whether they should pay off their mortgage early — or just go on more vacations.To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Timestamps:This

Jan 9, 2023 • 29:02

Your Money in 2023: Use Your Values to Set Your Goals

Your Money in 2023: Use Your Values to Set Your Goals

Setting money goals in the new year is a time-honored tradition. But ditching them after a month (or a week) is all too common. This year, use your values to guide your financial ambitions. In this episode, Sean Pyles and Liz Weston discuss how you can set goals you’ll actually keep in 2023 — and what to do if you still need ideas for your money this year. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Like what you

Jan 5, 2023 • 19:32

Student Loans and the Cancellation Debate, Part 1

Student Loans and the Cancellation Debate, Part 1

Student loans are a tool, as well as a dreaded financial reality, for most Americans who attend college.In this two-part Nerdy Deep Dive into student loans, Sean and student loans Nerd Anna Helhoski explore how taking on huge amounts of student debt has become the norm in America. They also discuss what’s shifting now in today’s student debt conversation. In Part 1, we trace the origins of student loan debt and how college got so expensive.To send the Nerds your money questions, call or

Jan 2, 2023 • 24:23

Single-Income Couples, and When to Use Your HSA and FSA

Single-Income Couples, and When to Use Your HSA and FSA

Going from a two-income household to a one-income household is not solely a financial challenge. But this change also creates opportunities to strengthen your relationship and set clear expectations. To start off this episode, Sean and Liz discuss how to manage finances in a one-income household.Then Sean and Liz answer a listener’s money question about using HSAs and FSAs. Both can cover health care expenses, but only one can be used as an investment vehicle. To send the Nerds your mon

Dec 26, 2022 • 22:01

What We Learned About Our Money in 2022

What We Learned About Our Money in 2022

A lot can happen to your finances in a year. Raises, curveball expenses, luxurious vacations. Each step along your money journey in 2022 has its own lesson. And in this episode, Sean Pyles and Liz Weston look back at the year that was and celebrate what our listeners did with their money during the year — and what they’re most excited about in 2023. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Like what you hear? P

Dec 19, 2022 • 26:10

Rising Interest Rates, and Budgeting With Apps

Rising Interest Rates, and Budgeting With Apps

The Fed is poised to raise interest rates — again. To kick off this episode, Sean Pyles and Liz Weston talk about who’s actually hurt when the Fed raises rates and what you can do about it.Then they answer a listener’s question about which budgeting apps are the best and whether you might want to use multiple budgeting apps to track your money. Also, next year, the Smart Money team wants to talk with you, on the podcast, to answer your money questions. We’ll be able to explore what’s re

Dec 12, 2022 • 31:17

How to Find the Humor in Money Management With Joe Saul-Sehy

How to Find the Humor in Money Management With Joe Saul-Sehy

Talking about money doesn’t have to be boring. In this episode of our Nerdy Book Club series, NerdWallet writer Kimberly Palmer talks with former financial advisor Joe Saul-Sehy, co-author of “Stacked: Your Super-Serious Guide to Modern Money Management” and co-host of “The Stacking Benjamins Show” podcast, about setting money goals, recovering from big financial mistakes and how to have a good time while figuring out your finances. To send the Nerds your money questions, call or text t

Dec 9, 2022 • 29:37

Money News: What the Jobs Report and Recent Layoffs Mean for You

Money News: What the Jobs Report and Recent Layoffs Mean for You

The job market is strong — but thousands of workers have been laid off in recent months. So, what’s happening? And what does this mean for the labor market in 2023?In this episode, Sean Pyles and Anna Helhoski talk about the latest jobs report with NerdWallet data writer Liz Renter, including why the job market is so weird right now and what it means for you. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Like what y

Dec 7, 2022 • 14:43

The End of Credit Card Rewards, and When to Cancel Luxury Credit Cards

The End of Credit Card Rewards, and When to Cancel Luxury Credit Cards

Credit card rewards programs might be on the chopping block in Congress. To start off this episode, Sean Pyles and Liz Weston talk with a credit card Nerd about what’s happening and what it might mean for your credit card rewards.Then Sean is joined by personal finance Nerd Kim Palmer to answer a listener’s question about when to cancel a luxury credit card.To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Timestamps:Th

Dec 5, 2022 • 28:53

Questioning the 50/30/20 Budget and Company Stock

Questioning the 50/30/20 Budget and Company Stock

The 50/30/20 budget is a simple way to organize your finances. But as rent prices soar and inflation impacts everything from gas to groceries, does this budget still make sense? To start this episode, Sean and Liz discuss the merits — and limits — of the 50/30/20 budget.Then they answer a few listeners’ questions about navigating company stock.To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Also, for a special end-of-

Nov 28, 2022 • 27:59

Crypto Crash, and Growing Money Fast

Crypto Crash, and Growing Money Fast

Shockwaves rippled through the crypto world with the collapse of the crypto exchange FTX. To start off this episode, Sean Pyles and Liz Weston discuss what happened — and what it might mean for your finances.Then Sean talks with personal finance Nerds Kim Palmer and Kate Wood about how to grow your money quickly ahead of home improvement projects. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Also, for a special end

Nov 21, 2022 • 31:26

Outsmart Scammers, and Waiting to Save for Retirement

Outsmart Scammers, and Waiting to Save for Retirement

Scammers alleging to help you cancel your student debt are coming for you — whether you actually have student debt or not. To kick off this episode, Sean Pyles and Liz Weston walk you through how to outsmart these fraudsters. Then Sean and Liz are joined by their regular co-host, Sara Rathner, to talk about how you can save for retirement when your employer makes you wait to access its retirement plan.To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373

Nov 14, 2022 • 37:46

When Your Bank Stiffs You, and Co-Signing Risks

When Your Bank Stiffs You, and Co-Signing Risks

Is your bank holding out on you? If you haven’t checked on your savings accounts lately, you should — or risk losing out on money you could be earning. In this episode, hosts Liz Weston and Sean Pyles talk about how Liz discovered her supposedly high-yield savings account was anything but.Then Sean is joined by personal finance Nerds Kim Palmer and Sara Rathner to discuss whether you should put your credit on the line to help a loved one by co-signing. To send the Nerds your money quest

Nov 7, 2022 • 24:32

Financial Fears, and Do You Need Life Insurance?

Financial Fears, and Do You Need Life Insurance?

Fear can control your life — if you let it. And when it comes to financial fears, what haunts you can mean the difference between a life of prosperity and one of anxiety. To start off this episode, Sean Pyles and Liz Weston talk about their financial fears — and how you can overcome your own. Then they answer a listener’s money question about whether they should get life insurance, even if they don’t have children.To send the Nerds your money questions, call or text the Nerd hotline at

Oct 31, 2022 • 28:03

How the Nerds Do It: How a Student Loans Nerd Paid Off Her Debt

How the Nerds Do It: How a Student Loans Nerd Paid Off Her Debt

Paying off student debt isn’t easy — even for a Nerd who writes about it.In this episode of our “How the Nerds Do It” series, student loans Nerd Anna Helhoski talks about how she paid off her debt, the challenges she faced along the way and how you can find the fastest and most affordable way to resolve your student loans. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Like what you hear? Please leave us a review and

Oct 27, 2022 • 22:47

Black Friday Is Canceled, and How to Get Holiday Travel Deals

Black Friday Is Canceled, and How to Get Holiday Travel Deals

Black Friday isn’t the shopping extravaganza it once was. With rolling deals from major retailers, you might be able to get the best price for items on your list weeks — or months — before Nov. 25 rolls around. To kick off this episode, Sean Pyles and Anna Helhoski talk with personal finance Nerd Amanda Barroso about how to approach holiday shopping this year.Then Sean hosts a roundtable discussion with the Travel Nerds about how you can find the best prices when traveling over the holi

Oct 24, 2022 • 35:28

How the Nerds Do It: How a Mortgage Nerd Bought a House

How the Nerds Do It: How a Mortgage Nerd Bought a House

Buying a house takes grit, know-how — and, frankly, a good amount of cash.In this episode of our “How the Nerds Do It” series, mortgage Nerd Kate Wood talks about how she bought her first home, and why she almost fell for a house with a poisoned well. Kate also gives you her tips for buying a house, including the importance of finding a real estate agent whom you can trust. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.

Oct 21, 2022 • 23:08

Money News: How to Cancel Your Student Debt

Money News: How to Cancel Your Student Debt

It’s finally here: The application to cancel up to $20,000 of your federal student loan debt is live. In this episode, Sean Pyles is joined by student debt and breaking news Nerd Anna Helhoski to walk through the debt cancellation application in real time. They also talk about scams and when you can expect your debt to be canceled. Call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com to send the Nerds your money questions.Like what you hear? Please leave us a r

Oct 19, 2022 • 12:50

Zelle Scams, and When to Sell Investments

Zelle Scams, and When to Sell Investments

It’s Cybersecurity Awareness Month. Do you know where your passwords are? To start off this episode, Sean Pyles and Sara Rathner discuss the risks of peer-to-peer payment apps. Then they talk about the one thing you should do this month to protect yourself online.In this episode’s money question segment, Sean and Liz Weston answer a listener’s question about when to sell stock — and when buy-and-hold might be too much of a good thing. To send the Nerds your money questions, call or text

Oct 17, 2022 • 29:11

How the Nerds Do It: How a Travel Nerd Books a Trip

How the Nerds Do It: How a Travel Nerd Books a Trip

Points or cash. Bargain hunting or splurging. Deep research or impulse booking. A lot can go into booking the perfect vacation. In this episode of our “How the Nerds Do It” series, travel Nerd Sam Kemmis talks through how he books his vacations and how you can get into the points game yourself. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Like what you hear? Please leave us a review and tell a friend.

Oct 13, 2022 • 19:10

Money Hot Takes, and Too Many Credit Cards

Money Hot Takes, and Too Many Credit Cards

It’s time for some money hot takes. To start off this episode, Sean and Liz share their (maybe unpopular) opinions about personal finance topics. Sean goes off about why buy now, pay later loans aren’t all they’re cracked up to be. And Liz shares her thoughts on how the credit bureaus can fix the way they handle your data. Then they answer a listener’s money question about when you might have too many credit cards — and what to do about it if you do. To send the Nerds your money questio

Oct 10, 2022 • 36:02

How the Nerds Do It: How an Investing Nerd Maxed Out Her Roth IRA

How the Nerds Do It: How an Investing Nerd Maxed Out Her Roth IRA

Saving for retirement can be a challenge for anyone — even our Nerds. To kick off a new series called “How the Nerds Do It,” Sean talks with investing Nerd Alana Benson about how she maxed out her retirement account. Alana explains what finally made her able to invest and her unique strategy for funding her Roth IRA. She also gives tips to make the most of your retirement savings. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerd

Oct 6, 2022 • 18:57

 What the Fed News Means for You, and Choosing a New Bank

What the Fed News Means for You, and Choosing a New Bank

The Fed has been in the news a lot lately, raising interest rates and causing recession fears. But what, exactly, do the interest rate hikes mean for various parts of your finances, like your savings and credit cards? We give you the rundown to start off this episode.Then we answer a listener’s money question about how to choose a new bank — including how to find one that fits your family’s needs. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or e

Oct 3, 2022 • 27:17

Beating Money Procrastination, and When to Unfreeze Credit

Beating Money Procrastination, and When to Unfreeze Credit

Sometimes checking things off your financial to-do list can be a real slog. If you find yourself procrastinating, know that you have plenty of company. To start off this episode, Sean and Liz talk about how to overcome money procrastination. Then they answer a few recent listener questions about student debt cancellation. And in this episode’s money question segment, they talk about when to unfreeze your credit. To send the Nerds your money questions, call or text the Nerd hotline at 90

Sep 26, 2022 • 30:41

Fall Money Tasks, and Saving Enough to Retire

Fall Money Tasks, and Saving Enough to Retire

As we head into fall, is your money where you want it to be? To start off this episode, Sean and Liz give you a few easy money tasks so you can end the year right.Then they answer a listener’s money question about how to save enough money to retire — including when to start spending what you’ve saved up.To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.

Sep 19, 2022 • 32:44

Live From Las Vegas!

Live From Las Vegas!

The smart way to lose your money gambling, whether now is a good time to invest and how to manage a big financial gift. In the first-ever live episode of the podcast — recorded at a NerdWallet conference in Las Vegas this summer — Sean and Sara cover these topics and more.To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Like what you hear? Please leave us a review and tell a friend.

Sep 15, 2022 • 40:28

Student Debt Cancellation News, and Money 101

Student Debt Cancellation News, and Money 101

The dust is settling after President Biden announced his student debt cancellation and repayment plan. But there are still a number of unknowns. This episode, Sean, Liz and Sara talk about the latest debt cancellation news, including new scams that are popping up. Then they answer a listener’s question about the best way to set up their finances for long-term success. At the end of the episode, they give their tips for the best investments you can make in yourself. To send the Nerds you

Sep 12, 2022 • 37:11

Protecting Your Privacy, and Front-Loading a 401(k)

Protecting Your Privacy, and Front-Loading a 401(k)

Maxing out a 401(k) is a great step toward saving for retirement, but have you ever thought about front-loading your plan? In this episode, hosts Sean Pyles and Liz Weston talk with investing Nerd Alana Benson about the pros, cons and potential pitfalls of front-loading your employer-sponsored retirement plan. Sean and Liz also talk about how to protect your privacy from companies that want to (literally) track your every move. To send the Nerds your money questions, call or text the Ne

Sep 5, 2022 • 22:41

How to Manage Medical Debt with Emily Maloney

How to Manage Medical Debt with Emily Maloney

Medical debt can be confusing and, for some, financially debilitating. In this episode of the Nerdy Book Club series, NerdWallet writer Kim Palmer talks with author Emily Maloney about her personal experience with the health care system — both as an ER worker and a patient. Maloney also sheds light on how quickly medical costs can spiral out of control. In her book of essays, “Cost of Living,” Emily Maloney shares how, after accumulating thousands of dollars of debt, she eventually gets

Aug 29, 2022 • 17:54

Booking a Dream Disney Vacation for Cheap

Booking a Dream Disney Vacation for Cheap

Disney theme parks are some of the most magical places on Earth. But vacation-wise, they can also be some of the most expensive. From tickets to lodging and food, you can easily spend thousands of dollars on a Disney trip. This episode, Sean and Liz talk with NerdWallet travel writer Sally French about how she booked her dream Disney vacation for cheap — and how you can, too.To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet

Aug 22, 2022 • 17:08

Investing for Your Dream Life

Investing for Your Dream Life

Building wealth over your life takes planning — and know-how. This episode, Sean and Liz talk with Angel Grace, a DIY YouTuber who wants to set her family up for success over the long term by investing and saving for her son’s college education.To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Like what you hear? Please leave us a review and tell a friend.

Aug 15, 2022 • 18:36

What the Heck Is Crypto, Anyway?

What the Heck Is Crypto, Anyway?

You’ve heard of crypto, but do you really know what it is? Do you think you could explain it to a family member who is totally clueless about this newfangled digital money? In this episode, NerdWallet crypto writer Andy Rosen attempts to explain crypto to his aunt and uncle, including what drives its valuation, how the underlying technology works and what to consider before investing in any digital currency. To send the Nerds your money questions, call or text the Nerd hotline at 901-73

Aug 8, 2022 • 25:28

Answering Kids’ Money Questions: Where Does Money Come From?

Answering Kids’ Money Questions: Where Does Money Come From?

Kids aren’t known for having a lot of financial decisions to make, but that doesn’t mean they’re not curious about it. This episode we take on a couple of kids’ money questions that get at some of the more existential aspects of money. Namely, where does money come from, and where does it go? And when you have it, how much should you spend? To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Like what you hear? Please lea

Aug 1, 2022 • 18:54

Nerdy Business: Building a Brick-and-Mortar Business

Nerdy Business: Building a Brick-and-Mortar Business

Opening a brick-and-mortar business isn’t for the faint of heart.This episode, Sean and small-business Nerd Rosalie Murphy interview Uyen Le. Le owns Beauty Bar, a full-service beauty salon with two locations in Colorado Springs. Le walks us through the ups and downs of securing financing to open her first location, getting a liquor license, hiring and growing her employees and weathering the COVID-19 pandemic. To send the Nerds your money questions, call or text the Nerd hotline at 901

Jul 28, 2022 • 21:06

Questioning the 50/30/20 Budget and Company Stock

Questioning the 50/30/20 Budget and Company Stock

The 50/30/20 budget is a simple way to organize your finances. But as rent prices soar and inflation impacts everything from gas to groceries, does this budget still make sense? To start this episode, Sean and Liz discuss the merits — and limits — of the 50/30/20 budget.Then they answer a few listeners’ questions about navigating company stock.To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Timestamps:This Week in Yo

Jul 25, 2022 • 27:16

Nerdy Business: Building the Right Team

Nerdy Business: Building the Right Team

Starting a successful business means building the right team — and knowing when not to cut corners when hiring employees and partners. This episode, Sean and small-business Nerd Rosalie Murphy talk with Mariyah Saifuddin, co-owner of IT consulting firm Innovative Solution Partners. She shares what she’s learned over 20 years in business, from choosing the right vendors to continually diversifying your customer base.To send the Nerds your money questions, call or text the Nerd hotline at

Jul 21, 2022 • 21:36

Summer Travel Tips and Conflicting Financial Priorities

Summer Travel Tips and Conflicting Financial Priorities

Flight cancellations, rising gas prices and a surge of travelers — this year, summer travel might be more expensive (and headache-inducing). To start this episode, Sean and Liz share their tips for making the most of summer travel this year.Then they answer a listener’s question about how to balance conflicting financial priorities.

Jul 18, 2022 • 31:32

Nerdy Business: Setting Your Business Up for Success

Nerdy Business: Setting Your Business Up for Success

Taking a side gig to a full-time job is a big — and daring — jump. This episode, Sean and small-business Nerd Rosalie Murphy kick off the new Nerdy Business series, where they interview business owners about how they got to where they are today and the lessons they have for other entrepreneurs. Sean and Rosalie talk with Theresa E. Gonzales, owner of 5-E Leadership and Marketing and host of the podcast “Latinas From the Block to the Boardroom.” She discusses how she identified a target

Jul 14, 2022 • 22:54

Why Are Homes Pricey in the U.S. and Abroad?

Why Are Homes Pricey in the U.S. and Abroad?

The home affordability crisis isn’t just an issue in the United States. This episode, Sean hosts a roundtable discussion with Nerds from Canada, the U.K. and the U.S. to explore what is driving up home prices in each country — and what consumers can do about it. Our countries might have more in common than you think. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Also, we are running a book sweepstakes ahead of our n

Jul 11, 2022 • 31:55

Nerdy Deep Dive: Investing 101, Part 1

Nerdy Deep Dive: Investing 101, Part 1

You know you should start investing, but do you know the best way to get started? In the first episode of a three-part deep dive into investing, hosts Sean Pyles and Alana Benson explore how to get into the investing mindset, do a bit of myth-busting around investing and discuss how to actually get started.To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.

Jul 4, 2022 • 22:00

Queer Money Talk

Queer Money Talk

LGBTQ+ people face a number of unique personal finance challenges, including higher rates of poverty and a wage gap. As a wave of anti-LGBTQ+ legislation is enacted across the country, how can members of this community protect their money to strengthen their personal resilience? This episode Sean and Liz talk with David Auten and John Schneider, also known as the Debt Free Guys and hosts of the Queer Money Podcast, about how LGBTQ+ people can improve their personal finances while follow

Jun 30, 2022 • 31:02

Small Business Inflation, and Sign-Up Bonuses

Small Business Inflation, and Sign-Up Bonuses

Inflation is hitting everyone’s budgets — including those of small-business owners. To kick off this episode, Sean and Liz talk about how inflation is impacting small businesses, and how you can still shop local as prices climb.Then they answer a listener’s question about the smart way to earn sign-up bonuses while protecting your credit score.Also, we’re running a short, two-question survey. Please share your feedback to help us improve the show for you.To send the Nerds your money que

Jun 27, 2022 • 28:47

Taking On the Racial Wealth Gap

Taking On the Racial Wealth Gap

The racial wealth gap was created and reinforced over centuries. Can it be solved in our lifetime? In this episode, Sean and Liz talk with journalist Kimberly Atkins Stohr about her series for The Emancipator about solving the racial wealth gap.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Like what you hear? Please leave us a review and tell a friend.

Jun 23, 2022 • 25:22

What's Up With Eggs, and Home Improvement Projects

What's Up With Eggs, and Home Improvement Projects

Eggs — why are they so expensive right now, and what can you do about it? To start this episode, Sean and Liz crack open the factors driving up egg prices at the moment. They also share their tips for making groceries more affordable at the moment, including whether you should start your own chicken coop. Then they talk about how to approach home improvement season in 2022. Materials and contractors can be expensive and hard to come by, so you might need to get creative to accomplish yo

Jun 20, 2022 • 30:22

Nerdy Deep Dive: How to Reduce Child Care Costs

Nerdy Deep Dive: How to Reduce Child Care Costs

Child care can be a strain on many families’ budgets — but there are opportunities for you to minimize the cost. In Part 2 of this Nerdy deep dive, we talk with two of our own Nerds to highlight existing financial resources for parents at the federal and state level. We also discuss personal finance strategies that can help parents think long term, even if money is tight at the moment.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcas

Jun 16, 2022 • 25:40

Recession Prep, and Lightning Round Money Questions

Recession Prep, and Lightning Round Money Questions

A recession is (maybe) imminent. To start off this episode, Sean and Liz talk about how to prepare for a recession, including how to think about investing.Then they answer a number of your questions in a lightning round. This time they talk about how to grow money, buying cars and travel credit cards.Also, we are running a short, two-question survey. Please share your feedback to help us improve the show for you.To send the Nerds your money questions, call or text the Nerd hotline at 90

Jun 13, 2022 • 31:25

Nerdy Deep Dive: Why is Child Care So Expensive?

Nerdy Deep Dive: Why is Child Care So Expensive?

Child care costs are pushing budgets to the brink. In the first episode of this two-part Nerdy deep dive, we go behind the scenes to untangle one of the largest budget items for many families. By listening to this series, parents and listeners of all stripes will become more aware of the system and know how to take advantage of supports that currently exist — while the fight for widespread policy changes continues.To send the Nerds your money questions, call or text the Nerd hotline at

Jun 9, 2022 • 29:43

Giving Family Money, and What's Happening with Inflation

Giving Family Money, and What's Happening with Inflation

Your family or friend needs money in a pinch. Do you help them out, or tell them to look elsewhere for cash? To start this episode, Sean and Liz discuss different approaches to giving loved ones money.Then they talk about all things inflation — what’s driving it and when it might slow down — with Darian Woods from NPR’s podcast “The Indicator from Planet Money.” Also, we are running a short, two-question survey. Please share your feedback to help us improve the show for you.To send the

Jun 6, 2022 • 30:50

Get Creative About Money With Paco de Leon

Get Creative About Money With Paco de Leon

If traditional money advice doesn’t work for you, then you might want to consider a more creative approach. In this episode, personal finance Nerd Kim Palmer talks with Paco de Leon, author of the new personal finance book, “Finance for the People.” She is also an illustrator, musician and founder of a financial education firm and bookkeeping agency. De Leon shares how to take a visual and creative approach to budgeting and making money decisions, including why — and how — to write a le

May 30, 2022 • 24:00

Nerdy Travel Diaries: Use Points to Fly in Luxury

Nerdy Travel Diaries: Use Points to Fly in Luxury

You can fly abroad in business class on points alone — if you know how to play the points game. To wrap up our Nerdy Travel Diaries series, Liz talks with travel Nerd Elina Geller about her strategy for booking international business class flights. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Like what you hear? Please leave us a review and tell a friend.

May 26, 2022 • 17:52

Fruitful Yard Sale, and When Not to Refinance

Fruitful Yard Sale, and When Not to Refinance

Want to get rid of your junk and earn a buck? To start off this episode, Sean and Liz give you tips for a successful yard sale, including how to make your wares look more appealing to buyers and how to price items. Then they answer a listener’s money question about when it doesn't make sense to refinance a mortgage. Send the Nerds your money questions by calling or texting the Nerd hotline at 901-730-6373. You can also email your voice memos to podcast@nerdwallet.com.Timestamps:This Wee

May 23, 2022 • 29:57

Nerdy Travel Diaries: Getaway to Costa Rica

Nerdy Travel Diaries: Getaway to Costa Rica

After two years of sitting on credit card points and staying at home, you might be in a great position to book some luxurious international travel. In this episode of our Nerdy Travel Diaries series, Sean talks with NerdWallet travel editor Kevin Berry about his recent trip to an all-inclusive luxury resort in Costa Rica that he booked with points. They also discuss how you can use points to book your own international vacation. To send your money questions, call or text the Nerd hotlin

May 19, 2022 • 23:24

New Student Debt, and a Couple's Money Baggage

New Student Debt, and a Couple's Money Baggage

Student debt cancellation may be on the horizon. But a new generation of graduates is set to take on another load of burdensome debt. To start off this episode, Sean and Liz talk with NerdWallet data writer Liz Renter about her new report on the debt high school graduates may face — and how they can mitigate it.Then Sean and Liz answer a listener’s question about how to get past the money baggage in their relationship and manifest an exceptional financial future together.To send the Ner

May 16, 2022 • 28:46

Nerdy Travel Diaries: Scrimping and Splurging in Japan

Nerdy Travel Diaries: Scrimping and Splurging in Japan

Traveling to Japan can be both expensive and intimidating — but it doesn’t have to be. In this episode of our Nerdy Travel Diaries series, NerdWallet travel writer Sam Kemmis shares how he crafted a vacation in Tokyo that included both luxury amenities and cost-saving travel hacks.To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Like what you hear? Please leave us a review and tell a friend.

May 12, 2022 • 20:53

Bitcoin 401(k)s and Choosing the Best Crypto

Bitcoin 401(k)s and Choosing the Best Crypto

Crypto is coming to 401(k) accounts. Should you add it to your portfolio? And which crypto is the best to invest in right now? In this episode, Liz and Sara discuss how to think about investing in crypto, including how to understand which type will help you reach your financial goals. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Timestamps:This Week in Your Money segment: 0:00 - 8:56 Money Question segment: 8:57 -

May 9, 2022 • 23:26

Nerdy Travel Diaries: Weightlifting in New Mexico

Nerdy Travel Diaries: Weightlifting in New Mexico

The Travel Nerds know how to get the most from any trip — whether they’re staying in a luxury hotel on credit card points or finding the best airfare. To kick off this Nerdy Travel Diaries series, NerdWallet travel writer Sally French shares how she saved money on a trip to New Mexico for a weightlifting meet. One tip? Make sure you know where your credit card points have the most value. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podca

May 5, 2022 • 26:58

Small Business Benefits, and Buying a Hybrid

Small Business Benefits, and Buying a Hybrid

Shopping at small businesses may offer more benefits than you know, including access to exclusive deals and insider information. To start this episode, Sean and Liz talk about the benefits of shopping at small businesses. Then they answer a listener’s money question about whether switching to a hybrid vehicle is a smart financial move right now. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Timestamps:This Week in Y

May 2, 2022 • 31:50

Protecting Your Privacy, and Front-Loading a 401(k)

Protecting Your Privacy, and Front-Loading a 401(k)

Maxing out a 401(k) is a great step toward saving for retirement, but have you ever thought about front-loading your plan? In this episode, hosts Sean Pyles and Liz Weston talk with investing Nerd Alana Benson about the pros, cons and potential pitfalls of front-loading your employer-sponsored retirement plan. Sean and Liz also talk about how to protect your privacy from companies that want to (literally) track your every move. To send the Nerds your money questions, call or text the Ne

Apr 25, 2022 • 22:21

Student Debt Cancellation Debate, Part 2

Student Debt Cancellation Debate, Part 2

Is student loan cancellation the key to liberating those crushed under burdensome debt, or a potentially-ineffective political ploy? In this two-part Nerdy Deep Dive into student loans, Sean and student loans Nerd Anna Helhoski explore how taking on huge amounts of student debt has become the norm in America. They also discuss what’s shifting now in today’s student debt conversation. In Part 2, we speak with two experts — each falling on one side of the student debt cancellation debate.

Apr 21, 2022 • 22:53

Save Money at Weddings, and Vetting Mortgage Lenders

Save Money at Weddings, and Vetting Mortgage Lenders

Wedding season is picking up steam. Are you — and your budget — ready? To kick off this episode, Sean and Liz talk about how you can save money attending weddings this year.Then Sean and Liz answer a listener’s question about the risks of going with the mortgage lender your real estate agent recommends. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Timestamps:This Week in Your Money segment: 0:00 - 10:57 Money Quest

Apr 18, 2022 • 31:28

Student Loans and the Cancellation Debate, Part 1

Student Loans and the Cancellation Debate, Part 1

Student loans are a tool, as well as a dreaded financial reality, for most Americans who attend college.In this two-part Nerdy Deep Dive into student loans, Sean and student loans Nerd Anna Helhoski explore how taking on huge amounts of student debt has become the norm in America. They also discuss what’s shifting now in today’s student debt conversation. In Part 1, we trace the origins of student loan debt and how college got so expensive.To send the Nerds your money questions, call or

Apr 14, 2022 • 23:47

3 Money Tasks for Spring, and Alternative Debt Payoff Options

3 Money Tasks for Spring, and Alternative Debt Payoff Options

With spring in the air, money tasks might be the last thing on your mind. To kick off this episode, Sean and Liz talk about three easy tasks to knock out so you can have your money on track while you go enjoy the warmer weather. Then they answer a listener’s question about different ways to take care of their debt. Some routes can save you time and money — others can make a difficult situation worse. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 o

Apr 11, 2022 • 26:39

Using Your Tax Refund, and Is Pet Insurance Worth the Cost?

Using Your Tax Refund, and Is Pet Insurance Worth the Cost?

The windfall of a tax refund can be a boon to your savings, help fund a vacation — and more. To kick off this episode, Sean and Liz talk about different ways to use your tax refund and why you might have to wait awhile for yours. Then they answer a listener’s money question about whether pet insurance is worth the cost. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Timestamps:This Week in Your Money segment: 0:00 -

Apr 4, 2022 • 30:53

The Fed Interest Rate Hike, and What’s a Credit Card Authorized User?

The Fed Interest Rate Hike, and What’s a Credit Card Authorized User?

The Federal Reserve is raising interest rates. To explore what it means for you, Sean kicks off this episode with a roundtable discussion about how the rate hike could affect mortgages, day-to-day finances and credit cards.Then Sean and Liz answer a listener’s question about how making family members (or friends, for that matter) authorized users on your credit cards can help them boost their credit. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 o

Mar 28, 2022 • 27:07

Single-Income Couples, and When to Use Your HSA and FSA

Single-Income Couples, and When to Use Your HSA and FSA

Going from a two-income household to a one-income household is not solely a financial challenge. But this change also creates opportunities to strengthen your relationship and set clear expectations. To start off this episode, Sean and Liz discuss how to manage finances in a one-income household.Then Sean and Liz answer a listener’s money question about using HSAs and FSAs. Both can cover health care expenses, but only one can be used as an investment vehicle. To send the Nerds your mon

Mar 21, 2022 • 21:24

How I Got Here: Tori Dunlap of Her First $100K

How I Got Here: Tori Dunlap of Her First $100K

What does it take to save $100K by your mid-20s? Just ask Tori Dunlap, founder of the blog Her First $100K and the “Financial Feminist” podcast.In this episode, Sean interviews Tori about how she got to where she is today, the lessons she learned along the way and her advice for you to make the most of your finances. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Like what you hear? Please leave us a review and tell

Mar 17, 2022 • 31:04

Combating Inflation, and Saving for Retirement Amid Climate Change

Combating Inflation, and Saving for Retirement Amid Climate Change

Gas, groceries and just about everything else are getting more expensive. Sean and Liz share tips for protecting your purchasing power, including cutting expenses and using a savings account that earns interest at the rate of inflation. Then they answer a listener’s question about whether saving for retirement is worthwhile in the face of the climate crisis and other calamities. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwa

Mar 14, 2022 • 28:32

Why to Sell Your House, and Managing Investment Fees

Why to Sell Your House, and Managing Investment Fees

Selling your house right now might sound like a great way to inject unnecessary stress into your life. But it could also be very lucrative, if you do it right. To start this episode, Sean and Liz talk about how and why you might want to sell your house. Then they answer a listener’s money question about how to manage fees on investment accounts. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Timestamps:This Week in Y

Mar 7, 2022 • 29:58

The Tax Episode

The Tax Episode

Taxes: You’ve got questions about ‘em, and we’ve got answers. On this episode, Sean and Liz answer a number of listener money questions about filing taxes this year, including how to navigate capital gains, when to hire a tax pro and knowing what you owe. Sean and Liz also discuss how to reduce your tax obligation through credits and deductions. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Like what you hear? Pleas

Feb 28, 2022 • 27:34

Lifestyle Creep, and Booking Cheap Travel

Lifestyle Creep, and Booking Cheap Travel

Lifestyle creep — where your growing expenses outpace salary increases — can deflate your budget and prevent you from building wealth. To start this episode, Nerds Sean Pyles and Sara Rathner talk about how to determine if you’re succumbing to lifestyle creep and how to be more intentional about your money, while still enjoying the finer things in life. Then Sean and Liz Weston answer a listener’s three-part question about whether to pay off student loans while they’re paused, what to d

Feb 21, 2022 • 33:24

Nerdy Book Club: Building Your Financial Smarts With Bola Sokunbi

Nerdy Book Club: Building Your Financial Smarts With Bola Sokunbi

Taking charge of your own financial education can help you get ahead and avoid classic money mistakes. In this episode, personal finance Nerd Kim Palmer talks with money author and educator Bola Sokunbi about her book, “Clever Girl Finance: Ditch Debt, Save Money and Build Real Wealth.” Sokunbi discusses how her mom taught her about money growing up, financial mistakes she made and learned from, and why she says it’s so important to have a side hustle.To send the Nerds your money questi

Feb 17, 2022 • 28:30

Credit Union Perks, and Getting Into the Housing Market

Credit Union Perks, and Getting Into the Housing Market

Where you bank can have a big impact on your community. To start off this episode, Sean and Liz talk about the benefits of credit unions, including how they can offer lower rates on loans and higher rates on savings accounts — while keeping your money local. Then Sean and occasional co-host Sara Rathner answer a listener’s money question about how to get into the housing market.To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwal

Feb 14, 2022 • 25:15

Stock Market Shakiness, and Car Buying in 2022

Stock Market Shakiness, and Car Buying in 2022

Has the recent stock market shakiness left you feeling jittery? To start off this episode, Sean and Liz talk about how you can manage your anxiety — and your portfolio — in moments of volatility. Turns out, sometimes doing nothing is the best thing you can do.Then they answer a listener’s money question about buying a car in 2022, including when the market might calm down a little.To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerd

Feb 7, 2022 • 28:38

No-Spend Month, and Making Money While Raising Kids

No-Spend Month, and Making Money While Raising Kids

A no-spend month can help you reset your money habits and save cash. To start this episode, Sean and Liz kick off their no-spend month challenge and talk about how you can craft a plan that works for your lifestyle and budget.Then they answer a listener’s question about how to earn more money while raising kids. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Like what you hear? Please leave us a review and tell a fri

Jan 31, 2022 • 29:27

Make a Plan to Achieve Your Dreams

Make a Plan to Achieve Your Dreams

Knowing what you want from your life and your money is one thing. Actually knowing how to make it happen is another. In this episode, Sean and Liz interview Andrew DaCosta, a pilot who has sky-high ambitions, but needs some help to get them off the ground. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Enjoying the podcast? Please take a minute to rate and review. We appreciate it.

Jan 27, 2022 • 16:29

COVID Tests, and Reversing a Credit Score Drop

COVID Tests, and Reversing a Credit Score Drop

Finding (and paying for) COVID tests is overly complicated. This episode, Sean and occasional co-host Sara Rathner start off by talking about how you can navigate getting COVID tests right now. They also talk about avoiding COVID testing scams.Then Sean and Sara answer a listener’s question about how to reverse a credit score drop. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Like what you hear? Please leave us a r

Jan 24, 2022 • 25:25

Making Your Dream Life

Making Your Dream Life

Living in a van, traveling the country and working wherever you want might sound like an odd dream, but that’s the life NerdWallet travel writer Sam Kemmis designed for himself. To continue our series about financial dreams, Sean and Liz talk with Sam about his experience and his tips for making your dream life.To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Like what you hear? Please leave us a review and tell a frie

Jan 20, 2022 • 18:55

How Nerds Choose the Best, and Paying for College

How Nerds Choose the Best, and Paying for College

Sifting through financial products can be a pain. That’s where NerdWallet comes in. Our Nerds just released the 2022 Best-Of Awards so you can find the best products for your money goals. To kick off this episode, Sean and Liz talk with the head of the NerdWallet Content team, Hanah Cho, about how you can make the most of the Best-Of Awards and how NerdWallet maintains editorial independence. Then they answer a listener’s question about how to pay for college.To send the Nerds your mone

Jan 17, 2022 • 22:16

Saving for Your Dream Retirement

Saving for Your Dream Retirement

Vacations across the world, spending quality time with your friends and family and — most importantly — not being obligated to work a 9-to-5 job: Your retirement is supposed to be about freedom. Getting to that point takes time, money and focus. To continue our series about financial dreams, Sean and Liz talk with personal finance YouTuber Marissa Lyda about how she plans to save in 2022 for her dream retirement. They also discuss how she’s made a full-time job out of YouTubing.To send

Jan 13, 2022 • 16:52

New Money Resolutions, and Strategizing Debt Payoff

New Money Resolutions, and Strategizing Debt Payoff

It’s not too late to make your money resolutions for the new year. To kick off the episode, Sean and Liz discuss why you might want to take time to detail what you want out of your money in 2022. They also give tips to help you achieve your goals. Then Sean and Liz answer a listener’s question about how to balance paying off debt while achieving other financial goals like saving for a down payment on a house.To send the Nerds your money questions, call or text the Nerd hotline at 901-73

Jan 10, 2022 • 26:32

Buying Your Dream House

Buying Your Dream House

What would you do to buy your dream house? Move across the country? Maybe even purchase it sight unseen? That’s exactly what one Nerd did. To kick off our series about financial dreams, Sean and Liz talk with a Nerd who bought her dream house. They also discuss how you can buy your dream home, including preparing your finances and mindset for such a big purchase. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.

Jan 6, 2022 • 17:47

Saving at the Pump, and 401(k) Limits

Saving at the Pump, and 401(k) Limits

This episode, Sean and Liz share their tips for saving at the pump, including how the way you drive and when you get gas can make a difference. Then they answer a listener’s money question about saving for retirement if your access to a 401(k) or Roth IRA is limited. This is an episode from our archives.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.

Jan 3, 2022 • 26:30

What Our Listeners Accomplished This Year, Part 2

What Our Listeners Accomplished This Year, Part 2

As 2021 comes to a close, we are continuing our celebration of what our listeners accomplished with their money in 2021. Sean and Liz discuss mortgage refinancing, paying down credit card debt, the benefits of scheduling a day for money tasks and more. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.

Dec 27, 2021 • 15:47

What Our Listeners Accomplished This Year, Part 1

What Our Listeners Accomplished This Year, Part 1

Did you buy a house in 2021? Maybe you got a new job or finally hit a big savings goal. We encouraged our listeners to brag about what they did with their money this year — and so many answered the call that we made two episodes out of it. Sean and Liz also share what they accomplished in 2021. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.

Dec 20, 2021 • 25:11

Countering Uncertainty, and Building Wealth Early

Countering Uncertainty, and Building Wealth Early

The best time to start building wealth was yesterday. The second best time is today. This episode, Sean and Liz answer a listener’s question about how to start building wealth early. Before they get into that, Sean and Liz discuss how to counter today's uncertainty. Focusing on the fundamentals and tapping your support system can help. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Timestamps:This Week in Your Money

Dec 13, 2021 • 21:14

 Why to Question Your Bills, and Making the Most of a Raise

Why to Question Your Bills, and Making the Most of a Raise

Question your bills. Otherwise, you might be paying more  than you need to for things like healthcare, car insurance and even bar tabs. To start off this episode, Liz and Sean talk about how to scrutinize your bills.Then they answer a listener’s money question about how to manage their finances after getting a big raise, including balancing saving for retirement and paying down debt — and how to avoid lifestyle creep.To send the Nerds your money questions, call or text the Nerd hotline

Dec 6, 2021 • 25:34

Travel Tips, and Finding the Right Financial Advisors

Travel Tips, and Finding the Right Financial Advisors

Traveling during the holidays can be a drag, but it doesn’t have to be. To kick off this episode, Sean and Liz talk about recent trends in holiday travel. They also discuss how they are approaching holiday travel and how to get back in the swing if you’re a little rusty.Then they answer a listener’s money question about how to find the right financial advisors for their needs. Seeking qualified experts is only one part of the puzzle — you should also search for financial advisors who pu

Nov 29, 2021 • 33:03

Big Purchases, and Overcoming Money Guilt

Big Purchases, and Overcoming Money Guilt

On this episode, Liz starts off by talking with credit card Nerd Sara Rathner about how to manage a big expense on a credit card — including how to earn the most points and avoid paying interest. Then Sean joins Liz to answer a listener’s question about overcoming money guilt.To send the Nerds your money questions, call or text the NerdHotline at 901-730-6373 or email podcast@nerdwallet.com.

Nov 22, 2021 • 32:15

Holiday Shopping Trends, and Self-Employed Retirement Options

Holiday Shopping Trends, and Self-Employed Retirement Options

What’s your plan for holiday shopping this year? To kick off this episode, Sean and Liz talk about NerdWallet’s latest holiday shopping report, which explores how shoppers are navigating — and paying for — this unusual holiday season. They also discuss how they’re approaching shopping this year. Then they answer a listener’s question about retirement account options for self-employed workers. While these workers have a number of options to explore, the choice that is best for them may d

Nov 15, 2021 • 23:56

The Benefits of Being Boring with Your Money, and Why to Make a Will ASAP

The Benefits of Being Boring with Your Money, and Why to Make a Will ASAP

Your money doesn’t have to be complicated or stressful. To start off this episode, Liz Weston and occasional co-host Sara Rathner discuss the benefits of being boring with your finances.Then, Liz and co-host Sean Pyles answer a listener’s question about whether to make a will, including why setting it up isn’t as complicated — or time consuming — as you might think. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Time

Nov 8, 2021 • 29:52

3 Crypto Questions, and Improving Credit to Buy a House

3 Crypto Questions, and Improving Credit to Buy a House

With crypto back in the news, you might be tempted to climb aboard the hype train. To start this episode, Liz and Sean talk through 3 questions you should ask yourself before jumping into the world of crypto.Then, Sean and Liz answer a listener’s question about how to improve their credit with the goal of buying a house, including whether a balance transfer credit card would help.To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdw

Nov 1, 2021 • 23:53

Holiday Shopping Scams, and Paying Off Law School Debt

Holiday Shopping Scams, and Paying Off Law School Debt

Scammers are cooking up new ways to swindle your money from you. Two of their tactics this year? Social media ads and hyper-targeted emails. To start this episode, Sean and Liz talk about scams shoppers might encounter this holiday season and how to avoid them.Then they answer a listener’s question about how to pay off $200,000 in student loans. They also touch on the likelihood of student loan forgiveness and recent changes to the Public Service Loan Forgiveness program. To send the Ne

Oct 25, 2021 • 26:09

What People Get Wrong About Credit, and Self-Employed Budgeting

What People Get Wrong About Credit, and Self-Employed Budgeting

Do you know the right way to manage your credit? To kick off this episode, Sean Pyles and Sara Rathner dig into a few common credit myths — and how people can confidently raise their credit. Then Sean and Sara answer a listener’s money question about how to get a grip on their budget with an irregular income. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.Timestamps:This Week in Your Money segment: 0:00-9:15Money qu

Oct 18, 2021 • 25:25

Finding a New Job and Rent vs Buy in a New City

Finding a New Job and Rent vs Buy in a New City

More people are leaving their jobs, but it’s important to set yourself up for success when looking for your next gig. To start this episode, Sean and Liz discuss how to put yourself in the best position to land your next job. Then Sean and occasional co-host Sara Rathner answer a listener’s question about whether to rent or buy when moving to a new city. They also get into how to make friends in a new city. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or

Oct 11, 2021 • 27:29

Finding a New Job, and Rent vs Buy in a New City

Finding a New Job, and Rent vs Buy in a New City

More people are leaving their jobs, but it’s important to set yourself up for success when looking for your next gig. To start this episode, Sean and Liz discuss how to put yourself in the best position to land your next job.Then Sean and occasional co-host Sara Rathner answer a listener’s question about whether to rent or buy when moving to a new city. They also get into how to make friends in a new city.To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6

Oct 11, 2021 • 29:44

Nerdy Deep Dives: Investing, Part 3

Nerdy Deep Dives: Investing, Part 3

What’s your risk tolerance? Investing always carries the risk of loss — but can also build your wealth. How you choose to invest may mean the difference between high-risk investments with low returns or lower-risk investments that have greater returnsIn the final episode of the three-part deep dive into investing, hosts Sean Pyles and Alana Benson talk about some different investing strategies and how they compare when it comes to risk and return. Learn about buy and hold versus day tra

Oct 7, 2021 • 16:37

Nerdy Deep Dives: Investing, Part 3

Nerdy Deep Dives: Investing, Part 3

What’s your risk tolerance? Investing always carries the risk of loss — but can also build your wealth. How you choose to invest may mean the difference between high-risk investments with low returns or lower-risk investments that have greater returns In the final episode of the three-part deep dive into investing, hosts Sean Pyles and Alana Benson talk about some different investing strategies and how they compare when it comes to risk and return. Learn about buy and hold versus day trading, an

Oct 7, 2021 • 14:22

Haggling Tips and What's Driving Volatile Car Valuation

Haggling Tips and What's Driving Volatile Car Valuation

Negotiating can save you money and help you earn more over the course of your career. To start off this episode, Sean Pyles and Liz Weston give their favorite tips for haggling, whether you're shopping for a mortgage, negotiating a salary or shopping online.  Then Sean and occasional co-host Sara Rathner answer a listener's question about why the value of their car keeps changing. They also discuss whether now is a good time to buy a car. To send the Nerds your money questions, call or text the

Oct 4, 2021 • 26:27

Haggling Tips, and What's Driving Volatile Car Valuation

Haggling Tips, and What's Driving Volatile Car Valuation

Negotiating can save you money and help you earn more over the course of your career. To start off this episode, Sean Pyles and Liz Weston give their favorite tips for haggling, whether you're shopping for a mortgage, negotiating a salary or shopping online. Then Sean and occasional co-host Sara Rathner answer a listener's question about why the value of their car keeps changing. They also discuss whether now is a good time to buy a car.To send the Nerds your money questions, call or te

Oct 4, 2021 • 28:42

Nerdy Deep Dives: Investing, Part 2

Nerdy Deep Dives: Investing, Part 2

You’ve heard of stocks, bonds and mutual funds. But do you know how to use them to build wealth? In the second episode of our three-part deep dive into investing, hosts Sean Pyles and Alana Benson discuss each of these investment vehicles and help you understand their pros and cons.To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.

Sep 30, 2021 • 22:38

Nerdy Deep Dives: Investing, Part 2

Nerdy Deep Dives: Investing, Part 2

You’ve heard of stocks, bonds and mutual funds. But do you know how to use them to build wealth? In the second episode of our three-part deep dive into investing, hosts Sean Pyles and Alana Benson discuss each of these investment vehicles and help you understand their pros and cons. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.

Sep 30, 2021 • 20:23

5 Financial Tasks for Fall, and Kid Debit Cards

5 Financial Tasks for Fall, and Kid Debit Cards

With fall officially here, how ready are you feeling for the final quarter of the year? Sean and Liz give you five financial tasks to take on this fall, including checking in on your money goals for the year and how to optimize your retirement savings. Then Sean is joined by occasional Smart Money co-host Sara Rathner to talk about kid debit cards — when they’re useful and whether there are any risks with these products.To send the Nerds your money questions, call or text the Nerd hotli

Sep 27, 2021 • 28:46

5 Financial Tasks for Fall and Kid Debit Cards

5 Financial Tasks for Fall and Kid Debit Cards

With fall officially here, how ready are you feeling for the final quarter of the year? Sean and Liz give you five financial tasks to take on this fall, including checking in on your money goals for the year and how to optimize your retirement savings.  Then Sean is joined by occasional Smart Money co-host Sara Rathner to talk about kid debit cards — when they’re useful and whether there are any risks with these products. To send the Nerds your money questions, call or text the Nerd hotline at 9

Sep 27, 2021 • 26:31

Nerdy Deep Dives: Investing, Part 1

Nerdy Deep Dives: Investing, Part 1

You know you should start investing, but do you know the best way to get started? In the first episode of a three-part deep dive into investing, hosts Sean Pyles and Alana Benson explore how to get into the investing mindset, do a bit of myth-busting around investing and discuss how to actually get started. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.

Sep 23, 2021 • 20:00

Nerdy Deep Dives: Investing, Part 1

Nerdy Deep Dives: Investing, Part 1

You know you should start investing, but do you know the best way to get started? In the first episode of a three-part deep dive into investing, hosts Sean Pyles and Alana Benson explore how to get into the investing mindset, do a bit of myth-busting around investing and discuss how to actually get started.To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.

Sep 23, 2021 • 22:15

 DIY Investing and Lightning Round Money Questions, Part 2

DIY Investing and Lightning Round Money Questions, Part 2

DIY investing has had a splashy year, but it might not be right for everyone. To start this episode, Sean Pyles and Liz Weston talk about DIY investing — what it is, how it works and potential risks. Then, you sent us your money questions, and we’re answering them — back to back to back. In this episode, Sean and Liz take on a number of your questions in another lightning round. They give you their take on questions like how to increase your salary throughout your career, whether you can have to

Sep 20, 2021 • 24:42

 DIY Investing, and Lightning Round Money Questions, Part 2

DIY Investing, and Lightning Round Money Questions, Part 2

DIY investing has had a splashy year, but it might not be right for everyone. To start this episode, Sean Pyles and Liz Weston talk about DIY investing — what it is, how it works and potential risks.Then, you sent us your money questions, and we’re answering them — back to back to back. In this episode, Sean and Liz take on a number of your questions in another lightning round. They give you their take on questions like how to increase your salary throughout your career, whether you can

Sep 20, 2021 • 26:57

Lifestyle Creep, and Booking Cheap Travel

Lifestyle Creep, and Booking Cheap Travel

Lifestyle creep — where your growing expenses outpace salary increases — can deflate your budget and prevent you from building wealth. To start this episode, Nerds Sean Pyles and Sara Rathner talk about how to determine if you’re succumbing to lifestyle creep and how to be more intentional about your money while still enjoying the finer things in life. Then Sean and Liz Weston answer a listener’s three-part question about whether to pay off student loans while they’re paused, what to do

Sep 13, 2021 • 34:26

Lifestyle Creep and Booking Cheap Travel

Lifestyle Creep and Booking Cheap Travel

Lifestyle creep — where your growing expenses outpace salary increases — can deflate your budget and prevent you from building wealth. To start this episode, Nerds Sean Pyles and Sara Rathner talk about how to determine if you’re succumbing to lifestyle creep and how to be more intentional about your money while still enjoying the finer things in life.  Then Sean and Liz Weston answer a listener’s three-part question about whether to pay off student loans while they’re paused, what to do with th

Sep 13, 2021 • 32:11

Redlining, and the Credit Impact of Paying Off a Car Loan

Redlining, and the Credit Impact of Paying Off a Car Loan

On this episode, Sean Pyles talks with mortgage writer Linda Bell about the legacy of redlining and the racial wealth gap. Then, Liz Weston and Sean answer a listener's question about whether to pay off a car loan early — and the potential impact on their credit. To have the Nerds answer your money questions, email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.

Sep 6, 2021 • 25:33

Redlining and the Credit Impact of Paying Off a Car Loan

Redlining and the Credit Impact of Paying Off a Car Loan

On this episode, Sean Pyles talks with mortgage writer Linda Bell about the legacy of redlining and the racial wealth gap. Then, Liz Weston and Sean answer a listener's question about whether to pay off a car loan early — and the potential impact on their credit.  To have the Nerds answer your money questions, email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.

Sep 6, 2021 • 23:18

Delta Spending Habits and Marriage vs Mortgage

Delta Spending Habits and Marriage vs Mortgage

How has the delta variant of the coronavirus changed how you’re managing your money? To start this episode, Sean Pyles and Sara Rathner talk about how they’re adapting to the latest chapter of the pandemic and what you can do to increase your financial resiliency.  Then they answer a listener's question about how to manage competing financial priorities use their savings — whether they should put it toward a mortgage or a wedding.  To send the Nerds your money questions, call or text the Nerd h

Aug 30, 2021 • 27:42

Delta Spending Habits, and Marriage vs Mortgage

Delta Spending Habits, and Marriage vs Mortgage

How has the delta variant of the coronavirus changed how you’re managing your money? To start this episode, Sean Pyles and Sara Rathner talk about how they’re adapting to the latest chapter of the pandemic and what you can do to increase your financial resiliency. Then they answer a listener's question about how to manage competing financial priorities use their savings — whether they should put it toward a mortgage or a wedding. To send the Nerds your money questions, call or text the

Aug 30, 2021 • 29:57

School Supply Shopping Tips, and Breaking Bad Money Habits

School Supply Shopping Tips, and Breaking Bad Money Habits

With supply chain issues and uncertainty about whether classes will be in person, virtual or a hybrid, back-to-school shopping this year poses unique challenges. To start this episode, Sean Pyles and Sara Rathner give the Nerds’ favorite tips for how to save when buying school supplies. Then Sean and Sara answer a listener’s question about how to break bad money habits. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.

Aug 23, 2021 • 25:55

Home Affordability, and Unmarried Partners Buying a House

Home Affordability, and Unmarried Partners Buying a House

If you’re jumping into the housing market, know what you’re getting yourself into. This episode, Sean Pyles and Sara Rathner talk with NerdWallet data writer Liz Renter about her new home buying report, including how first-time home buyers should navigate the market. Then Sean and Liz Weston answer a listener’s question about how to buy a house with a partner when you’re not married. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@n

Aug 16, 2021 • 31:56

Job Scams, and Maxing Out Roth IRAs

Job Scams, and Maxing Out Roth IRAs

More Americans are job hunting, but more are falling for job scams, too. Liz and Sean talk about how to spot and avoid scams in the job market right now. Then they answer a listener’s question about the best way to max out a Roth IRA. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.

Aug 9, 2021 • 20:02

Getting Ahead of Your Next Money Crisis with Michelle Singletary

Getting Ahead of Your Next Money Crisis with Michelle Singletary

It’s a matter of when — not if — you have a money crisis. No matter your financial circumstance, preparing for an emergency can help you make smart moves under pressure. This episode Liz and Sean talk with Washington Post personal finance columnist Michelle Singletary about how to manage a money crisis and how her experience as a Black woman informs her writing. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.

Aug 2, 2021 • 40:43

Health Insurance Deadline, and Getting the Best Car Insurance Rates

Health Insurance Deadline, and Getting the Best Car Insurance Rates

An important deadline looms for getting health insurance on the ACA exchanges. Liz and Sean discuss what you should know, even if you already have health insurance. Then they answer a listener’s question about how to find the best rates (and coverage) when shopping for car insurance. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.

Jul 26, 2021 • 24:43

Rethinking Credit Reporting, and Lightning Round Money Questions

Rethinking Credit Reporting, and Lightning Round Money Questions

Credit reporting is flawed. Liz and Sean discuss what the issues are and how they can be fixed. Then they answer a number of listener questions back to back in a lightning round of money questions, including managing taxes while working remotely and how to find a high yield savings account. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.

Jul 19, 2021 • 34:54

Combating Inflation, and Risks of Small Mortgage Lenders

Combating Inflation, and Risks of Small Mortgage Lenders

Inflation is on the rise, as your budget has surely noticed. This episode, Sean talks with investing Nerd Alana Benson about what’s happening and what it means for your finances. Then Sean and Liz answer a listener’s question about the potential risks of going with a smaller mortgage lender. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.

Jul 12, 2021 • 21:24

Saving at the Pump, and 401(k) Limits

Saving at the Pump, and 401(k) Limits

Rising gas prices got you down? On this episode, Sean and Liz break down how you can save at the pump, including how to find the best prices and how to manage your fuel efficiency. Then they answer a listener's question about 401(k) contribution limits. Visit www.nerdwallet.com/podcast for more info on this episode.

Jul 5, 2021 • 26:34

Midyear Money Check-In, and Managing Finances Abroad

Midyear Money Check-In, and Managing Finances Abroad

How are your 2021 money goals coming along? Now that we’re halfway through the year, Sean and Liz talk about how to do a check-in on what you want from your money this year. Then they answer a listener’s question about how to manage their finances abroad, including how to save money on conversion rates and using credit cards strategically. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.

Jun 28, 2021 • 27:47

Savings Tips, and Updates to the Child Tax Credit

Savings Tips, and Updates to the Child Tax Credit

We all want to save more money, but actually doing it can be a challenge. This episode, Sean and Liz share their favorite tips to make saving easier, including how to save with purpose and how to trim expenses. Then they answer a listener’s question about changes to the Child Tax Credit, and whether that should influence FSA contributions. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.

Jun 21, 2021 • 21:45

When Travel Insurance Is Worth It, and Buying an Electric Car

When Travel Insurance Is Worth It, and Buying an Electric Car

With more travelers taking to the sky, should they be booking travel insurance? Liz and Sean discuss. Then they answer a listener’s money question about how to buy an electric car, including how to negotiate with salespeople and how to take advantage of financial incentives for electric vehicles. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.

Jun 14, 2021 • 26:39

Crypto-Earning Credit Cards, and Short-Term Investing

Crypto-Earning Credit Cards, and Short-Term Investing

Credit cards are hopping aboard the crypto hype train, with some offering rewards in cryptocurrency. Sean, Liz and Sara discuss what they are and their risks. Then Sean and Liz answer a listener’s question about how to approach short-term investing. Also, please take a few seconds to fill out our two-question survey: http://bit.ly/nerdwallet-podcast-survey To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.

Jun 7, 2021 • 19:58

The Psychology of Debt, and When to Refinance

The Psychology of Debt, and When to Refinance

On this episode, Sean and Liz discuss the psychology of credit card debt — why some people see it as useful and others call it "evil." Then they answer a listener's question about whether now is a good time to refinance, even if they just got the mortgage last year. Send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info.

May 31, 2021 • 28:05

Buy Now, Pay Later Loans, and Getting Started Building Wealth

Buy Now, Pay Later Loans, and Getting Started Building Wealth

You’ve probably seen the offers when shopping online: Break up your purchase into smaller payments over a few weeks or months. But are buy now, pay later loans a good deal? Sean and Liz break it down. Then they answer a listener’s question about how to get started building wealth. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.

May 24, 2021 • 24:52

Big Purchases, and Overcoming Money Guilt

Big Purchases, and Overcoming Money Guilt

On this episode, Liz starts off by talking with credit card Nerd Sara Rathner about how to manage a big expense on a credit card — including how to earn the most points and avoid paying interest. Then Sean joins Liz to answer a listener’s question about overcoming money guilt. To send the Nerds your money questions, call or text the NerdHotline at 901-730-6373 or email podcast@nerdwallet.com.

May 17, 2021 • 31:52

Free Health Insurance, and Finding Scholarships

Free Health Insurance, and Finding Scholarships

Sean and Liz break down how to find out if you’re eligible for free or lower-cost health insurance under the American Rescue Plan. Then they answer a listener’s question about how to find scholarships and make higher education more affordable. To send the Nerds your money questions, call or text the NerdHotline at 901-730-6373 or email podcast@nerdwallet.com.

May 10, 2021 • 23:46

Pet Scams, and Buying Different Home Types

Pet Scams, and Buying Different Home Types

If you’re in the market for a new pet, scammers may have you in their sights. Sean and Liz talk about avoiding common pet scams. Then they answer a couple of listener questions about buying different home types, including new homes, existing homes, condos and more.To send the Nerds your money questions, call or text the NerdHotline at 901-730-6373 or email podcast@nerdwallet.com.

May 3, 2021 • 24:16

Air Travel, and Collections Accounts on Credit Reports

Air Travel, and Collections Accounts on Credit Reports

More travelers are taking to the sky as vaccines roll out. Sean and Liz discuss how to find affordable flights as ticket prices climb. Then they answer a listener’s question about how long a collections account stays on your credit report — and how to mitigate any damage to your credit score. Want the Nerds to answer your money question? Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.

Apr 26, 2021 • 15:56

Cannabis Investing, and Too Much Cash

Cannabis Investing, and Too Much Cash

Cannabis investing — specifically in ETFs — might seem like a savvy move to break into a budding industry. But there are unique risks to investing in cannabis. Sean and Liz discuss the pros and cons with investing Nerd Chris Davis. Then they answer a listener’s money question about whether you can have too much cash in your accounts. To contact the Nerds, email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on t

Apr 19, 2021 • 22:52

Retiring Early, and Finding Lost Money

Retiring Early, and Finding Lost Money

More Americans are retiring early, but not all of them are doing it the right way. And you may have long-forgotten money waiting to be claimed — here's how to find it. To have your money question answered on a future episode, email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.

Apr 12, 2021 • 26:14

Pandemic Savings Goals, and Taxes on Inheritance

Pandemic Savings Goals, and Taxes on Inheritance

Find yourself saving more cash during the pandemic? On this episode, Sean talks with banking Nerd Chanelle Bessette about what people are doing with their pandemic-driven savings. Then, Liz and Sean answer a listener’s question about when you owe taxes on an inheritance. To have the Nerds answer your money questions, email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.

Apr 5, 2021 • 26:12

Spring Cleaning, and COVID Taxes

Spring Cleaning, and COVID Taxes

On this episode, Sean and Liz talk about how they’re approaching spring cleaning their finances this year, including tidying up their digital lives. Then, they answer a listener’s question about how to manage filing taxes in the age of COVID — including whether you owe taxes on your stimulus.  To have the Nerds answer your money questions, email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.

Mar 29, 2021 • 23:47

Redlining, and the Credit Impact of Paying Off a Car Loan

Redlining, and the Credit Impact of Paying Off a Car Loan

On this episode, Sean talks with mortgage writer Linda Bell about the legacy of redlining and the racial wealth gap. Then, Liz and Sean answer a listener's question about whether to pay off a car loan early — and the potential impact on their credit. To have the Nerds answer your money questions, email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.

Mar 22, 2021 • 23:33

Procrastination, and Paying Student Loans vs. Investing

Procrastination, and Paying Student Loans vs. Investing

Fear of making mistakes can fuel procrastination, but that can be costly when you’re putting off important money tasks. One task that may be OK to delay, however, is paying off student loans. To send the Nerds your money questions, email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.

Mar 15, 2021 • 24:14

Pandemic Debt, and Moving Costs

Pandemic Debt, and Moving Costs

On this episode, Sean and Liz discuss how to manage debt in our K-shaped economic recovery. Then they answer a listener's question about how to manage expenses for a cross-country move. Want the Nerds to answer your money question? Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.

Mar 8, 2021 • 29:55

Saving at the Pump, and 401(k) Limits

Saving at the Pump, and 401(k) Limits

You may have noticed that gas prices are on the rise. On this episode, Sean and Liz break down how you can save at the pump, including how to find the best prices and how to manage your fuel efficiency. Then they answer a listener's question about 401(k) contribution limits. Visit www.nerdwallet.com/podcast for more info on this episode.

Mar 1, 2021 • 26:06

Why to File Your Taxes Early, and Tapping Your Home's Equity

Why to File Your Taxes Early, and Tapping Your Home's Equity

Filing your taxes isn't fun, we get it. On this episode, Sean and Liz give you three reasons why to file early (including how it can save you money). Then, they answer a listener's question about when to tap your home's equity. Want the Nerds to answer your money question? Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.

Feb 22, 2021 • 31:00

Money News You Missed, and the 50/30/20 Budget

Money News You Missed, and the 50/30/20 Budget

A lot happened at the end of 2020. Sean and Liz discuss news you might have missed about important changes that could affect college financial aid and/or your employee benefits. Then they answer a listener's question about how to use the 50/30/20 budget. Want the Nerds to answer your money question? Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.

Feb 15, 2021 • 24:27

Stock Market Shenanigans, and Talking About Money with Your Partner

Stock Market Shenanigans, and Talking About Money with Your Partner

On this episode, Sean talks with investing Nerd Chris Davis about whether the GameStop frenzy will affect your retirement account. Then Sean and Liz answer a listener's question about how to start having money conversations with your partner. The secret? Talk openly, often and set shared goals. Visit www.nerdwallet.com/podcast for more info on this episode.

Feb 8, 2021 • 34:32

Jackpot Windfall, and Extra COVID Cash

Jackpot Windfall, and Extra COVID Cash

Suddenly find yourself the winner of a billion dollars? Sean and Liz discuss how you should think about your winnings — and other windfalls, like tax refunds. Then they're joined by personal finance Nerd Amrita Jayakumar to answer a listener's money question about how to change your money habits and use cash saved up during the pandemic. Want the Nerds to answer your money question? Email podcast@nerdwallet.com or call or text 901-730-6373. And visit www.nerdwallet.com/podcast for more

Feb 1, 2021 • 24:34

How to Buy a House in 2021

How to Buy a House in 2021

Wrapping up the #NewMoneyGoals series, Liz and Sean talk with home buying Nerd Holden Lewis about what would-be homebuyers need to know in 2021. Want the Nerds to answer your money question? Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.

Jan 25, 2021 • 28:08

Buying Crypto, and Dealing with Debt

Buying Crypto, and Dealing with Debt

Ever wanted to buy cryptocurrency? Well, on this episode you can live vicariously through Sean, who talks with Liz about his experience dabbling in Dogecoin. Then, they discuss our current debt crisis and how to manage debt in 2021. Visit www.nerdwallet.com/podcast for more info on this episode.

Jan 18, 2021 • 23:11

New COVID Scams, and Easy Money Moves

New COVID Scams, and Easy Money Moves

Here’s how to recognize COVID-related scams and what to do if you’ve given out information you should not have, plus, small changes in your money that can have an outsized impact. Want the Nerds to answer your money question? Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.

Jan 11, 2021 • 25:49

How You Can Achieve Money Goals in 2021

How You Can Achieve Money Goals in 2021

What do you want to accomplish in 2021? This month, our #NewMoneyGoals bootcamp will set you up for success. To start, know how to craft — and actually achieve — your money goals. That means making them SMART. Sean and Liz talk with money Nerd Kim Palmer about how you can get what you want from your money in 2021. Turn to the Nerds for help with your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for mo

Jan 4, 2021 • 27:20

Spot fake reviews, and see if you're saving too much

Spot fake reviews, and see if you're saving too much

We're off for the holiday break, so here's an episode from our archives. Learn how to spot fake online reviews to save money. Speaking of saving, don't avoid retirement accounts from a fear that you won’t be “liquid” enough. You typically can borrow or withdraw retirement funds in an emergency. Send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.

Dec 28, 2020 • 22:01

What our listeners learned from the pandemic

What our listeners learned from the pandemic

2020 was a year of challenges — and opportunities. In this episode, listeners share the money lessons they learned over the past year, including why savings is more important than ever and the benefits of debt payoff. You know you have money questions — so send them to the Nerds! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.

Dec 21, 2020 • 25:06

Charitable giving, and using savings to pay student loans

Charitable giving, and using savings to pay student loans

Feeling charitable this holiday season? Use discretion as you choose where to give. Also, Sean and Liz answer a listener's question about whether to use savings to pay off student loans. You know you have money questions — so send them to the Nerds! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.

Dec 14, 2020 • 25:26

Pandemic money lessons, and balancing saving for a down payment vs retirement

Pandemic money lessons, and balancing saving for a down payment vs retirement

Sean and Liz share what they learned about managing money during the pandemic. Then they answer a listener's money question about how to save for retirement while saving for a down payment on a house.  You know you have money questions — so send them to the Nerds! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.

Dec 7, 2020 • 21:51

What Biden may do for your finances and how to make money

What Biden may do for your finances and how to make money

Consumer protection will see a revival in 2021, but student loan forgiveness and pandemic relief are still question marks. Plus, what to do if you need to get your hands on some money (relatively) fast. You know you have money questions — so send them to the Nerds! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.

Nov 30, 2020 • 27:09

The holiday shopping episode

The holiday shopping episode

How are you planning to shop this holiday season? According to our shopping Nerds, we’ll shop differently, but we’ll still shop. Many stores will be closed on Thanksgiving, but the Black Friday deals have already begun. Here's how to find the best deals.  You know you have money questions — so send them to the Nerds! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.

Nov 23, 2020 • 27:50

Holiday travel and giving money advice to family

Holiday travel and giving money advice to family

The two things we should rethink this holiday season are travel and offering financial advice to family members. Either should be done cautiously, if at all. Want the Nerds to answer your money question? Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.

Nov 16, 2020 • 27:07

Open Enrollment and HSA vs. FSA

Open Enrollment and HSA vs. FSA

Picking health insurance is a pain, but the right choice can save you serious cash. Also, a health savings account can be a great option if you can handle a high deductible health insurance plan, but it’s not for everyone. A traditional plan with a flexible savings account could be a better fit. Want the Nerds to answer your money question? Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.

Nov 9, 2020 • 20:23

Finding financial stability and protecting yourself from ID theft

Finding financial stability and protecting yourself from ID theft

With the election, the pandemic and everything else that's happened in 2020, finding stability can be a challenge. Sean and Liz discuss how to make your money a source of security right now. Then, they answer a listener's money question about how to protect yourself from identity theft.  Want the Nerds to answer your money question? Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.

Nov 2, 2020 • 27:28

Beating burnout and the best college savings plans

Beating burnout and the best college savings plans

Feel like you working longer and more draining hours during the pandemic? You're not alone. Liz and Sean share their tips to beat burnout. Then they answer a listener's question about how to choose the best college savings plan for their child with the help of Kim Palmer.  Want the Nerds to answer your money question? Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.

Oct 26, 2020 • 28:19

Retiring early and finding lost money

Retiring early and finding lost money

More Americans are retiring early, but not all of them are doing it the right way. And you may have long-forgotten money waiting to be claimed — here's how to find it.  To have your money question answered on a future episode, email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.

Oct 19, 2020 • 25:44

Cut your tax bill, and how to choose the best investment platform

Cut your tax bill, and how to choose the best investment platform

Looking to cut your tax bill? You have a few go-to strategies, but only a few months left to reduce what you'll owe next year. Also, the right investment platform depends on how you want to invest and how much help you need.  Want your money question answered by our Nerds? Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.

Oct 12, 2020 • 26:06

Unequal unemployment recovery, and whether to buy a new or a used car

Unequal unemployment recovery, and whether to buy a new or a used car

Sean and Liz dig into what unemployment trends mean for our economy. Then they answer a listener's money question about whether it's best to buy a new or a used car. Want your money question answered by our Nerds? Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.If you’re looking for an app to track all your money in one place, then check out the free NerdWallet app: https://nerdwallet.com/ap

Oct 5, 2020 • 35:43

The psychology of debt and when to refinance

The psychology of debt and when to refinance

On this episode, Sean and Liz discuss the psychology of credit card debt — why some people see it as useful and others call it "evil." Then they answer a listener's question about whether now is a good time to refinance their home, even if they just got the mortgage last year. Send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.

Sep 28, 2020 • 27:41

Used cars in short supply, and Shea Couleé talks money

Used cars in short supply, and Shea Couleé talks money

Tight supplies and steady demand are driving up used car prices, but you can still save money. Speaking of saving money, the winner of RuPaul’s Drag Race All Stars is saving some of the $100,000 prize money to buy a house. Send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.

Sep 21, 2020 • 30:01

Fake reviews and saving too much

Fake reviews and saving too much

Learning how to spot fake online reviews can save you money. Speaking of saving, you shouldn’t avoid retirement accounts from a fear that you won’t be “liquid” enough. You typically can borrow or withdraw retirement funds in an emergency. Saving a big chunk of your income while you’re young can give you a great start. Send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this epi

Sep 14, 2020 • 21:21

Investing while paying off student loans

Investing while paying off student loans

Should you invest or pay off debt? This question can get especially tricky when you’re talking about investing in your company’s stock versus paying down your student loans. Sean and Liz help a listener who wants to know if she should exercise her stock options or focus on paying her $90,000 student loan debt. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373.

Sep 7, 2020 • 13:06

Renters are struggling, and what to do with an old 401(k)

Renters are struggling, and what to do with an old 401(k)

Renters are far more likely to be struggling in the pandemic than homeowners. Also, don’t put off a 401(k) rollover. If you want to move money out of an old employer’s plan, ask if your new employer will take it or consider rolling over to an IRA. Send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.

Aug 31, 2020 • 23:51

 Buying local and emergency loans

Buying local and emergency loans

Buying local could help a favorite small business survive the pandemic. Meanwhile, people who don’t have savings may be tempted to take out emergency loans to cover unexpected expenses. But these small dollar loans can come with high interest rates and short repayment terms, leading to a debt trap. Send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.

Aug 24, 2020 • 21:34

Pet costs and extreme couponing

Pet costs and extreme couponing

Pets can cost a lot more than you think. Pet insurance can help, but it’s not for everyone. Likewise, extreme couponing can pay off for the most dedicated adherents, but there are easier ways to use coupons to save. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.

Aug 17, 2020 • 24:48

How to take advantage of lower rent and mortgage rates — and move safely

How to take advantage of lower rent and mortgage rates — and move safely

August is shaping up to be another record month on the mortgage front. Here’s what it means for you. And if you want to move apartments right now, look at your goals and know how to move safely. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.

Aug 10, 2020 • 21:05

Is it safe to travel right now, and how to handle a collections to improve credit

Is it safe to travel right now, and how to handle a collections to improve credit

Air travel brings you in close contact with others, sometimes for hours. A road trip may be a better option. Also, handle old collection accounts with care. Paying an old debt typically doesn’t help your credit, and may lead to a lawsuit. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.

Aug 3, 2020 • 29:34

Losing your health insurance, and setting financial goals

Losing your health insurance, and setting financial goals

Losing your health insurance can expose you to medical bills that could bankrupt you. Most people can get subsidized coverage through HealthCare.gov. Also, setting financial goals requires thinking about what’s most important to you and then making a plan. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.

Jul 27, 2020 • 32:39

COVID impulse spending, and building credit while paying debt

COVID impulse spending, and building credit while paying debt

Spending more impulsively because of the pandemic? You’re not alone. Also, different debt payoff methods have their merits, but paying off small balances first can help your credit. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.

Jul 20, 2020 • 19:58

Tax returns are due, and how to get started creating wealth

Tax returns are due, and how to get started creating wealth

The IRS has payment plans if you can’t pay what you owe on July 15. Also, the steps to building wealth are simple, even if they’re not easy: spend less than you earn and save or invest the difference. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.

Jul 13, 2020 • 22:03

The wealth gap, and how to cope with variable rate student loans

The wealth gap, and how to cope with variable rate student loans

Discrimination affected wealth creation and opportunity in the U.S., leading to vastly different median incomes, unemployment levels and homeownership rates. Also, people with variable-rate student loans can struggle to predict what their future payments will be, which can make budgeting difficult. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.

Jul 6, 2020 • 18:32

Setting money goals at milestone birthdays, and scoring big bucks with bank bonuses

Setting money goals at milestone birthdays, and scoring big bucks with bank bonuses

As you approach your 30s, 40s or beyond, let the milestone birthday be an excuse to set some new money goals. Also, some banks will pay you to open a new bank account, but you need to look beyond the bonus to see if you’ll pay more in fees or collect less interest. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.

Jun 29, 2020 • 22:20

What a recession economy means for you, and how to handle an inheritance

What a recession economy means for you, and how to handle an inheritance

In this episode, Sean and Liz give tips for managing your finances in a recession. Then they answer a listener's money question about how to handle an inheritance — and whether you owe any taxes on it. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.

Jun 22, 2020 • 21:25

The pandemic is changing our financial lives, and what to know about refinancing now

The pandemic is changing our financial lives, and what to know about refinancing now

In this episode, Sean and Liz discuss survey results that show how money habits are changing as a result of COVID-19. Then, they answer a listener's money question about whether home improvement projects can help home refinancing odds — and if it’s still a good time to refinance. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.

Jun 15, 2020 • 22:28

Make your donations go further; Plan for new baby expenses

Make your donations go further; Plan for new baby expenses

In this episode, Sean and Liz start off by discussing how you can make your donations to social causes go further. Then, they answer a listener's money question about how to plan for expenses as a new parent. Kim Palmer, a Nerd with a lot of first-hand experience managing baby costs, joins the conversation.   As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this

Jun 8, 2020 • 21:52

Is identity theft protection worth the cost?

Is identity theft protection worth the cost?

Can identity theft protection services really protect us from identity theft? No, but they can serve as an (expensive) early warning signal. Most people should first consider some free ways to reduce the chances of becoming a victim, such as credit freezes and monitoring a credit score. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.

Jun 1, 2020 • 23:33

Is Bitcoin a safe investment?

Is Bitcoin a safe investment?

People who invest in bitcoin and other cryptocurrencies need to be ready for a wild ride. Values can soar and plunge, plus there’s no guarantee you’ll get your money back. Cryptocurrency is more of a gamble than an investment, and shouldn’t be more than a small portion of your overall portfolio. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.

May 26, 2020 • 22:15

I Got Laid Off! What Should I Do with My Retirement Fund?

I Got Laid Off! What Should I Do with My Retirement Fund?

Getting your retirement account squared away is just one of the many tasks facing the newly unemployed, but it’s an important one. Rolling the money into an IRA could be the best choice, particularly if your former employer isn’t allowing the new “coronavirus hardship withdrawals.” As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.

May 18, 2020 • 24:37

Where have all the 0% offers gone?

Where have all the 0% offers gone?

It used to be easy for people with good credit scores to get 0% balance transfer offers. As lenders pull back, those with credit card debt may need alternative plans to deal with their balances. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.

May 11, 2020 • 16:16

How can I buy my first home in an expensive city?

How can I buy my first home in an expensive city?

Being a first-time homeowner can be daunting, especially in a pricey market like Southern California. Chris Browning of the Popcorn Finance podcast has questions about what to expect, and he turns to the Nerds for some answers. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.

May 4, 2020 • 20:01

Where's my coronavirus relief check — and how should I use it?

Where's my coronavirus relief check — and how should I use it?

Most American adults are eligible for government relief checks of $1,200, but many are still waiting for their money — plus the usual advice about what to do with a windfall doesn’t apply in a crisis. Sean and Liz discuss how to find out where your payment is and put it to the best use. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.

Apr 27, 2020 • 15:27

How should I spring-clean my finances?

How should I spring-clean my finances?

Don’t stop with your closets. Spring cleaning your finances can be just as satisfying, not to mention more lucrative. Whip your budget into shape, check your credit and make sure your investments are on track. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373.

Apr 20, 2020 • 14:55

Help! I owe the IRS!

Help! I owe the IRS!

You were expecting a tax refund — but wound up owing money. Changing tax laws and the gig economy mean many taxpayers who traditionally got money back are now having to pay. Sean and Liz help a reader navigate paying a tax bill, as well as steps for avoiding a tax bill next year. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373.

Apr 13, 2020 • 15:01

Coronavirus Special Edition, Part IV: The CARES Act and Your Student Loans

Coronavirus Special Edition, Part IV: The CARES Act and Your Student Loans

The economic stimulus package gave millions of student loan borrowers some important breaks, but people are confused about what they are and what they have to do. Sean and Liz get the scoop from student loan nerd Ryan Lane. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373.

Apr 6, 2020 • 14:52

Coronavirus Special Edition, Part III: Coronavirus and Your Portfolio

Coronavirus Special Edition, Part III: Coronavirus and Your Portfolio

Nauseating drops in the stock market can be hard to endure, but most of us should try to do just that -- and even invest more, if we can. If you need the money within five years or you’re losing sleep, though, you might need to get at least some of your portfolio to safer ground. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373.

Apr 2, 2020 • 11:21

Coronavirus Special Edition, Part II: Saving, Budgeting and Travel

Coronavirus Special Edition, Part II: Saving, Budgeting and Travel

The coronavirus pandemic has scrambled people’s travel plans and their budgets. Here are the most important things to know now about emergency funds, spending plans and travel in the coming months. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373.

Mar 30, 2020 • 11:12

Coronavirus Special Edition, Part I: Mortgages and the Market

Coronavirus Special Edition, Part I: Mortgages and the Market

Mortgage rates dropped and then soared, making life difficult for people who wanted to refinance and buy homes. Mortgage and real estate Nerd Holden Lewis explains why that happened and what the future may bring. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373.

Mar 26, 2020 • 11:52

How can I brace financially for coronavirus?

How can I brace financially for coronavirus?

The economic impact of the novel coronavirus and the COVD-19 disease it causes is likely to be profound. Sean and Liz discuss how to cope with the potential financial fallout. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373.

Mar 23, 2020 • 14:35

My credit score randomly dropped — a lot. What happened?

My credit score randomly dropped — a lot. What happened?

Unexpected credit scores drops are the worst -- especially when you’re trying to do everything right. Sean and Liz dig into the details of how credit scores work to help a reader whose scores dived seemingly without reason. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373.

Mar 16, 2020 • 14:38

What's the best way to save for a down payment on a house?

What's the best way to save for a down payment on a house?

Many first-time home buyers wonder how to save for a down payment and where to put the money while they’re saving. Sean and Liz talk to mortgage and real estate authority Holden Lewis about the options. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373.

Mar 9, 2020 • 14:04

How can I get into the travel credit card points game?

How can I get into the travel credit card points game?

Want to get the most points from your travel credit card, but don't know where to start? We've got you covered. In this episode, Sean and Liz talk with travel Nerd Sara Rathner, who offers up her insider tips about how to get the most points from your travel. And if you want to become a savvy traveler but don't care about travel credit cards, we've got tips for you, too. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-637

Mar 2, 2020 • 15:33

Are Roth conversions a good idea?

Are Roth conversions a good idea?

Roth conversions can give you a big tax advantage in retirement, but they're not right for everyone. Sean and Liz talk with retirement Nerd Andrea Coombes to help you figure out if you could come out ahead with a Roth conversion. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373.

Feb 24, 2020 • 11:40

What's the best way to do a spending fast?

What's the best way to do a spending fast?

A spending fast can help you save money — fast! The idea is to hit the pause button on non-essential spending for a set period, usually a month. Sean and Liz are veterans of spending fasts and have some tips for how they work, what to watch out for and staying motivated. As always, send us your money questions! As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373.

Feb 17, 2020 • 15:41

Should I invest or pay off my student loans?

Should I invest or pay off my student loans?

Should you invest or pay off debt? This question can get especially tricky when you’re talking about investing in your company’s stock versus paying down your student loans. Sean and Liz help a listener who wants to know if she should exercise her stock options or focus on paying her $90,000 student loan debt. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373.

Feb 10, 2020 • 12:25

How do we manage money as a couple?

How do we manage money as a couple?

Yours? Mine? Ours? Managing your money as a couple can be stressful, and there’s no one right way to do it. Sean and Liz offer some strategies for figuring out what will work best for both of you. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373.

Feb 3, 2020 • 13:18

From the archive: "What's the best way to rack up travel rewards quickly?"

From the archive: "What's the best way to rack up travel rewards quickly?"

We'll be back in a couple weeks. In the meantime, here's how you can use these winter months to rack up the credit card points to fund your summer travel. And be sure to send us your money questions! Call or text the Nerd Hotline at 901-730-6373, or email podcast@nerdwallet.com.

Jan 20, 2020 • 11:01

From the archive: "How can I pay off my debt faster?"

From the archive: "How can I pay off my debt faster?"

We'll be back in a few weeks, so here's an episode from our archives that can help you tackle your holiday debt. In the meantime, send us your money questions! Call or text the Nerd Hotline at 901-730-6373, or email podcast@nerdwallet.com. Talk to you soon!

Jan 6, 2020 • 13:15

Happy New Year from the SmartMoney team!

Happy New Year from the SmartMoney team!

Thanks for a great 2019! We're taking a little holiday break but will be back in 2020 with loads of new episodes for you. In the meantime, send us your money questions! Text or call our Nerd Hotline at 901-730-6373, or email us at podcast@nerdwallet.com.

Dec 30, 2019 • 1:35

How can I (actually) keep my new year’s money resolution?

How can I (actually) keep my new year’s money resolution?

New Year’s money resolutions are common, sure. But keeping them is a whole different story. In this episode, Sean talks with Nerd Kim Palmer about the best tips that can help you actually achieve your money goals in the new year.

Dec 16, 2019 • 14:47

What are your best tips to save on family holiday travel?

What are your best tips to save on family holiday travel?

Holiday travel can be expensive — especially if you’re traveling with family. But you have options to make the cost more manageable. In this episode, Sean talks with travel Nerd Sara Rathner about how you can save on family holiday travel costs.

Dec 2, 2019 • 14:20

Does Black Friday live up to the hype?

Does Black Friday live up to the hype?

Black Friday might seem like the best time to get the biggest deals of the holiday shopping season. But is the shopping extravaganza all it’s made out to be? The answer: Sometimes. In this episode we give you the tips to get the best holiday shopping deals, including when and where to shop.

Nov 18, 2019 • 15:07

Which accounts can make me the most money?

Which accounts can make me the most money?

You can make money just by putting your cash into the right account. Which account to choose depends on a few factors, though. In this episode, Sean talks with investing Nerd Arielle O’Shea about the best ways to make money off of cash you have sitting in a bank account.

Nov 4, 2019 • 14:24

How much house can I afford?

How much house can I afford?

Think you’re finally ready to buy a home? Here’s how to know how much house you can afford with your budget, what you might need for a down payment, and how to think about the emotional aspect of homebuying.

Oct 21, 2019 • 14:56

How can I pay off my debt faster?

How can I pay off my debt faster?

Want to pay off your debt fast? You can, with a bit of know-how. In this episode, Sean Pyles and Liz Weston break down how you can find the payoff path that might work best for you and your debt.

Oct 7, 2019 • 12:41

How do I buy a used car?

How do I buy a used car?

Buying a used car can be confusing. Should you shop around a used car lot, or are the online classified ads a better route? With the help of NerdWallet car-buying whiz Philip Reed, that’s the debate Dayana and Sean settle this episode.

Sep 23, 2019 • 15:30

How can my credit score save me money?

How can my credit score save me money?

Sure, you got a high credit score — but how can you make the most of it? Sean and Dayana talk with NerdWallet all-star Liz Weston to see how you could use your high credit score to save thousands of dollars.

Sep 9, 2019 • 14:15

Should I refinance my student loans?

Should I refinance my student loans?

Refinancing student loans might save you money — if you’re a good candidate. But that’s not the only way to help manage your student debt. In this episode Dayana and Sean get to the bottom of when student loan refinancing is a good idea, so you can see if it’s right for you.

Aug 19, 2019 • 14:16

My prescription drug costs are wrecking my budget. What can I do?

My prescription drug costs are wrecking my budget. What can I do?

Having Type 1 diabetes can be expensive. Just ask Paloma Kemak, aka Glitter Glucose on Instagram, who pays over $1,000 a month for her insulin. Dayana and Sean talk with her about her experience living with diabetes and offer tips to help manage the costs.

Aug 5, 2019 • 13:10

What's the best way to rack up travel rewards quickly?

What's the best way to rack up travel rewards quickly?

You can rack up travel credit card points quickly — if you know the right tips. In this episode, Sean and Dayana give you the inside scoop so you can earn points and miles fast to fund a vacation on credit card rewards. For more, visit: https://www.nerdwallet.com/podcast/

Jul 22, 2019 • 10:13

Am I saving enough for retirement?

Am I saving enough for retirement?

Here’s how to know if you’re saving enough for retirement — and what to do if you’re behind, or haven't even gotten started yet. Dayana and Sean explain easy steps to help you set aside a pot of gold to spend in your golden years.

Jul 8, 2019 • 10:43

Welcome to NerdWallet's Smart Money podcast!

Welcome to NerdWallet's Smart Money podcast!

Welcome to NerdWallet's Smart Money podcast, where we answer your money questions. Wondering how to start investing? Or which credit card is best for you? Maybe you just need some budget help. Whatever your question, turn to the Nerds.To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.

Jul 1, 2019 • 1:31

Travel-Hack the Holidays

Travel-Hack the Holidays

Want to make holiday travel a little less hectic? Dayana and Sean get the scoop from NerdWallet’s travel-hacking expert, Joe Cortez, to give you the insider tips to do just that. Learn how to cut lines, make the most of your Priority Pass and more.

Nov 12, 2018 • 12:47

Inside student loan scams

Inside student loan scams

Are companies that offer to reduce or eliminate your debt legit? We hear Selina’s story about what happened with her $60,000 student debt and tell you how to get real help.

Aug 16, 2017 • 15:45

What's a side hustle and should I start one?

What's a side hustle and should I start one?

There are a lot of side gigs out there. (Nerds took some for a test drive!) Here’s how to tell which ones are worth it and which are scams.

Aug 9, 2017 • 12:52

I want to invest. How should I start?

I want to invest. How should I start?

We dive into the basics — getting financially ready, finding a good first investment, how to wade in safely and get over the fear of losing money.

Aug 2, 2017 • 14:19

How to get out of debt: Interview with The Debt Free Guys

How to get out of debt: Interview with The Debt Free Guys

The Debt Free Guys, John Schneider and David Auten, reveal how they paid off over $50,000 in credit card debt, and the need for personal finance education in the LGBTQ community.

Jul 26, 2017 • 19:44

Is a travel credit card right for me?

Is a travel credit card right for me?

From application, to acceptance, to acquiring and using points, NerdWallet card sharks share tips on finding the right rewards program.

Jul 19, 2017 • 16:04

How do I prioritize my budget?

How do I prioritize my budget?

Wants versus needs. Spending versus saving. You can have it all (even the fun stuff) by following a simple budget to direct your dollars wisely.

Jul 10, 2017 • 15:46

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