Investing Made Simple for European Women : Personal Finance, Money Mindset & Financial Literacy For Your Freedom
by Centsational Women
What if I told you that investing is actually EASY? and not just for the wealthy, experts, or men. Whether you're overwhelmed by financial jargon, worried about where to start, or feel like you're "behind", this podcast provides practical, step-by-step solutions to take control of your finances. Financial freedom isn’t a distant dream—it’s within your reach, and we’re here to show you how.Every Monday and Thursday, your host Francesca Torre — founder of Centsational Women and a former investment banker — teaches women how to master personal finance, investing, and wealth-building through practical insights tailored specifically for European women...
#78 Money on Autopilot: A Beginner’s Guide to Stress-Free Investing in 2025
What if you could set up a smart investment strategy in just a few months—one that lasts a lifetime?Every new year, we set goals—eat healthier, exercise more, advance our careers—but what about financial goals? Many people put off investing, thinking it's too complex or time-consuming. But what if managing your money didn’t have to be an everyday struggle? In this episode, we break down an investment plan that works for absolute beginners, requires minimal upkeep, and sets you up for long-term f
#77 This Biggest Investing Mistake Is Costing You Money - Know How to Fix It!
Do market dips make you panic?Market fluctuations can cause stress and lead to impulsive decisions that hurt your financial growth. But what if you could stay calm and confident, no matter what the market does? In this episode you will learn:How staying invested in the stock market for a long time can give you a better financial return.Why it is important for you to control your emotional reactions and avoid costly impulsive decisions.Insights from legendary investors like Warren Buffett and Pet
#76 Here is why Financial Literacy is the Missing Link to Women’s Equality!
Are you ready to overcome your doubts and take control of your financial future?This episode is packed with powerful insights from Paola Corna Pellegrini, a trailblazer in leadership, gender equality, and women’s financial independence. The episode brings you how to break through societal barriers and gain the confidence to make informed financial decisions, no matter where you’re starting from.You will learn:The secrets to building self-confidence, particularly in areas where you feel least pre
#75 Is AI’s global balance of power shifting?
DeepSeek’s latest breakthrough could change the future of tech, shake up big players like Nvidia and OpenAI, and impact your investments. With AI stocks dominating the market, a major disruption like DeepSeek R1 could mean big changes for investors and global tech leadership. In this episode we will try to understand if this could be a game-changer for Europe, or just another hype cycle?You will discover - Why DeepSeek’s AI model is creating shockwaves in the stock market and what it means for b
#74 Why the Dollar is Surging & How It Affects European Investors
Why is the US dollar getting stronger, and how does it impact your investments? With the dollar strengthening, European investors face new challenges and opportunities. In this episode we discuss the topics straight from the higher travel costs to better investment prospects in US markets, how understanding this shift can help you make smarter financial decisions. We break it down so you know what to expect and how to adapt.You will learn:Why the dollar is gaining strength and what’s driving thi
#73 How Missing Just 15 Days in the Market Could Destroy Your Investing Gains & Financial Freedom
Can you really predict the best time to invest, or is market timing just a risky game?Many investors dream of buying low and selling high, but the reality of timing the market is far more complex. This episode breaks down the myths and facts, showing you how missing just a few key trading days can make or break your returns.You will Learn : If you are expecting better financial returns, why staying invested in the stock market often beats trying to time the market.What are dollar-cost averaging
Is Financial Freedom Possible Under TRUMPONOMICS? The Unfiltered Truth
Will Donald Trump's return to the White House have an impact on your investments? The stock market reacts quickly to political shifts, and 2025 is shaping up to be no different. With talks of tariffs, deregulation, and tax cuts, you as a new investors may feel overwhelmedIn this episode we will discover how upcoming policies could shape the economy and what steps you should take now to stay ahead.You will learn:3 key economic policies and their impact on your investments.Which industries are lik
#71 3 Ways Moving To A New City Can Teach Financial Literacy & Change Your Money Mindset for Good
Have you ever moved to a new city and felt completely unprepared for how different your financial life became?In this episode I discuss new cultural attitudes toward money, learning to network for financial opportunities and how moving to a new city can completely shift the way you handle your finances.You’ll discover:How adjusting to a new city’s cost of living can affect your budgeting habits.How networking in the new city can help you find new financial and career opportunities.The teachings
#70 Is Chasing Cheap Stocks Holding You Back From Financial Freedom?
How can you tell if a stock is a hidden gem or a costly mistake?If you’ve ever felt unsure whether a stock is worth your hard-earned money, this episode is here to demystify the process. We’ll explore how to use stock multiples like the PE ratio, to identify whether a stock is underpriced, overpriced, or just right, so you can invest with greater confidence.You will discover:The basics of stock multiples that will help you to evaluate stock prices with ease for better financial gains.Warren Buff
Why do you need patience to be profitable while investing in the stock market?
Have you ever tried to outsmart the stock market, only to end up wondering if you’re making the right moves?This episode explores why long-term strategies typically win over short-term guesses, drawing wisdom from historical trends and Warren Buffett's famous advice.You will learn : How to avoid missed opportunities and added stress when dealing in the stock market.How historical data shows the benefits of patience in investing.Gain actionable tips on staying invested for long-term success inste
#68 Trading or Investing? The Beginner’s Guide to Choosing the Right Path
Do you know the difference between investing and trading? If not, you could be risking your money on the wrong approach.In this episode, we break down the core differences to help you make informed decisions and start your journey with confidence.You will learn : How investing and trading differ in strategy, risk, and time commitment.Why investing might be the better choice for beginners seeking steady growth.Beginner-friendly tips to align your financial goals with the right approach.Listen now
#67 Are You Ignoring Simple Money Lessons from your Grandma?
What if the secret to financial success lies in the timeless wisdom of an Italian grandma?In a world driven by consumerism, this episode dives into simple yet powerful lessons on money management, from saving for rainy days to investing in experiences, offering a refreshing perspective that’s both practical and heartwarming.You will learn -How cooking at home can save you money while strengthening your family bonds.Why budgeting and saving for a rainy day can help you save your from unexpected l
#66 Why Your Money Mindset Is Blocking Your Path to Financial Freedom—and How to Fix It
Did you know inequality in the market could work in your favour as a beginner investor? This episode explores how understanding inequality and its impact on economic trends can help you make smarter investment decisions, even if you’re just starting small.You will learn:How inequality impacts the market and how your small investments can benefit from it.Practical steps to begin building your wealth from the stock market.How to acquire the long-term money mindset that can transform your approach
#65 Why Overthinking Your First Investment in 2025 Will Cost You More Than Money
Feeling nervous about starting your investment journey in 2025? Let’s demystify the buzzwords and boost your confidence to begin today!Many beginners feel overwhelmed by market jargon, but understanding these concepts can empower you to confidently navigate 2025’s financial landscape and seize opportunities for growth.You will discover : Simplification of intimidating financial terms and understand how they directly impact your investments. Practical strategies to manage market fluctuations that
#64 How Homeownership Affects your Money Mindset and Wealth?
Homeownership is often seen as a life milestone, but does it truly bring the happiness we expect? This episode dives into the science of happiness, the hidden stressors of homeownership, and why focusing on experiences might lead to greater satisfaction than owning property.You will learn : Where is the initial excitement of buying a home?Why should we prioritize experiences over material possessionsHow renting may often bring you more peace of mindPress play now to uncover the surprising truth
#63 3 Common Mistakes That Derail Your Personal Finance Goals & How to Fix Them
Ever bought something on sale, only to wonder later, “Did I really need that?”In this episode, we explore why we’re drawn to impulse purchases, how emotional spending impacts our financial goals, and what we can do to regain control of our spending habits. You will learn :The emotional triggers behind impulse spendingPractical techniques to curb unnecessary purchases.How to align spending with financial goals for peace of mind.Ready to take control of your spending? Press play now and start buil
#62 How €50 a Month Can Be Your First Step to Financial Freedom and Smarter Investing
Imagine your car breaks down unexpectedly, and the repair bill is €500. Would you feel prepared or panicked?In this episode, we help with understanding the essentials of creating a financial safety net to tackle life’s unpredictable surprises. Whether it’s an unexpected car repair, a sudden medical expense, or job loss, having an emergency fund can mean the difference between calm and chaos.You will discover:How an Emergency Fund secures your peace of mind in any financial crisis.How much you ne
#61 How Ignoring Central Banks sings can cost you your Financial Freedom
Did you know that central bank decisions could be quietly shaping your mortgage, savings, and even your investments?This episode dives into how central banks influence your daily financial life, from interest rate changes that affect your mortgage to economic policies that shape job markets and inflation. You’ll Discover:How central bank policies can affect your saving and investment patterns.learn the key indicators to predict how the banking system will impact your investments.How to make smar
#60 Why Chasing Financial Freedom Without Understanding Debt Is a Recipe for Disaster
What do public debt, inflation, and interest rates have to do with your personal finances and why should you care?In a world where governments borrow trillions and interest rates seem to fluctuate unpredictably, it can feel impossible to understand how these large-scale dynamics affect your wallet. This episode breaks down how public debt and interest rates influence economic trends, investment opportunities, and even your day-to-day financial decisions.Discover how public debt actually works so
#59 3 Common Debt-Payment Mistakes Women Make And How To Fix Them For Financial Independence
Does paying off debt feel like an endless uphill battle? Many women struggle to tackle their debt because it feels overwhelming and unmanageable.In this episode we bring you the strategy that helps you to gain momentum and crush your debt with confidence.You will learn:What does the snowball method achieve?How to create a debt repayment plan that fits your life and budget.Feel the confidence and empowerment to handle your finances that comes with celebrating every small win along the way.Take th
#58 Rent vs. Buy: The 5% Rule That Solves the Personal Finance Dilemma
Many of us hear that renting is "throwing money away," while owning a home always builds wealth. But is that really true? In this episode you’ll learn :How to decide between renting Vs buying The hidden costs of homeownership to help you plan smarterHow and if to invest your down payment Ready to find out if renting or buying is the better choice for you? Hit play and start making smarter financial decisions today! Tired of watching everyone get rich but you?Join the program teaching women like
#57 Practical Steps to Start Investing as a Busy Working Mom
Are you a working mom juggling career, family, and your financial goals? Ever wondered how you can balance it all while building wealth for your future?In this episode, Angela Tipton shares her personal journey of creating a financial plan that supports her family’s dreams while maintaining her career. If you’ve ever felt overwhelmed by the pressure to balance your financial goals with the demands of motherhood, this episode is packed with advice for you!How to prioritizes her family while build
#56 How to tackle High-Interest Debt: Financial Literacy and the Avalanche Method
Does it feel like your debt is growing faster than you can pay it off?In This Episode Learn:Why High-Interest Debt Should Be tackled first than low-interest loansLearn how to list your debts in order to gain maximum financial impact.How to build financial stability after debtListen now to learn how you can stop debt from controlling your life and start building a stronger financial future today!Struggling to start investing? Join my free 3-day live workshop and learn simple strategies to grow yo
#55 Crush $85,000 debt in 18 months and unlock Financial Freedom!
Have you ever felt trapped under the weight of debt, wondering if you’ll ever find a way out?This episode is here to show you that paying off even massive amounts of debt, like $85,000 in just 18 months, is possible. You will learn:How to consolidate debt to reduce interest rates and save money.Learn strategies like vision boards and progress tracking.Understand how to arrange your financial priorities.Start transforming your financial future today—press play and learn how to take small steps th
How To Achieve Financial Freedom While Paying Off Debt?
Is it possible to pay off debt without giving up everything you love?Many people believe debt repayment requires strict sacrifices and giving up all enjoyment. In this episode we challenge that belief, offering strategies to pay down debt effectively while still allowing for small luxuries and a balanced lifestyle.You will learn: How to stay motivated by building momentum with small wins.Ways to budget for small indulgences to avoid feeling deprived.Tips for freeing up extra money while maintain
#53 Investing 101: Why Ignoring Central Banks Hurting Your Financial Literacy?
Did you know the rising cost of your morning coffee or gas tank fill-up starts with decisions made by central banks?This episode reveals how these powerful institutions influence your wallet and the world economy in ways you experience every day.You will learn : Learn how the key policies by ECB and the Federal Reserve affect your wallet.Discover how decisions like "printing money" affects your purchasing power.Gain insights into the terms "Dovish" and "Hawkish" and what they mean for markets an
#51 3 Ways Inflation Impacts Your Daily Finances & What You Can Do About It
Have you ever felt confused about why your groceries and bills keep going up? What if you could understand how these price changes relate to global policies and your wallet?This insightful episode will help you understand why you never seem to be able to save more than you spend and how these economic forces shape your day-to-day expenses. You will learn:Why the grocery bills and everyday expenses might be rising unexpectedly which will help you plan better for changes in cost of living.Impact o
#52 The Secret Strategy That Helps You Save Money Effortlessly
What if saving money could be as easy as breathing—automatic, consistent, and life-changing?Do you ever struggle to save because life’s expenses and temptations always seem to get in the way? You’re not alone. This episode explores how automating your savings can help you overcome those obstacles, ensuring you consistently grow your wealth without even thinking about it.You will learn:Learn why manual saving often fails and how to break free from this cycle.Discover a step-by-step guide to setti
#50 Why trying to cut out luxuries DISTRACTS YOU from achieving financial freedom?
Could cutting out your daily coffee really be the secret to building wealth? In this episode, we dive into the famous "latte factor" and explore what might distract you from the bigger financial picture. If you've ever felt overwhelmed by trying to cut out little luxuries like coffee, but wondered if that was the key to financial freedom, you're in the right place.You will learn:What the ‘Latte Factor’ is, and how it's costing your financial freedomWhat's REALLY holding you back from your financ
5 ways your monthly subscriptions are killing your shot at financial freedom
Have you ever looked at your bank statement and wondered where all your money went?In this episode of Investing Made Easy For European Women we will help you identify and address these sneaky expenses, empowering you to regain control of your finances and focus on your financial goals. You will learn:How subscription and food delivery services unknowingly drain your finances.The psychology behind why these expenses build up so fast.Actionable steps to audit your spending and cut back immediately
3 Essential Tips To Achieve Financial Freedom Through Property Investment
Everyone says buying a home is the ultimate dream, is it the smartest financial move for you right now?Deciding whether to rent or buy is one of the biggest financial choices you'll make, but it’s not just about monthly payments. In this episode, we discuss how to really maximize property investment to achieve financial freedom.You will learn:What are the hidden expenses of homeownership that goes beyond the mortgage?How societal expectations shape views on renting vs. buying.Investing or Buying
Mastering Financial Literacy: What is infrastructure investing?
What if I told you that investing in infrastructure—things like airports and electricity grids—could keep your money safe from inflation?In this episode, we broke down exactly why you should consider infrastructure investments together with Oriana Bastianelli - Head of Analysts and ESG at Kairos.You will learn:What infrastructure investing is and why it could shield your wealth from inflationInsights from expert Oriana Bastianelli on this unique asset classEmerging trends in energy and digital i
How You Can Achieve Financial Freedom Without Trying
Ever wondered if there's a better way for you to grow your wealth other than repying on professional investors who struggle to beat the market?If you're tired of the pressure to outsmart the stock market, this episode breaks down why "beating the market" is such a challenge—even for the pros—and what simple, stress-free strategies can help you reach financial independence without the anxiety of high-stakes investing.Learn why most professionals can't consistently outperform the market and how th
The incredible money mindset hack to instantly help you earn more!
Ever feel like managing your money is as hard as learning a foreign language? Turns out, they're more alike than you think—and I’ve got a secret to mastering both!In this episode, we're diving deep into the intriguing parallels between financial literacy and language mastery. Joining us is Tania Trojan, a language acquisition expert and founder of 7-Week Italian. She’ll guide us through how her unique 3D Method for language learning can also be applied to your personal finance and investing jour
How to Build Financial Resilience and Master Personal Finance Through Divorce, Loss, and Major Life Transitions
80% of women die single. Imagine facing that future without knowing where you stand financially.In this episode we are joined by Brenda Reynolds, our mindset expert who brings the story of financial and mental resilience for women, especially in times of crisis. Stay tuned as we explore how to build resilience through financial literacy, what the Five Frogs framework is and what it truly takes to secure your financial freedom.You will learn:What can women do to manage both their emotional and fi
How to Handle Market Ups and Downs: Simple Personal Finance Tips on Long-Term Investing for achieving Financial Freedom
Ever wondered why some investors make money during market dip? What if I told you the real loss isn't when the market crashes, but when you panic and sell?In this episode together with Edoardo Ugolini, a seasoned macro fund manager, we’ll reveal the mindset and strategy that you can use to keep your portfolio safe and thriving. What You’ll LearnWhat should you do to avoid massive losses during market corrections?The strategy that can be used to invest during a crash for beginner and advance i
Why should your goals NEVER be realistic?
Do you often wonder why some people achieve their goals while others struggle to make progress? In this episode, we sit down with speaker, trainer, and mindset coach Mike Breeze, who unveils the secrets behind the GOAT Method of success. Discover the four transformative strategies that high achievers apply—often unknowingly—in both their personal and professional lives that you can implement in your lives to achieve your goals.You’ll gain insights into:The 4 core steps that successful individual
Do This To navigate Transitions, Conquer Doubts, and Find Your True Calling
Are you ready to navigate uncertainties of life and grow through life's changes?It might seem tough, but what are you really doing to turn uncertain times into chances for growth?In this episode, we explore the concept of "transitional fog" and what you need to do to navigate it effectively. Our guest, Brenda K. Reynolds, shares her story of overcoming a toxic work environment, finding her calling, and how successful women push through uncertainty.You’ll learn:The meaning of "transitional fog,"
Why You Will Never Land Your Dream Job Unless You Do THIS!
What if everything you’ve been taught about job searching is wrong? 🤯 In this episode, we sit down with Josef Stetter, the "Resume Whisperer," who’s helped over 12,000 people land their dream jobs. Josef’s insights challenge the traditional job search advice and offer you proven methods to boost your income, level up your career, and achieve financial stability. Whether you're aiming for a higher salary or seeking your perfect job match, Josef's strategies will help you take control of your pro
From Corporate Life to Startup and Back: Lessons in Career Flexibility
Curious about how someone can transition from the corporate world to entrepreneurship, and back to a high-level corporate role? Claudia Gwinnutt’s career path is anything but conventional. In episode #39 of Centsational Chats, our guest Claudia shares her experiences navigating through the financial sector, launching a sustainable beauty business, and eventually stepping into a marketing leadership role. Key Highlights:Building a Career in Corporate Finance: Claudia’s early days at Barclays and
Shaping Young Minds : How Financial and Bilingual Education Can Secure Your Child’s Future Despite Common Hurdles
Are you maximizing your child's potential with early bilingual education? Could your child's language skills actually slow down before exploding in brilliance? In this episode of Centsational Chats, host Francesca sits with Sophie Musgrave, an early childhood educator and together, they discuss the cognitive benefits of learning a second language from an early age, strategies to foster bilingual development, and how cultural differences between London and Milan have shaped Sophie’s teaching sty
How to Turn Your Passion Into a New Career?
Discover How Barbara Transformed Her Career and Life from Banking to Entrepreneurship: In this episode of Centsational Chats, Francesca sits with Barbara Mento as she narrates her inspiring journey from a high-powered career in investment banking to founding a bilingual nursery and preschool. Barbara Mento isn’t just a former investment banker—she’s a mom, entrepreneur, and a fearless leader who took the leap from corporate to community. Today, she helps shape young minds and supports families
How can you Overcome Self-Doubt?
Why You Can't Miss This Episode: In this episode of Centsational Chats, Francesca interviews Jackie Roby, who shares her expertise on overcoming self-doubt, understanding the impact of trauma on decision-making and learning practical techniques to gain clarity and confidence. This conversation is essential for anyone looking to improve their personal and professional lives by breaking free from negative self-talk and embracing their true potential.Key Takeaways:Understand self-doubt by discoveri
What Do Mosaics and Female Entrepreneurs Have in Common?
Why You Can't Miss This Episode: In this engaging episode of Centsational Chats, Francesca converses with Gioia Placuzzi, the innovative COO and owner of SICIS, about merging ancient mosaic artistry with modern luxury design. This episode offers valuable insights for aspiring entrepreneurs, high-end craftsmanship enthusiasts, and those curious about family business innovation. Gioia shares her unique perspective on leadership and the intricacies of luxury design, drawing from her experience as a
What exactly is a Market Correction? Part 1
In episode #34 of Centsational Chats, Francesca and Edoardo explore market corrections and strategies for navigating periods of volatility, offering guidance on maintaining a calm and rational mindset during these turbulent times. About the Guest:Edoardo Ugolini spent his entire career in the financial and asset management sector in Italy, USA, UK and Switzerland. Since 2021 is Macro strategist at Kaleidoscope Capital, previously he worked as Deputy CIO at Zest as Global Macro Manager. Formerly
How to calculate your retirement goal? Know the 4% Rule and Bucket Method
Welcome back to Centsational Chats, your go-to podcast for financial empowerment. Today we have episode #33 where we're diving into how to calculate your retirement goal. Whether you're just starting or fine-tuning your plans, this episode is essential. Grab a notepad, and let's get started!In This Episode, You Will Learn:Why active retirement planning is crucial for achieving your retirement goals.The 4% Rule and The Bucket Method for retirement planning explained with examplesImportance of reg
Fixed Income Explained: What Are Bonds and How Do They Work?
In this insightful episode #32 of Centsational Chats, we welcome Raffaele Prencipe, Portfolio Manager at Degroof Petercam. Together, we delve into the intricacies of fixed income securities, bonds and related market trends offering a wealth of knowledge for both beginner and seasoned investors. About the Guest:Raffaele Prencipe is a portfolio manager of global fixed income at DPAM. He previously was a credit trader and head of a credit trading team at BNP Paribas and Royal Bank of Canada in Lond
How To Craft Your Personal Brand?
Welcome to episode #31 of Centsational Chats! Today, we are joined by Tracy Lamourie who will be sharing her journey in the world of media and PR, offering valuable insights on branding, how women can leverage PR for success, and practical steps for building a personal brand.About the Guest:Tracy Lamourie is a high-profile, international, multi-award-winning international publicist, the Founder and Managing Director of Lamourie Media Inc. and soon-to-be author of her upcoming book, "Get Wrapped:
Can Systemic Coaching Prevent Burnout? Insights from Giulia Göller
Welcome to episode #30 of Centsational Chats! Today, we dive deep into the world of systemic coaching and its powerful impact on preventing burnout. Our special guest, Giulia Göller, is the visionary founder of Kailua and a distinguished performance coach specializing in empowering career-focused women. About the Guest:Giulia Göller is the founder of KAILUA and a performance coach, who specializes in empowering career-oriented women. With a background in strategic consulting at McKinsey and role
FIRE: Your Guide To Financial Freedom
Welcome to episode #29 of Centsational Chats where we dive into the increasingly popular FIRE movement—Financial Independence, Retire Early. This movement focuses on gaining financial independence and retiring well before the traditional retirement age. What can you do today that will make your FIRE dreams happen in the next few years?Three Key Takeaways:In detail explanation of what is FIRE movement.Core principles of FIRE.Practical steps to achieve FIREFIRE is absolutely achievable for those w
Financial Literacy and Women's Rights with Claudia Segre
Welcome to episode #28 of Centsational Chats. Today, we are honored to host Claudia Segre, President and Founder of Global Thinking Foundation, as she shares her insights on financial literacy and women's rights.About the Guest:In 2016 she founded the Global Thinking Foundation in Italy and France. After 35 years of banking career in international finance, she cultivated strong International Relations developing activities linked with IMF, UN and OECD, and she has combined her commitment on Wom
How To Nurture A Company Starting from its People?
In today's episode, we bring you insights into the foundational elements driving NHOA's success in people strategy and other key areas. The conversation highlights the necessity of investing in employee well-being and development through various ground-breaking initiatives helps in paving the organizational success. About the Guest:Since taking the helm in 2013, Carlalberto has transformed NHOA from a university spin-off into a leader in energy storage and sustainable mobility.Three Key Takeaway
How to make Budgeting a Fun Adventure?
Ever wished Budgeting could be less of a chore and more of a rewarding journey? How can simple mantras transform your financial planning into a seamless and even enjoyable process?In this episode, get on a journey with us through the twists and turns of budgeting! Know the paths of traditional and modern budgeting. Discover the essential components that form the backbone of any budget, while we boldly debunk a few stubborn myths that might be holding you back. But wait, there's more! Uncover the
Unveiling H2 2024 Global Economic Outlook with Edoardo Ugolini
In today’s episode #25 of Centsational Chats we bring you Edoardo Ugolini to share his insights on the global economic outlook for the second half of 2024. About the Guest:Edoardo Ugolini spent his entire career in the financial and asset management sector in Italy, USA, UK and Switzerland. Since 2021 is Macro strategist at Kaleidoscope Capital previously he worked as Deputy CIO at Zest as Global Macro Manager.Formerly he was CEO for Intesa Sanpaolo’s Alternative Investments Company (Nextra A.I.
Closing the Gender Gap: Why Financial Equality Matters with Patricia Baronowski-Schneider
Joining us on episode #24 of Centsational Chats is Patricia Baronowski-Schneider, a seasoned veteran in the field of Investor Relations, Public Relations and Marketing with over 35 years of trailblazing experience.About the Guest:As a TEDx Speaker, three-time Bestselling Author, and Senior Executive Contributor at Brainz Magazine, Patricia embodies a commitment to continuous learning and adaptation within the dynamic marketing landscape. She has a track record of scaling revenue streams beyond $
How to Boost your Career with LinkedIn
Centsational Chats is not only a podcast where you listen to theoretical things but also valuable tips that you can put into practice right away! Here we are at episode #23, where your host Francesca Torre reveals some secrets for one of the most powerful tools used for job searching worldwide: LinkedIn.3 Takeaways from this Episode:The Importance of Career Mobility: If your job has become stagnant and you no longer have growth objectives, or you no longer know why you are there, take a step for
Empowering Women in Finance: Dive into a Journey of Self-Investment and Breaking Barriers with Urmi Hossain
In Episode #22, host Francesca Torre sits down with Urmi Hossain, two experts in the financial sector, Urmi delves into her journey of self-investment and overcoming challenges in a male-dominated industry.About the Guest:Urmi Hossain is Bengali by blood and Italian by birth, currently residing in Canada where she works in the financial services industry. She is a self-published author, speaker, blogger, polyglot, and mentor. Urmi is CFA charter and is an advocate for women's empowerment. She is
How to Build your Personal Branding with Ashley Stahl
Welcome back to Centsational Chats! Today, we delve into the transformative power of personal branding and the secrets to crafting a TEDx talk that could change your life and career. Today we have Ashley Stahl with us, a counter-terrorism professional turned career coach, bestselling author, and one of the top 100 TEDx speakers globally.About the Guest:Ashley Stahl's unique career journey from counter-terrorism to career coaching has equipped her with profound insights into personal development
Overcoming Imposter Syndrome and Achieving Financial Independence with Michelle Delgado
In this episode of Centsational Chats we had the honor to interview Michele Delgado, Founder & CEO of Hartmetrics Consulting. She is a life coach with over 25 years of experience helping individuals and organizations reach their fullest potential. Michelle's expertise lies in creating curiosity for success and empowering women to break free from limiting beliefs.About the Guest:Michelle Delgado, founder of Hartmetrics and winner of the 2021 Small Business Success Award, combines her expertise in
How to Turn Skepticism and Envy into Fuel for Your Ambition
How Can You Shield and Supercharge Your Ambition Against Skepticism? Dive into proven strategies that help maintain your drive and vision even when surrounded by doubt and negativity. What are the practical steps to thrive in a challenging environment?How Do Challenges Forge Stronger Ambitions? Explore the transformative power of resilience through personal stories. How can facing difficulties not only shape but also enhance your professional and personal growth?How Can You Transform Envy into a
How Edutech Fosters Female Empowerment and Innovation with Irene Boni
Welcome to Episode 18 of Centsational Chats, where we explore the transformative world of digital innovation and leadership with Irene Boni, CEO of Talent Garden. Francesca and Irene explore how the landscape of education and employment is evolving, highlighting the crucial role of adaptability and resilience. About the guest:Irene Boni has been at the helm of Talent Garden since 2021, leading a vibrant team of over 250 people across 9 countries to pioneer one of the most dynamic edutech compani
How to start Investing: Building Wealth for Women by Women
Thanks for joining us for episode 17 of the Centsational Chats Podcast, where we discuss some common mistakes that new investors make and how you can avoid them. You’ll hear how women like you can achieve financial freedom by following these long-term, risk-minimizing investment strategies. I share how I manage my own portfolio and tell you how to do the same, even if you’re new to investing or don’t have a large investment fund.Three Key Takeaways:Breaking Barriers in Finance: While finance has
Navigating the Highs and Lows of Life with the Resilience of an Olympic Athlete, with Martina Rizzelli
Welcome to Episode 16 of the Centsational Chats Podcast, where we leap into the world of athletics and recognize the power of determination as the key to achieving success - in life and in career. Today, we're honored to host Martina Rizzelli, an Italian artistic gymnast whose journey from a lively child to an Olympic athlete encapsulates the essence of dedication, resilience, and triumph. Nowadays, she's a Pilates Reformer teacher who unveils valuable lessons about evolving identities and disco
Closing the Wealth Gender Gap
Welcome to Episode 15 of the Centsational Chats Podcast, where we dive deep into the pivotal role of financial literacy in bridging the wealth gender gap for women. We unravel the historical barriers that have hindered women's financial progress, celebrate the strides made towards equality, and lay out actionable steps every woman can take towards financial empowerment.Three Key Takeaways:The Shocking Past: Discover the startling history of women's financial rights, including the fact that, unti
Leading with Resilience: how to overcome challenges with Giovanna D’Esposito
Today we’re exploring the inspiring story of Giovanna D’Esposito. From her decision to become a mechanical engineer to her ascent into the upper echelons of leadership within the tech and finance industries, Giovanna's narrative is a testament to perseverance, innovation, and the drive to empower women at every step.About the Guest:Giovanna D’Esposito is a Senior Executive and Board Member specialising in scaling and managing B2C tech platforms within complex regulatory contexts, with in-depth e
Know Your Risk Comfort Zone
This episode of Centsational Chats unravels the mysteries of investment risks and identifies strategies for determining your personal risk profile. Francesca guides us through the intricacies of financial risk-taking, likening it to finding the perfect spot on the financial roller coaster. This episode is a beacon for those looking to navigate the ups and downs of investing with confidence and grace.About the Episode:Francesca answers a burning question from the community about understanding one
A Vision for Empowered Womanhood, with Natalia Levinte
Dive into episode 12 of Centsational Chats, as we navigate the empowering journey of Natalia Levinte. This episode peels back the layers of motherhood, dismantles societal myths, and journeys down the road to financial and personal empowerment. This is a conversation crucial for reshaping the narrative surrounding the roles women play every day.About the guest:Natalia Levinte extends a guiding hand through the multifaceted journey of motherhood and womanhood, directing us away from the shadows o
Are You Diversifying Right? Building a Strong Investment Portfolio
In today's episode, Finance Pill #4, we're demystifying an essential investment principle: diversification. Join us as we explore how spreading your investments can be akin to hosting a diverse buffet that satisfies all guests, regardless of market fluctuations—think of it as the ultimate party buffet for your investments.Rich Insights From the Episode:Variety is Key: Just like a great buffet has something for everyone, diversifying your investments across different areas can help protect your m
A Blueprint for Personal and Professional Success, with Venus Modabber
Join us on another transformative episode as we delve into the inspiring world of Venus Modabber, a visionary blending the realms of tech, entrepreneurship, and balanced living. In today’s session, Venus shares her unique journey from the fast-paced finance sector to the innovative tech landscape and the birth of her entrepreneurial venture.About the Guest:Venus Modabber is based in New York and she is a seasoned professional who has worked in banking and consulting for the past 15 years, in add
From Dreaming to Doing: Unlock Your Dreams in 3 Steps
Our Centsational journey continues today with Mindset Pill #2, the second in a series designed to take you on a personal journey toward mindset change and tangible achievement. Today, we’re discussing a simple, yet powerful 3-step process you can leverage to turn your aspirations into reality. By listening, you will see exactly why no dream is too big if you have the right strategy put in place.3 Steps to Unlock the Power of Your Dreams:Dream: Let your imagination run wild and write down all you
Risk, Advocacy, and Equality in Tech: Empowering Career Insights from Google AI Strategist Kate Aitken
We’re thrilled to share our conversation with Kate Aitken, a dignitary in the field of technology, strategy, and innovation. Kate’s remarkable career trajectory has taken her from the high-stakes world of Wall Street to the forefront of AI and ML strategy at Google, making her a beacon of inspiration for aspiring leaders everywhere.About the Guest:Kate Aitken is the AI/ML Strategy Lead in the office of Google’s Chief Information Officer, where she drives the organization's strategy for a
What is the Stock Market?
Are you intrigued by the stock market but find it overwhelmingly complex? Welcome to "Centsational Chats," where today's Finance Pill #3 simplifies this vast financial landscape into digestible insights. No guests today, just us embarking on a journey to uncover what the stock market truly is and how it can be a pivotal component of your financial strategy.Episode Benefits & Takeaways:Understand the Stock Market Basics: Learn what the stock market is, how it functions, and the distinctio
Educating Gen Z in Financial Savvy
Centsational Chats: Women, Wealth, Wisdom Podcast Educating Gen Z in Financial Savvy Having higher education is a privilege, however, getting there as a working student comes with challenges. In this episode, Jacquline Moupi, a BA Honors student in Early Childhood Education at the Open University of London, discusses her journey to Europe from Africa, her experiences as a Gen Z individual, and her steps towards financial literacy. She shares challenges she faces in balancing work and st
Demystifying Investing: Myths vs Reality
Are you baffled by the world of investing? Think it's all just a high-stakes gamble? Tune into this eye-opening episode of Centsational Finance Pills, where we unravel the truth behind common investing myths and lay bare the reality.Key Takeaways:* Understanding Market Fluctuations: Discover why a dip in the market shouldn't send you into a selling frenzy and how patience can be your greatest asset in investing.* Investing is for Everyone: Learn how starting small and early, regardless o
The art of talent in Tech: Strategies for Success
Are you at a key point in your career, thinking about starting a new project or planning your next important step? Guest Spotlight:In this career oriented episode we're thrilled to have Cassandra Jahn!Cassy is the founder of Digital Eleven where she helps high-growth businesses in finding exceptional leaders & talents. Since its inception in 2019, the company has placed close to 200 candidates with Germany's fastest-growing digital companies, hubs, startups and scaleups. Cassandra learne
Investing 101: Turning Savings into Growth
Dive into the captivating world of investing in this enlightening episode of Centsational Chats with Centsational Finance Pill #1.We're embarking on a journey to unravel the mysteries of investing, making it as comfortable and engaging as a chat over coffee. Perfect for beginners and seasoned enthusiasts alike, this episode is your gateway to understanding the power of smart financial choices. Key Insights You'll Gain:Investing Made Simple: Uncover the essence of investing, explained in
First, Let's Start from the Basics: Your Mindset
What's Shaping Your Financial Life? Ever wondered why some financial habits are hard to break? Or why certain money fears keep holding you back? Today's episode of Centsational Chats delves into these questions and more. It's time to explore the profound influence of your money mindset. Key Insights You'll Gain: Uncover Your Money Story: Dive into how childhood beliefs and attitudes shape your current financial behaviors.Embrace a New Perspective: Learn how shifting from a scarcity to an
What is Centsational Chats?
Welcome to the inaugural episode of Centsational Chats! In this episode, I take you on an inspiring journey, sharing my personal experiences and insights on the true meaning of financial independence. You will learn: - The Importance of a No-Shame Approach to Finance - My Journey - The Essence of Financial Independence Who is this episode for? Anyone starting their journey to financial literacy, looking for motivation and guidance, or seeking to transform their relationship with money. M
Trailer
Episode Summary: In this introductory trailer, host Francesca Torre warmly welcomes listeners to "Centsational Chats," a podcast presented by Cent of a Woman. Francesca shares her personal journey of overcoming financial challenges and her motivation for creating this empowering podcast.Key Topics Covered:Empowerment and Financial WisdomThe Mission of Cent of a WomanChallenges Faced by WomenWeekly TopicsBeyond NumbersWhat to Expect: Listeners can look forward to a series of episodes each