Your Successful Retirement
Dennis O'Keefe
Discover the secrets to a successful retirement with Dennis O'Keefe, a seasoned CERTIFIED FINANCIAL PLANNER™ with over 30 years of expertise. Whether you've been retired for years, are on the verge of retirement, or are wondering how to plan for your "some-day" retirement - this podcast is your go-to guide. Gain exclusive strategies tailored to optimizing your retirement benefits, hear real-life stories from retirees, and absorb invaluable wisdom from our guest leaders.
Are We Headed for Another Real Estate Crash?
Is the real estate market heading for another crash, or have we simply hit a plateau? Dennis O’Keefe invites you on a journey through the patterns of past real estate markets that might just give you insight into today’s trends. Dennis breaks down whether we’re on the brink of a real estate bubble, what history tells us about market patterns, and how experiences from past decades can inform current decisions. From reminiscing about infomercials to personal anecdotes about the joys and pitfalls
Apr 24, • 29:00
Unlock the Secrets of Living Trusts
Are you prepared to simplify the complex world of estate planning with trusts? Tune in as Dennis O’Keefe sheds light on the intricacies of living trusts and how they can become a vital component of your retirement planning strategy. Whether you’re considering a trust yourself or just eager to enhance your financial literacy, Dennis breaks it all down in a friendly and digestible way. Dive into the podcast as Dennis shares insights on: The history and purpose of living trusts Differences betw
Apr 10, • 31:47
Financial Planning Unveiled: What You Need to Know for a Secure Future
What exactly do financial planners do? Explore valuable insights into retirement planning with Dennis O’Keefe, a seasoned, certified financial planner with over 30 years of experience. Whether you’ve been retired for years or on the verge of retirement, or are wondering how to plan for your someday retirement, this podcast is your go-to guide. Tune in as Dennis covers: The essence of a true financial planner vs. the common misconceptions [00:02:00] The five pillars of financial pla
Mar 27, • 33:53
Financial Wellness: Your First Meeting with an Advisor
When it comes to financial planning, the first meeting is about more than just crunching numbers—it’s about understanding your full financial picture, addressing your concerns, and setting a foundation for informed decision-making. Join CERTIFIED FINANCIAL PLANNER, Dennis O’Keefe walks you through what happens in that initial conversation and how he and his team have designed it to be a comfortable, collaborative experience. Whether you’re preparing for retirement, evaluating your investments,
Mar 13, • 25:01
The Pros and Cons of Automated Investment Services
Are you overwhelmed by investment management ads promising to handle your money easily? What’s the deal, and are they worth it? Dennis O’Keefe dives into the world of automated investment management and the critical differences between computer and personal touch in retirement planning. With over 30 years of financial planning experience, Dennis shares invaluable insights into automated investment services, how they work, the pros and cons, and whether they truly offer the expertise and personal
Feb 27, • 27:28
Estate Planning Mistakes That Could Cost You Everything
Estate planning is one of those things we all know we should do, yet most of us keep pushing it off—just like changing the furnace filter (which, by the way, can have disastrous consequences if ignored). But failing to plan your estate properly can leave your loved ones with unexpected legal and financial nightmares. Join Dennis as he breaks down why having a will is essential, common estate planning mistakes, and a surprising history lesson on how modern wills came to be. Top takeaways include
Feb 13, • 28:29
Managing Healthcare Costs During Retirement
What’s the real cost of retirement health insurance? Dennis O’Keefe explores the often-overlooked costs of health insurance in retirement, a critical expense many fail to account for when planning their financial future. With over 30 years of experience as a CERTIFIED FINANCIAL PLANNER, he provides invaluable guidance tailored to telecom industry employees preparing for retirement. Gain insight to help you plan for retirement as this episode covers: The true impact of health insurance costs po
Jan 23, • 29:12
How to Keep Your New Year’s Financial Resolutions
Are you ready to make small changes that could impact your financial future? Dennis O’Keefe explores the power of simple adjustments in retirement savings tailored for telecom employees facing retirement or career changes. We all know how fleeting resolutions can be, but what if a few small shifts could enhance your financial well-being? Join Dennis as he shares insights, personal stories, and practical steps like: Understanding and managing your financial statements Tax-saving strategie
Jan 9, • 28:23
Supercharge Your Retirement Savings!
With over 30 years of expertise as a CERTIFIED FINANCIAL PLANNER for telecom employees, Dennis offers insights into maximizing your 401k contributions and why starting early is crucial. He explores the power of compound interest, sharing an example of three hypothetical savers, demonstrating that starting contributions early—even with lower amounts—leads to significantly higher retirement savings. He also discusses the changes brought by the Secure Act 2.0 and strategies for smart saving, at eve
Dec 12, 2024 • 23:22
How To Empower Your Children With Money Skills
Teaching financial responsibility to children helps set the stage for financial independence as young adults. Join host Dennis O’Keefe as he explores the impact of teaching financial lessons to children. Using personal anecdotes and insightful stories, Dennis highlights how you can help shape your child’s understanding of finances. Top takeaways include: The importance of letting young children experience financial consequences Creative ways for tweens to earn and learn about money responsibl
Nov 28, 2024 • 27:03
7 Tax Myths
With over 30 years as a CERTIFIED FINANCIAL PLANNER specializing in telecom retirement, Dennis combines humor and clarity to debunk common tax myths. Through engaging stories, he offers fresh perspectives on complex topics like billionaire taxes, corporate levies, and home capital gains, making it easier for listeners to grasp the realities behind these often misunderstood financial issues. This episode sets the record straight on: Tax contributions from billionaires The impact corporate tax ha
Nov 14, 2024 • 32:19
The Importance of Specialization
While most people seek specialists for healthcare, many still rely on general advice for their finances. Just like you’d consult an expert for a second opinion or diagnosis, your financial health deserves the same level of specialized care and attention. In this installment of Your Telecom Retirement, Dennis O’Keefe highlights the vital role of specialization in fields like finance, taxes, legal matters, and retirement planning. He explains that while general practitioners and DIY tools can be h
Oct 24, 2024 • 30:24
Retirement Roadblocks
Taking control of your retirement is much like navigating around unexpected roadblocks. It’s about being proactive, staying informed, and most importantly, knowing that you can always find a way around it. Dennis O’Keefe discusses various roadblocks to retirement, drawing parallels between unexpected traffic disruptions and financial challenges that individuals face as they approach retirement. Through personal anecdotes and client stories, Dennis highlights the importance of being aware of fin
Oct 10, 2024 • 29:07
Presidential Economic Policies: How Will The Election Affect My Finances?
As the presidential race heats up, the future of your retirement savings might be hanging in the balance. Dennis O’Keefe is here to help you navigate this crucial crossroads with a deep dive into the economic policies proposed by the candidates. In his latest analysis, Dennis breaks down the economic promises made by the leading presidential contenders, translating complex proposals into clear, actionable insights. Whether it’s tax reforms that could affect your investment returns, new regulatio
Sep 26, 2024 • 29:19
Why I Hate School
Host Dennis O’Keefe can still remember the crippling anxiety he would feel every August knowing that his re-entry to school was just around the corner. Join him as he shares his candid perspective on the evolving education system. From rising tuition costs to how to choose the right degree, he explores key decisions that can help shape your financial future. Plus, discover alternative educational paths that lead to success—without the heavy financial burden. This episode highlights the followin
Sep 12, 2024 • 33:07
Habits of Secret Millionaires
Could your neighbor be a millionaire? Distinguishing true wealth has become increasingly difficult, with luxury brands more accessible and credit cards offering a deceptive sense of affluence. In a world where it’s easier than ever to keep up with the Joneses, appearances can be deceiving. But, how do REAL millionaires act, think and manage their money? Gain a deeper understanding into the habits of millionaires as Dennis O’Keefe explains financial frugality, the importance of organization, how
Aug 22, 2024 • 31:52
How To Weather The Sensationalism Storm
No matter where you are or who you’re with, casual conversations often touch on the weather. Did it enhance or impede your plans? Are you prepared for the expected heatwave, hurricane, or blizzard? In today’s mainstream media, sensationalism has become the norm, particularly in weather and finance reporting. How does this impact our perception and decision-making? What can we learn from past experiences to avoid common pitfalls? In this conversation, Dennis O’Keefe explores the sensationalism su
Aug 8, 2024 • 25:31
Why High Interest Rates Aren’t So Bad (Ep. 100)
Everyone is griping about high interest rates, and for some good reasons, however, there are benefits to high rates in the current economic climate, especially when it comes to corporate accountability. Listen as Dennis O’Keefe, CFP® shares his opinion on why rising interest rates should compel companies to focus on genuine innovation to stay competitive. The necessity to innovate, driven by economic pressures, mirrors the successes of tech giants like Apple, Google, and Nvidia, who built their
Jul 25, 2024 • 24:24
Is Social Security Going Bankrupt?
Are you worried about the future of Social Security and what it means for your retirement? In this episode of Your Telecom Retirement, Dennis O’Keefe explores how Social Security works, demystifies common misconceptions, and provides a comprehensive look at what it means for the system to go “bankrupt.” You’ll learn about the historical context, the intricacies of the Social Security trust fund, and what potential changes Congress might implement to ensure the program’s longevity. Dennis discu
Jul 12, 2024 • 34:09
Economic Opinion: Why The Immigration Policy Needs To Change
How does immigration impact our economy? In today’s episode, Dennis O’Keefe dives into the economic implications of immigration, sharing fascinating anecdotes and offering practical solutions to this complex issue. Gain a deeper understanding of how immigration policies can shape our financial future and the steps we can take to reform the system for economic benefit. Dennis discusses: The impact of xenophobia on immigration policies and economic growth Real-life stories highlighting the long-
Jun 27, 2024 • 33:46
The Association of BellTel Retirees with Thomas Steed (Ep. 97)
The telecom industry has undergone significant changes, impacting both current employees and retirees. Understanding these shifts is crucial for safeguarding the future. How does one navigate the shifting tides of the telecom sector? What measures can ensure the well-being of retirees who have dedicated their lives to the industry? In this episode, Dennis O’Keefe talks with Thomas Steed, Chairman of the Association of BellTel Retirees, who shares fascinating stories and insights from his 30+ yea
Jun 13, 2024 • 35:27
Are You Watching Your 401(k) Enough?
How can you effectively oversee your retirement savings with minimal effort? What strategies can you employ to ensure your investments align with your retirement goals? In this episode, Dennis O’Keefe shares his insights on simplifying the management of your 401(k). He provides practical tips for understanding your investment options, the importance of asset allocation, and … Read More Read More
May 23, 2024 • 25:02
How To Pick Your Financial Advisor
Choosing a financial advisor is a significant decision that can shape your financial future. In this episode, Dennis O’Keefe shares his insights on the criteria and designations to consider, how technology has evolved the nature of the client-advisor relationship, and what it means to be a fiduciary advisor. He emphasizes the importance of trust, and finding someone who specializes in your financial needs and goals. Learn how to pick a financial advisor with ease as Dennis highlights: The conv
May 9, 2024 • 29:31
Are You FED Up?
The Federal Reserve often finds itself at the center of various conspiracy theories and misunderstandings. What is the truth behind this financial institution that holds significant influence over the economy? How does it impact our personal financial decisions? This week, Dennis O’Keefe debunks common misconceptions about the Federal Reserve. He provides a historical perspective on its creation and discusses its role in the economy. Dennis also shares insights on how recent actions by the Fed a
Apr 25, 2024 • 34:26
Rescuing Your Abandoned 401(k)s
Unlike Little Orphan Annie who found her happily ever after, an abandoned 401(k) might not find a proper home for years, sometimes even decades. When plans are walked away from and forgotten, they lose the opportunity to thrive and fulfill their intended purpose. You need to rescue your abandoned 401(k)s! Gain the motivation to reclaim … Read More Read More
Apr 11, 2024 • 27:52
Channel Update
Stay tuned for a revamp of the channel. A refresh, if you will.
Mar 8, 2024 • 1:51
Estate Planning Unveiled: Snowstorms, Fresh Bread, and Future-Proofing Your Life
Imagine you’re cozy at home, snow gently falling outside – a perfect setting for a deep dive into something unexpectedly intriguing: Estate Planning. Yes, you read that right. But before you scroll past, let me tell you, this isn’t your average financial advice session around estate planning! On this episode of “Your Telecom Retirement,” you’ll discover a world where snowstorms, freshly baked bread, and strategic planning collide, offering you insights into preparing for the future without the
Mar 1, 2024 • 0:00
Beyond the Paycheck- Mastering the Art of Stress-Free Retirement
Imagine stepping off a cliff with nothing but your wits and a parachute woven from your life’s savings and decisions. Sound thrilling? Terrifying? Welcome to retirement – a leap into the unknown that many find more daunting than any adventure. On this episode of “Your Telecom Retirement,” I pull back the curtain on the enigma of transitioning from a full-time career to the golden years of retirement. It’s not just about saying goodbye to your desk or work Zoom calls; it’s about reshaping your
Feb 23, 2024 • 0:00
Beyond Budgets: Uncovering the Hidden Leaks in Your Financial Ship
On this episode of “Your Telecom Retirement,” we’ll dive into the often overlooked nooks and crannies of personal finance that could be silently draining your wallet. Forget the usual spiel on budgeting and investing; instead, gear up for an unconventional journey through the everyday financial pitfalls that even the savviest of us might miss! By the end of this episode, you’ll be equipped with the knowledge to tackle those fringe financial areas that are often ignored but have a significant im
Feb 16, 2024 • 0:00
The Untold Truth About College Education: Strategies for a Debt-Free Degree
Imagine stumbling upon a secret blueprint that could navigate you through the confusing maze of college education, ensuring you emerge not only debt-free but also primed for a fulfilling career. This isn’t a scene from a blockbuster movie; it’s the reality we’re diving into on this episode of “Your Telecom Retirement.” By listening to this episode, you’re not just consuming another podcast; you’re equipping yourself with the knowledge and strategies to make informed decisions about your or you
Feb 9, 2024 • 0:00
Weathering Financial Storms: Unconventional Wisdom for Retirement Planning
On this episode of Your Telecom Retirement, you’ll discover a refreshing and pragmatic approach to navigating the unpredictable world of retirement planning. Forget the overhyped forecasts and short-term market predictions; we’re digging deep into the practical strategies that stand the test of time. Join us as we shed light on the often overlooked but essential aspects of retirement planning, drawing parallels between everyday experiences and sophisticated financial strategies. Whether you’re
Feb 2, 2024 • 0:00
Busting Financial Myths – What’s REALLY True in Today’s Economic Climate
On this episode of Your Telecom Retirement, we’ll weave through the massive maze of financial myths and misconceptions that plague far too many investors and individuals. Prepare to have your long-held beliefs about money challenged! What You’ll Discover: 00:50 – The Power of Knowledge: How retaining “stupid little facts” can shape your understanding and the misconception of being a ‘know-it-all’. 2:17 – The Information Age Paradox: Navigating the truth and falsehoods in the era of informatio
Jan 26, 2024 • 0:00
Reality TV Meets Retirement: Unconventional Financial Wisdom from an Unlikely Source
Ever wonder what your favorite reality TV show could teach you about retirement planning? On this episode of “Your Telecom Retirement” I’m taking an unconventional journey through the lessons of reality TV, and how they astonishingly apply to your financial future. What You’ll Discover: 00:53 – Learn from the ‘worst managers’ of TV shows – what not to do in your retirement planning. 02:22 – Discover the secret behind making a fortune from storage lockers and how it parallels wise investment s
Jan 19, 2024 • 0:00
Safeguarding Your Future: Essential Tips Against Investment Fraud
Have you ever wondered how close you are to a financial catastrophe without even realizing it? In this episode of “Your Telecom Retirement,” I’m taking you on an unexpected journey, diving deep into the shadows of investment fraud. But this isn’t just about scandalous stories; it’s about empowering you with the knowledge and tools to … Read More Read More
Jan 12, 2024 • 0:00
Rethink Your Credit: Insights Beyond Traditional Financial Wisdom
What can never-ending road construction projects teach you about financial prosperity? On this episode of “Your Telecom Retirement,” we’ll take an unexpected journey through time, infrastructure, and personal finance. This isn’t just about numbers and budgets; it’s the story of how your surroundings often shape your financial destiny. What You’ll Discover: 01:31 – The Endless Cycle: Insights into the perpetual repair cycle of major constructions and the financial lessons therein. 04:57 – Cred
Jan 5, 2024 • 0:00
Rethinking Retirement: The Surprising Power of Roth Accounts
Forget everything you think you know about retirement accounts – this episode of “Your Telecom Retirement” is about to turn your world upside down – in the best way possible! It’s time to dive into the misunderstood world of Roth contribution accounts. What You’ll Discover: 🤑 00:22 – Roth Accounts Demystified: Understand the power of … Read More Read More
Dec 29, 2023 • 0:00
The Hidden Side of Economic Indicators: What They Really Tell Us
Welcome to a journey beyond the ordinary. On this episode of “Your Telecom Retirement,” you’ll be intrigued and informed as we dive into the world of government-issued economic indicators and their hidden complexities. What You’ll Discover: 📊 1:06 – Understanding Economic Indicators: Uncover the truth behind the data from the Bureau of Labor Statistics and … Read More Read More
Dec 22, 2023 • 0:00
Investment Illusions: Debunking the Myths of Modern Portfolio Strategies
On this episode of Your Telecom Retirement, you’ll discover the hidden intricacies and surprising truths of modern portfolio management. Forget the conventional wisdom and dive into a thought-provoking exploration that challenges the status quo. What You’ll Discover: 🍎 00:33 – The Apple Illusion: Unravel why comparing your portfolio to the S&P 500 in this era … Read More Read More
Dec 15, 2023 • 0:00
Ditch the New Year’s Resolution: Smart Financial Moves for a Prosperous Year Ahead
Have you ever found yourself frustrated with New Year’s resolutions? Think they’re an absolute disaster? Well, you’re not alone. In this unconventional and eye-opening episode of “Your Telecom Retirement,” we delve deep into the psychology and practicality of resolutions, especially in the world of finance and personal well-being. But it’s not all critique and analysis. … Read More Read More
Dec 8, 2023 • 0:00
Unwrapping Financial Wisdom: Navigating Year-End Tax Strategies
Think turkey sandwiches and tax strategies have nothing in common? Think again. On this episode of “Your Telecom Retirement,” I’m peeling back the layers of holiday leftovers and diving deep into year-end tax planning. Join me as we mix the savory with the strategic, ensuring your financial health is as hearty as your holiday plate. … Read More Read More
Dec 1, 2023 • 0:00
Beyond Luck: Real Stories of Financial Fumbles and How to Avoid Them
Ever wondered if you’re accidentally setting yourself up to fail, especially when it comes to retirement planning? On this episode of “Your Telecom Retirement,” you’ll discover a blend of personal anecdotes and hard-earned financial wisdom that could radically shift how you approach retirement planning. bobIt’s not just a story-sharing session; it’s a deep dive into … Read More Read More
Nov 24, 2023 • 0:00
401(k) or Bust: The Shifting Sands of Telecom Retirement
On this episode of Your Telecom Retirement, you’ll discover the subtle shifts in the corporate world that signal a seismic change in retirement planning. If you think pensions are a relic of the past, buckle up – we’re about to explore the twists and turns of employee benefits through the decades and how history may … Read More Read More
Nov 17, 2023 • 0:00
The Hidden Bias That’s Messing With Your Retirement Plans
Ever found yourself nodding along to an idea just because it feels familiar? Or perhaps sticking to a financial plan because it’s worked in the past, without questioning its efficiency today? It’s not just you; it’s confirmation bias at play, and it can be a silent saboteur in both our everyday life and financial futures. … Read More Read More
Nov 10, 2023 • 0:00
The Surprising Connection Between Car Washes and Hedge Funds: A Financial Deep Dive
Imagine this: You’re sitting in your car, about to enter a state-of-the-art car wash, and you’re hit with a revelation about modern economics, hedge funds, and the unsung heroism of small businesses.Sounds like the start of a financial thriller, right? Well, on this episode of “Your Telecom Retirement,” we dive into some unexpected intersections of … Read More Read More
Nov 3, 2023 • 0:00
Mortgage Mystery: Are We On The Brink Of Another Housing Crisis?
Ever peeked behind the curtain of the housing market and wondered what lurks in the shadows? If so, today’s episode promises to be an eye-opener. Forget everything you thought you knew about mortgages and housing crises, because we’re diving deep into the underbelly of the housing lending market and the impending crisis that’s been 15 … Read More Read More
Oct 27, 2023 • 0:00
Disney World Breakdowns & Economic Insights: A Must-Hear Adventure!
Ever been stuck along an on-ramp to Disney World with a broken down rental car? 🚗 On this episode of “Your Telecom Retirement,” we’ll dive into an unexpected adventure that starts with a Disney World vacation gone wrong and ends with some key insights you can utilize when it comes to your financial planning and … Read More Read More
Oct 20, 2023 • 0:00
Unmasking AI’s Role in Finance: A Journey from the ’80s to Now
In this episode of “Your Telecom Retirement,” we’re taking a wild roller-coaster ride through the world of AI, finance, and even a dash of sci-fi! Ever thought about how AI could shake up your financial world? Or perhaps, you’re just curious about how a 1980’s college flashback relates to today’s advanced technology? On this episode, … Read More Read More
Oct 13, 2023 • 0:00
Planning for Prosperity: Navigating the Risks and Rewards of Financial Planning
In this episode of “Your Telecom Retirement,” we dive deep into the intricacies of financial planning and the risks you should be aware of. From the importance of not ignoring your 401(k) to understanding the impact of inflation on your purchasing power, this episode is a comprehensive guide to secure financial planning. What You’ll Discover: … Read More Read More
Oct 6, 2023 • 0:00
Navigating Life’s Transitions: Making Sound Financial Decisions During Job Changes
In this episode of “Your Telecom Retirement,” we focus on the financial decisions people often face during job transitions. We share real-life stories of how hasty financial choices during job changes can lead to complications later on. We also discuss the pitfalls of focusing solely on short-term gains and the role of technology in financial … Read More Read More
Sep 29, 2023 • 0:00
The Power of Specialization: Why Generalists Aren’t Always Enough
In this episode of “Your Telecom Retirement,” we explore the critical role of specialization in various professions, from medicine and law to financial planning. We share stories and insights to help you understand why it’s essential to seek out experts who are specialized in their fields. What You’ll Discover (with time stamps): 👩⚕️ [00:44] The … Read More Read More
Sep 22, 2023 • 0:00
Protecting Your Digital Footprint: A Guide to Dodging Scams and Telemarketers
In this episode of “Your Telecom Retirement,” we explore the concept of “disappearing from the grid” to shield oneself from fraudulent activities, unwanted telemarketing, and identity theft. We discuss the importance of regularly checking your credit reports, avoiding mail scams, and minimizing unwanted phone calls. Plus, hear about how I use my landline as a … Read More Read More
Sep 15, 2023 • 0:00
Guarding the Golden Years: How to Protect Seniors from Financial Scams
In this episode of “Your Telecom Retirement,” we delve into the urgent issue of financial scams targeting seniors. We discuss real-life stories of scams, the technology gap between generations, and how to have difficult conversations about financial safety with older relatives. Join us as we explore the strategies and tools to protect the financial well-being … Read More Read More
Sep 8, 2023 • 0:00
Navigating 401k Withdrawals: Your Retirement Lifeline Explained
In this episode of “Your Telecom Retirement,” we dig into the crucial topic of withdrawing money from your 401k in retirement. We start by discussing the shift in retirement funding from pensions to social security to 401k plans. We then explore the strategies for withdrawing from a 401k, including the traditional 5% withdrawal rule and … Read More Read More
Sep 1, 2023 • 0:00
Your Legal Compass: How to Choose the Right Attorney for Estate Planning
In this episode of “Your Telecom Retirement,” we’re covering the complex world of estate planning. We start our journey by understanding the importance of finding the right attorney who specializes in estate planning and with whom you can build a strong working relationship. We discuss the common pitfalls of estate planning and the importance of … Read More Read More
Aug 25, 2023 • 0:00
Navigating Your 401k: A Guide to Smart Retirement Investments
In this episode of “Your Telecom Retirement,” we dive into the complex world of 401k management. We kick off our journey by understanding the importance of not overthinking your 401k investments. We discuss the pitfalls of overtrading and the benefits of dollar cost averaging. Join us as we explore the potential risks of holding a … Read More Read More
Aug 18, 2023 • 0:00
Demystifying Power of Attorney: Your Legal Shield Explained
In this episode of “Your Telecom Retirement,” we dive into the often misunderstood world of power of attorney. We start our exploration by understanding power of attorney and its importance in our lives. We discuss the different types of power of attorney, from the commonly known healthcare proxy to the broader general power of attorney. … Read More Read More
Aug 11, 2023 • 0:00
The Power of Living Trusts: A Journey from Misunderstanding to Empowerment
In this episode of “Your Telecom Retirement,” we explore the world of trusts, specifically revocable living trusts, and their role in estate planning. We start by debunking common misconceptions about trusts, highlighting their importance for the wealthy and anyone seeking to simplify their estate planning. We also discuss the role of trusts in managing assets … Read More Read More
Aug 4, 2023 • 0:00
The Green and Brown of It: Unraveling the Complexities of ESG Investing
Do the values of a company factor into your investment decisions? In the latest episode of “Your Telecom Retirement,” I dive deep into the world of ESG (Environmental, Social, and Governance) investing, a form of investing that considers a company’s impact on the environment, its social responsibility, and its governance practices. We start by untangling … Read More Read More
Jul 28, 2023 • 0:00
The Dark Side of Financial Advising: A Guide to Safeguarding Your Wealth
In this episode of “Your Telecom Retirement,” we dive into the murky waters of financial advising and the potential pitfalls that can endanger your assets.We start with a real-life story about a local firm fined $2.5 million by the SEC for not properly monitoring one of its brokers. This broker was involved in predatory sales … Read More Read More
Jul 21, 2023 • 0:00
From Medieval Times to Retirement Times: The Fascinating History of Wills
In this episode of “Your Telecom Retirement,” we embark on a time-traveling adventure through the world of wills and estate planning. We begin our journey in the stone halls of 13th-century England with the signing of the Magna Carta. This document established the principle that no one, not even the king, is above the law. … Read More Read More
Jul 14, 2023 • 0:00
Embracing the Opposite: A Rebel’s Guide to Navigating Financial Turmoil
In this episode of “Your Telecom Retirement,” we explore the mantra “do the opposite” as a strategy for retirees to navigate financial crises and recessions. We journey back to the 2008 financial crisis, a time when panic and fear gripped the world. I share my personal experiences and insights from this tumultuous period, highlighting the … Read More Read More
Jul 7, 2023 • 0:00
Hold Your Horses on That Side Hustle: Lessons from an Equine Therapy Business
In this episode of “Your Telecom Retirement,” we explore the world of side hustles, using the example of equine therapy to illustrate the pros, cons, and considerations of starting a side business. Join me and my guest, an equine therapist, as we discuss the realities of balancing passion, time, and financial commitments in a side … Read More Read More
Jun 30, 2023 • 0:00
From Weight Loss to Wealth Gain: Improving Your Finances Through Incremental Change
In this episode of “Your Telecom Retirement,” we explore the power of small, incremental changes in improving your financial situation. Drawing parallels from my personal experiences with dropping some pounds, we delve into strategies that can lead to significant financial progress over time. What You’ll Discover: 💰 [00:01] An introduction to the concept of small, … Read More Read More
Jun 23, 2023 • 0:00
Decoding Cognitive Biases: The Dunning-Kruger Effect in Financial Decision-Making
In this episode of “Your Telecom Retirement,” we delve into the realm of cognitive biases, specifically focusing on the Dunning-Kruger Effect and its implications for investment and retirement planning. Join me as we explore how this psychological phenomenon influences our financial decision-making processes. What You’ll Discover: 🧠 [00:01] An introduction to cognitive biases and a … Read More Read More
Jun 16, 2023 • 0:00
Navigating the Financial Maze: Unraveling 529 Plans and College Expenses!
This illuminating episode of “Your Telecom Retirement” delves into the complex world of 529 plans and college expenses. Join me as I break down the intricacies of state-sponsored plans, financial aid, and how to manage your funds for higher education effectively. What You’ll Discover: 🔎 [03:43] The importance of 529 plans and how they can … Read More Read More
Jun 9, 2023 • 0:00
Campus Confidential: The REAL College Experience Unveiled!
In this episode of Your Telecom Retirement, get ready to uncover the truth about the modern college education system and how it has dramatically changed over the years. Join me as I sit down with my special guest, Justyn Coriander, who shares his unique journey and experiences as a recent college graduate. Together, we delve … Read More Read More
Jun 2, 2023 • 0:00
Unveiling the Hidden Truths: A Fresh Perspective on Living Standards and Corporate Taxes
On this episode of Your Telecom Retirement, we’re taking an unfiltered look at the not-so-obvious truths that often get lost in the everyday noise. We’ll unravel the realities of our lifestyles in comparison to our parents and grandparents, and debunk some of the most popular misconceptions about the state of the middle class and corporate … Read More Read More
May 26, 2023 • 0:00
The Hidden Strategy to Maximize Your Retirement Wealth
On this episode of Your Telecom Retirement, I unveil a little-known approach to maximizing your retirement wealth using Roth IRAs and Roth 401(k)s. Based on my 30 years of experience in retirement planning specific to telecom employees, I’ll guide you through managing distributions effectively for a tax-free retirement. Join me as I share my insights … Read More Read More
May 19, 2023 • 0:00
The Importance of Spring Cleaning Your Finances
The longer your career, the wider your trail of various retirement and financial accounts littered behind you. This and other financial clutter makes focused saving and investment difficult, and can lead to costly misunderstandings of our positions and can slow your overall retirement savings. In this episode, we dig into the importance of “spring cleaning” … Read More Read More
May 12, 2023 • 0:00
How to Prepare for a Recession
Whenever there’s talk of a recession, people wonder what they should be doing. But how do you prepare for a future nobody can predict? In this episode, we discuss the false belief that we know what’s going to happen, what this means for retirement planning, and how to ensure you don’t fall for the trap … Read More Read More
May 5, 2023 • 0:00
Retirement in 1993 versus today—the new reality
Retiring today is 180 degrees from what it was in 1993, and there are huge implications for anyone who wants to enjoy a comfortable retirement. In this episode, we’ll examine how the shift from pensions and employer-paid healthcare has changed the game, and who you must depend on to ensure your money lasts as long … Read More Read More
Apr 28, 2023 • 0:00
What Nana’s Mac & Cheese Says About Your Retirement Prep
I love my Nana, but let’s just say her culinary adventures were trips to avoid. For her signature Mac & Cheese dish, she got a lot of things right — but missed some crucial details that would have transformed the results. In this episode, we look at a retirement planning error I’ve noticed in several … Read More Read More
Apr 21, 2023 • 0:00
I Bonds — Are they really worth the hype?
I Bonds are the current popular kid at the party. It seems like every financial news outlet and publication is pushing them. So are they REALLY a good deal? In this episode, I demystify I Bonds, including the benefits and limitations of these financial instruments — so you can judge for yourself whether they’re worth … Read More Read More
Apr 14, 2023 • 0:00
An Insider’s Look at Big Banks, Small Banks, and Credit Unions
Banks are the foundation of the financial system (and the recent turmoil reminds us how important banks are to all of us). Join me and our special guest and banking insider, Samantha, for a peek behind the curtain at banking institutions small, large, and local, and how to know which option fits your financial needs … Read More Read More
Apr 7, 2023 • 0:00
Why George Costanza Might Be An Investment Genius
George Constanza was many things, but an investment genius wasn’t one of them. In this episode, we discuss the myth of market momentum, the common mistake investors make when chasing returns, and why Costanza’s goofball antics have a lesson about staying focused in the face of a fluctuating market. EPISODE LINKSYou can download a free … Read More Read More
Mar 31, 2023 • 0:00
The Secret to a Content Retirement (Among Other Adventures)
Nothing like some CEOs on a tropical island complaining about their pay to steer the way toward a content retirement. In this episode, we discuss the importance of avoiding the comparison game, and how you can appreciate where you are and where you’re going without settling for less than you deserve. EPISODE LINKSYou can download … Read More Read More
Mar 24, 2023 • 0:00
Why College is Unaffordable
When my college started capping the concrete stairs in granite at The Quad, we knew something was up. In fact, with tuition rising 10% a year at the time, the students protested. This was 36 years ago, and it’s only gotten more expensive to send kids to college. In this episode, we explore what happened … Read More Read More
Mar 17, 2023 • 0:00
When a “Fix” Breaks More Than it Helps
Markets often move based on government reports — good or bad. The problem is distinguishing between noise and signal. Too often the seasonal adjustments made with the intent of allowing investors to compare apples to apples completely miss the mark. In this episode, I’ll share some common sense ways to think deeper about the financial … Read More Read More
Mar 10, 2023 • 0:00
What a Free, Discontinued Pen Teaches About Your Retirement
25 years ago when I grabbed a stack of free pens at a conference, little did I know the heartache I’d feel when the last pen was finally used up. And when I had an opportunity to buy these discontinued pens on Ebay for $0.75 a pop twelve months ago (and refused), imagine my shock … Read More Read More
Mar 3, 2023 • 0:00
How Your Plan Can Be Ahead of 87% of New Retirees
When the richest, most powerful, and beloved pillars of your community hire the best legal help to handle their estate planning — and they get sub-par results — what chance do we regular people have? My honest answer: a lot. In this episode, I share a surprising story about how even the most successful people … Read More Read More
Feb 24, 2023 • 0:00
The Truth About Retirement Expectations Versus Reality According to Retirees
After helping hundreds of people make the transition from the workforce into retirement, I can tell you that retirement is the single most stressful event of your life. In this episode, we break down a survey that illustrates the chasm between pre-retirement expectations and the reality of stepping away from the workforce. EPISODE LINKSYou can … Read More Read More
Feb 17, 2023 • 0:00
Two Similar Couples — Two Very Different Outcomes
When the retirement accounts of two couples who make similar incomes, are the same age, and have similar circumstances end up in very different places, it makes you wonder what happened to cause the difference. In this episode, we dig into a surprising “intangible” that grew one couple’s account by 8X their peers. EPISODE LINKSYou … Read More Read More
Feb 10, 2023 • 0:00
A Personal Message From the Future
In my 30 years as a financial planner, not one person reached retirement age and wished they had done less to prepare — which is why a prospect telling me, “I’m not retiring yet!” was a sad surprise. In this episode, I reveal the three most common reasons people avoid financial planning, and what you … Read More Read More
Feb 3, 2023 • 0:00
What a Golf Course Hazmat Crew Can Teach About Your Finances
About 25 years ago I went golfing with a buddy and his dad at his favorite golf course. Things were rough at the start, but when guys in hazmat suits appeared in a water hazard, I knew this wouldn’t be a normal afternoon of golf. In this episode, we discuss how the “new normal” is … Read More Read More
Jan 27, 2023 • 0:00
3 Portfolio Lessons From a Tragic Night in 1892
In the winter of 1892, a freak accident and a perfect storm of events combined to decimate the heart of Fall River, MA. In this episode, we look at three lessons this tragedy can teach us that will help prevent your portfolio from suffering the same fate. EPISODE LINKSYou can download a free digital copy … Read More Read More
Jan 20, 2023 • 0:00
How to Be Smarter Than the Cable News Talking Heads
Why are the talking heads on TV and online so often wrong? And why does the market tend to zig when it should zag? In this episode, I share the two economic reports that can give you the real state of the economy — and what to look for that reveals where the economy is … Read More Read More
Jan 13, 2023 • 0:00
The Real Cost of “DIY Anything”
Four years ago I was motivated to become fit, and did everything I knew how to boost my health. I made progress, but it wasn’t until I met Dave that I made significant strides. In this episode, I share why even motivated DIYers can benefit from professional help (plus the true cost of DIY in … Read More Read More
Jan 6, 2023 • 0:00
Should I Collect Social Security Early?
This is one of the most common questions I hear from people nearing retirement age: when should I begin taking social security? And the truth is . . . it depends. In this episode, I’ll share why the common wisdom about taking social security may have it wrong, and what you need to consider when … Read More Read More
Dec 29, 2022 • 0:00
Real Stories of a Spendthrift Retirement
Retirement is as much about enjoyment as it is about spending management. But what happens when a retiree swings the spending pendulum too far and outlives their nest egg? In this episode, we look at the life and times of a big spender and how we can learn from his good timey ways. EPISODE LINKSYou … Read More Read More
Dec 22, 2022 • 0:00
Uncovering the Jones’s Secret
It’s tough to stay out of the comparison game, especially when your peers seem to be doing so much better than you. What’s their secret? What are you doing wrong? In this episode, I pull back the curtain and reveal what’s really going on with so many of the people you secretly admire. EPISODE LINKSYou … Read More Read More
Dec 16, 2022 • 0:00
My Controversial Take on AARP
When I was growing up, you couldn’t turn on the TV without seeing a dozen AARP ads. By the time my parents reached age fifty, they refused to join—they didn’t see themselves as old, which is the image AARP members had. In this episode, I give you my take on AARP, and some surprising truths … Read More Read More
Dec 9, 2022 • 0:00
5 Keys to Protect Your Future From Layoffs
In my 30+ year career, you’d be surprised how many people I’ve worked with who thought their job was safe, only to be stunned by a pink slip. With telecoms (and everyone else) looking at cost-cutting in the face of a potential recession, it’s wise to give yourself options in case your job gets the … Read More Read More
Dec 2, 2022 • 0:00
Are Pensions Really Dead?
For most people, the idea of pensions seems like an old-timey benefit we wish companies still offered. Since the late nineties, most companies that offered pensions have taken a “it’s your retirement, you pay for it” approach to benefits. In this episode, I reveal the benefits pendulum that drives the benefits we receive, and why … Read More Read More
Nov 25, 2022 • 0:00
What a School Bus Driver’s Lawn Says About Retirement
When I passed our old school bus driver’s house on the way to the office, I noticed her husband reseeding their lawn from scratch. For the fifth time. In this episode, we learn what lawncare has to do with retirement and discuss three foundations of a rock-solid approach to your investment plan. EPISODE LINKSYou can … Read More Read More
Nov 18, 2022 • 0:00
4 Questions to Help You Choose Where to Retire
Where you live in retirement is a question just about everyone asks as that chapter of life approaches. The answer can be tricky—and it’s not just taxes and comfort you need to think about. In this episode, I share different ways to think about your retirement abode, and four questions to answer that put you … Read More Read More
Nov 11, 2022 • 0:00
What an Old-Timey Shovel Means for Your Retirement
The town I’m from is famous for a shovel innovation that changed agriculture forever. You’d never guess how much wealth was created from this idea nobody even thinks about today. In this episode, we discuss the folly of prediction when it comes to your retirement investments, and how your retirement account can benefit from innovation … Read More Read More
Nov 4, 2022 • 0:00
How to NOT Be an Easy Target for Unscrupulous Advisors
If you were kicking butt in your investments and savings, how would you interview potential financial advisors? In today’s episode, I share a story about a conversation I had with a prospective client that’s a cautionary tale to anybody interviewing financial advisors—especially if they’re having some success. This is a must-listen episode. EPISODE LINKSYou can … Read More Read More
Oct 14, 2022 • 0:00
The Invisible Prison Keeping People From the Life they Want
We all came from somewhere. And in the hundreds of conversations I have with people about their finances every year, it’s incredible how many are “trapped” in a prison of their own making. In this episode, we dig into the root cause of this self-imposed prison, and how you can break free to enjoy the … Read More Read More
Oct 7, 2022 • 0:00
Why the “Cheap Gas Effect” Gives False Hope
If you could get gas 10 cents cheaper across town or buy more convenient (and expensive) gas close by, what’s the better choice? How does this mindset impact your retirement? In this episode, we explore why the “Cheap Gas Effect” could fool you into thinking you’re doing more for your retirement than you are (and … Read More Read More
Sep 30, 2022 • 0:00
Boom or Bust? Moving Money to Hedge Against Recession
Recessions, inflation, economic uncertainty . . . it’s tempting to run for the hills when you’re saving for retirement and the financial markets are going haywire. In this episode, we talk about why fear can be useful in some ways but harmful depending on our retirement timeline. You’ll discover how NOT to buy high and sell low, and why many of today’s financial advisors don’t have the perspective to safely navigate the current environment.EPISODE LINKSYou can download a free digital copy of Den
Sep 23, 2022 • 24:15
The Tough Habit We Must Master For Retirement Success
There’s a habit all of us find difficult which can be the difference between a well-funded retirement and a retirement that never shakes out how we want it to. In this episode, I reveal what this habit is, and why it’s so critical if you want to reach your financial goals. EPISODE LINKS You can … Read More Read More
Sep 16, 2022 • 0:00
When & Why You Should Call Your Financial Advisor
As the point person on your retirement journey, you should feel comfortable talking to your financial advisor. Listen as we discuss when to call your advisor. You might be surprised at how often you should be talking. EPISODE LINKS You can download a free digital copy of Dennis’ book “Retirement Built Right – The Essential … Read More Read More
Sep 9, 2022 • 0:00
“Fool’s Gold” that keeps folks miserable (and how to avoid it)
There’s a phenomenon I noticed years ago when pensions were still a thing that made people miserable, even when they were doing very well. In this episode, listen as we talk about one of the most surprising human traits and how to keep this “illness” from throwing you off-track. EPISODE LINKSYou can download a free … Read More Read More
Sep 2, 2022 • 0:00
Common Misconceptions About Fiduciaries That Work Against You
You’d be surprised how many people in the financial industry toss around the term “fiduciary” with no concept of what it means (or its implications for you). In today’s episode, we’ll talk about what it means to be a true fiduciary, why you want to work with one, and markers to help you identify fiduciaries-in-name-only. … Read More Read More
Aug 26, 2022 • 0:00
Real Talk About Following Your Passion and Changing Careers
Retirement doesn’t always mean bocci ball, Caribbean cruises, and gardening. Sometimes you “retire” a career and pursue a passion. In this episode, we interview a special guest who made the leap from a stale career to work that feeds his soul. Listen and discover what questions you need to answer, what to expect from friends … Read More Read More
Aug 12, 2022 • 0:00
The “Recession Talk” Nobody’s Having
With all the media’s recession fear and finger-pointing, there’s a conversation people aren’t having that spells success (or hardship) for their retirement. In this episode, listen as we reframe how to look at recessions and their surprising impact on your nest egg. EPISODE LINKSYou can download a free digital copy of Dennis’ book “Retirement Built … Read More Read More
Jul 29, 2022 • 0:00
The Secret to Buying Low and Selling High
We all know that the key to investment success is to buy low, sell high. In practice, most people do the opposite — which can be catastrophic to your retirement account. In this episode, we talk about how to design your portfolio to automatically buy low, sell high — ensuring you’re never caught up in … Read More Read More
Jul 15, 2022 • 0:00
How Adult Children Factor Into Retirement Planning
There’s a reality about adult children most parents don’t consider when they’re planning for retirement — this is a different world than the one we grew up in — and the impact on your retirement can be significant. In this episode, we cover how today’s economic climate makes it harder for adult children to enjoy … Read More Read More
Jul 1, 2022 • 0:00
The Keys To a Safe, Secure & Fulfilling Verizon Retirement Package
When you’re approached by insurance companies and stock jockeys about your retirement planning, you’re dealing with folks who don’t grasp the nuances of Verizon retirement plans, benefits, and offers. See how a rebel’s advice in 1980 and the recession in 1991 led to my focus on helping Verizon employees experience a safe, secure, and fulfilling … Read More Read More
Jun 7, 2022 • 0:00
What To Do When Verizon Makes You an Offer
Nobody wants to leave money on the table. Especially when it comes to their retirement savings. Getting an offer from Verizon is a critical moment for your retirement planning. And whether you expected it or not, your decisions can make this offer a blessing or a curse. In this episode, we talk through how to … Read More Read More
Jun 4, 2022 • 0:00
How To Build a Successful + Rewarding Life After Verizon with Bob Grenier
From manual switches in 1967 to the conversion to digital, and from working the union side and moving to management, Bob Grenier has seen it all. And when he retired in 1998, he started a successful consulting practice to leverage his skills and experience. But Bob’s retirement is what is most remarkable. Listen as Bob … Read More Read More
Jun 3, 2022 • 0:00
Health Care Options After Verizon
I was down with a cold the last couple of weeks, and that got me thinking about one of the most common questions I get from Verizon employees and retirees. “What am I going to do about health insurance after Verizon?” Employer sponsored health plans are a significant benefit, and there is much to consider … Read More Read More
May 17, 2022 • 0:00
What Pro Athletes Can Teach You About A Successful Retirement
Did you know that any player who spends 43 days with a Major League Baseball team makes a $30k per year pension? Pro Athletes are very well taken care of, and their careers are often shorter than ours. Despite the obvious differences, you’d be surprised what retirement challenges are the same. Listen now and discover … Read More Read More
May 17, 2022 • 0:00
Case Study: How a Former Verizon Employee Charted a Rewarding Career Path
Discover how David Scanlon, who originally joined Verizon in 1982, has been able to build a rewarding career in the telephone industry (both pre- and post-VZN) that literally started by climbing telephone poles and installing landlines into residential homes. Take a listen and learn how his experiences during and after his time at Verizon can … Read More Read More
May 2, 2022 • 0:00
The Simple Secret To Navigating Your Retirement Planning Journey
Discover the simple secret behind ensuring your wealth management & retirement planning journey is smooth sailing instead of a rocky road! EPISODE LINKSYou can download a free digital copy of Dennis’ book “Retirement Built Right – The Essential Guide for Telephone Employees!” here: https://theverizonguy.pages.ontraport.net/ebookoptin ABOUT THE SHOWTap into Dennis O’Keefe’s 30+ years of experience helping … Read More Read More
Apr 23, 2022 • 0:00
How Much Should I Save For Retirement?
Everyone wants to know – “What’s my magic number? How much should I save for retirement?” I’ll answer that question (and much more!) on this episode of “Your Telecom Retirement” – so listen up! EPISODE LINKSYou can download a free digital copy of Dennis’ book “Retirement Built Right – The Essential Guide for Telephone Employees!” … Read More Read More
Apr 23, 2022 • 0:00
The Single Biggest Retirement Mistake Verizon Employees Make – And How To Fix It!
Discover the single biggest retirement mistake Verizon employees make – and how to fix it! – on this episode of Your Telecom Retirement! EPISODE LINKSYou can download a free digital copy of my book “Retirement Built Right – The Essential Guide for Telephone Employees!” here: https://theverizonguy.pages.ontraport.net/ebookoptin ABOUT THE SHOWTap into Dennis O’Keefe’s 30+ years of … Read More Read More
Apr 14, 2022 • 0:00