The Whole Wealth Journey

The Whole Wealth Journey

Gebhardt Group, Inc.

The Whole Wealth Journey podcast, hosted by Jim Gebhardt and Matthew Grishman, offers a transformative approach to wealth and personal growth for entrepreneurs seeking Wealth With a Why™. Originally known as Financial Sobriety, the show evolved from Matthew's personal struggle with money and self-worth, to a comprehensive exploration of true wealth and human connection.The podcast now focuses on the concept of Whole Wealth, emphasizing that wealth is more than just financial assets—it's about the people, places, and experiences that truly matter. Jim and Matthew guide listeners through a journey of self-discovery, helping them uncover their unique "why" that driv...

Episode 147: Embracing Vulnerability for Deeper Connection.

Episode 147: Embracing Vulnerability for Deeper Connection.

We would love to hear what you have to say about this episode. Please send us a text.What happens when unexpected challenges throw your family into disarray? Imagine having to make tough parenting decisions while nurturing the resilience and gratitude needed to thrive. Hosts, Matthew Grishman and Jim Gebhardt take you through personal journeys of balancing life's chaos while sharing personal stories that help find strength in self-care and maintaining peace amid uncertainty.Hear how Jim's Europ

Jan 28, • 1:06:07

Episode 146: The Epicenter of Wealth Begins With an Understanding of Gratitude.

Episode 146: The Epicenter of Wealth Begins With an Understanding of Gratitude.

We would love to hear what you have to say about this episode. Please send us a text.Feeling overwhelmed by the general hustle of, well, life? Picture a reality where slowing down is the key to unlocking success and personal growth. In this episode Matthew and Jim explore this concept with a blend of descriptive themes and personal anecdotes. The program begins with reflection on a conversation with a young quantitative finance MBA student, who ahared fresh insights into the realms of AI, crypt

Jan 14, • 54:30

Episode 145: Peeking Into 2025 With Intention NOT Resolution.

Episode 145: Peeking Into 2025 With Intention NOT Resolution.

We would love to hear what you have to say about this episode. Please send us a text.As we navigated the roller coaster of 2024, we found ourselves reflecting on the resilience and gratitude that have become cornerstones of our journey. From the heartache of loss to the overwhelming stress of global uncertainty, each moment taught us invaluable lessons about growth and confidence. Channeling the spirit of Groundhog's Day, we measure our progress not by the absence of challenges but by the grati

Jan 7, • 1:01:07

Episode 144: A Holiday Reflection on Five Years of the Journey Toward Whole Wealth.

Episode 144: A Holiday Reflection on Five Years of the Journey Toward Whole Wealth.

We would love to hear what you have to say about this episode. Please send us a text.Reflecting back to a certain Christmas Eve five years ago, we embarked on a journey that reshaped our approach to finances by aligning them with life's true purpose. That pivotal moment, intertwined with unexpected connections and encounters, taught us the value of authenticity and vulnerability. With stories rich in serendipity and meaningful coincidences, we celebrate the unpredictability of life and the prof

Dec 24, 2024 • 34:49

Episode 143: Curiosity and Connection: Transforming Retirement With Intentionality and Mindfulness.

Episode 143: Curiosity and Connection: Transforming Retirement With Intentionality and Mindfulness.

We would love to hear what you have to say about this episode. Please send us a text.Can a simple change in your workout routine transform your perspective on life? Uncover the unexpected benefits of ditching distractions as we share personal stories of growth from skepticism to appreciation. We'll explore how shifting from judgment to curiosity can enrich our everyday interactions, highlighting the profound impact of being fully present and embracing life's nuances.The episode takes an emotion

Dec 17, 2024 • 1:09:44

Episode 142: Building the Blueprint for What's Next.

Episode 142: Building the Blueprint for What's Next.

We would love to hear what you have to say about this episode. Please send us a text.Have you ever sat down and really thought about the best investment you ever made? Was it a business idea? A real estate venture? A hot stock? Join your hosts Matthew Grishman and Jim Gebhardt, as they reveal the best investments they’ve ever made as wealth advisors and lifelong entrepreneurs. Kicking off each episode with gratitude, this week the guys explore the significance these best investments have had on

Dec 3, 2024 • 48:19

Episode 141: Entrepreneurial Success Comes with Risk but Are Your Financial Strategies Secure?

Episode 141: Entrepreneurial Success Comes with Risk but Are Your Financial Strategies Secure?

We would love to hear what you have to say about this episode. Please send us a text.Risk is a huge part of entrepreneurship. But it’s more than a numbers game—it's about identifying where your finances stray from your core values and life goals. As we come closer to the end of the financial planning stage of the Whole Wealth Journey, we dive deeply into the realm of risk management and the unique risks facing entrepreneurs. Join us as we share insights gained from a lifetime of entrepreneurshi

Nov 12, 2024 • 53:39

Episode 140: Continuing With the Core Values and Alignment From the Clarity Compass.

Episode 140: Continuing With the Core Values and Alignment From the Clarity Compass.

We would love to hear what you have to say about this episode. Please send us a text.Imagine a tool that can pinpoint the very essence of what drives your decisions—from the significant financial ones to the seemingly trivial daily choices. Our latest episode introduces the Clarity Compass, an innovative approach that starts with a simple card game to help uncover and prioritize your core values. This journey is about more than just identifying what matters; it's about transforming those values

Oct 29, 2024 • 31:24

Episode 139: Defining Your Story Through Self Discovery.

Episode 139: Defining Your Story Through Self Discovery.

We would love to hear what you have to say about this episode. Please send us a text.In the hustle of entrepreneurship, finding quiet time isn't just a luxury—it's a necessity. This is where one finds clarity about their innermost values and begins to get in motion. Through personal stories and professional insights, Jim and Matthew emphasize the importance of taking intentional breaks, advocating for the rejuvenating power of two-week vacations. Their discussion goes deep into financial core v

Oct 15, 2024 • 1:03:11

Episode 138: Motion Matters. Understanding the Goes Ins and Goes Outs on Your Personal Balance Sheet.

Episode 138: Motion Matters. Understanding the Goes Ins and Goes Outs on Your Personal Balance Sheet.

We would love to hear what you have to say about this episode. Please send us a text.Ever wonder how a simple vacation can morph into a powerful metaphor for financial success? This episode begins with the anticipation of a serene vacation on the California coast, challenging us to depart from our daily grind as “human-doings” to embrace the essence of what we truly are: human beings. From there, we are reminded of the importance of lifelong learning and growth for the benefit of helping others

Oct 1, 2024 • 34:17

Episode 137:  Congruency and The Law of Diminishing Intent.

Episode 137: Congruency and The Law of Diminishing Intent.

We would love to hear what you have to say about this episode. Please send us a text.Ever wondered why authenticity is crucial for entrepreneurial success? This episode, Jim and Matthew take you into the vitality of living a congruent financial life. The guys unravel the importance of managing personal and professional finances with equal discipline, sharing insights on how authenticity fosters peace and gratitude. Learn from their own trials and triumphs how adopting disciplined financial beha

Sep 17, 2024 • 52:51

Episode 136: Unpacking the Path to True Prosperity by Knowing the Four P's to Wealth.

Episode 136: Unpacking the Path to True Prosperity by Knowing the Four P's to Wealth.

We would love to hear what you have to say about this episode. Please send us a text.How do you recharge your energy—solitary moments of reflection or the buzz of social interactions? Join your hosts, Jim Gebhardt and Matthew Grishman in a fascinating discussion about the intricate dance between introvert and extrovert and how our energy sources shape our lives. They share insights from their own journeys, including the joy of a new friendship with Richie, a younger golf buddy who brings a fres

Sep 3, 2024 • 1:02:48

Episode 135: How the Whole Wealth Journey Begins: Understanding Your Financial Security.

Episode 135: How the Whole Wealth Journey Begins: Understanding Your Financial Security.

We would love to hear what you have to say about this episode. Please send us a text.Gratitude is a big part of the Whole Wealth Journey and it’s the staple Jim and Matthew use to kick off each show. But this episode is a bit different. Yes, you'll hear gratitude for a family visit to New York and a bucket-list golf trip to Ireland, but the true purpose of sharing gratitude is revealed … hint … it has nothing to do with money yet everything to do with wealth!As the conversation continues, Jim c

Aug 20, 2024 • 1:04:43

Episode 134: Creating Wealth With Purpose to Pursue Passions and Meaningful Memories.

Episode 134: Creating Wealth With Purpose to Pursue Passions and Meaningful Memories.

We would love to hear what you have to say about this episode. Please send us a text.What if you could redefine wealth to truly enrich your life? Join us, Matthew Grishman and Jim Gebhardt as we embark on a remarkable journey, starting with heartfelt reflections for an upcoming bucket list golf trip to Southern Ireland and a joyous family reunion of sorts in Barcelona, capturing the essence of gratitude and the thrill of planning unforgettable experiences.This episode uncovers the profound conc

Aug 6, 2024 • 54:02

Episode 133: Welcome to The Whole Wealth Journey; Getting More From Your Money Than Just More Money.

Episode 133: Welcome to The Whole Wealth Journey; Getting More From Your Money Than Just More Money.

Send us a Text Message.How would your life change if your financial decisions truly aligned with your core values? Get ready as we, Matthew Grishman and Jim Gebhardt, transform your money mindset with the evolution of Financial Sobriety to The Whole Wealth Journey. We share our holistic approach to wealth, focusing on the significance of integrating financial strategies with personal fulfillment and core values. Listen as we reflect on our experiences, highlighting the power of gratitude, meani

Jul 23, 2024 • 54:36

Episode 132: Graduation Part II - Cops to Coaches to Consultants. Developing Our Children.

Episode 132: Graduation Part II - Cops to Coaches to Consultants. Developing Our Children.

Can blaming debt for your financial struggles actually make things worse? This episode challenges Dave Ramsey's anti-debt stance, arguing that it might be causing parents to miss key opportunities for investing in their children's futures. Instead of fostering self-loathing and avoiding accountability, your hosts, Matthew Grishman and Jim Gebhardt advocate for a mindset rooted in self-love and personal responsibility. They believe this shift in thinking could alleviate numerous societal problems

Jul 9, 2024 • 46:43

Episode 131: Bonus Track of Tips and Tricks on Getting Mindset in Motion.

Episode 131: Bonus Track of Tips and Tricks on Getting Mindset in Motion.

We would love to hear what you have to say about this episode. Please send us a text.When co-host Matthew Grishman faced serious health issues, it became clear that healing needed to start from within before he could tackle anything else, be it financial or personal challenges. In this episode, we unpack the intricate connection between self-healing and overcoming life’s hurdles. Drawing from Matthew's own experiences, we explore how toxic relationships, whether with people or money, often

Jul 2, 2024 • 15:44

Episode 130: Growth Mindset to Graduation Milestones-Putting Perfection Into Perspective.

Episode 130: Growth Mindset to Graduation Milestones-Putting Perfection Into Perspective.

Join us, your hosts, Matthew Grishman and Jim Gebhardt, for an insightful journey through the various facets of life's milestones and personal growth in this episode. Reflecting on the graduation season, we explore the idea that graduation is not just an end but a midpoint in life's journey, emphasizing the importance of taking time to reflect on accomplishments and future directions. We then shift our focus to the financial side of things, where Jim recounts an interesting lunch with fellow adv

Jun 25, 2024 • 34:58

Episode 129: How Money Barrels Support Financial Stability and Lead to Emotional Fulfillment.

Episode 129: How Money Barrels Support Financial Stability and Lead to Emotional Fulfillment.

Unlock the secrets to financial stability and emotional fulfillment in this latest episode, where your hosts Jim Gebhardt and Matthew Grishman promise to provide you with actionable insights to master your finances and enrich your life experiences. We start on a high note, celebrating personal victories such as finally perfecting that elusive golf swing with a little help from friends. There's also an uplifting story about Jim's daughter's adventurous cross-country road trip as she embarks on he

Jun 11, 2024 • 55:30

Episode 128: How Self Investment and Human Connection Counter Depression and Suicidal Thoughts.

Episode 128: How Self Investment and Human Connection Counter Depression and Suicidal Thoughts.

Ever wondered how a simple gesture like remembering someone's name can transform a relationship? Join your hosts, Matthew Grishman and Jim Gebhardt as they chat with David Woods Bartley, who shares how name recall can have a profound impact on human connections. Through heartwarming stories, David illustrates the mutual uplift that comes from acts as simple as remembering a pet's name or holding a door open, emphasizing the deep benefits of empathy and thoughtful engagement. Davis also takes you

May 29, 2024 • 41:12

Episode 127: Human Connection is the Lifeline to Mental Wellness

Episode 127: Human Connection is the Lifeline to Mental Wellness

This is an encore episode from David Woods Bartley on his personal journey in dealing with depression, attempted suicide and mental health issues. With May being Mental Health Awareness month, it seemed appropriate for your hosts, Matthew Grishman and Jim Gebhardt to pull one of the great episodes from the archives on mental health as it continues to get significant interest. You'll hear poignant personal stories into the crucial role mental health plays across various age groups. They'll touch

May 28, 2024 • 42:09

Episode 126: In the Game of Stocks, You Learn Best One Base At a Time.

Episode 126: In the Game of Stocks, You Learn Best One Base At a Time.

In this episode, Matthew & Jim attempt to unlock the secrets of savvy investing with a deeper-dive into the heart of a company's financial health. They'll work to make sense of the overwhelming digital information landscape, guiding you through the process of vetting a company's leadership, culture, and values with the latest AI and online tools. This episode isn't just about numbers; it's about aligning your investments with your principles, prioritizing the human element in business for a more

May 14, 2024 • 41:36

Episode 125: Time for a Little Spring Training on Stocks.

Episode 125: Time for a Little Spring Training on Stocks.

Matthew enjoys a little baseball nostalgia this episode as the discussion of stocks gets underway. This episode, your hosts begin to unpack the complexities of the stock market from a variety of different perspectives starting with the types of players in the market and closing the episode with a better understanding of just what a stock is and how to begin to lear a little bit more about that stock before you actually take ownership. You're going to get a little deeper into the investment playb

Apr 30, 2024 • 51:52

Episode 124: Maximum Uncertainty? Let's Revisit the Blueprint.

Episode 124: Maximum Uncertainty? Let's Revisit the Blueprint.

Unlock the secrets of financial mastery and legacy building that have stood the test of time as your hosts, Matthew and Jim, explore the intricate dance of control within our economic lives. Embark on a journey through personal anecdotes and historical insights that reveal how to navigate the realms both within and beyond our grasp—from the rise and fall of dynasties to the daily temptations of impulsive purchases. They'll discuss how adjusting investment risks, understanding tax implications, a

Apr 16, 2024 • 46:32

Episode 123: Why Maximum Uncertainty Favors the Predictability of Bonds.

Episode 123: Why Maximum Uncertainty Favors the Predictability of Bonds.

Could shifting interest rates be the key to unlocking your portfolio's potential? Your hosts, Jim Gebhardt and Matthew Grishman explore the complex recipes of bond investments, analyzing how a changing rate environment might just be ingredients for an incredible outcome. With a focus on taxable bonds, treasuries, and the call of municipal bonds, they discuss investment possibilities, from the safe harbors of treasuries to the more adventurous high-yield corporate bonds. To be certain, underscore

Apr 2, 2024 • 40:04

Episode 122: Bonds Are Back! Let's Start With Why.

Episode 122: Bonds Are Back! Let's Start With Why.

We would love to hear what you have to say about this episode. Please send us a text.Join your hosts, Jim Gebhardt and Matthew Grishman as they explore the resurgence of bonds as an investment option with a semblance of stability and fixed returns. This episode illuminates the allure of bonds in an era where traditional real estate investments encounter the challenges of the former zero-interest rate environment. The guys unpack the quest for value that transcends monetary gains, and sets the

Mar 19, 2024 • 48:46

Episode 121: Two Final Steps to Minimizing Stress and Anxiety in 2024.

Episode 121: Two Final Steps to Minimizing Stress and Anxiety in 2024.

The small things in life hold immense joy. Join your hosts, Matthew Grishman and Jim Gebhardt as they cover steps 2 & 3 in preparation for stress reduction in 2024. You'll find selective consumption has the ability to weigh heavily or lessen the burden on our mental space.Through stories and thoughtful discussion, learn how nurturing confidence can actually fuel our ability to give back more generously, improve our communities and ease that anxiety world news and information can create.By examin

Mar 5, 2024 • 34:09

Episode 120: More Now. More...NOW!

Episode 120: More Now. More...NOW!

Ever found yourself battling the morning blues and desperately searching for a silver lining? Your hosts, Jim Gebhardt and Matthew Grishman start with an uplifting reminder that gratitude isn't just an emotion, but a practice that can pivot your entire day from dismal to delightful. As the guys peel back the layers of this transformative mindset, you'll discover that even the peskiest tech glitches and tight schedules can lead to positivity and even unexpected growth. As you've heard on previous

Feb 20, 2024 • 52:30

Episode 119: What You Focus On...Will Flourish.

Episode 119: What You Focus On...Will Flourish.

Ever find yourself awash with the New Year fervor, scribbling resolutions you swear you'll stick to? That's where your hosts, Jim Gebhardt and Matthew Grishman found themselves —eager to translate the energy of January into lasting momentum. This episode is a meeting of minds over the essence of starting strong. They'll share thier own health triumphs, Matthew's cardiac rehab and Jim's muscle mastery, and how these personal feats are woven into the grander plans of focus and growth. Hear the imp

Feb 6, 2024 • 39:35

Episode 118: Spending Health to Acquire Wealth... That's Not Living.

Episode 118: Spending Health to Acquire Wealth... That's Not Living.

The dance between health, wealth, and personal connections often leads us through unexpected rhythms. As your hosts, Matthew Grishman, and Jim Gebhardt settle back into the studio, you'll learn where they've been and how they've emerged to return. The conversation is extremely personal as Matthew recounts his chilling health scare during yoga class. This episode rides waves of self-discovery and gratitude as we learn more of the cause of Matthew's absence while he shares his journey after an e

Jan 23, 2024 • 39:21

Episode 117: A Holiday Message and Encore Episode of Matthew's Story.

Episode 117: A Holiday Message and Encore Episode of Matthew's Story.

Your hosts Jim and Matthew share a little holiday gratitude this episode before taking you back to where it all began with Matthew's story that got the whole ball rolling for Financial Sobriety. Always a great reminder to take a little time for reflection at the end of the year to give yourself the opportunity to look ahead with clarity and intentionality. May you, your family and friends enjoy the blessings of the holiday season and here's to a happy, healthy and prosperous new year! Thanks

Dec 19, 2023 • 48:15

Episode 116:  The 10 - 10 - 10 Rule for More Intentional Spending.

Episode 116: The 10 - 10 - 10 Rule for More Intentional Spending.

We would love to hear what you have to say about this episode. Please send us a text.Spending a little crazed around the holidays? Worried about self-control and how to reign in the wallet? This encore episode was long enough ago you may have forgotten the 10-10-10 rule of self-discipline on the spend. Matthew describes how he's found a method to minimize compulsive purchases that should work just as well for anyone and the bonus on the episode, is that it's timely in helping look a

Dec 5, 2023 • 46:25

Episode 115: Recognizing Gratitude.  The Alliance.

Episode 115: Recognizing Gratitude. The Alliance.

It's the beginning of the holiday season, the season of giving and what better way to demonstrate financial sobriety than to share a story of need and success as it relates to some of our most misunderstood families and children... those in the Foster Care System. Today, Jim and Matthew speak with Heidi White, Educator and Church Relations Director for The Alliance: defending the causes of kids and families. You'll hear the true stories of what happens to children in the Foster Care System once

Nov 21, 2023 • 51:58

Episode 114: Temptation to Transformation: Strategies for a Debt-Free Holiday Season

Episode 114: Temptation to Transformation: Strategies for a Debt-Free Holiday Season

As the year draws to a close, it's time to get very intentional about your spending. Hear your hosts Jim and Matthew break down the value of the Clarity Compass and how it can help you sift through the fluff to identify what truly matters to you and your family. They'll share their own experiences of thrifty holiday seasons that focused more on connection than consumption. Get ready to challenge the "way you've always done it" and learn to do something differently, something better for your fina

Nov 7, 2023 • 32:01

Episode 113: Social Security Simplified. Capturing Your Millions.

Episode 113: Social Security Simplified. Capturing Your Millions.

Did you know that as a married couple who've both worked, you could be sitting on a lifetime benefit of over $2 million from Social Security? It's not common knowledge, but this retirement asset can even generate a guaranteed 8% return from the Social Security Administration which your hosts, Jim and Beth Gebhardt, examine in detail. This could be the world's largest annuity. Understanding the Cost of Living Adjustment (COLA), and how it impacts your Social Security benefits, is vital for your

Oct 31, 2023 • 48:02

Episode 112: Understanding the Medicare Maze. From Confusion to Confidence.

Episode 112: Understanding the Medicare Maze. From Confusion to Confidence.

Your host Jim Gebhardt is joined by none other than his wife and Medicare expert for the firm where you'll get some guidance and direction to answer the top three questions people ask about Medicare: how does it work, how much does it cost, and what are the choices. Finding your footing in the complex world of Medicare is challenging. This episode will simplify this intricate healthcare structure, untangling the web of plans and solicitations so you can make informed decisions that align with

Oct 17, 2023 • 58:31

Episode 111: Regaining Your Financial Confidence. Steps to Success.

Episode 111: Regaining Your Financial Confidence. Steps to Success.

As you're aware, this is part II of the episode, "Regaining Your Financial Confidence" and it is the detail to the theory. Your hosts, Matthew and Jim get very specific and detailed about what you can do to not only salvage a weak retirement strategy to date, but actually build it to thrive with just a little discipline. The more time you have, the more likely you can not only reach but exceed your expectations. If you're looking for motivation, support and the next steps, this is the episode

Oct 3, 2023 • 25:51

Episode 110:  Regaining Your Financial Confidence

Episode 110: Regaining Your Financial Confidence

Your hosts, Jim Gebhardt and Matthew Grishman take you back a bit to help you move forward. We've all marveled at the intricate dance of financial decisions and human emotions. How this twisted tango impacts our self-worth, relationships, and ultimately, our sense of freedom is addressed in some of the refresher steps necessary to continue to build on those principals. Thoughtful exploration takes us through the movement of investing in oneself - an invaluable pundit of self-growth, and the im

Sep 19, 2023 • 46:30

Episode 109: The Pain of Debt & The Power of Discipline.

Episode 109: The Pain of Debt & The Power of Discipline.

Have you ever caught yourself wondering why society keeps urging you to upgrade your lifestyle, even when it's draining your bank account? It's a dilemma your hosts, Matthew Grishman and Jim Gebhardt, felt compelled to discuss as it can start as simply as getting the kids ready for back to school. It’s a blend of anxiety and gratitude and... credit card spending. The amount of credit card debt is astounding as you'll hear in the episode. The changing dynamics of consumer behavior in the era of

Sep 5, 2023 • 44:16

Episode 108: Teach Your Children Encore Series-Wrapping Up the Summer

Episode 108: Teach Your Children Encore Series-Wrapping Up the Summer

Hard to believe another summer is behind us and the fourth quarter of the year is just around the corner. Your hosts, Jim Gebhardt and Matthew Grishman, reflect on the second summer presenting the "Teach Your Children" series and the significance of preparing your children for their relationship with money, self and others. From that vantage point, they take a slight look ahead to set the tone for the remainder of the year and a glimpse of what to expect as you work the process of becoming finan

Aug 29, 2023 • 21:37

Episode 107: Teach Your Children Encore Series: Struggle Is Good

Episode 107: Teach Your Children Encore Series: Struggle Is Good

As our "Teach Your Children" series winds down for the summer, one of the critical "Pay thyself first" comprehensions has to be not only the "why" but the "how". In this episode, Matthew and Jim share both their own personal stories with their children as well as the direction you can take to help your children understand the value of the discipline to make an investment in themselves and do it in a proper manner. For more information on Financial Sobriety visit www.yourfinancialsobriety.com

Aug 22, 2023 • 33:02

Episode 106: Teach Your Children Encore Series - Uncle Sam Takes His Cut

Episode 106: Teach Your Children Encore Series - Uncle Sam Takes His Cut

So you're following along with your hosts Matthew Grishman and Jim Gebhardt and your children are making progress, all excited about that first job and that first paycheck, right? But what happens next is the crux of this episode. The money isn't right! Who took my money? How do you explain to your children how and why what they get paid hourly isn't what they're going to take home from their efforts at work? That's what you'll learn in today's episode. For more information on Financial Sobriety

Aug 15, 2023 • 30:43

Episode 105: Teach Your Children Encore Series - Pay Thyself First

Episode 105: Teach Your Children Encore Series - Pay Thyself First

We're getting toward the end of summer and your hosts Matthew Grishman and Jim Gebhardt have been holding class on teaching your children about many of the attributes of building wealth and money as they relate to somebody just getting started in their earning career. Now comes the moment of truth when an income stream is recognized. Wealth building is a marathon, not a sprint but only if one is diligent in doing so. Today's episode get's one started on the process of being certain that the righ

Aug 8, 2023 • 39:00

Episode 104: Teach Your Children Encore Series - Give  a Sense of Direction.  The Clarity Compass.

Episode 104: Teach Your Children Encore Series - Give a Sense of Direction. The Clarity Compass.

If you're thinking it seems like you just heard an episode last week, you're correct. This whole teach your children concept provides so much value, the intent is to get as much of it completed while the kids are out of school and still at home. In this episode, your hosts, Matthew Grishman and Jim Gebhardt dig just a little deeper into the education of our children on what's important to them. Getting clarity through the "Clarity Compass" applied to your children can really open up their eyes t

Aug 1, 2023 • 28:19

Episode 103: Teach Your Children Encore Series - Financial Literacy & Tax Credits

Episode 103: Teach Your Children Encore Series - Financial Literacy & Tax Credits

We would love to hear what you have to say about this episode. Please send us a text.When the original episode was recorded, the "Child Tax Credits" were being distributed without the apparently requisite instruction manual on how to make the most of the money being received. That conversation made for an evergreen discussion on financial literacy for children and teens and even college students as they all need it desperately. This is a conversation that should be had even more tha

Jul 25, 2023 • 47:36

Episode 102: Teach Your Children Encore series:  The Value Of A Dollar

Episode 102: Teach Your Children Encore series: The Value Of A Dollar

Summertime has become the opportunity to brush up, refresh, reset and, well, relaunch the most popular "series" of episodes of Financial Sobriety, The "Teach Your Children" series on helping parents help their children learn about money and how it's so much more than just a buck to burn. By far, the most shared and played episodes in the library, they warrant the re-acquaintance. They're becoming classic, Matthew and Jim in providing you valuable information to support your efforts to help you

Jul 18, 2023 • 39:36

Episode 101: Teach Your Children Series - Three C's Updated

Episode 101: Teach Your Children Series - Three C's Updated

Yes, you may have heard this very first and extremely popular summer edition of the Teach Your Children series before. As a matter of fact, these are some of the most popular episodes in the library. And for good reason. Isn't parenting one of the greatest responsibilities we could take on? And helping parents along is this first in the TYC series, The Three C's. The twist this season is the fresh new content to lead you into the series as Jim and Matthew have a discussion of where they cur

Jul 11, 2023 • 1:05:15

Episode 100: Continuing Education is a Journey. Teach Your Children Series Kickoff.

Episode 100: Continuing Education is a Journey. Teach Your Children Series Kickoff.

It's that time of year when summer means vacations and holidays and time away from... learning? Maybe not. While the kids may be out of school, what a great opportunity to share and teach the value of learning. And not just any learning but the education of learning about the value of the three C's. The value of money, the value of struggle and so much more. Join you hosts Jim Gebhardt and Matthew Grishman as they share their enthusiasm for getting the "Teach Your Children" series launched

Jul 5, 2023 • 26:21

Episode 99: How Human Connection Thwarted a Suicide Attempt (replay)

Episode 99: How Human Connection Thwarted a Suicide Attempt (replay)

We would love to hear what you have to say about this episode. Please send us a text.Part two of a riveting discussion with David Woods Bartley takes us to the conversation of his darkness with depression and what led to his standing on the ledge of the Foresthill bridge about to release his grip on the cool steel post that was all that separated him from life and death. It's the story of human connection and hope that reveal the reason to live and the subsequent life that has been built a

May 30, 2023 • 44:37

Episode 98: From Mental Hellness to Mental Wellness, David Woods Bartley's Journey (replay)

Episode 98: From Mental Hellness to Mental Wellness, David Woods Bartley's Journey (replay)

May is Mental Health Awareness month and with so many things to be concerned about from the economy, global crisis with the environment and war, to Covid and our very own personal situations with whatever else it is we're all dealing with, it seemed a fitting time to address how good mental health is actually a solid path to Financial Sobriety. Today's guest, David Woods Bartley was talked off the edge of a bridge after years of mental health struggles. His story is a well told compilation of ev

May 30, 2023 • 42:35

Episode 97: Where We've Been

Episode 97: Where We've Been

Well, it's been a while since a new episode has dropped and there's good reason for that as well. In today's discussion, you'll get a little clarity on what Jim Gebhardt and Matthew Grishman have been up to as well as when you can expect your favorite program on personal financial well-being to resume in earnest. For more information about Financial Sobriety, please visit: www.yourfinancialsobriety.com

May 29, 2023 • 25:19

Episode 96:  The Trauma of Bank Failure, How It Happened and What You Can Do About It

Episode 96: The Trauma of Bank Failure, How It Happened and What You Can Do About It

We would love to hear what you have to say about this episode. Please send us a text.It's no secret that losing money causes trauma. The Silicon Valley Bank failure surely did some damage to many investors portfolios and likely left a significant mark on the psyche, ego and confidence of many. So what was it that happened? What is a run on the bank? How could something like this have happened in todays rapid communications world? Even more so, how could it have happened so quickly? M

Mar 28, 2023 • 54:40

Episode 95: Dr. Joyce Mikal-Flynn On the Steps From Dealing to Healing From Trauma

Episode 95: Dr. Joyce Mikal-Flynn On the Steps From Dealing to Healing From Trauma

We would love to hear what you have to say about this episode. Please send us a text.In the last episode the stage was set for dealing with the effects of the Covid Hangover. In this episode, Dr. Joyce Mikal-Flynn walks us through the power of her program, Metahab, to learn how to heal from the effects of Covid. This is a practical discussion that addresses how we ourselves can learn to heal from trauma and even takes a look back to us as children and how we were "taught" to learn o

Mar 7, 2023 • 35:47

Episode 94: Dealing With the Trauma of the Covid Hangover

Episode 94: Dealing With the Trauma of the Covid Hangover

We would love to hear what you have to say about this episode. Please send us a text.Let's face it. Even though the market had a good year in 2022, 2023 has been no picnic. Part of the issue, at least in the opinion of your hosts, Matthew Grishman and Jim Gebhardt, we're now experiencing the Covid hangover. Experiencing trauma is one thing, working through it is another and few would argue, the entire Covid era wreaked havoc on everything. Just because we had a good year for the s

Feb 21, 2023 • 56:40

Episode 93: Starting Down the Right Path in 2023 by Understanding How Bias Can Influence Risk.

Episode 93: Starting Down the Right Path in 2023 by Understanding How Bias Can Influence Risk.

We would love to hear what you have to say about this episode. Please send us a text.Ready for 2023? Want to get yourself started in the right direction? Then you've come to the right place. Your hosts, Matthew Grishman and Jim Gebhardt, complete the prior episode's discussion on bias but take it to a practical application to address its influence on risk. And risk at the wrong time could be devastating. Learn how best to be aware of how bias enters into your risk approach and le

Feb 9, 2023 • 30:25

Episode 92: How Your Biases Impact Your Investment Decisions. Be Very Careful!

Episode 92: How Your Biases Impact Your Investment Decisions. Be Very Careful!

We would love to hear what you have to say about this episode. Please send us a text.You're not biased on how you spend your money are you? Yes. You most certainly are and in the next two episodes you're going to get a very specific and detailed outline of exactly what those biases look like and how they affect what you buy, what you invest in and how you look at what you do with your money. This is an oh so enlightening next two episodes you may even want to take some notes be cert

Jan 24, 2023 • 53:07

Episode 91: New Year Collection To Welcome 2023

Episode 91: New Year Collection To Welcome 2023

We would love to hear what you have to say about this episode. Please send us a text.Welcome to 2023! While Jim and Matthew are hard at work building out the new year of episodes and content for the program, we thought it would be fun to assemble episodes from the last three January's into one great collection of content. From the second show of Financial Sobriety to last January, if you're a subscriber, you're going to appreciate the refresher. If you're new to the progra

Jan 10, 2023 • 38:30

Episode 90: Entering the New Year Knowing How to Deal With Inflation.

Episode 90: Entering the New Year Knowing How to Deal With Inflation.

We would love to hear what you have to say about this episode. Please send us a text.Did you miss any of the "inflation" episodes in the latter part of the year? Did you want to share with somebody that you thought might benefit but just didn't have the time to load up and share 4 episodes? Did you just lose a little bit in the translation of so much information over the 4 episodes? Guess what? This is your episode then! This is a compilation, a distillation if you will, of

Dec 27, 2022 • 1:03:20

Episode 89: Looking Behind In Order to Look Ahead.

Episode 89: Looking Behind In Order to Look Ahead.

We would love to hear what you have to say about this episode. Please send us a text.As a listener to the program you've heard your hosts Jim Gebhardt and Matthew Grishman stress the virtues of slowing down to go faster, the 10-10-10 rule, say "no" more. Well now, you're going to hear turn around and look behind to help you look ahead or go back to go forward. In this episode, a 3 year 3 season and 87 episodes later review is assembled into a neat little package. Impress

Dec 14, 2022 • 39:49

Episode 88: Did You Know You Have Financial Biases?

Episode 88: Did You Know You Have Financial Biases?

We would love to hear what you have to say about this episode. Please send us a text.We all carry bias in our lives but did you know you have financial biases too? Probably more than you thought. As Matthew works toward earning his Certified Financial Planner certification, he was exposed to the myriad of biases people can have with regard to their finances. Some obvious, others not so much. Confirmation Bias, Endowment Bias, Self Control Bias; Hear the perspective from your hosts Jim Gebha

Dec 13, 2022 • 24:01

Episode 87: Did You Gratitude Today?

Episode 87: Did You Gratitude Today?

We would love to hear what you have to say about this episode. Please send us a text.The Thanksgiving holiday is over. Most of us celebrated with family and friends and had a day full of gratitude. But why let it end with just one big day a year? What if gratitude happened every day? Multiple times a day? What could that look like? How could that benefit everyone? How would it make you feel? Your hosts, Jim Gebhardt and Matthew Grishman explain their take on gratitude in a very simple ep

Nov 29, 2022 • 36:19

Episode 86: How to Get From Inflation to Insulation This Holiday Season.

Episode 86: How to Get From Inflation to Insulation This Holiday Season.

We would love to hear what you have to say about this episode. Please send us a text.The Clarity Compass is a great tool to understand what it is you are going to do to improve your relationship with money and consequently with yourself and others. What does that look like as we approach the holidays? How do you prevent the Visa Hangover that comes post holiday when you've violated the very principles you just assembled with the Clarity Compass tool? What better way to insulate the money

Nov 12, 2022 • 41:25

Episode 85: I Can See Clearly Now.

Episode 85: I Can See Clearly Now.

We would love to hear what you have to say about this episode. Please send us a text.You've heard the descriptions of both Jeff (aka "Ace") and Theresa as they worked their way through the process of the identification of their core four values. Now hear the completion of the Clarity Compass exercise and learn what it did for them to help crystallize what's most important to them and how knowing this gives them guidance on how they'll use their money to best serve thos

Nov 1, 2022 • 51:11

Episode 83: Achieving Financial Clarity with the Clarity Compass.

Episode 83: Achieving Financial Clarity with the Clarity Compass.

We would love to hear what you have to say about this episode. Please send us a text.The Clarity Compass is a part of the foundation of Financial Sobriety and is referenced throughout many of the episodes. Without it, you have no direction. With it, you have, well, clarity! Easier for some than others, the Clarity Compass exercise is a pre-requisite to further understanding of Financial Sobriety. In this episode, you'll hear the Clarity Compass applied as the show's producer, AKA A

Oct 18, 2022 • 46:25

Episode 84: The Clarity Compass Continued...

Episode 84: The Clarity Compass Continued...

We would love to hear what you have to say about this episode. Please send us a text.In Part 1 of the Clarity Compass you went thru the exercise as it was performed with the program's producer, Ace. (aka Jeff). Now, Matthew and Jim take Jeff's wife, Theresa or "T" through the same process with what might be surprising results; In a good way. For couples and families, understanding each other and identifying those four things that are most important to you can really change

Oct 18, 2022 • 28:26

Episode 82: Are You On Financial Auto Pilot?

Episode 82: Are You On Financial Auto Pilot?

We would love to hear what you have to say about this episode. Please send us a text.Not unlike flying a plane, you're going to hear Matthew and Jim discuss the need to have checks and balances on your investment "flight" plan. Too often, one tends to want to manually attempt to "fly" their investment strategy over the long haul. Not unlike a flight plan, however, if you're off just a bit in the early years, you could be way, way off in the later years. A few mile

Oct 4, 2022 • 58:00

Episode 81: Tips, Tricks and Tools to Battle Inflation Intentionally.

Episode 81: Tips, Tricks and Tools to Battle Inflation Intentionally.

Inflation is the silent disruptor as you've already heard. But did you know you can battle back with relative ease? Exercising the pain of discipline over the pain of regret, today's episode reveals tips, tricks and tools you can use to win the battle over inflation. You can do it and you can continue to live your lifestyle... as long as you don't allow it to creep up with the advances you make with your money. Learn how in detailed steps with historical experience and practice from both your

Sep 20, 2022 • 58:01

Episode 80:  Inflation Part II - The Feds' Three Levers to Control It.

Episode 80: Inflation Part II - The Feds' Three Levers to Control It.

We would love to hear what you have to say about this episode. Please send us a text.How, really, does the Inflation Reduction Act impact inflation? As you might have surmised, this is a very familiar governmental titling ploy to make the "Act" sound like something it may not quite really be. Or is it? Does it do what it says? Listen to what Matthew and Jim have to say about it and do what you must to keep your political persuasion out of the evaluation. This is a bi-partisan bil

Sep 6, 2022 • 42:59

Episode 79: Inflation  Part 1- The Ultimate Silent Financial Disruptor.

Episode 79: Inflation Part 1- The Ultimate Silent Financial Disruptor.

We would love to hear what you have to say about this episode. Please send us a text.It's the hottest topic of discussion in financial circles right now. That's right. Inflation is silently eating away at your savings, it's taking your income, it's limiting your freedom to do what you want. Join Matthew and Jim as they discuss what inflation is and how we may have gotten to this point. Somewhat tutorial, somewhat educational and always presented with an entertaining bent

Sep 6, 2022 • 30:15

Episode 78: Teach Your Children - Summer Wrap Up

Episode 78: Teach Your Children - Summer Wrap Up

We would love to hear what you have to say about this episode. Please send us a text.Hard to believe another summer is behind us and the fourth quarter of the year is just around the corner. Your hosts, Jim Gebhardt and Matthew Grishman, reflect on the second summer presenting the "Teach Your Children" series and the significance of preparing your children for their relationship with money, self and others. From that vantage point, they take a slight look ahead to set the tone for t

Aug 30, 2022 • 21:37

Episode 77: Teach Your Children - Struggle Is Good.

Episode 77: Teach Your Children - Struggle Is Good.

We would love to hear what you have to say about this episode. Please send us a text.As our "Teach Your Children" series winds down for the summer, one of the critical "Pay thyself first" comprehensions has to be not only the "why" but the "how". In this episode, Matthew and Jim share both their own personal stories with their children as well as the direction you can take to help your children understand the value of the discipline to make an investment

Aug 23, 2022 • 33:02

Episode 76: Teach Your Children - Uncle  Sam Takes His Cut

Episode 76: Teach Your Children - Uncle Sam Takes His Cut

We would love to hear what you have to say about this episode. Please send us a text.So you're following along with your hosts Matthew Grishman and Jim Gebhardt and your children are making progress, all excited about that first job and that first paycheck, right? But what happens next is the crux of this episode. The money isn't right! Who took my money? How do you explain to your children how and why what they get paid hourly isn't what they're going to take home from thei

Aug 16, 2022 • 30:43

Episode 75: Teach Your Children -  Pay Thyself First

Episode 75: Teach Your Children - Pay Thyself First

We would love to hear what you have to say about this episode. Please send us a text.We're getting toward the end of summer and your hosts Matthew Grishman and Jim Gebhardt have been holding class on teaching your children about many of the attributes of building wealth and money as they relate to somebody just getting started in their earning career. Now comes the moment of truth when an income stream is recognized. Wealth building is a marathon, not a sprint but only if one is diligent i

Aug 9, 2022 • 39:00

Episode 74: Teach Your Children - Give Them a Sense of Direction. Yes, a Compass!

Episode 74: Teach Your Children - Give Them a Sense of Direction. Yes, a Compass!

If you're thinking it seems like you just heard an episode last week, you're correct. This whole teach your children concept provides so much value, the intent is to get as much of it completed while the kids are out of school and still at home. In this episode, your hosts, Matthew Grishman and Jim Gebhardt dig just a little deeper into the education of our children on what's important to them. Getting clarity through the "Clarity Compass" applied to your children can really open up their eyes t

Aug 2, 2022 • 28:19

Episode 73: Teach Your Children Series - Child Tax Credit...Yes, Again.

Episode 73: Teach Your Children Series - Child Tax Credit...Yes, Again.

We would love to hear what you have to say about this episode. Please send us a text.What if you could count on your state school system to educate, not only your child, but every child on financial literacy? What would that look like 20 years from now as those children grew into leadership, adulthood, government? Pretty amazing I would think. You'll hear about Rhode Island's bill SB349 in today's episode and what better time to roll that right into the federal child tax credit t

Jul 26, 2022 • 47:36

Episode 72:  Teach Your Children Series - The Value of a Dollar

Episode 72: Teach Your Children Series - The Value of a Dollar

Continuing the theme of teaching your children financial literacy, this episode digs into respecting the value of money from an early age with some tutorial elements to help you with your children in the process of learning about the value of a dollar. The concepts may be simple in theory but the actual practice is invaluable. For more information on Financial Sobriety or to reach Matthew Grishman, visit www.yourfinancialsobriety.com

Jul 20, 2022 • 39:36

Resistance Strikes Again: Live Episode 7-20-22 postponed.

Resistance Strikes Again: Live Episode 7-20-22 postponed.

We would love to hear what you have to say about this episode. Please send us a text.In this brief update, Matthew and Ace bring a message of the postponement of the "live" episode as a result of a family health emergency in Jim's family. Tomorrow, the next episode in the sequencing of "Teach Your Children" will be launched instead of the previously anticipated "live" episode. At this point, more information will be forthcoming as the Gebhardt family situati

Jul 19, 2022 • 7:50

Episode 71: Teach Your Children Series.  The Three C's.

Episode 71: Teach Your Children Series. The Three C's.

Yes, you may have heard this before. Because there was such an interest in what we did last year, we've simply polished a few things up and we're relaunching the "Teach Your Children" series for the summer session. We know you're not likely to go back and dig the episode up, but if you're new to our program, this will be new to you. If you're familiar with the program, now you can share it simply with a family member, a relative or friend who could use a little Financial Sobriety instilled in

Jul 13, 2022 • 44:59

Episode 70: Teach Your Children  Financial Literacy Summer Kickoff.

Episode 70: Teach Your Children Financial Literacy Summer Kickoff.

We would love to hear what you have to say about this episode. Please send us a text.Back by popular demand and with a little twist, the summer series of teaching your children the immutable lessons of Financial Sobriety returns. This is the 7 course program to help your children of any ageget a grip on those three most important relationships of money, self and others. Since it's unlikely the curriculum is being taught in your childs school or better yet, since it's likely if your

Jul 12, 2022 • 22:52

Episode 69: The 6 Steps of Metahab.  Resilience Begins as a Child.

Episode 69: The 6 Steps of Metahab. Resilience Begins as a Child.

We would love to hear what you have to say about this episode. Please send us a text.In this Part 2 on the discussion of Metahab and the process of Post Traumatic Growth Dr. Joyce Mikal-Flynn identifies the 6 steps in the process to growth from trauma but after a slight deviation with Matthew and Jim on the initial willingness and acceptance of the individual that has experienced that trauma. It begins as a child and how well that child grows into a person capable of choosing to make a differe

Jun 29, 2022 • 41:51

Episode 68: Dr. Joyce Mikal-Flynn died yet survived to tell her story.

Episode 68: Dr. Joyce Mikal-Flynn died yet survived to tell her story.

We would love to hear what you have to say about this episode. Please send us a text.The title is ominous... and true, but there's a wonderful continuation story and that's what you'll hear as your hosts Matthew and Jim walk you thru the activity that led to Dr. JMF's death experience and over 20 minutes of CPR before being resuscitated. Resilience, connection and purpose are evident in the outcome that went on to yield a Doctorate and stratified program for Post Traumatic

Jun 28, 2022 • 57:19

Episode 67: Longevity Risk.  The Financial Equation.

Episode 67: Longevity Risk. The Financial Equation.

In this second part of the Longevity Risk assessment, Matthew and Jim move from the emotional evacuation necessary to making the requisite moves in an aging situation to the financial considerations. Not only do things become more complicated on this side of the equation but this is where living longer can present the challenges of affordability. Long term care insurance for example. Extended durations beyond expectations in managed care can absolutely consume all financial tools that may hav

Jun 15, 2022 • 39:25

Episode 66: Longevity Risk, Outliving Your Money.

Episode 66: Longevity Risk, Outliving Your Money.

We would love to hear what you have to say about this episode. Please send us a text.Longevity risk. This could be one of the most devastating challenges to long life. If statistics bear out, the "baby boom" generation is going to represent the longest living demographic ever in the history of the country and that means a greater percentage of the population over the age of 85. And that means a greater drain on resources for health care, living expenses and housing. Your hosts, Ma

Jun 14, 2022 • 43:04

Episode 65: How Human Connection Thwarted a Suicide Attempt.

Episode 65: How Human Connection Thwarted a Suicide Attempt.

We would love to hear what you have to say about this episode. Please send us a text.Part two of a riveting discussion with David Woods Bartley takes us to the conversation of his darkness with depression and what led to his standing on the ledge of the Forresthill bridge about to release his grip on the cool steel post that was all that separated him from life and death. It's the story of human connection and hope that reveal the reason to live and the subsequent life that has been built

Jun 1, 2022 • 44:05

Episode 64: From Mental Hellness to Mental Wellness, David Woods Bartley's Journey.

Episode 64: From Mental Hellness to Mental Wellness, David Woods Bartley's Journey.

May is Mental Health Awareness month and with so many things to be concerned about from the economy, global crisis with the environment and war, to Covid and our very own personal situations with whatever else it is we're all dealing with, it seemed a fitting time to address how good mental health is actually a solid path to Financial Sobriety. Today's guest, David Woods Bartley was talked off the edge of a bridge after years of mental health struggles. His story is a well told compilation of

May 31, 2022 • 42:03

Episode 63: What If You Were Immortal?  Would Your Risk Tolerance Change?

Episode 63: What If You Were Immortal? Would Your Risk Tolerance Change?

Matthew and Jim take a little different journey in this episode as they do get a bit technical, tutorial even. The discussion wraps around your understanding and tolerance of risk and the exposure you may unknowingly have hidden in various funds. You'll get a discussion and better understanding of how bonds work and how in this current environment of rising interest rates, bonds may not be the "safe" bet and may actually be creating a much greater exposure to risk. Would you change your accep

May 17, 2022 • 1:00:51

Episode 62: Ten Financial Risks You Can't Control.  Now what?

Episode 62: Ten Financial Risks You Can't Control. Now what?

How do you identify risk to your retirement expectations? In this episode, Matthew and Jim introduce the ten financial risks you have no control over. But what can you do about them? Ah... that's going to be the discussion that starts today and continues as the series on risk answers the myriad of questions that arise. For more information about your hosts Matthew Grishman and Jim Gebhardt, or to learn more about Financial Sobriety, visit www.yourfinancialsobriety.com

May 3, 2022 • 38:44

Episode 61: The Unexpected Happens...Is your Financial House in Order?

Episode 61: The Unexpected Happens...Is your Financial House in Order?

Matthew and Jim continue the conversation with their producer, Ace, (aka Jeff)in the aftermath of a serious health issue about the significance of preparation in the event of an unforeseen situation. Is your financial house in order? Is there somebody other than you who knows where everything of importance is? Do they know your passwords? What are you forgetting about? Listen to hear the discussion and options others have taken in the approach to being certain nothing is left to chance. F

Apr 18, 2022 • 38:44

Episode 60: How a heart attack changed a life. What if it were you?

Episode 60: How a heart attack changed a life. What if it were you?

Join Matthew and Jim as they have a very candid discussion with their producer Jeff, aka Ace, about a recent health incident that could have resulted in his passing. A rare congenital heart condition called a Myocardial Bridge wreaked havoc on his health. The story continues with complications to the next steps in the process of a correction to his diagnosis. If you know of anyone with a heart condition or who has had heart surgery, this could be a life saving episode. Don' t wait to seek pro

Apr 5, 2022 • 57:32

Episode 59: Trust and Empathy Build Leadership, Connection and True Wealth Perspective.

Episode 59: Trust and Empathy Build Leadership, Connection and True Wealth Perspective.

We would love to hear what you have to say about this episode. Please send us a text.Could trust without judgement radically change the world? Join Jim and Matthew for the discussion on how trust and empathy create leadership, connection and community. If humanity is more alike than different, wouldn't that allow for more compromise and understanding? If you were able to better control your emotions versus being controlled by them, do you think there could be more peace in the environmen

Mar 29, 2022 • 36:59

Episode 58: How to Use Your Emotional Advantage Toward True Wealth.

Episode 58: How to Use Your Emotional Advantage Toward True Wealth.

How often have you known you made an emotional vs rational decision? What was the outcome? More often than not, emotional vs rational or logical decisions are not in your best interest. Jim and Matthew share both stories and a technique you can use to make better decisions and diffuse those irrational, emotional decisions that can occur if you allow them. You may find, in practice, this simple exercise could literally change your life for the better. For more information visit www.yourfinan

Mar 15, 2022 • 43:15

Episode 57: Are You Accepting and Allowing Mediocrity to Creep Into Your Life?

Episode 57: Are You Accepting and Allowing Mediocrity to Creep Into Your Life?

Mediocrity. You know it when you see it, or hear it, or feel it. Usually it's not a good feeling as most of us prefer something, no, most of us expect something better. But after two long years of sequestering, fear for and of many things including our health, sometimes just getting by with a mediocre performance has become acceptable. Or has it? In a turbulent market with your retirement at stake, is mediocre good enough? Today's show will give you a deep insight into how both Matthew and

Mar 1, 2022 • 55:56

Episode 56: Part 2 - Taking the Proper Steps Toward Retirement in a Changing Market.

Episode 56: Part 2 - Taking the Proper Steps Toward Retirement in a Changing Market.

If the first part of this two part episode got your attention, Part 2 is really going to bring that messaging home. Patience is key in a dynamic market. The lesson that history repeats itself could not be more clear as Matthew and Jim walk you through the very though process you'll need to understand and accept the changes in the market and how they can wreak havoc on your expectations or, if you're paying attention, help you to sleep better at night knowing you've made some good decisions. A

Feb 16, 2022 • 24:49

Episode 56: The Bull Can't Run forever... Now What Do You Do?

Episode 56: The Bull Can't Run forever... Now What Do You Do?

Bull Market, Bear Market, Correction, Crash... all have been bantered around in the vernacular of stock, investment and retirement talk. This is a necessary discussion and you'll likely be shocked by some of the truths that are told in today's first part of two on what may seem dramatic to your portfolio. Especially if you're already, or just about to retire. What can you do, what should you do, and what might be expected looking ahead? You'll hear the observations and lead into next steps wh

Feb 15, 2022 • 41:30

Episode 55: Part 2. Julia Nicholson shares her 5 frames for dealing with grief and loss.

Episode 55: Part 2. Julia Nicholson shares her 5 frames for dealing with grief and loss.

This second part of the two part series with Julia Nicholson continues the discussion of dealing with grief and loss and looking at them from a different perspective. What you'll learn is the process for dealing with the "its" in life. Julia shares her five framed steps to change the way you deal with the challenges in life and how to get from "not wanting to live like this anymore", to taking the steps to live the life you choose. She shares the most recent "it" that brought her to the reali

Feb 1, 2022 • 49:53

Episode 55: "IT" Happened...Now What?  Part 1

Episode 55: "IT" Happened...Now What? Part 1

While the title seems ominous the story is not. Matthew and Jim talk with TedX speaker and guest Julia Nicholson about her experiences with loss, personal tragedy and death in her life. This first part of a two part episode reveals the basis of Julia's experience and her story. From a tragic and disfiguring accident at the age of 18 that lead to a series of experiences that created the person she has become today. Her story of "its" will challenge you to look at things from a different persp

Jan 18, 2022 • 53:17

Episode 54: New You In 2022. Resolutions? No. Intentions? Yes!

Episode 54: New You In 2022. Resolutions? No. Intentions? Yes!

Happy New Year! And with that come the usual "obligatory" resolutions, right? Wrong! Listen to the approach Jim and Matthew share as they discuss building a year with intentionality vs regret for failed resolutions. C'mon, we all know they don't work for most of us anyway. Learn the steps to take to get your year off to a great start and end with you intentions well received. Have a great new year and a great new you in 2022! For more information about Financial Sobriety, visit www.yourfi

Jan 4, 2022 • 32:27

Holiday Encore Christmas 2021: An incredible year.

Holiday Encore Christmas 2021: An incredible year.

We would love to hear what you have to say about this episode. Please send us a text.As the year winds down but financial requirements for year-end increase, Jim and Matthew found the ability to satisfy the most pressing needs during the recent market activity a little too daunting to get the next episode properly recorded and produced, so for a great refresher on gratitude and the reason for the program's success in the first place, here's a little holiday greeting followed by the ve

Dec 21, 2021 • 53:18

Episode 53: The Alliance.  What's in your hand?

Episode 53: The Alliance. What's in your hand?

As we head deeper into the holiday season, what better way to demonstrate financial sobriety than to share a story of need and success as it relates to some of our most misunderstood families and children... those in the Foster Care System. Today, Jim and Matthew speak with Heidi White, Educator and Church Relations Director for The Alliance: defending the causes of kids and families. You'll hear the true stories of what happens to children in the Foster Care System once emancipated and the ch

Dec 7, 2021 • 51:35

Episode 52: Part 2 - Betsaida LeBron Brings Your Inner Play Out.

Episode 52: Part 2 - Betsaida LeBron Brings Your Inner Play Out.

The continuation of this most entertaining discussion continues with Betsaida LeBron not only sharing the definition of play vs humor, but giving us an example of something we can do around the dinner table for the Thanksgiving holiday. Everyone in studio gets in the game for a good laugh as they participate in a playful spirit. This is one time we say "Do try this at home!". For more information on how you can reach Betsaida you can find her website at www.improveq.org. To learn more about

Nov 24, 2021 • 30:58

Ep 52: Part 1 - Betsaida LeBron Brings Play and Fun to the Money Equation.

Ep 52: Part 1 - Betsaida LeBron Brings Play and Fun to the Money Equation.

Join Jim and Matthew as they discuss the process of bringing out the inner child in your life with Improv Comedian Betsaida LeBron. Learn how to get back to the play and fun you remember as a child by losing the mask and armor of years of protection having to be built. This first of a two part episode unveils the process Betsaida had to go through to get herself in a space where she knew she belonged. If you've ever felt you're pretending and accommodating to please others, think again after

Nov 23, 2021 • 40:06

Episode 51:  Take the Challenge to Eliminate the Holiday Visa Hangover.

Episode 51: Take the Challenge to Eliminate the Holiday Visa Hangover.

In a slightly different twist, join Jim and Matthew today as they discuss the value proposition for the upcoming event starting November 15th. The Visa Hangover Challenge will shed light on the steps you can take to avoid the headache that occurs for so many in January when that holiday Visa bill shows up. You can change the behavior to make January a welcome month with the excitement upon the arrival of that Visa bill, knowing that you've got nothing to be surprised by or worried about. For

Nov 9, 2021 • 21:44

Episode 50: Part 1 - Preparing to avoid the holiday Visa hangover.

Episode 50: Part 1 - Preparing to avoid the holiday Visa hangover.

It's almost the holidays and it's no secret that can create a nightmare for those not prepared for the spend. Today's episode is the first of a two part series on getting ready for the holidays and not sending yourself into a full on depression when the bills come in January. Matthew tells an anecdotal story and Jim shares his perspective on what's around the corner this year. These next two programs are the prelude to saying "no" more and preventing the unintentional, mindless holiday spendi

Oct 26, 2021 • 37:44

EP 50: Part 2 - Preventing the VISA Hangover by saying "NO" more.

EP 50: Part 2 - Preventing the VISA Hangover by saying "NO" more.

This second part of preventing the VISA Hangover gets into the meat of the matter. Saying "NO" more. Your hosts, Matthew and Jim will not only reflect on the value of saying "NO" more but they'll give you specific examples of the benefit when you do so. It's not as simple as you may think. In addition, full details on getting registered for "The Say No More Challenge" live video presentation starting November 15th will be discussed as your hosts invite you to attend. In the presentation you

Oct 22, 2021 • 33:41

Episode 49: Dr. Rishi Menon on Covid. Science Is Not Truth.

Episode 49: Dr. Rishi Menon on Covid. Science Is Not Truth.

Dr. Rishi Menon returns to close out his conversations with Matthew and Jim with a medical discussion about the perceptions of science and its' influence on the human psyche. Especially as it relates to Covid 19 and the vaccination to prevent the disease...or at least minimize its' effects. While there are no earth shattering revelations, there is a great discussion about how MRNA affects the body and its' ability to fight the disease as well as some philosophical conversation on acceptance of

Oct 12, 2021 • 43:33

Special Edition: Market Meltdown Memories - part 2

Special Edition: Market Meltdown Memories - part 2

We would love to hear what you have to say about this episode. Please send us a text.This second part of Market Meltdown Memories gets deeper into the elements of what caused the failures of major companies in the 2008 collapse, like Merrill Lynch and Lehman Brothers. The bailouts, especially for insurance company AIG and the resulting book entitled "Too big to fail" are part of the discussion as Matthew and Jim reflect on the past crash and the relationship it may or may not have to

Sep 29, 2021 • 23:22

Special Edition: Market Meltdown Memories - part 1

Special Edition: Market Meltdown Memories - part 1

All too often, we tend to attempt to forget the past but it's no secret that history repeats itself. That's the subject of today's discussion as conversations around the office, or around the virtual world of zoom are beginning to creep up with questions of the economy's health and the stock markets long upward trend. Is it time of reconsideration of placement of assets? Matthew and Jim begin a spirited conversation on the topic in this episode which will be immediately followed by the closure

Sep 28, 2021 • 29:22

Episode 48: Dr. Rishi Menon on good health vs. treating symptoms.

Episode 48: Dr. Rishi Menon on good health vs. treating symptoms.

Continuing the discussion with Dr. Rishi Menon, Matthew and Jim dig a little deeper into the impact of "imposter syndrome" as it affects and impacts loved ones beyond self. Dr. Menon goes on to discuss treating the mental health aspect of what may have caused an condition and treating the whole person vs. just managing the symptoms. He speaks from personal experience and relates his situation to so many he people he sees as patients and discusses how we really need to look at things differentl

Sep 22, 2021 • 37:14

Episode 47: Dr. Rishi Menon begins his story... things weren't right.

Episode 47: Dr. Rishi Menon begins his story... things weren't right.

Today's episode reveals a look into the reality that even the most respected of professions has its' shortcomings and challenges when it comes to the personal side of those in that practice. Hosts jim Gebhardt and Matthew Grishman speak with a very special guest and personal friend of Matthew's on what began a spiral into self-doubt and substance abuse. Dr. Rishi Menon, a practicing cardiologist,and member of a cardiology group, shares the beginning of his story in this first episode of three

Sep 21, 2021 • 37:36

Episode 46: Teach Your Children - Struggle is Good

Episode 46: Teach Your Children - Struggle is Good

As our "Teach Your Children" series winds down for the summer, one of the critical "Pay thyself first" comprehensions has to be not only the "why" but the "how". In this episode, Matthew and Jim share both their own personal stories with their children as well as the direction you can take to help your children understand the value of the discipline to make an investment in themselves and do it in a proper manner. For more information on Financial Sobriety visit www.yourfinancialsobriety.com

Sep 7, 2021 • 31:56

Episode 45: Teach Your Children -  Uncle Sam Takes His Cut

Episode 45: Teach Your Children - Uncle Sam Takes His Cut

We would love to hear what you have to say about this episode. Please send us a text.So you're following along with your hosts Matthew Grishman and Jim Gebhardt and your children are making progress, all excited about that first job and that first paycheck, right? But what happens next is the crux of this episode. The money isn't right! Who took my money? How do you explain to your children how and why what they get paid hourly isn't what they're going to take home from

Aug 24, 2021 • 28:46

Episode 44: Teach Your Children - Pay Thyself First!

Episode 44: Teach Your Children - Pay Thyself First!

We're getting toward the end of summer and your hosts Matthew Grishman and Jim Gebhardt have been holding class on teaching your children about many of the attributes of building wealth and money as they relate to somebody just getting started in their earning career. Now comes the moment of truth when an income stream is recognized. Wealth building is a marathon, not a sprint but only if one is diligent in doing so. Today's episode get's one started on the process of being certain that the r

Aug 10, 2021 • 37:46

Episode 43: Teach Your Children - Clarity Compass

Episode 43: Teach Your Children - Clarity Compass

If you're thinking it seems like you just heard an episode last week, you're correct. This whole teach your children concept provides so much value, the intent is to get as much of it completed while the kids are out of school and still at home. In this episode, your hosts, Matthew Grishman and Jim Gebhardt dig just a little deeper into the education of our children on what's important to them. Getting clarity through the "Clarity Compass" applied to your children can really open up their eye

Aug 3, 2021 • 25:30

Episode 42: Teach your Children - Child Tax Credit means you've got money!

Episode 42: Teach your Children - Child Tax Credit means you've got money!

What if you could count on your state school system to educate, not only your child, but every child on financial literacy? What would that look like 20 years from now as those children grew into leadership, adulthood, government? Pretty amazing I would think. You'll hear about Rhode Island's new bill SB349 in today's episode and what better time to roll that right into the federal child tax credit that was recently passed? Matthew and Jim describe what's going on in Rhode Island and then se

Jul 27, 2021 • 46:07

Episode 41: Teach your Children - The value of a dollar

Episode 41: Teach your Children - The value of a dollar

Continuing the theme of teaching your children, this episode digs into respecting the value of money from an early age with some tutorial elements to help you with your children in the process of learning about the value of a dollar. The concepts may be simple in theory but the actual practice is invaluable. For more information on Financial Sobriety or to reach Matthew Grishman, visit www.yourfinancialsobriety.com

Jul 13, 2021 • 37:36

Episode 40: Teach Your Children - The three C's (not color, cut and clarity!)

Episode 40: Teach Your Children - The three C's (not color, cut and clarity!)

Teach your children. Seems like it should be so simple but unfortunately, as you'll hear and maybe even more likely, have already learned, the absolute manual on successful childrearing doesn't seem to have yet been written and demonstrated. Kids financial literacy is important, and your hosts, Matthew Grishman and Jim Gebhardt will get there but it starts way before that. In this episode you'll learn the three C's of raising your child from two guys who have been there and done that. You'll

Jun 29, 2021 • 43:39

Episode 39: A graduation of sorts and halftime break.

Episode 39: A graduation of sorts and halftime break.

The grand re-opening has happened, things are appearing to be back to normal. But are they? Likely not and that's why today's episode is so important. Yeah, we know it's a little long, but we didn't want to split it into two parts and make you wait another week when the topic is so significant and the process one that needs to be completed sooner than later. Graduation. We've been through something and yes, it's also the month of June and that's also graduations. But important to note that

Jun 15, 2021 • 1:01:09

Episode 38: Overwhelm - At least three simple steps to remedy.

Episode 38: Overwhelm - At least three simple steps to remedy.

Following up on last episode's discussion of overwhelm and how it can impact so many of your decisions, including serious financial ones, Matthew and Jim revisit the tried and true, proven solutions to minimize that overwhelm. Ease off the pressure, the sense of urgency or FOMO (fear of missing out). Lose the spontaneity and regain the intentionality of what you do. Look, nobody wants to relapse, but it happens. There are steps you can take, however, to help you get back on track. It's about

Jun 1, 2021 • 36:48

Episode 37: Overwhelm - Chaos comes in as the masks come off.

Episode 37: Overwhelm - Chaos comes in as the masks come off.

The pandemic is beginning to release it's grip on our lives. On our lifestyles. But are we ready to fully re-engage in that which we had longed for? Are we ready for what normal was? Or will things never be like that "normal" was ever again? In this episode, Matthew and Jim relate to the overwhelm so many are feeling with the seemingly sudden return to demands on time and the effect of a quick return to business almost, as it was. A hidden side effect that can wreak havoc on so much financi

May 19, 2021 • 28:20

Episode 36: The Grand Reopening, Part II. Beth and Jim on the Clarity Compass.

Episode 36: The Grand Reopening, Part II. Beth and Jim on the Clarity Compass.

This second part of a two part program on revisiting the Clarity Compass with our very own Beth and Jim Gebhardt portends some very candid and revealing discussion about both the personal side of the process for them both, but also the professional side of things as well. As the continuation of Beth's first foray into the Clarity Compass, Jim joins in the conversation and shares his experience of participating, versus administering, the program to clients. What results is a most honest and imp

May 4, 2021 • 42:21

Episode 35: The Grand Re-opening of America. Part I

Episode 35: The Grand Re-opening of America. Part I

The re-opening of the country signifies a milestone in the battle against COVID but what about the battle of your finances? In this episode, Matthew interviews Jim and Beth Gebhardt as "guest" of the program and what it was like for them to follow the steps in Episode 5 "Top of the Mountain" with regard to the "Clarity Compass". Now that there is an opportunity to spend again, isn't it critical that you spend on those things most important to you? Do you know what they are? If not, this is y

Apr 21, 2021 • 36:30

Episode 34: Melissa Bernstein's journey continues with her startling revelation.

Episode 34: Melissa Bernstein's journey continues with her startling revelation.

This second part of the discussion with Melissa Bernstein reveals her deepest and darkest moment in life. Identified as Existential Depression, she shares the steps she's taken, the stories she's learned, the actions she does that help her deal with her diagnosis. She also takes you down the path of self realization and the encouragement to understand you are not alone. As a result of her journey, Lifelines was created to help others feeling the same despair. Her promise to talk to everyone

Apr 6, 2021 • 41:03

Episode 33: Melissa Bernstein of Melissa and Doug Toys, shares a surprising journey.

Episode 33: Melissa Bernstein of Melissa and Doug Toys, shares a surprising journey.

As the month of March continues the theme of "relationship with self", Matthew and Jim have an incredible discussion with Melissa Bernstein of Melissa and Doug Toys. Hear how even when you have everything, including passion, purpose and love, life still may not be the completion of fulfillment. This is part 1 of a two part program that will set the stage for the wonderful side of things before turning to the severe emotional toll and mental health challenges that were diagnosed as Existential

Mar 23, 2021 • 39:29

Episode 32: How nutritional well being makes for better financial decisions.

Episode 32: How nutritional well being makes for better financial decisions.

The topic of today's show is the first for the month wrapped around the relationship with self. If you're not healthy physically, how can you ever be healthy with your relationship with money? Matthew and Jim have an incredible conversation with a master nutritionist, meal planner and author of Eat Naked Kitchen, Margaret Floyd Barry. If making change for improved health and lifestyle is important to you, sit down, take notes and enjoy the conversation. For more information about Margaret, vi

Mar 9, 2021 • 57:50

Episode 31: Finance February. Mortgage Expert Brad L'Engle's tips to customize your largest expense.

Episode 31: Finance February. Mortgage Expert Brad L'Engle's tips to customize your largest expense.

Mortgages can be confusing. There are many different varieties and on today's show, Matthew and Jim take you down the line with a professional, Brad L'Engle. He's a part of the team of professionals they work with to answer questions they may only know superficially but rely on the expertise of a pro to help guide a client properly along the way. For more information on Brad or to get a free consultation, you can find Brad on line at www.yournorcallender.com. To learn more about Financial S

Feb 23, 2021 • 57:49

Episode 30: Finance February. The Impact Of Options For Financing A New Vehicle

Episode 30: Finance February. The Impact Of Options For Financing A New Vehicle

Your Financial Sobriety team has deemed February the month of financing awareness. That means knowing how interest impacts you and the ramifications of making the best choices when you have a decision to make. Learn about the process and options when making that second biggest purchase next to your home, a new vehicle. John Driebe, owner of "For Any Auto Group" shares from his 40+ years as a dealer representing Nissan, Mazda and Infiniti, things to be aware of when purchasing or leasing a new

Feb 9, 2021 • 41:15

Episode 29: Bo Eason shares why saying "no" more gets you closer to your goals.

Episode 29: Bo Eason shares why saying "no" more gets you closer to your goals.

Join your hosts Matthew Grishman and Jim Gebhardt as they discuss accomplishing your goals for 2021 with Bo Eason, former NFL safety, playwright and actor, author and coach. Learning how to say "no" more could be the single greatest asset you have in allowing yourself to grow more and meet your new year declarations. A must hear episode. For more information visit www.yourfinancialsobriety.com To get Bo Eason's new book "There's No Plan B for Your A Game." and learn more about his opportunities

Jan 26, 2021 • 45:20

Episode 28: Don't screw up 2021! Tips to start the new year off better.

Episode 28: Don't screw up 2021! Tips to start the new year off better.

We would love to hear what you have to say about this episode. Please send us a text.Welcome to the first show of 2021! This episode helps you absorb the challenges of the year past with some great insights for the year ahead with admission of little guilt in spending over the holidays. Your hosts Jim Gebhardt and Matthew Grishman quickly take you to an interview with a couple not unlike many of you, who are working hard to get to a semblance of financial security with the tools from Financia

Jan 12, 2021 • 47:10

Episode 27: What A Year It's Been Indeed.

Episode 27: What A Year It's Been Indeed.

We would love to hear what you have to say about this episode. Please send us a text.2020. A lot is going to be said about this in retrospect and your hosts, Jim and Matthew, take a look back at the one year anniversary mark of the podcast, Financial Sobriety, to give a little perspective and celebrate just a bit. It has been one very strange year indeed. They also introduce an encore version from the segment on "Relationship with People" based around conflict. How appropriate as we

Dec 29, 2020 • 1:03:46

Episode 26: Holiday Greeting and Matthew's Story Encore.

Episode 26: Holiday Greeting and Matthew's Story Encore.

As the year winds down but financial requirements for year end increase, Jim and Matthew found the ability to satisfy the most pressing needs during the re-instated Covid lockdowns a little too daunting to get the next episode properly recorded and produced, so for a great refresher on gratitude and the reason for the program's success in the first place, here's a little holiday greeting followed by the very first episode of Financial Sobriety. And if you haven't sent your gifts by now, "Financ

Dec 15, 2020 • 38:38

Episode 25: Holiday Season Pre Game Steps.

Episode 25: Holiday Season Pre Game Steps.

This special holiday episode deals with a startling revelation of relapse and the consequences of choice. The holidays are stressors, no doubt and coupled with the additional anxiety of separation from friends and family, could possibly cause all your hard work of saving to evaporate. Your hosts, Matthew Grishman and Jim Gebhardt take a different approach in this conversation by examining the options of the pain of discipline or the pain of regret. Perfectly timed for the holiday season, you'

Dec 1, 2020 • 30:54

Episode 24: Bringing It All Together Part 3

Episode 24: Bringing It All Together Part 3

This third and final episode in the "Bringing it all together" closing trilogy, does just that. It brings to a close the first series of podcasts introducing the curriculum of "Financial Sobriety" with the last theme of your relationship with self. Hear how the program will unfold going forward, guests and interaction with others at various stages of becoming more financially sober. If you would like to give feedback and request more from the program, please email "info@yourfinancialsobriety

Nov 17, 2020 • 22:03

Special Edition: The Election

Special Edition: The Election

Today's episode takes a very poignant look at the election as it's happening. No political positions for Donald Trump or Joe Biden. No partisan statement conservatively Republican or liberally Democrat. Just a look at what we might anticipate, what we may be able to prepare for and a whole lot of hope that there's a human element in our country's divide going forward; Whomever the leader of the free world happens to be. For more information on our program, please visit www.yourfinancialsobr

Nov 3, 2020 • 25:40

Episode 23: Bringing It All Together Part II

Episode 23: Bringing It All Together Part II

Continuing along the journey of wrapping things up from the compilation of episodes to date, "Bringing it all Together"covers the midsection of prior discussions about your relationship with people and the infamous "5 to Thrive". If you don't recall this key component of establishing trust, then listen up and refresh your memory as Matthew and Jim take you down memory lane from prior episodes of Financial Sobriety and work to keep you in-line along the path. For more information or to get a

Oct 20, 2020 • 23:44

Episode 22: Bringing It All Together, Part 1

Episode 22: Bringing It All Together, Part 1

Well, you've made it through the entire process for the first time. Congratulations! Listen as Matthew Grishman and Jim Gebhardt bring it all together in a great summary of the past 21 episodes. It's a beautiful recap of the significant elements of the past 9 months and what a journey it's been. No need to remind you, things were different when the program launched in January to where we are today. But throughout it all, the Financial Sobriety team didn't miss a beat. The next few episode

Oct 6, 2020 • 30:18

Episode 21: Relationship with Self - Rest and Rehydration

Episode 21: Relationship with Self - Rest and Rehydration

We would love to hear what you have to say about this episode. Please send us a text.We all need it but many of us don't do it. Matthew and Jim discuss the requisite downtime that is so necessary to not only being healthy but allows you to make better decisions in general and more specifically, about your finances. Can a stressed out, overworked, exhausted mind be trusted to handle the complexities of making lifelong decisions? Find out why not and what to do about it as the final episo

Sep 22, 2020 • 41:58

Episode 20: Relationship With Self - Unique Ability

Episode 20: Relationship With Self - Unique Ability

As Matthew states in this episode, the two most significant days in your life are the day you were born and the day you realize what your purpose in life is. Finding your "Unique Ability" is a process. Easier for some than others. But getting there is the difference between living a life fulfilled vs living a life of challenge. Settling into a life wrapped around your unique ability is both discussed and demonstrated in this episode. The value understanding your purpose and living in that

Sep 8, 2020 • 46:48

Episode 19: Relationship with Self -  Taking Off The Mask , the Real You

Episode 19: Relationship with Self - Taking Off The Mask , the Real You

That mask you've been wearing may have been with you a long, long time. Isn't time to understand how you can take it off to better learn to deal with your money? Maybe learn why you deal with your money the way you do? See the freedom it provides when people and you, know your real self. This is a heavy episode. Taking that mask off requires mental, spiritual and physical self-care. You're building and nurturing that relationship with one person, you. From there, it only gets better. You'l

Aug 25, 2020 • 35:47

Ep 18: Relationship With Self - Shower To Showtime

Ep 18: Relationship With Self - Shower To Showtime

Continuing the chapter on "Relatonship with Self", your hosts Jim Gebhardt and Matthew Grishman dig deep into what it is about putting that mask on that gives you some sense of comfort...or is it discomfort? Hear them tell their stories of the polished presence of pristine they felt they needed to convey until they dug deep and developed a different perspective on what was most important. Hint: it ain't what you think. Hear Jim explain "authentic preparation" vs "perfect presentation". Putti

Aug 11, 2020 • 30:25

Ep 17: Relationship with Self - Quit Hiding Behind The Mask

Ep 17: Relationship with Self - Quit Hiding Behind The Mask

As the "Relationship with Self" continues, your Financial Sobriety becomes more and more personal and in this episode, your relationship with money is clearly reflected in your relationship with the person you see in the mirror everyday. Ironically, we're all told we must wear masks now to prevent the virus from spreading but is the mask you've been wearing for years, and we all have one or two or three or more, but is that mask one you're willing to take off? Learn some of the tools at our di

Jul 28, 2020 • 41:15

Episode 16: Relationship With Self - Hey Jew,  Where's Your Horn?

Episode 16: Relationship With Self - Hey Jew, Where's Your Horn?

We would love to hear what you have to say about this episode. Please send us a text.The continuing process of becoming intentional with your money has now moved into the next series of episodes on "Relationship with Self". These are the truly interpersonal reasons for your relationship with money and a look deep inside one's self reveals years of rationalizations as to why things have been done the way they've been done. This episode is a very real, very raw revelation of

Jul 14, 2020 • 32:34

Episode 15: Couples and Money

Episode 15: Couples and Money

There's never a dull moment when it comes to couples and money, especially knowing it's the #1 cause of divorce. Finances and the topic alone as a discussion scare many married couples and often, it's left unchecked until resentment builds and BOOM! The fireworks go off. Here Matthew, Jim and Jim's wife Beth, discuss this very sensitive topic and some of the ways they've learned to deal with it to the benefit of the relationship. For more information, visit www.yourfinanicalsobriety.com

Jun 23, 2020 • 38:15

Episode 14: My People - Inevitable Conflict

Episode 14: My People - Inevitable Conflict

We would love to hear what you have to say about this episode. Please send us a text.Continuing the trilogy of "My People", Inevitable Oonflict is just that. Hear how Matthew and Jim work thru the processes with supportive acronyms to help you along the way to managing conflict in your life. Avoiding conflict to begin with, dealing with resolving conflict once it's occurred and consequences of criticism and judgement that can come with conflict. Lastly, the biggest issue in c

Jun 9, 2020 • 42:50

Episode 13: My People - Concentric Circles

Episode 13: My People - Concentric Circles

The next Chapter of Financial Sobriety deals with "My People" and this episode of concentric circles leads you from the center outward to others in rings one, two and three. Unlike a donut, these circles won't impact your weight but they can weigh on your emotions and impact your decisions with money. Listen as Matthew and Jim take you on a roundabout journey to an awesome, practical and applicable ending. For more information visit www.yourfinancialsobriety.com.

May 27, 2020 • 29:32

Episode 12: Individual Growth and Capability.

Episode 12: Individual Growth and Capability.

Clarity, confidence and capability. Has the "shelter in place" allowed us to become more capable in who we are as individuals? Listen as Matthew Grishman and Jim Gebhardt discuss the tremendous opportunities that have been presented by our current situation and how to be certain you're doing what you can to be better prepared for what life is going to look like when the economy begins to open up. One thing is for certain and that is that is will be anything but normal as we've know it.

May 19, 2020 • 42:00

Episode 11B: The Epicenter of Wealth -  Maintaining Trust

Episode 11B: The Epicenter of Wealth - Maintaining Trust

The second part of episode 11 is the closure of The Epicenter of Wealth segment. Maintaining Trust. Hear the explanation and value of 5 to Thrive as the pillars on which to build for common decency and respect and, of course, trust. There's very little to debate as you'll hear from Matthew Grishman and Jim Gebhardt in their discussion of these principals for building trust in your relationships. Gratitude, Vulnerability and now the second episode on trust, demonstrate and confirm the value t

May 12, 2020 • 39:14

Episode 11a: Epicenter of Wealth - Establishing Trust

Episode 11a: Epicenter of Wealth - Establishing Trust

There's a reason for 11a. There's an 11b coming next. The topic and discussion on trust was too solid, too valuable with too much information to put all the content into a lengthy episode, hence the 11b coming up. Trust follows the prior episodes of Gratitude and Vulnerability and really hits home to close out the trilogy in the module on the Epicenter of Wealth. This is what it's all about. The human centric value of trust. Hear Matthew and Jim identify the extent to which trust plays int

May 5, 2020 • 32:03

Special Episode: Protecting Your Confidence in a Crisis

Special Episode: Protecting Your Confidence in a Crisis

You get beat down. The constant drumming of negativity amid growing fear and concern begin to rattle your confidence. Your sense of well being and security are challenged. Todays' Special Edition was created specifically for the purpose of providing you details and ways to help protect, maintain and even boost your confidence. Learn some new tools to develop your bandwith of confidence and refuse to fall into the trap of confidence busters. This special episode accomplishes all of the above

Apr 27, 2020 • 39:51

Episode 10: Epicenter of Wealth - Vulnerability

Episode 10: Epicenter of Wealth - Vulnerability

This second of the three segments making up "The Epicenter of Wealth" is one of the most contemporary elements and possibly most difficult to exhibit, relative to relationships today. The interpersonal play of human vulnerability is the topic of conversation you'll want to join as your hosts Matthew Grishman and Jim Gebhardt dive deep into the essence of what makes others attractive. Why is reality TV so popular? What is it about apologies and failure that people find so intoxicating? How do

Apr 21, 2020 • 34:48

Episode 9: Epicenter of Wealth - Gratitude

Episode 9: Epicenter of Wealth - Gratitude

Epicenter of Wealth is the next module of Financial Sobriety. Matthew and Jim now take you on a journey that is much more personal than previous lessons where the defining elements were wrapped around the awareness or money. This module delves into a deeper sense of worth and opens with "Gratitude". Given the recording was done on one of the worst days the stock market has ever seen and is in the midst of the Covid-19 pandemic, it provides valuable insight into handling the related stress th

Apr 7, 2020 • 34:59

Episode 8: The Blueprint Module's Enemy - Resistance.

Episode 8: The Blueprint Module's Enemy - Resistance.

This third segment of The Blueprint Module concludes with the discussion of "Resistance". What could potentially destroy the foundation you've built and plans you've put in place? Risks to avoid and the understanding of the challenges that will most certainly creep into your best laid plans. Matthew and Jim describe their own personal stories of one of the biggest elements of resistance: Lifestyle Inflation. You'll learn the 3 steps to be keenly aware of to prevent this from happening. Aware

Mar 24, 2020 • 37:44

Episode 7: The Blueprint Module Continued.  Building on the foundation.

Episode 7: The Blueprint Module Continued. Building on the foundation.

In this episode, Matthew and Jim continue to take you on the project of the construction of the family blueprints by discussing wealth in a variety of ways. Asset classes, money timelines based on need and risk elements as they relate to the asset distribution of your wealth. Remember, you don't need all your money today! In spite of the current economic climate, there still needs to be a plan. As a matter of fact, a plan is even more important during volatile economic swings. You'll also lea

Mar 17, 2020 • 38:00

Special Episode: Control and Perspective

Special Episode: Control and Perspective

Your hosts, Matthew Grishman and Jim Gebhardt recognize the gravity and toll the constant negativity and fear of uncertainty can place on a person. This most unconventional Special Edition, stops down the financial discussion and looks inward to the personal realities we're all facing with the overwhelming concerns for one's well being, the well being of family and the frightening financial situation that is looming. Dealing with it all requires specific tactics, not unlike the Financial Sobri

Mar 17, 2020 • 32:00

Episode 6:  The Blueprint - Building the foundation.

Episode 6: The Blueprint - Building the foundation.

You've been doing your work and getting things sorted out with the process of having a better relationship with your money. Congratulations! As you know, your hosts Matthew and Jim are not only proud of where you are now but you've been hearing the association to construction in that you need that foundation built before anything. You're getting there and now some of the fun begins. This is where you begin the process of putting things together as you want them... expect them to be. You'll

Mar 3, 2020 • 45:46

Special Episode: Uninvited friends, Worry and Fear have come to the party.

Special Episode: Uninvited friends, Worry and Fear have come to the party.

We would love to hear what you have to say about this episode. Please send us a text.This "Special Episode" has been released to calm some of the concerns when the stock market does what the stock market is supposed to do. This has been a perpetual party long overdue to end. Listen to a different approach as Matthew and Jim share their opinions, views and experience on market volatility and the unique position they take with regard to volatility with Financial Sobriety in mind.You

Feb 26, 2020 • 20:50

Episode 5: Top of the Mountain.

Episode 5: Top of the Mountain.

We would love to hear what you have to say about this episode. Please send us a text.Jim and Matthew take you on an entertaining journey today as they share stories relevant to the next steps in the Financial Sobriety process. Getting focused, a look from the top of the mountain. You'll hear about the four principles for direction and guidance, a great exercise with a deck of cards, but not your ordinary deck of cards, and you'll begin your action plan of fulfillment. It's all

Feb 18, 2020 • 27:11

Episode 4: Your family as a business. Your balance sheet and P&L explained.

Episode 4: Your family as a business. Your balance sheet and P&L explained.

Listen to the beginning of the process and the first steps necessary as you start your journey to Financial Sobriety. Matthew and Jim identify and explain, in detail, the very first requirements to getting your financial house in order. The balance sheet and your family profit and loss statement. You'll learn your net worth and how to manage your household budget like a business. Anecdotal and personal stories help you see the real life integration of the program as told from first and secondh

Feb 4, 2020 • 49:55

Episode 3: Bag o' Crap and FORM explained.

Episode 3: Bag o' Crap and FORM explained.

In this episode, hear Matthew and Jim give you the history of "bag o' crap", their stories on money and wealth and the true meaning and relationship they have to each. You'll also get the steps to take inventory of what you have... in more ways than one and the details of FORM, Family/Occupation/Recreation/Money, will be discussed along with the necessary steps you can take to continue your journey to Financial Sobriety. Each episode is linear in the process to accomplishing your personal obje

Jan 16, 2020 • 49:24

Episode 2: Getting back on track.  How the journey begins.

Episode 2: Getting back on track. How the journey begins.

In this second episode of Financial Sobriety, hear your hosts Matthew and Jim explain the beginning of the journey to financial health.  Getting financially sober requires some steps and you'll hear both personal and client stories as the start of the process is clearly spelled out.  Let them take you on that first step with specific direction, if you're willing and able. With descriptive and simple suggestions, this episode could be the change you've needed to get you started with your new rela

Jan 14, 2020 • 27:54

Episode 1: Matthews Story...The financial trainwreck

Episode 1: Matthews Story...The financial trainwreck

Financial Sobriety is the personal journey of Matthew Grishman and how it almost cost him his family, his wealth, his life. A rock star presenter to financial advisors for his products and services, he had a devastating secret. His own finances were a trainwreck. Hear how he went from living large with a six figure income... to broke. Financial Sobriety is about rebuilding your life and your relationship with money and people with the program and process Matthew and co-host and business partner,

Jan 14, 2020 • 38:03

Switch to the Fountain App