Christmas is over and now comes the financial hangover. In an episode from earlier this year, guest host Jonquilyn Hill looks into the root causes of America's record-high credit card debt.

This episode was produced by Victoria Chamberlin, edited by Matt Collette, fact-checked by Laura Bullard and Amina Al-Sadi, engineered by Andrea Kristinsdottir and Patrick Boyd, and hosted by Jonquilyn Hill.

Transcript at vox.com/today-explained-podcast

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