Heritage Falodun, founder and CEO of DigiOats answers 21 Questions! Article referenced: 💥 https://bitcoinmagazine.com/culture/opportunities-for-bitcoin-remittance-in-west-africa Where to find Heritage & DigiOats: 👉 Twitter (X): https://x.com/herrytheeagle 👉 Twitter (X): https://x.com/DigiOats 👉 Website: https://digioats.io/ 👉 Instagram: https://www.instagram.com/herrytheeagle/ 👉 Instagram: https://www.instagram.com/digioats/ Where to Find "Ask a Bitcoiner 21 Questions": 👉 YouTube: @askabitcoiner21questions 👉 Spotify: https://podcasters.spotify.com/pod/show/ask-a-bitcoiner-21 👉 Twitter (X): https://twitter.com/askabitcoiner21 👉 TikTok: https://www.tiktok.com/@askabitcoiner21questions 👉 Instagram: https://www.instagram.com/askabitcoiner21questions 👉 Fountain: https://www.fountain.fm/askabitcoiner21 Questions / Timestamps: 00:00 - Intro 06:13 - Which measures did the Nigerian government take to clampdown on P2P platforms? 09:37 - What is the ECO West African currency initiative? 11:29 - Which products or services are most impacted by inflation in Nigeria? 12:19 - What is the adoption rate of the e-Naira? 14:25 - Describe the customer cross-border payment journey in Nigeria when using traditional currency vs. Bitcoin. 17:44 - Do you think Nigerian authorities will be influenced by American politicians speaking favourably about Bitcoin? 19:30 - What’s something people would be surprised to know about you? 22:06 - Financial inclusion is a widely discussed term, but what does it truly mean to operate within a financially inclusive environment? 23:48 - Who is your all-time favourite musical artist? 25:20 - If cross-border payments weren't complicated, or if the central bank had a friendlier monetary policy, do you think Bitcoin adoption would be so high in Nigeria? 28:33 - What are three things a business can do to manage its foreign exchange risks? 31:38 - How do retail customers and local businesses navigate cash restrictions? 34:43 - Why is scarcity important when it comes to money? 36:31 - Bonus Question: Which book would you recommend to someone new to Bitcoin? 38:12 - Spend or HODL? 40:44 - In your experience, what problem does Bitcoin solve for the people you help? 42:50 - How did you discover Bitcoin? 47:49 - What’s the most beautiful place to visit in Nigeria? 49:47 - What’s your take on Tether? 53:20 - Which countries are included in ECOWAS? 55:17 - Why did you start DigiOats?