Michael Tanguma, Founder and CEO of Onramp, joins me to discuss why Bitcoin may be entering its next major phase just as credit markets, custody assumptions, and traditional finance itself begin to fracture.

We cover the institutional groundwork being laid through ETFs and trading platforms, why multi-institution custody matters as more capital moves into bitcoin, what Onramp Finance is building across dollars, gold, and bitcoin, and why Michael believes digital credit products are being badly mispriced. We also get into the “credit air pocket” nobody seems to be pricing, how AI could upend the growth assumptions embedded across the economy, and why Bitcoin may benefit as both a savings technology and a settlement asset.

Guest links:

Follow Michael on X → https://x.com/mtanguma

Learn more about Onramp → https://onrampbitcoin.com

Stack Bitcoin using your home equity → https://joinhorizon.com

See your home's Bitcoin potential → https://joinhorizon.com/calculator

Schedule a 1-on-1 consultation → https://calendly.com/d/cryw-39y-2j4/horizon-consultation

Follow Joe on X → https://x.com/JoeConsorti

Disclaimer: Horizon is a technology company that helps users buy and custody their Bitcoin and does not directly provide financial or investment services. Horizon connects homeowners with licensed home equity investment providers but does not act as an agent or broker for the homeowner or any third party. Homeowners should consult their financial, tax, or legal advisor before making any investment decision. For additional information, please refer to our FAQ, terms and conditions, and our preferred providers' websites.