In this episode, Jeff Walton, Chief Risk Officer at Strive, joins me to break down why Bitcoin may have already bottomed and why the market structure around it is changing faster than most people realize.

We cover:

• Why Jeff believes Bitcoin’s four-year cycle may be over

• How digital credit instruments like STRC are changing Bitcoin capital flows

• Why Strategy’s preferred equity products could pressure traditional credit markets

• The difference between transparent digital credit and opaque private credit

• How AI is reshaping productivity, work, and the K-shaped economy

• Why asset-backed credit may matter more in an AI-driven world

• The biggest regulatory hurdle facing Bitcoin adoption by banks

• How Bitcoin-backed capital markets could evolve from here

Jeff also shares how he personally uses AI, the business models he thinks are hiding in plain sight, and why Bitcoin-based credit instruments may be far earlier than most people think.

Guest links:

Jeff Walton on X → https://twitter.com/PunterJeff

True North → https://tnorth.com

True North on X → https://twitter.com/TNorth

Stack Bitcoin using your home equity → https://joinhorizon.com

See your home's Bitcoin potential → https://joinhorizon.com/calculator

Schedule a 1-on-1 consultation → https://calendly.com/d/cryw-39y-2j4/horizon-consultation

Follow Joe on X → https://x.com/JoeConsorti

Disclaimer: Horizon is a technology company that helps users buy and custody their Bitcoin and does not directly provide financial or investment services. Horizon connects homeowners with licensed home equity investment providers but does not act as an agent or broker for the homeowner or any third party. Homeowners should consult their financial, tax, or legal advisor before making any investment decision. For additional information, please refer to our FAQ, terms and conditions, and our preferred providers' websites.